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Schuylkill County, Pennsylvania Court Filings Intelligence

Live court-record analysis of property-related filings (foreclosure, probate, divorce, partition, guardianship). Data sourced direct from Schuylkill County court dockets. Updated 2026-07-14. See methodology.

Data current as of 2026-06-13 · refreshes nightly #6 of 18 Pennsylvania counties we cover by filing volume
Investor takeaway

About Schuylkill County

Schuylkill County is a county in the Commonwealth of Pennsylvania. As of the 2020 census, the population was 143,049. The county seat is Pottsville. The county is part of the Northeast Pennsylvania region of the state.

Source: Wikipedia

At a glance

137 verified property-related court filings tracked across 4 months (Apr 2026 to Jul 2026).

42 typical monthly filing volume.

#6 of 18 Pennsylvania counties Keystone covers, ranked by total filing volume.

12% of filings involve owners whose mailing address differs from the property address (16 of 137 filings).

$130,350 median estimated property value across the 94 filings with property-enrichment data (69% coverage).

3.9% Pennsylvania unemployment rate (BLS, as of 2026-05). Filings should be read against the local-economy backdrop.

Filing type breakdown

Filing typeFilingsShare
Partition 57 41.6%
Pre-Foreclosure 39 28.5%
Pre-Probate 12 8.8%
Tired Landlord 11 8.0%
Inherited Property 9 6.6%
Divorce 6 4.4%
Quiet Title 2 1.5%
Forced Liquidation 1 0.7%

Each row is a distinct case verified for current owner-of-record before inclusion.

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Monthly filing activity

MonthFilingsvs prior
Apr 2026 57
May 2026 58 +1
Jun 2026 11 -47
Jul 2026 9 -2

Each row reflects new filings entering the dataset that month, after ownership verification. Most recent month may be partial.

Geographic concentration by ZIP

Top 10 ZIPs in Schuylkill County account for 38.7% of all tracked filings, showing where distressed real estate activity clusters.

ZIPCityFilingsShare
17901 Branch Township 12 8.8%
17972 South Manheim Township 11 8.0%
18252 Rush Township 8 5.8%
17963 Pine Grove 6 4.4%
17931 Frackville Borough 3 2.2%
18218 Coaldale Borough 3 2.2%
17961 South Manheim Township 3 2.2%
17921 Blythe Township 3 2.2%
17935 Girardville 2 1.5%
18211 West Penn Township 2 1.5%

Based on filings with a parseable property address (53% of Schuylkill County filings).

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Property value distribution

Estimated valueFilingsShare
Under $75k 12 12.8%
$75k - $150k 40 42.6%
$150k - $250k 30 31.9%
$250k - $400k 10 10.6%
$400k+ 2 2.1%

Source: third-party property enrichment (69% coverage on Schuylkill County filings). Median $130,350; mean $160,268.

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Day-of-week filing pattern

DayFilingsShare
Sun 1 0.7%
Mon 25 18.5%
Tue 27 20.0%
Wed 31 23.0%
Thu 25 18.5%
Fri 22 16.3%
Sat 4 3.0%

Filings cluster Monday through Friday, with weekend filings essentially absent (court system closed). Computed for 135 filings with a parseable date.

Building characteristics

Per-property details from third-party property enrichment, aggregated across the 78 filings with characteristic data:

IndicatorValue
Median year built1920
Median living area1,603 sqft
Median bedrooms3
Median lot size0.17 acres
Owner-occupied (at time of enrichment)0.0%

Property characteristics

Parcel-level detail for the 31 Schuylkill County filings that match county GIS records:

IndicatorValue
Median lot size0.14 acres
Property class: R26 filings
Property class: L21 filings
Property class: Rt1 filings
Property class: L11 filings
Property class: Ca2 filings

Source: Schuylkill County public parcel data via the county's GIS REST API. Court records are public information.

Housing stock + distress signals

Underlying housing stock and distress indicators across all 67292 Schuylkill County housing units, from US Census ACS 5-year data. National reference values shown for context.

Indicator Schuylkill County US average
Vacancy rate (incl. seasonal + for-sale)14.6%10.5%
Share of owner-occupied units carrying a mortgage48.4%60.8%
Pre-1940 housing stock47.6%12.3%
Single-family detached share of housing stock57.9%61.2%
Residents age 65 or older20.8%17.3%

Source: US Census Bureau American Community Survey (ACS 2023 5-year). National reference values are ACS 2022 5-year US totals. Why these matter: vacancy rate is the strongest single proxy for distressed inventory; mortgage-carrying share defines the risk pool exposed to rate environment; pre-1940 stock signals deferred maintenance and renovation opportunity; senior population correlates with probate pipeline depth.

Rent benchmark (HUD Fair Market Rent)

HUD sets Fair Market Rents at the metro area level — the same FMRs apply to every county within the metro. Schuylkill County sits within the Schuylkill County, PA. Used to set Section 8 voucher amounts; investors use it as a defensible rent-estimate floor for buy-to-rent underwriting.

Unit size Fair market rent / month
Efficiency / studio$727
1-bedroom$786
2-bedroom$1,030
3-bedroom$1,341
4-bedroom$1,409

Source: US Department of Housing and Urban Development, Fair Market Rents (None). 40th-percentile gross rent including utilities. Why this matters: Section-8-eligible tenants are a baseline demand floor for rental inventory at these price points; FMR is the official ceiling for voucher-eligible rents.

New construction (market momentum)

Annual building permits filed in Schuylkill County from the US Census Building Permits Survey. Trend signal on whether new housing demand is accelerating or contracting in this market.

Indicator Value
Total housing units permitted (2025)211
Year-over-year change (2024 → 2025)-11.7%
Single-family share of permits (2025)80.1%
Single-family units permitted169
Multifamily units permitted (2+ units per building)42

Source: US Census Bureau Building Permits Survey, annual cumulative data. Why this matters: permits trending up signals strong demand for new inventory; permits contracting at the same time foreclosure activity rises indicates broader market softening (deals price differently). Multifamily share shows whether the market is densifying or holding to single-family stock.

Macro context: state home prices and national delinquency

Schuylkill County filings should be read against the broader housing-market backdrop. Pennsylvania state home-price trend and the national mortgage-delinquency rate are the two macro signals most directly relevant to foreclosure exposure.

IndicatorValuePeriod
Pennsylvania home price index (year-over-year)+5.3%2026-01-01
Pennsylvania home price index (cumulative since 2020)+59.3%2026-01-01
National mortgage delinquency rate (30+ day, single-family)1.89%2026-01-01

Sources: Federal Housing Finance Agency state house price indices (FRED series PASTHPI); Federal Reserve Board, Mortgage Delinquency 30+Day Rate on Single-Family Residential Mortgages (FRED series DRSFRMACBS). Updated quarterly. Free public data.

Local-market benchmark

Demographics of the ZIPs where filings cluster, weighted by filing count and benchmarked against Census ACS 2023 5-year:

IndicatorFiling-weighted average
Median household income (where filings cluster)$66,138
Median home value$152,133
Owner-occupancy rate75.5%
Renter share of households24.5%
Median gross rent$848/mo

Source: U.S. Census Bureau ACS 5-year estimates, weighted by Keystone's filing volume across 10 top ZIPs.

Most active foreclosure plaintiffs in Schuylkill County

Top mortgage holders and servicers named in foreclosure complaints filed in this county. Lender names are normalized to collapse common legal-suffix variants (e.g. "as Trustee for X Trust", "N.A.").

PlaintiffForeclosure filings
FREEDOM MORTGAGE CORPORATION 3
M&T BANK 3
PENNSYLVANIA HOUSING FINANCE AGENCY 3
PENNYMAC LOAN SERVICES LLC 2
U.S. BANK TRUST N.A 2
ROCKET MORTGAGE LLC 2
SNYDER, HEATHER 1
MCLP ASSET COMPANY INC 1
NEWREZ LLC D/B/A/ SHELLPOINT MORTGAGE SERVICING 1
CACL EMPLOYEES FEDERAL CREDIT UNION 1

Source: plaintiff names extracted from Schuylkill County foreclosure complaint text. Court records are public information.

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FEMA flood zone exposure

Are distressed properties concentrated in flood-prone areas? By checking each property's coordinates against FEMA's National Flood Hazard Layer, we identify which filings fall in Special Flood Hazard Areas (mandatory flood insurance zones). This analysis covers 109 properties with geocoded locations.

1.8%
in Special Flood Hazard Area
2
properties in high-risk zones
Zone Properties Share
X 105 96.3%
X-500yr 2 1.8%
AE 2 1.8%

Source: FEMA National Flood Hazard Layer (NFHL), queried by property coordinates. Zones A/AE/AH/AO/V/VE are Special Flood Hazard Areas (1% annual flood chance, mandatory flood insurance). Zone X is minimal risk. 109 properties checked.

Filing velocity by case type

How each distress category is trending — are foreclosures accelerating while divorces cool, or vice versa? This breakdown is only possible with direct court-record data.

Case type Total Share Trend
Equity Division Sale 52 38.0% --
High Urgency Pre Foreclosure 28 20.4% --
Pre-Foreclosure 11 8.0% --
Pre-Probate 11 8.0% --
Tired Landlord 11 8.0% --
Inherited Property 8 5.8% --
Divorce 6 4.4% --
Partition 5 3.6% --

Trend = recent 2-3 month volume vs prior 2-3 months (current partial month excluded). Positive = accelerating; negative = cooling.

Lender concentration analysis

Foreclosure activity is spread across many lenders, suggesting diverse distress sources rather than a single institutional wave.

654
HHI score
Competitive
Market type
30.9%
Top 3 share
Lender / Plaintiff Filings Share
FREEDOM MORTGAGE CORPORATION 3 10.3%
M&T BANK 3 10.3%
PENNSYLVANIA HOUSING FINANCE AGENCY 3 10.3%
PENNYMAC LOAN SERVICES LLC 2 6.9%
US BANK TRUST NA 2 6.9%

HHI (Herfindahl-Hirschman Index): <1500 = competitive, 1500-2500 = moderate concentration, >2500 = highly concentrated. Based on 29 foreclosure filings with identified plaintiffs.

Seasonal filing patterns

Court filings peak in May and are lowest in Jun. The 5.3x peak-to-trough ratio suggests strong seasonal patterns — investors who time their outreach around May can reach more distressed homeowners.

Month Avg filings Relative
Apr 57
98%
May 58
100%
Jun 11
19%

Average filings per calendar month across all observed years. Relative column shows each month as a percentage of the peak month (May), with a 5.3x peak-to-trough ratio.

ZIP code distress hotspots

Distress is geographically dispersed across 23 ZIP codes, with no single area dominating.

ZIP Area Filings Share Median value
17901 Branch Township 12 8.8% $93,000
17972 South Manheim Township 11 8.0% $211,964
18252 Rush Township 8 5.8% $117,129
17963 Pine Grove 6 4.4% $297,259
17931 Frackville Borough 3 2.2% $173,840
18218 Coaldale Borough 3 2.2% $104,900
17961 South Manheim Township 3 2.2% $358,556
17921 Blythe Township 3 2.2% $105,963
17935 Girardville 2 1.5% $48,527
18211 West Penn Township 2 1.5% $177,600

Top 10 of 23 ZIP codes with filings.

Non-resident owner analysis

Most filings (88%) involve owner-occupied properties. The relatively low absentee rate suggests distress is primarily hitting homeowners, not institutional investors.

11.7%
Non-resident owners
Case type Total filings Non-resident %
Equity Division Sale 52 0.0%
High Urgency Pre Foreclosure 28 0.0%
Pre-Probate 12 91.7%
Pre-Foreclosure 11 9.1%
Tired Landlord 11 0.0%
Inherited Property 9 0.0%
Divorce 6 33.3%
Partition 5 40.0%

Non-resident = owner's mailing address differs from the property address. Could indicate out-of-state landlords, inherited estates, second homes, or in-transition properties.

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Distress composition and shifts

High Urgency Pre Foreclosure share is rising. Tired Landlord, Partition share is declining. High diversity in distress types suggests multiple independent factors driving court filings, not a single economic shock.

Case type Recent share Earlier share Shift
Equity Division Sale 34.8% 36.8% -2.0pp
High Urgency Pre Foreclosure 27.5% 12.3% +15.2pp (rising)
Pre-Probate 10.1% 7.0% +3.1pp
Pre-Foreclosure 8.7% 8.8% -0.1pp
Divorce 5.8% 3.5% +2.3pp
Tired Landlord 5.8% 12.3% -6.5pp (falling)
Inherited Property 5.8% 7.0% -1.2pp
Quiet Title 1.4% 0.0% +1.4pp
Partition 0.0% 8.8% -8.8pp (falling)
Title Clearance Play 0.0% 1.8% -1.8pp
Forced Liquidation 0.0% 1.8% -1.8pp

Distress diversity score: 2.48 (Shannon entropy; higher = more diverse distress sources). "Recent" = last 2 complete months; "Earlier" = all prior months.

Property Value Profile

The median assessed value of properties in court filings is $121,700. Inherited Property filings involve the highest-value properties (median $177,600), while Partition filings trend lower (median $82,095). The largest segment (52.0%) falls in the $100K - $250K range.

$121,700
Median assessed value
$151,464
Average assessed value
100
Properties with values
Value range Properties Share
Under $100K 36 36.0%
$100K - $250K 52 52.0%
$250K - $500K 11 11.0%
$500K - $1M 1 1.0%
Value breakdown by case type
Case type Median value Avg value Properties
Equity Division Sale $152,000 $164,511 37
High Urgency Pre Foreclosure $94,700 $98,405 20
Pre-Foreclosure $136,030 $167,796 9
Tired Landlord $116,000 $116,100 9
Inherited Property $177,600 $258,467 9
Divorce $136,800 $145,548 6
Partition $82,095 $119,582 5

Based on county assessor records for 100 properties with court filings (73.0% of total filings). Values are tax-assessed amounts, not market listing prices.

Investment Opportunity Score by ZIP Code

Across 8 ZIP codes with sufficient court filing data, ZIP 17901 (Pottsville) ranks highest with an investment opportunity score of 75/100, driven by high filing volume (12 cases). 4 of 8 scored ZIPs are above the average score of 42.

75/100
Highest ZIP score
8
ZIPs scored
42
Average score
Rank ZIP Code Area Score Filings Avg Value Absentee %
#1 17901 Pottsville
75
12 0%
#2 17972 South Manheim Township
64
11 0%
#3 18252 Tamaqua
49
8 0%
#4 17963 Pine Grove Township
42
6 0%
#5 17931 Frackville Borough
28
3 0%
#6 17961 Orwigsburg
28
3 0%
#7 18218 Coaldale
25
3 0%
#8 17921 Ashland
25
3 0%
How the score is calculated

The Investment Opportunity Score combines four dimensions from verified court filing data:

  • Filing volume (35%): More filings = more potential deals in the area
  • Property value (25%): Higher assessed values = larger potential deal sizes
  • Absentee owner rate (25%): Absentee owners are more likely to sell at a discount
  • Case type diversity (15%): Multiple case types = broader opportunity set

Each dimension is normalized to a 0–100 scale across all scored ZIPs, then weighted and combined. A score of 100 means that ZIP ranks highest across all dimensions. Scores should be compared within the same county or state, not across different markets.

Based on 137 court filings across 8 ZIP codes. ZIPs with fewer than 3 filings are excluded. Property values from county assessor records. Absentee status from property ownership verification.

Distress Capital Analysis

$15,146,378 in assessed property value is currently tied up in 100 court-filed properties. Equity Division Sale filings represent the largest capital pool ($6,086,900 across 37 properties).

$15M
Total Value at Risk
100
Properties Valued
$121,700
Median Value

Capital at Risk by Filing Type

Filing Type Total Value Properties Avg Value High Equity %
Equity Division Sale
$6,086,900
37 $164,511 --
Inherited Property
$2,326,200
9 $258,467 --
High Urgency Pre Foreclosure
$1,968,100
20 $98,405 --
Pre-Foreclosure
$1,510,165
9 $167,796 25.0%
Tired Landlord
$1,044,900
9 $116,100 --
Divorce
$873,286
6 $145,548 --
Partition
$597,912
5 $119,582 --
Pre-Probate
$500,815
3 $166,938 --
High-Equity Distressed Properties
3 properties with 20%+ equity totaling $695,233 in assessed value (3.0% of all valued filings). Average property value: $231,744. These represent the highest-value investor targets — owners with real money at stake who are most likely to negotiate.

Based on 100 properties with assessor valuations (73.0% of 137 total filings). Values are county assessor estimates. Equity calculated from estimated value vs outstanding mortgage balance where available.

Property Type Distribution

75.5% of distressed properties are classified as Residential, followed by Agricultural (21.6%).

Residential
Most common (75.5%)
102
Properties classified
3
Property categories
Property type Count Share Distribution
Residential 77 75.5%
Agricultural 22 21.6%
Commercial 3 2.9%
Property type by case type
Case type Dominant property type Share Properties
Equity Division Sale Residential 73.8% 42
High Urgency Pre Foreclosure Residential 75.0% 28
Inherited Property Residential 76.5% 17
Tired Landlord Residential 80.0% 10

Property classifications from county assessor records for 102 properties (74.5% of total filings). Categories normalized from assessor codes.

Case Aging & Stall Analysis

0 cases (0.0%) have been active for over a year without resolution. 13 filings in the last <30 days represent fresh opportunities.

0
Cases stalled 1yr+
0.0%
of all filings
135
Total tracked
Age Total Resolved Still active Resolution rate
<30 days 13 0 13 0.0%
30-90 days 92 0 92 0.0%
3-6 months 30 0 30 0.0%
Resolution speed by case type
Case type Total Resolved Rate Median days
Equity Division Sale 58 0 0.0%
High Urgency Pre Foreclosure 39 0 0.0%
Inherited Property 19 0 0.0%
Tired Landlord 12 0 0.0%

Case aging computed from filing date to present for unresolved cases. Resolution classified from court docket entries (judgments, settlements, dismissals, sheriff sales). Cases with a resolution event are removed from the stall count.

Property Age & Distress Profile

102 filings (74.5% of scope) have year-built data. Pre-1960 properties are most common (79%). Newer properties (2000+) average $302,886 — 2.4x the value of Pre-1960 stock ($127,398).

102
Properties with year built
74.5%
Coverage
Pre-1960
Most common era (79.4%)
Construction era Filings Share Avg value Median days
Pre-1960 81 79.4% $127,398
1960–1979 7 6.9% $202,029
1980–1999 7 6.9% $334,329
2000+ 7 6.9% $302,886

Value trend: 2000+ properties average $302,886 — 2.38x the value of Pre-1960 stock ($127,398).

Top case types by construction era
Pre-1960: Equity Division Sale (37.0%), High Urgency Pre Foreclosure (29.6%), Inherited Property (13.6%), Tired Landlord (12.3%)
1960–1979: Equity Division Sale (57.1%), Inherited Property (28.6%), High Urgency Pre Foreclosure (14.3%)
1980–1999: Equity Division Sale (57.1%), Inherited Property (42.9%)
2000+: Inherited Property (42.9%), Equity Division Sale (42.9%), High Urgency Pre Foreclosure (14.3%)

Construction year sourced from county tax assessor records. Value is assessed value from the most recent available tax assessment. Resolution timing based on court docket events.

Property Value Distribution

The median property value in distressed filings is $123,800, with the largest concentration (25.0%) in the $50K–$100K range. Inherited Property filings have the highest median value ($173,000) while Tired Landlord filings are lowest ($102,500).

$123,800
Median value
$147,271
Average value
112
Properties valued
Price range Count Share Distribution
Under $50K 15 13.4%
$50K–$100K 28 25.0%
$100K–$150K 20 17.9%
$150K–$200K 24 21.4%
$200K–$300K 18 16.1%
$300K–$500K 6 5.4%
$500K+ 1 0.9%
Value by case type
Case type Median value Average value Properties
Equity Division Sale $131,000 $157,427 43
High Urgency Pre Foreclosure $102,900 $114,865 32
Inherited Property $173,000 $205,685 20
Tired Landlord $102,500 $109,240 10

Assessed property values from county assessor records for 112 properties (81.8% of total filings). Values reflect tax-assessed amounts, not market price.

Ownership Duration Before Filing

The median ownership duration before a court filing is 10.8 years, with 53.2% of owners holding the property 10+ years (a strong equity signal for investors). Tired Landlord cases show the longest tenure (17.5 yr median) vs. High Urgency Pre Foreclosure (8.1 yr).

10.8 yr
Median tenure
15.0 yr
Average tenure
109
Properties tracked
Ownership period Count Share Distribution
Under 2 years 10 9.2%
2–5 years 18 16.5%
5–10 years 23 21.1%
10–20 years 27 24.8%
20+ years 31 28.4%
Tenure by case type
Case type Median tenure Average tenure Properties
Equity Division Sale 10.4 yr 14.9 yr 43
High Urgency Pre Foreclosure 8.1 yr 13.3 yr 32
Inherited Property 16.4 yr 17.0 yr 18
Tired Landlord 17.5 yr 18.2 yr 10

Duration calculated from last recorded property sale to court filing date for 109 properties (79.6% of total filings). Longer ownership often correlates with higher equity.

Why these filings are invisible on most public foreclosure sites

The largest public foreclosure-aggregator interfaces surface only post-auction bank-owned properties in Pennsylvania. Pre-foreclosure court filings are not visible to their non-paying users. Keystone tracks the court filing the day it hits the docket, weeks or months before any property reaches the auction stage those aggregators surface.

Methodology and full audit: Court-vs-aggregator coverage gap report.

Methodology and data sources

Top cities for filings within Schuylkill County

Where filings concentrate inside Schuylkill County, by parsed property city or township.

City / Township Filings Share (of city-parsed filings)
Pottsville811.1%
South Manheim Township56.9%
Tamaqua45.6%
West Penn Township34.2%
Pine Grove34.2%

Share is computed against filings with a parsed property city (not against total Schuylkill County filings — addresses missing the city portion are excluded from the denominator). Top 5 shown; smaller cities aggregate into the long tail.

Related Pennsylvania guides

Pennsylvania foreclosure process How to find leads in Pennsylvania Top foreclosure counties in Pennsylvania Pennsylvania statewide analysis

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Cite: Keystone Court Data, "Schuylkill County Pennsylvania Court Filings Intelligence," 2026-07-14, https://keystonecourtdata.com/reports/schuylkill-pa-court-filings-intelligence · Download data (CSV)