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Lackawanna County, Pennsylvania Court Filings Intelligence

Live court-record analysis of property-related filings (foreclosure, probate, divorce, partition, guardianship). Data sourced direct from Lackawanna County court dockets. Updated 2026-07-14. See methodology.

Data current as of 2026-06-27 · refreshes nightly #17 of 18 Pennsylvania counties we cover by filing volume
Investor takeaway

About Lackawanna County

Lackawanna County is a county in the Commonwealth of Pennsylvania. It had a population of 215,615 in 2022. Its county seat and most populous city is Scranton. The county is part of the Northeast region of the commonwealth.

Source: Wikipedia

At a glance

200 verified property-related court filings tracked across 7 months (Jan 2026 to Jul 2026).

32 typical monthly filing volume.

#17 of 18 Pennsylvania counties Keystone covers, ranked by total filing volume.

2% of filings involve owners whose mailing address differs from the property address (5 of 200 filings).

$74,000 median estimated property value across the 11 filings with property-enrichment data (6% coverage).

3.9% Pennsylvania unemployment rate (BLS, as of 2026-05). Filings should be read against the local-economy backdrop.

Filing type breakdown

Filing typeFilingsShare
Pre-Foreclosure 118 59.0%
Tired Landlord 49 24.5%
Quiet Title 13 6.5%
Inherited Property 6 3.0%
Stalled Project 6 3.0%
Forced Liquidation 6 3.0%
Partition 2 1.0%

Each row is a distinct case verified for current owner-of-record before inclusion.

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Monthly filing activity

MonthFilingsvs prior
Jan 2026 32
Feb 2026 39 +7
Mar 2026 39 0
Apr 2026 49 +10
May 2026 19 -30
Jun 2026 13 -6
Jul 2026 5 -8

Each row reflects new filings entering the dataset that month, after ownership verification. Most recent month may be partial.

Geographic concentration by ZIP

Top 10 ZIPs in Lackawanna County account for 22.0% of all tracked filings, showing where distressed real estate activity clusters.

ZIPCityFilingsShare
18505 Scranton 24 12.0%
18433 Scott Township 3 1.5%
18508 Scranton 3 1.5%
18501 Scranton 2 1.0%
18444 Spring Brook Township 2 1.0%
18518 Old Forge 2 1.0%
18411 Clarks Summit 2 1.0%
18407 Carbondale 2 1.0%
18504 Scranton 2 1.0%
18509 Scranton 2 1.0%

Based on filings with a parseable property address (24% of Lackawanna County filings).

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Property value distribution

Estimated valueFilingsShare
Under $75k 6 54.5%
$75k - $150k 1 9.1%
$150k - $250k 2 18.2%
$250k - $400k 2 18.2%

Source: third-party property enrichment (6% coverage on Lackawanna County filings). Median $74,000; mean $123,844.

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Day-of-week filing pattern

DayFilingsShare
Sun 0 0.0%
Mon 25 12.8%
Tue 42 21.4%
Wed 47 24.0%
Thu 46 23.5%
Fri 36 18.4%
Sat 0 0.0%

Filings cluster Monday through Friday, with weekend filings essentially absent (court system closed). Computed for 196 filings with a parseable date.

Building characteristics

Per-property details from third-party property enrichment, aggregated across the 178 filings with characteristic data:

IndicatorValue
Median lot size0.2 acres
Owner-occupied (at time of enrichment)0.0%

Housing stock + distress signals

Underlying housing stock and distress indicators across all 100013 Lackawanna County housing units, from US Census ACS 5-year data. National reference values shown for context.

Indicator Lackawanna County US average
Vacancy rate (incl. seasonal + for-sale)11.7%10.5%
Share of owner-occupied units carrying a mortgage53.1%60.8%
Pre-1940 housing stock36.2%12.3%
Single-family detached share of housing stock64.7%61.2%
Residents age 65 or older20.3%17.3%

Source: US Census Bureau American Community Survey (ACS 2023 5-year). National reference values are ACS 2022 5-year US totals. Why these matter: vacancy rate is the strongest single proxy for distressed inventory; mortgage-carrying share defines the risk pool exposed to rate environment; pre-1940 stock signals deferred maintenance and renovation opportunity; senior population correlates with probate pipeline depth.

Rent benchmark (HUD Fair Market Rent)

HUD sets Fair Market Rents at the metro area level — the same FMRs apply to every county within the metro. Lackawanna County sits within the Scranton--Wilkes-Barre, PA. Used to set Section 8 voucher amounts; investors use it as a defensible rent-estimate floor for buy-to-rent underwriting.

Unit size Fair market rent / month
Efficiency / studio$863
1-bedroom$1,028
2-bedroom$1,252
3-bedroom$1,631
4-bedroom$1,766

Source: US Department of Housing and Urban Development, Fair Market Rents (None). 40th-percentile gross rent including utilities. Why this matters: Section-8-eligible tenants are a baseline demand floor for rental inventory at these price points; FMR is the official ceiling for voucher-eligible rents.

New construction (market momentum)

Annual building permits filed in Lackawanna County from the US Census Building Permits Survey. Trend signal on whether new housing demand is accelerating or contracting in this market.

Indicator Value
Total housing units permitted (2025)277
Year-over-year change (2024 → 2025)+10.8%
Single-family share of permits (2025)81.9%
Single-family units permitted227
Multifamily units permitted (2+ units per building)50

Source: US Census Bureau Building Permits Survey, annual cumulative data. Why this matters: permits trending up signals strong demand for new inventory; permits contracting at the same time foreclosure activity rises indicates broader market softening (deals price differently). Multifamily share shows whether the market is densifying or holding to single-family stock.

Macro context: state home prices and national delinquency

Lackawanna County filings should be read against the broader housing-market backdrop. Pennsylvania state home-price trend and the national mortgage-delinquency rate are the two macro signals most directly relevant to foreclosure exposure.

IndicatorValuePeriod
Pennsylvania home price index (year-over-year)+5.3%2026-01-01
Pennsylvania home price index (cumulative since 2020)+59.3%2026-01-01
National mortgage delinquency rate (30+ day, single-family)1.89%2026-01-01

Sources: Federal Housing Finance Agency state house price indices (FRED series PASTHPI); Federal Reserve Board, Mortgage Delinquency 30+Day Rate on Single-Family Residential Mortgages (FRED series DRSFRMACBS). Updated quarterly. Free public data.

Local-market benchmark

Demographics of the ZIPs where filings cluster, weighted by filing count and benchmarked against Census ACS 2023 5-year:

IndicatorFiling-weighted average
Median household income (where filings cluster)$55,293
Median home value$146,688
Owner-occupancy rate57.9%
Renter share of households42.1%
Median gross rent$951/mo

Source: U.S. Census Bureau ACS 5-year estimates, weighted by Keystone's filing volume across 2 top ZIPs.

Most active foreclosure plaintiffs in Lackawanna County

Top mortgage holders and servicers named in foreclosure complaints filed in this county. Lender names are normalized to collapse common legal-suffix variants (e.g. "as Trustee for X Trust", "N.A.").

PlaintiffForeclosure filings
LAKEVIEW LOAN SERVICING LLC 10
ROCKET MORTGAGE LLC 9
NEWREZ LLC 9
FREEDOM MORTGAGE CORPORATION 8
PENNSYLVANIA HOUSING FINANCE AGENCY 6
MIDFIRST BANK 5
PENNYMAC LOAN SERVICES LLC 5
WILMINGTON SAVINGS FUND SOCIETY FSB 4
PNC BANK N.A 4
T BANK 3

Source: plaintiff names extracted from Lackawanna County foreclosure complaint text. Court records are public information.

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FEMA flood zone exposure

Are distressed properties concentrated in flood-prone areas? By checking each property's coordinates against FEMA's National Flood Hazard Layer, we identify which filings fall in Special Flood Hazard Areas (mandatory flood insurance zones). This analysis covers 173 properties with geocoded locations.

4.6%
in Special Flood Hazard Area
8
properties in high-risk zones
Zone Properties Share
X 163 94.2%
AE 5 2.9%
X-500yr 2 1.2%
A 2 1.2%
A99 1 0.6%

Source: FEMA National Flood Hazard Layer (NFHL), queried by property coordinates. Zones A/AE/AH/AO/V/VE are Special Flood Hazard Areas (1% annual flood chance, mandatory flood insurance). Zone X is minimal risk. 173 properties checked.

Filing velocity by case type

How each distress category is trending — are foreclosures accelerating while divorces cool, or vice versa? This breakdown is only possible with direct court-record data.

Case type Total Share Trend
High Urgency Pre Foreclosure 112 56.0% -23.0%
Tired Landlord 48 24.0% -13.6%
Title Clearance Play 12 6.0% -50.0%
Distressed Heir 6 3.0% --
Stalled Project 6 3.0% --
Forced Liquidation 6 3.0% --

Trend = recent 2-3 month volume vs prior 2-3 months (current partial month excluded). Positive = accelerating; negative = cooling.

Lender concentration analysis

Foreclosure activity is spread across many lenders, suggesting diverse distress sources rather than a single institutional wave.

423
HHI score
Competitive
Market type
24.3%
Top 3 share
Lender / Plaintiff Filings Share
LAKEVIEW LOAN SERVICING LLC 10 8.7%
ROCKET MORTGAGE LLC 9 7.8%
NEWREZ LLC 9 7.8%
FREEDOM MORTGAGE CORPORATION 8 7.0%
PENNSYLVANIA HOUSING FINANCE AGENCY 6 5.2%

HHI (Herfindahl-Hirschman Index): <1500 = competitive, 1500-2500 = moderate concentration, >2500 = highly concentrated. Based on 115 foreclosure filings with identified plaintiffs.

Seasonal filing patterns

Court filings peak in Apr and are lowest in Jun. The 3.8x peak-to-trough ratio suggests strong seasonal patterns — investors who time their outreach around Apr can reach more distressed homeowners.

Month Avg filings Relative
Jan 32
65%
Feb 39
80%
Mar 39
80%
Apr 49
100%
May 19
39%
Jun 13
27%

Average filings per calendar month across all observed years. Relative column shows each month as a percentage of the peak month (Apr), with a 3.8x peak-to-trough ratio.

ZIP code distress hotspots

Distress is geographically dispersed across 15 ZIP codes, with no single area dominating. 1 of the top hotspots have high-equity properties (>40% equity), signaling potential value-add or wholesale opportunities.

ZIP Area Filings Share High equity Median value
18505 Scranton 24 12.0% 0% $137,292
18433 Scott Township 3 1.5% 33% $365,525
18508 Scranton 3 1.5% 0% --
18501 Scranton 2 1.0% 0% $163,572
18444 Spring Brook Township 2 1.0% 0% --
18518 Old Forge 2 1.0% 0% --
18411 Clarks Summit 2 1.0% 0% --
18407 Carbondale 2 1.0% 0% --
18504 Scranton 2 1.0% 0% --
18509 Scranton 2 1.0% 0% $50,000

Top 10 of 15 ZIP codes with filings. High equity = properties with estimated equity above 40% (from third-party enrichment).

Non-resident owner analysis

Most filings (98%) involve owner-occupied properties. The relatively low absentee rate suggests distress is primarily hitting homeowners, not institutional investors.

2.5%
Non-resident owners
Case type Total filings Non-resident %
High Urgency Pre Foreclosure 115 0.0%
Tired Landlord 49 0.0%
Title Clearance Play 12 0.0%
Distressed Heir 6 0.0%
Stalled Project 6 0.0%
Forced Liquidation 6 0.0%

Non-resident = owner's mailing address differs from the property address. Could indicate out-of-state landlords, inherited estates, second homes, or in-transition properties.

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Distress composition and shifts

High Urgency Pre Foreclosure share is rising. Tired Landlord share is declining.

Case type Recent share Earlier share Shift
High Urgency Pre Foreclosure 65.6% 54.7% +10.9pp (rising)
Tired Landlord 18.8% 26.4% -7.6pp (falling)
Title Clearance Play 6.2% 6.3% -0.1pp
Partition 3.1% 0.6% +2.5pp
Pre-Foreclosure 3.1% 1.3% +1.8pp
Stalled Project 3.1% 2.5% +0.6pp
Quiet Title 0.0% 0.6% -0.6pp
Distressed Heir 0.0% 3.8% -3.8pp
Forced Liquidation 0.0% 3.8% -3.8pp

Distress diversity score: 1.57 (Shannon entropy; higher = more diverse distress sources). "Recent" = last 2 complete months; "Earlier" = all prior months.

Case Outcomes & Resolution Timeline

34.0% of tracked cases have reached a resolution, with a median time of 68 days from filing to resolution. The most common resolution is judgment entered (34 cases, 50% of resolved).

34
Judgment entered
17.0% of 200 tracked
2
Default judgment
1.0% of 200 tracked
4
Dismissed
2.0% of 200 tracked
19
Discontinued (loan cured)
9.5% of 200 tracked
3
Settled / agreed resolution
1.5% of 200 tracked
6
Sheriff sale
3.0% of 200 tracked
68
Median days to resolution
50–91
25th–75th percentile (days)
68
Cases resolved
Resolution Type Median Days Cases
Judgment 85 31
Dismissal 47 4
Settlement 21 3
Sheriff sale 59 6
Detailed disposition breakdown
Disposition Count % of Resolved
Final Judgment 33 48.5%
Voluntary Discontinuance 19 27.9%
Sheriff Sale 6 8.8%
Court Dismissed 4 5.9%
Settlement 3 4.4%
Default Judgment 2 2.9%
Judgment With Possession 1 1.5%

Outcomes by Case Type

Case Type Cases Resolved Resolution Rate Median Days
High Urgency Pre-Foreclosure 118 39 33.1% 69
Tired Landlord 50 21 42.0% 60
Title Clearance Play 13 6 46.2% 91
Distressed Heir 6 2 33.3%
Stalled Project 6 0 0.0%
Forced Liquidation 6 0 0.0%

Based on 200 court filings with docket event tracking. Based on a robust sample; percentages are reliable. Outcomes derived from docket entries (judgments, dismissals, sheriff sales, and settlement agreements). 132 cases are still active or pending resolution.

Property Value Profile

The median assessed value of properties in court filings is $12,000. Title Clearance Play filings involve the highest-value properties (median $18,000), while High Urgency Pre Foreclosure filings trend lower (median $12,000). The largest segment (97.0%) falls in the Under $100K range.

$12,000
Median assessed value
$20,376
Average assessed value
166
Properties with values
Value range Properties Share
Under $100K 161 97.0%
$100K - $250K 3 1.8%
$250K - $500K 2 1.2%
Value breakdown by case type
Case type Median value Avg value Properties
High Urgency Pre Foreclosure $12,000 $13,864 101
Tired Landlord $14,750 $15,219 41
Title Clearance Play $18,000 $15,145 10

Based on county assessor records for 166 properties with court filings (83.0% of total filings). Values are tax-assessed amounts, not market listing prices.

Investment Opportunity Score by ZIP Code

Across 3 ZIP codes with sufficient court filing data, ZIP 18505 (Scranton) ranks highest with an investment opportunity score of 75/100, driven by high filing volume (24 cases).

75/100
Highest ZIP score
3
ZIPs scored
44
Average score
Rank ZIP Code Area Score Filings Avg Value Absentee %
#1 18505 Scranton
75
24 0%
#2 18433 Scott Township
32
3 0%
#3 18508 Scranton
25
3 0%
How the score is calculated

The Investment Opportunity Score combines four dimensions from verified court filing data:

  • Filing volume (35%): More filings = more potential deals in the area
  • Property value (25%): Higher assessed values = larger potential deal sizes
  • Absentee owner rate (25%): Absentee owners are more likely to sell at a discount
  • Case type diversity (15%): Multiple case types = broader opportunity set

Each dimension is normalized to a 0–100 scale across all scored ZIPs, then weighted and combined. A score of 100 means that ZIP ranks highest across all dimensions. Scores should be compared within the same county or state, not across different markets.

Based on 200 court filings across 3 ZIP codes. ZIPs with fewer than 3 filings are excluded. Property values from county assessor records. Absentee status from property ownership verification.

Distress Capital Analysis

$3,382,403 in assessed property value is currently tied up in 166 court-filed properties. High Urgency Pre Foreclosure filings represent the largest capital pool ($1,400,288 across 101 properties).

$3M
Total Value at Risk
166
Properties Valued
$12,000
Median Value

Capital at Risk by Filing Type

Filing Type Total Value Properties Avg Value High Equity %
High Urgency Pre Foreclosure
$1,400,288
101 $13,864 --
Tired Landlord
$623,983
41 $15,219 --
Pre-Foreclosure
$543,300
3 $181,100 --
Title Clearance Play
$151,450
10 $15,145 --
Forced Liquidation
$74,050
4 $18,512 --
Stalled Project
$49,950
3 $16,650 --
High-Equity Distressed Properties
1 properties with 20%+ equity totaling $365,525 in assessed value (0.6% of all valued filings). Average property value: $365,525. These represent the highest-value investor targets — owners with real money at stake who are most likely to negotiate.

Based on 166 properties with assessor valuations (83.0% of 200 total filings). Values are county assessor estimates. Equity calculated from estimated value vs outstanding mortgage balance where available.

Case Aging & Stall Analysis

0 cases (0.0%) have been active for over a year without resolution. Tired Landlord cases resolve fastest (median 60 days), while Title Clearance Play cases take longest (median 78 days). 18 filings in the last <30 days represent fresh opportunities.

0
Cases stalled 1yr+
0.0%
of all filings
196
Total tracked
Age Total Resolved Still active Resolution rate
<30 days 18 0 18 0.0%
30-90 days 46 6 40 13.0%
3-6 months 116 51 65 44.0%
6-12 months 16 8 8 50.0%
Resolution speed by case type
Case type Total Resolved Rate Median days
High Urgency Pre Foreclosure 115 37 32.2% 68d
Tired Landlord 49 20 40.8% 60d
Title Clearance Play 13 6 46.2% 78d

Case aging computed from filing date to present for unresolved cases. Resolution classified from court docket entries (judgments, settlements, dismissals, sheriff sales). Cases with a resolution event are removed from the stall count.

Municipality filing concentration in Lackawanna County

Court filings in Lackawanna County span 17 municipalities. Scranton leads with 18 filings (38.3% of total), predominantly Tired Landlord (55.6%). Filing activity is geographically concentrated — the top 3 municipalities account for 55% of all filings.

17
Municipalities
55.3%
Top 3 share
Concentrated
Geographic spread
Municipality Filings Share Top case type
Scranton 18 38.3% Tired Landlord (55.6%)
Blakely 4 8.5% Tired Landlord (50.0%)
Carbondale City 4 8.5% Tired Landlord (50.0%)
Dickson City 3 6.4% Title Clearance Play (66.7%)
Dunmore 2 4.3% Tired Landlord (50.0%)
Fell 2 4.3% Tired Landlord (50.0%)
South Abington 2 4.3% Tired Landlord (100.0%)
Scott 2 4.3% Stalled Project (100.0%)
Old Forge 2 4.3% High Urgency Pre Foreclosure (50.0%)
Throop 1 2.1% Tired Landlord (100.0%)
Newton 1 2.1% High Urgency Pre Foreclosure (100.0%)
Waverly 1 2.1% High Urgency Pre Foreclosure (100.0%)
Jessup 1 2.1% High Urgency Pre Foreclosure (100.0%)
Vandling 1 2.1% High Urgency Pre Foreclosure (100.0%)
Jermyn 1 2.1% Title Clearance Play (100.0%)

Top 15 of 17 municipalities with court filings. Data from 47 filings (24% of total). Municipality names from county assessor records.

Property Value Distribution

The median property value in distressed filings is $10,900, with the largest concentration (98.4%) in the Under $50K range. Title Clearance Play filings have the highest median value ($12,450) while High Urgency Pre Foreclosure filings are lowest ($10,500).

$10,900
Median value
$12,847
Average value
190
Properties valued
Price range Count Share Distribution
Under $50K 187 98.4%
$50K–$100K 3 1.6%
Value by case type
Case type Median value Average value Properties
High Urgency Pre Foreclosure $10,500 $12,862 113
Tired Landlord $11,900 $13,500 48
Title Clearance Play $12,450 $13,303 13

Assessed property values from county assessor records for 190 properties (95.0% of total filings). Values reflect tax-assessed amounts, not market price.

Repeat litigation patterns in Lackawanna County

Of 193 unique property owners in court filings, 6 (3.1%) appear in multiple cases, including 1 with 3 or more filings. The most active repeat filer has 3 cases. High Urgency Pre Foreclosure cases have the highest repeat rate at 4.4%.

193
Unique owners
6
Repeat filers (2+ cases)
3.1%
Repeat rate
1
Serial filers (3+ cases)

Repeat rate by case type

Case type Repeat owners Total owners Repeat rate
High Urgency Pre Foreclosure 5 113 4.4%

Analysis based on 193 unique owner names across court filings. Repeat filers are property owners appearing in 2 or more distinct cases.

Serial distressed properties in Lackawanna County

Of 63 unique properties in court filings, 5 (7.9%) have multiple filings (averaging 28.4 filings per property). High Urgency Pre Foreclosure properties have the highest repeat rate at 11.1%.

63
Unique properties
5
Repeat-filing properties
7.9%
Serial distress rate
0 mo
Avg time between filings

Serial distress rate by case type

Case type Serial properties Total properties Serial rate
High Urgency Pre Foreclosure 3 27 11.1%

Analysis based on 63 unique property addresses across court filings. Serial distressed properties have 2 or more distinct case filings at the same address.

Land vs improvement value composition

Across 153 properties with assessed value breakdowns, the median land share is 20.9% (median land value $2,150, median improvement value $9,500). 2 properties (1.3%) are land-dominant (50%+ land value) — potential teardown or vacant-lot targets. High Urgency Pre Foreclosure cases skew most land-heavy (median 21.5%) while Title Clearance Play skews most improvement-heavy (20.1%).

20.9%
Median land share
$2,150
Median land value
$9,500
Median improvement value
1.3%
Land-dominant (50%+)

Land share distribution

Land share bracket Properties % of total
Under 10% 26 17.0%
10–20% 47 30.7%
20–30% 55 35.9%
30–50% 23 15.0%
50–70% 2 1.3%

Land share by case type

Case type Filings Median land %
High Urgency Pre Foreclosure 97 21.5%
Tired Landlord 37 20.2%
Title Clearance Play 10 20.1%

Analysis of 153 properties (76.5% of filings) with assessed land and improvement value breakdowns.

Prior sale value trajectory

Across 184 properties with purchase and assessed value data, the median value change since purchase is -85.2%. 123 properties (66.8%) are underwater (current assessed value below purchase price). High Urgency Pre Foreclosure cases have the highest underwater rate (67.3%) while Title Clearance Play has the lowest (61.5%).

-85.2%
Median value change
$69,000
Median purchase price
$11,125
Median assessed value
66.8%
Underwater properties

Value change distribution

Value change bracket Properties % of total
50%+ loss 118 64.1%
20–50% loss 3 1.6%
0–20% loss 2 1.1%
0–20% gain 1 0.5%
100%+ gain 60 32.6%

Value trajectory by case type

Case type Filings Median change Underwater
High Urgency Pre Foreclosure 110 -87.2% 67.3%
Tired Landlord 45 -84.8% 62.2%
Title Clearance Play 13 -73.9% 61.5%

Analysis of 184 properties (92.0% of filings) with both prior sale price and current assessed value data.

Why these filings are invisible on most public foreclosure sites

The largest public foreclosure-aggregator interfaces surface only post-auction bank-owned properties in Pennsylvania. Pre-foreclosure court filings are not visible to their non-paying users. Keystone tracks the court filing the day it hits the docket, weeks or months before any property reaches the auction stage those aggregators surface.

Methodology and full audit: Court-vs-aggregator coverage gap report.

Methodology and data sources

Top cities for filings within Lackawanna County

Where filings concentrate inside Lackawanna County, by parsed property city or township.

City / Township Filings Share (of city-parsed filings)
Scranton3571.4%
Scott Township24.1%
Old Forge24.1%
Clarks Summit24.1%
Carbondale24.1%

Share is computed against filings with a parsed property city (not against total Lackawanna County filings — addresses missing the city portion are excluded from the denominator). Top 5 shown; smaller cities aggregate into the long tail.

Related Pennsylvania guides

Pennsylvania foreclosure process How to find leads in Pennsylvania Top foreclosure counties in Pennsylvania Pennsylvania statewide analysis

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Cite: Keystone Court Data, "Lackawanna County Pennsylvania Court Filings Intelligence," 2026-07-14, https://keystonecourtdata.com/reports/lackawanna-pa-court-filings-intelligence · Download data (CSV)