Lebanon County, Pennsylvania Court Filings Intelligence

• Filing volume accelerating (+23.7%) — last 2 complete months (772 filings) vs prior 2 complete months (624 filings). Excludes the current calendar month (in progress).
• Max gross cap rate 11.6% at HUD Fair Market Rent — $16,932/year (2BR FMR × 12) on the $146,047 median estimated market value. Section-8-eligible rent ceiling; real-market rent typically exceeds FMR; excludes operating costs (taxes, insurance, maintenance, vacancy, management).
• 35.5% of filings are Public — the dominant lead category in Lebanon County during the observed window.

About Lebanon County

Lebanon County is a county in the Commonwealth of Pennsylvania, United States. As of the 2020 census, the population was 143,257. Its county seat is the city of Lebanon. It lies 72 miles northwest of Philadelphia, which is the nearest major city. The county is part of the South Central region of the commonwealth.

Source: Wikipedia

At a glance

Filing type breakdown

Each row is a distinct case verified for current owner-of-record before inclusion.

Monthly filing activity

Each row reflects new filings entering the dataset that month, after ownership verification. Most recent month may be partial.

Geographic concentration by ZIP

Top 0 ZIPs in Lebanon County account for 0.0% of all tracked filings, showing where distressed real estate activity clusters.

Based on filings with a parseable property address (0% of Lebanon County filings).

Property value distribution

Source: third-party property enrichment (4% coverage on Lebanon County filings). Median $146,047; mean $174,825.

Day-of-week filing pattern

Filings cluster Monday through Friday, with weekend filings essentially absent (court system closed). Computed for 23608 filings with a parseable date.

Housing stock + distress signals

Underlying housing stock and distress indicators across all 59582 Lebanon County housing units, from US Census ACS 5-year data. National reference values shown for context.

Source: US Census Bureau American Community Survey (ACS 2023 5-year). National reference values are ACS 2022 5-year US totals. Why these matter: vacancy rate is the strongest single proxy for distressed inventory; mortgage-carrying share defines the risk pool exposed to rate environment; pre-1940 stock signals deferred maintenance and renovation opportunity; senior population correlates with probate pipeline depth.

Rent benchmark (HUD Fair Market Rent)

HUD sets Fair Market Rents at the metro area level — the same FMRs apply to every county within the metro. Lebanon County sits within the Lebanon, PA. Used to set Section 8 voucher amounts; investors use it as a defensible rent-estimate floor for buy-to-rent underwriting.

Source: US Department of Housing and Urban Development, Fair Market Rents (None). 40th-percentile gross rent including utilities. Why this matters: Section-8-eligible tenants are a baseline demand floor for rental inventory at these price points; FMR is the official ceiling for voucher-eligible rents.

New construction (market momentum)

Annual building permits filed in Lebanon County from the US Census Building Permits Survey. Trend signal on whether new housing demand is accelerating or contracting in this market.

Source: US Census Bureau Building Permits Survey, annual cumulative data. Why this matters: permits trending up signals strong demand for new inventory; permits contracting at the same time foreclosure activity rises indicates broader market softening (deals price differently). Multifamily share shows whether the market is densifying or holding to single-family stock.

Macro context: state home prices and national delinquency

Lebanon County filings should be read against the broader housing-market backdrop. Pennsylvania state home-price trend and the national mortgage-delinquency rate are the two macro signals most directly relevant to foreclosure exposure.

Sources: Federal Housing Finance Agency state house price indices (FRED series PASTHPI); Federal Reserve Board, Mortgage Delinquency 30+Day Rate on Single-Family Residential Mortgages (FRED series DRSFRMACBS). Updated quarterly. Free public data.

Filing velocity by case type

How each distress category is trending — are foreclosures accelerating while divorces cool, or vice versa? This breakdown is only possible with direct court-record data.

Trend = recent 2-3 month volume vs prior 2-3 months (current partial month excluded). Positive = accelerating; negative = cooling.

Seasonal filing patterns

Court filings peak in Mar and are lowest in Jan. Filing volume is relatively steady year-round.

Average filings per calendar month across all observed years. Relative column shows each month as a percentage of the peak month (Mar), with a 1.2x peak-to-trough ratio.

Non-resident owner analysis

Most filings (100%) involve owner-occupied properties. The relatively low absentee rate suggests distress is primarily hitting homeowners, not institutional investors.

Non-resident = owner's mailing address differs from the property address. Could indicate out-of-state landlords, inherited estates, second homes, or in-transition properties.

Distress composition and shifts

Liens: Probation, Civil: Contract Debt Collection: Other share is rising. Public share is declining. High diversity in distress types suggests multiple independent factors driving court filings, not a single economic shock.

Distress diversity score: 3.38 (Shannon entropy; higher = more diverse distress sources). "Recent" = last 2 complete months; "Earlier" = all prior months.

Case Outcomes & Resolution Timeline

0.0% of tracked cases have reached a resolution. The most common resolution is judgment entered (1 cases, 100% of resolved).

Outcomes by Case Type

Based on 23608 court filings with docket event tracking. Based on a robust sample; percentages are reliable. Outcomes derived from docket entries (judgments, dismissals, sheriff sales, and settlement agreements). 23607 cases are still active or pending resolution.

Property Value Profile

The median assessed value of properties in court filings is $142,000. Civil: Appeals Agencies: Board Of Assessment filings involve the highest-value properties (median $600,000), while Liens: Probation filings trend lower (median $110,000). The largest segment (55.0%) falls in the $100K - $250K range.

Based on county assessor records for 1108 properties with court filings (4.7% of total filings). Values are tax-assessed amounts, not market listing prices.

Distress Capital Analysis

$184,259,929 in assessed property value is currently tied up in 1108 court-filed properties. Public filings represent the largest capital pool ($87,175,450 across 572 properties).

Capital at Risk by Filing Type

Based on 1108 properties with assessor valuations (4.7% of 23608 total filings). Values are county assessor estimates. Equity calculated from estimated value vs outstanding mortgage balance where available.

Case Aging & Stall Analysis

20,291 cases (85.9%) have been active for over a year without resolution. 11 filings in the last <30 days represent fresh opportunities.

Case aging computed from filing date to present for unresolved cases. Resolution classified from court docket entries (judgments, settlements, dismissals, sheriff sales). Cases with a resolution event are removed from the stall count.

Quarterly Filing Volume Trends

Filing trends across 18 comparable quarters show 16,319 tracked filings in Lebanon County. Most recent quarter (2026 Q2: 772) was declining vs prior (2026 Q1: 906, -14.8%). Public shows the largest composition shift, declining share from 48.9% to 0.0%.

Composition shift: Public filings are declining share, moving from 48.9% to 0.0% of total filings (-48.9 percentage points).

Only comparable quarters shown (collection ramp-up periods excluded). Filing dates from verified court records. Current partial quarter excluded from trend calculations.

Property Value Distribution

The median property value in distressed filings is $103,000, with the largest concentration (35.0%) in the Under $50K range. Civil: Appeals Agencies: Board Of Assessment filings have the highest median value ($600,000) while Civil: Miscellaneous Other filings are lowest ($1).

Assessed property values from county assessor records for 1,536 properties (6.5% of total filings). Values reflect tax-assessed amounts, not market price.

Repeat litigation patterns in Lebanon County

Of 18,913 unique property owners in court filings, 2,478 (13.1%) appear in multiple cases, including 710 with 3 or more filings. The most active repeat filer has 205 cases spanning 75 months. Liens: Federal Tax cases have the highest repeat rate at 56.0%.

Repeat rate by case type

Analysis based on 18,913 unique owner names across court filings. Repeat filers are property owners appearing in 2 or more distinct cases.

Serial distressed properties in Lebanon County

Of 466 unique properties in court filings, 64 (13.7%) have multiple filings (averaging 2.2 filings per property). Average time between repeat filings: 7 months. Civil: Real Property Mortgage Foreclosure: Residential properties have the highest repeat rate at 30.0%.

Serial distress rate by case type

Analysis based on 466 unique property addresses across court filings. Serial distressed properties have 2 or more distinct case filings at the same address.

Land vs improvement value composition

Across 1,509 properties with assessed value breakdowns, the median land share is 22.1% (median land value $35,100, median improvement value $113,400). 70 properties (4.6%) are land-dominant (50%+ land value) — potential teardown or vacant-lot targets. Civil: Miscellaneous Other cases skew most land-heavy (median 29.1%) while Civil: Appeals Agencies: Board Of Assessment skews most improvement-heavy (2.1%).

Land share distribution

Land share by case type

Analysis of 1,509 properties (6.4% of filings) with assessed land and improvement value breakdowns.

Why these filings are invisible on most public foreclosure sites

The largest public foreclosure-aggregator interfaces surface only post-auction bank-owned properties in Pennsylvania. Pre-foreclosure court filings are not visible to their non-paying users. Keystone tracks the court filing the day it hits the docket, weeks or months before any property reaches the auction stage those aggregators surface.

Methodology and full audit: Court-vs-aggregator coverage gap report.

Methodology and data sources

• Court filings are collected directly from Lebanon County court records, which are public information.
• Every filing in this dataset has been verified for current owner-of-record. Entity-owned filings (LLCs, trusts, banks) and properties where the named party is not the current owner are excluded.
• Property value figures come from third-party enrichment (4% coverage on this dataset).
• Individual case data, defendant names, and property addresses are not published. Reports show aggregated statistics only.
• The methodology page at /reports/methodology documents data sources, sample sizes, and known limitations in detail.
• This report was generated 2026-07-31 from the live database. Numbers reflect the dataset at that moment.

Related Pennsylvania guides

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