Terms of Service

Last updated: October 3, 2026

1. Agreement to Terms

By accessing or using the Keystone Court Data website and platform located at keystonecourtdata.com (the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not access or use the Service.

These Terms apply to all visitors, users, and subscribers of the Service. By creating an account, subscribing to a county, or purchasing skip-trace credits, you confirm that you have read, understood, and agree to these Terms in their entirety.

2. Description of Service

Keystone Court Data is a software-as-a-service (SaaS) platform that provides real estate lead data sourced from public court records. Our platform delivers property and owner information related to pre-foreclosure, probate, divorce, tax sale, and other court-filed cases.

The Service includes, but is not limited to:

• Real estate lead data compiled from publicly available court records
• Property data including estimated values, equity percentages, and, where available, owner mailing addresses
• An optional skip-tracing add-on (owner phone numbers and email addresses), purchased separately with credits (see Section 4A)
• Proprietary motivation scoring for each lead
• A subscriber dashboard for viewing, filtering, and managing leads
• CRM integrations and data export tools
• County subscriptions, sold on a non-exclusive basis except in Pennsylvania, where county subscriptions remain exclusive (one subscriber per county) under a separate reserved partner arrangement
• Team account functionality

3. Account Registration and Security

To access the Service, you must create an account by providing accurate and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.

You agree to:

• Provide truthful, accurate, and current registration information
• Maintain and promptly update your account information as needed
• Notify us immediately at carson@keystonecourtdata.com if you become aware of any unauthorized use of your account
• Not share your login credentials with anyone outside of your authorized team members

Keystone Court Data reserves the right to suspend or terminate accounts that appear to be compromised or that violate these Terms.

4. Subscription and Billing

Monthly Subscriptions

County subscriptions are billed on a monthly recurring basis through our payment processor, Stripe. Counties may be subscribed to by multiple customers simultaneously, except in Pennsylvania, where each county is sold to a single subscriber at a time. The published monthly subscription price applies at the time of purchase and remains in effect for the duration of your active subscription, subject to the Price Changes section below.

Auto-Renewal

All subscriptions automatically renew at the beginning of each billing period at the then-current subscription rate. Your payment method on file will be charged automatically unless you cancel before the renewal date.

Cancellation

You may cancel your subscription at any time through your account dashboard or by contacting us at carson@keystonecourtdata.com. Upon cancellation, your access to the subscribed county's leads will continue through the end of your current billing period. No prorated refunds will be issued for partial billing periods. After cancellation, you will retain permanent read-only access to your leads as described in the Lead Retention section below.

Pricing Structure and Tiers

Subscriptions are priced in three tiers (Prime, Standard, Discovery) determined by county market characteristics such as population and median home value. The current tier price is displayed at the time of subscription. The specific tier and price for each county is shown on the pricing page and is also displayed in the subscription confirmation.

12-Month Price Lock

Your monthly subscription price is fixed for twelve (12) months from your signup date. During this 12-month lock period, Keystone Court Data will not increase your monthly price for that subscription, except as provided in the Material Cost Clause below.

Price Changes After the Lock Period

After the 12-month lock expires, your subscription is subject to an annual review on each anniversary of your signup. If we raise the price at review, we will notify you by email at least sixty (60) days before the change takes effect, and any single-year increase will not exceed twenty-five percent (25%) of your current price. You may cancel at any time during the notice period without penalty.

Material Cost Clause

Keystone Court Data reserves the right to adjust pricing with sixty (60) days' written notice if operating costs materially change in a way that threatens service sustainability. This right will be used sparingly and only when required.

Flat Pricing Commitment

Keystone Court Data uses flat subscription pricing. Any future change to the pricing mechanism, including but not limited to bidding or auction-based pricing, applies only to new subscriptions entered into after the change. Existing subscribers will not be subject to retroactive bidding or auction on their currently-held counties.

Waitlist

Pennsylvania counties are exclusive and have at most one active subscriber under a separate reserved partner arrangement. If the Pennsylvania county you want is currently subscribed, you may join the waitlist by leaving your email, and we will notify you if it becomes available. All other states are sold on a non-exclusive basis and do not require a waitlist. Joining a waitlist does not guarantee access; if you are contacted, the current tier price at that time applies to any new subscription you start.

Free Trial

Keystone Court Data may offer a 7-day free trial to new users, limited to one free trial per person or organization. No credit card is required to start a trial.

A trial does not show the same live, same-day data a paid subscription does. Instead, a trial shows a limited sample of filings from the selected county that are generally at least 30 days old (this delay may be shorter for a county with a thinner record history, but never less than 7 days), capped at a maximum sample size. This lets us offer a trial at low cost while giving you a genuine, representative look at the data. Paying subscribers receive each new qualifying filing for their county on the day it becomes available to us; your dashboard and trial emails will state the age of your sample so you always know what you're looking at.

Trial terms and availability are subject to change at our discretion. After your 7-day trial ends, your access to that county's leads switches to a masked preview: case and property information remains visible, but personally-identifying contact details (owner name, phone number, and full address) are redacted. Full contact details become visible again only if you subscribe to that county, at which point you receive full, current data going forward rather than being limited to your original trial sample. The Lead Retention section below governs paid subscriptions that end; it does not apply to a trial that was never converted to a paid subscription.

Lead Retention

When a paid county subscription ends, whether through cancellation, payment failure, or administrative deactivation, you permanently retain read-only access to all leads that existed in our system during your subscription period for that county. (For what happens when a free trial ends without converting to a paid subscription, see Free Trial above.) Specifically:

• Retained leads are permanent. You will continue to have access to leads from your subscription period indefinitely, at no additional cost.
• Retained leads are frozen. No new leads will appear for counties you are no longer subscribed to. Only leads that were available in our system while your subscription was active are retained.
• Retained leads are read-only. You can view, search, filter, export, and save retained leads, but you will not receive alerts or notifications for updates to retained leads.
• Team-provided access is not retained. If your county access was provided by a team (broker-paid), lead retention applies to the team owner, not to individual team members. If you leave or are removed from a team, you will not retain leads from broker-paid counties. However, if you personally paid for a county subscription while on a team, standard retention applies to those counties.

Lead retention applies retroactively to all past paid subscriptions. Free trials are governed by the Free Trial section above. Keystone Court Data reserves the right to modify this retention policy with reasonable notice to users.

4A. Skip-Tracing Add-On and Credits

What It Is

Leads are delivered without owner phone numbers or email addresses, except where your plan includes them (a Pennsylvania county subscription includes skip tracing of the owner on that subscription's Pennsylvania leads). You may optionally buy a skip trace: a search of third-party data sources for phone numbers and email addresses associated with the property owner named on a lead (or, for a pre-probate lead, a likely heir), or with another person named on the court case. Skip tracing is an add-on, separate from a county subscription. Tracing another person named on a case uses a credit in every state, including Pennsylvania.

Credits

Skip traces are paid for with prepaid credits. One credit buys one skip trace. If a search ever uses more than one credit, the number is shown before you confirm. Credits:

• are bought in packs through our payment processor, Stripe;
• are shared by the members of your team account;
• have no cash value and cannot be transferred or exchanged for money;
• are non-refundable, except as stated in this section.

When You Are Charged

A credit is used when a search returns at least one phone number. If a search returns no phone number, the credit is returned to your balance automatically. If a search cannot be completed because of a system or vendor error, you are not charged.

What You Get, and What We Do Not Promise

Skip-trace results come from third-party data providers and public sources. We do not guarantee that a search will find anyone, or that any phone number or email address is accurate, current, working, or belongs to the person named on the lead. A result may belong to a different person associated with the name or the property, such as a relative, a former occupant, or someone with a similar name. A credit used on a search that returned a phone number is not returned because the number turns out to be wrong, disconnected, or someone else's. Confidence labels we show are estimates, not guarantees.

Reusing Results

Leads are not exclusive. If a lead has been searched recently, you may receive the stored result of that search instead of a new one. You are charged the same credit either way.

Do Not Call and Litigator Flags

Where available, results show whether a number appears on the National Do Not Call Registry or a known TCPA-litigator list, and when that was last checked. These flags are informational only and may be incomplete or out of date. You remain solely responsible for scrubbing numbers against current Do Not Call lists and for complying with the TCPA, the Telemarketing Sales Rule, CAN-SPAM, state telemarketing and do-not-call laws, and every other law that applies to how you contact people.

Permitted Use of Results

Skip-trace results are licensed to you for your own internal business use in connection with the lead they were bought for. You may not resell, redistribute, publish, or provide results to any third party except your own CRM or service providers acting for you, and you may not use them for any purpose prohibited by Section 6A or by the Driver's Privacy Protection Act. We may withhold results for people who are protected by law (for example, under New Jersey's Daniel's Law) and are not required to tell you why a result was withheld.

Problems and Corrections

If you believe a search was charged in error (for example, you were charged twice, or charged for a search that returned nothing), report it from the lead within seven (7) days. We will review it and, at our discretion, return the credit. Returning credits for system errors or verified duplicate charges is the only refund we offer for credits.

Refunds, Chargebacks and Account Holds

If a credit purchase is refunded or disputed with your card issuer, we remove the credits from that purchase, even if they have already been used, which may leave your balance negative. We may place your account on hold while a dispute is open, and we may suspend accounts with unusual or abusive usage. New accounts may have daily usage limits.

Price Changes

We may change the price of credit packs, or the number of credits a search uses, at any time. Changes apply to purchases and searches made after the change. Credits you have already bought keep their value as one standard search each.

Limitation of Liability for the Add-On

In addition to Section 8, our total liability arising out of or relating to skip tracing will not exceed the amount you paid for the credits involved in the claim.

5. Data Accuracy and Disclaimers

This section is important. Please read it carefully.

All lead data provided through the Service is sourced from public court records and other publicly available sources. While we strive to deliver accurate and timely information, we make no guarantees regarding the accuracy, completeness, reliability, or timeliness of any data provided through the Service.

Specifically:

• Property values and equity percentages are estimates only. These figures are calculated from available data sources and should not be relied upon as precise valuations.
• Motivation scores are proprietary calculations. They are intended as general indicators and are not guarantees of a property owner's intent or willingness to sell.
• Court record data may contain errors, omissions, or delays. Court systems may update, amend, or dismiss cases after our platform has processed them.
• Owner contact information may be outdated or incorrect. We do not guarantee the accuracy of phone numbers, mailing addresses, or email addresses. Skip-trace results are governed by Section 4A.

All data is provided for informational purposes only. The Service does not constitute legal advice, real estate advice, or financial advice. You are solely responsible for independently verifying all information before making any decisions or taking any actions based on data obtained through the Service.

Keystone Court Data is not responsible for any decisions you make, actions you take, or outcomes that result from your use of the data provided through the Service.

6. Acceptable Use

By using the Service, you agree to use the data and platform only for lawful purposes. You agree to:

• Use the data solely for legitimate real estate investment, brokerage, or professional business purposes
• Comply with all applicable federal, state, and local laws when contacting property owners, including the Telephone Consumer Protection Act (TCPA) and all Do Not Call regulations
• Not use the data to harass, threaten, stalk, or illegally contact property owners
• Not resell, redistribute, sublicense, or share lead data with individuals or entities outside of your authorized team account
• Not use automated tools to scrape, crawl, or bulk-download data from the platform beyond the features provided by the Service
• Not attempt to reverse-engineer, decompile, or disassemble any part of the Service
• Where a county subscription is designated exclusive (Pennsylvania only), respect that exclusivity and not attempt to circumvent the one-subscriber-per-county limitation for that state

6A. Prohibited Uses — FCRA, GLBA, and Eligibility Decisions

This section is critical. Misuse of the data described here may expose both you and Keystone Court Data to significant legal liability. Please read carefully.

Keystone Court Data is not a Consumer Reporting Agency ("CRA") as defined by the Fair Credit Reporting Act, 15 U.S.C. § 1681 et seq. ("FCRA"). The data provided through the Service is not a "consumer report" within the meaning of the FCRA and is not intended to be used as a factor in determining a consumer's eligibility for any of the following purposes:

• Credit, loan, or financial product approval
• Insurance underwriting, eligibility, or pricing
• Employment screening, hiring, promotion, or retention
• Tenant or rental screening, or any housing-related decision
• Government benefits or license eligibility
• Any other use for which a consumer report is regulated under FCRA

By using the Service, you represent, warrant, and agree that:

• You will not use any data obtained from the Service, in whole or in part, for any FCRA-regulated purpose listed above;
• You will not use the data to make adverse decisions affecting any consumer's eligibility for credit, insurance, employment, housing, or government benefits;
• You will not resell, redistribute, or share the data with any third party who you know or reasonably should know will use it for an FCRA-regulated purpose;
• You will not use the data in any manner that would cause Keystone Court Data to be considered a Consumer Reporting Agency under the FCRA or any state equivalent;
• You will comply with the Gramm-Leach-Bliley Act, 15 U.S.C. § 6801 et seq. ("GLBA"), the Driver's Privacy Protection Act, 18 U.S.C. § 2721 et seq. ("DPPA"), the California Consumer Privacy Act ("CCPA"), and all applicable state privacy and data broker laws when handling any data obtained through the Service;
• You acknowledge that data may include information sourced from public records and that you are solely responsible for confirming the legality of your specific use case under the laws of your jurisdiction.

If you intend to use property-owner or lead data for tenant screening, employment screening, credit decisions, or any other FCRA-regulated purpose, you must obtain that data from a properly licensed Consumer Reporting Agency, not from Keystone Court Data. Any breach of this section is grounds for immediate termination of your account and may result in legal action.

7. Intellectual Property

The Keystone Court Data platform, including its software, user interface, data compilation methods, scoring algorithms, and all associated branding and content, is the proprietary property of Keystone Court Data and is protected by applicable intellectual property laws.

While the underlying court records are public information, the compilation, organization, enrichment, and scoring of that data into the format delivered through our Service is our proprietary work product. You may not copy, reproduce, or create derivative works from our data compilations, scoring models, or platform features without our prior written consent.

8. Limitation of Liability

To the fullest extent permitted by applicable law, Keystone Court Data, its officers, directors, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, revenue, data, business opportunities, or goodwill, arising out of or in connection with your use of the Service.

In no event shall our total liability to you for all claims arising from or related to the Service exceed the total amount you have paid to Keystone Court Data during the twelve (12) months immediately preceding the event giving rise to the claim.

The Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

9. Indemnification

You agree to indemnify, defend, and hold harmless Keystone Court Data, its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to:

• Your use of the Service or any data obtained through it
• Your violation of these Terms, including without limitation Section 6A (Prohibited Uses — FCRA, GLBA, and Eligibility Decisions)
• Your violation of any applicable law or regulation, including without limitation the Fair Credit Reporting Act (FCRA), Gramm-Leach-Bliley Act (GLBA), Driver's Privacy Protection Act (DPPA), Telephone Consumer Protection Act (TCPA), California Consumer Privacy Act (CCPA), and any state data broker, consumer protection, or privacy laws
• Any claim by a third party arising from your actions based on data provided by the Service
• Your outreach to or contact with property owners using data from the Service
• Any use, by you or by any third party to whom you provided data from the Service, of that data for any purpose regulated under the FCRA — including tenant screening, employment screening, credit decisions, or insurance underwriting

10. Termination

We reserve the right to suspend or terminate your access to the Service at any time, with or without notice, for any reason, including but not limited to:

• Violation of these Terms or any applicable law
• Misuse of the data or platform
• Non-payment of subscription fees, or a refunded or disputed credit purchase
• Conduct that we reasonably believe is harmful to other users, property owners, or our business

Upon termination, your right to access the Service will cease immediately. Any provisions of these Terms that by their nature should survive termination will remain in effect, including Sections 5, 7, 8, 9, and 11.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Indiana, without regard to its conflict of law provisions. Any legal action or proceeding arising out of or related to these Terms or the Service shall be brought exclusively in the state or federal courts located in the State of Indiana, and you consent to the personal jurisdiction of such courts.

12. Changes to Terms

We may update these Terms from time to time. When we make changes, we will update the "Last updated" date at the top of this page. Continued use of the Service after any changes to these Terms constitutes your acceptance of the revised Terms. We encourage you to review this page periodically for the latest information.

13. Contact Us

If you have any questions about these Terms, please contact us at:

Keystone Court Data
Email: carson@keystonecourtdata.com
Website: keystonecourtdata.com