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Butler County, Pennsylvania Court Filings Intelligence

Live court-record analysis of property-related filings (foreclosure, probate, divorce, partition, guardianship). Data sourced direct from Butler County court dockets. Updated 2026-07-02. See methodology.

Data current as of 2026-06-18 · refreshes nightly #15 of 18 Pennsylvania counties we cover by filing volume
Investor takeaway

About Butler County

Butler County is a county in the Commonwealth of Pennsylvania. As of the 2020 census, the population was 193,763. Its county seat is Butler. Butler County was created on March 12, 1800, from part of Allegheny County and named in honor of General Richard Butler, a hero of the American Revolution. The county is part of the Greater Pittsburgh region of the commonwealth.

Source: Wikipedia

At a glance

2227 verified property-related court filings tracked across 52 months (Jan 2022 to Jul 2026).

44 typical monthly filing volume.

#15 of 18 Pennsylvania counties Keystone covers, ranked by total filing volume.

0% of filings involve owners whose mailing address differs from the property address (2 of 2227 filings).

$36,800 median estimated property value across the 374 filings with property-enrichment data (17% coverage).

3.7% Pennsylvania unemployment rate (BLS, as of 2026-04). Filings should be read against the local-economy backdrop.

Filing type breakdown

Filing typeFilingsShare
Partition 1627 73.1%
Pre-Foreclosure 489 22.0%
Inherited Property 61 2.7%
Stalled Project 44 2.0%
Divorce 2 0.1%
Pre-Probate 2 0.1%
Forced Liquidation 1 0.0%
Tired Landlord 1 0.0%

Each row is a distinct case verified for current owner-of-record before inclusion.

Monthly filing activity

MonthFilingsvs prior
Jan 2022 33
Feb 2022 38 +5
Mar 2022 58 +20
Apr 2022 49 -9
May 2022 48 -1
Jun 2022 52 +4
Jul 2022 55 +3
Aug 2022 54 -1
Sep 2022 49 -5
Oct 2022 58 +9
Nov 2022 47 -11
Dec 2022 51 +4
Jan 2023 51 0
Feb 2023 47 -4
Mar 2023 52 +5
Apr 2023 53 +1
May 2023 43 -10
Jun 2023 35 -8
Jul 2023 30 -5
Aug 2023 48 +18
Sep 2023 47 -1
Oct 2023 40 -7
Nov 2023 38 -2
Dec 2023 26 -12
Jan 2024 45 +19
Feb 2024 44 -1
Mar 2024 53 +9
Apr 2024 46 -7
May 2024 47 +1
Jun 2024 49 +2
Jul 2024 51 +2
Aug 2024 33 -18
Sep 2024 39 +6
Oct 2024 36 -3
Nov 2024 29 -7
Dec 2024 44 +15
Jan 2025 46 +2
Feb 2025 44 -2
Mar 2025 41 -3
Apr 2025 42 +1
May 2025 46 +4
Jun 2025 41 -5
Jul 2025 43 +2
Aug 2025 49 +6
Sep 2025 56 +7
Oct 2025 44 -12
Nov 2025 32 -12
Dec 2025 37 +5
Apr 2026 2 -35
May 2026 39 +37
Jun 2026 46 +7
Jul 2026 1 -45

Each row reflects new filings entering the dataset that month, after ownership verification. Most recent month may be partial.

Geographic concentration by ZIP

Top 10 ZIPs in Butler County account for 56.2% of all tracked filings, showing where distressed real estate activity clusters.

ZIPCityFilingsShare
16001 BUTLER 493 22.1%
16066 CRANBERRY TOWNSHIP 211 9.5%
16002 Butler 129 5.8%
16046 Mars 104 4.7%
16057 SLIPPERY ROCK 72 3.2%
16033 Evans City 57 2.6%
16055 Sarver 52 2.3%
16059 Valencia 48 2.2%
16063 Zelienople 45 2.0%
16037 Harmony 40 1.8%

Based on filings with a parseable property address (74% of Butler County filings).

Property value distribution

Estimated valueFilingsShare
Under $75k 360 96.3%
$75k - $150k 7 1.9%
$150k - $250k 2 0.5%
$250k - $400k 3 0.8%
$400k+ 2 0.5%

Source: third-party property enrichment (17% coverage on Butler County filings). Median $36,800; mean $46,981.

Day-of-week filing pattern

DayFilingsShare
Sun 0 0.0%
Mon 463 20.8%
Tue 446 20.0%
Wed 421 18.9%
Thu 391 17.6%
Fri 503 22.6%
Sat 3 0.1%

Filings cluster Monday through Friday, with weekend filings essentially absent (court system closed). Computed for 2227 filings with a parseable date.

Housing stock + distress signals

Underlying housing stock and distress indicators across all 86399 Butler County housing units, from US Census ACS 5-year data. National reference values shown for context.

Indicator Butler County US average
Vacancy rate (incl. seasonal + for-sale)7.1%10.5%
Share of owner-occupied units carrying a mortgage57.0%60.8%
Pre-1940 housing stock15.0%12.3%
Single-family detached share of housing stock69.6%61.2%
Residents age 65 or older20.1%17.3%

Source: US Census Bureau American Community Survey (ACS 2023 5-year). National reference values are ACS 2022 5-year US totals. Why these matter: vacancy rate is the strongest single proxy for distressed inventory; mortgage-carrying share defines the risk pool exposed to rate environment; pre-1940 stock signals deferred maintenance and renovation opportunity; senior population correlates with probate pipeline depth.

Rent benchmark (HUD Fair Market Rent)

HUD sets Fair Market Rents at the metro area level — the same FMRs apply to every county within the metro. Butler County sits within the Pittsburgh, PA (FY 2026). Used to set Section 8 voucher amounts; investors use it as a defensible rent-estimate floor for buy-to-rent underwriting.

Unit size Fair market rent / month
Efficiency / studio$1,001
1-bedroom$1,077
2-bedroom$1,299
3-bedroom$1,661
4-bedroom$1,789

Source: US Department of Housing and Urban Development, Fair Market Rents (2026). 40th-percentile gross rent including utilities. Why this matters: Section-8-eligible tenants are a baseline demand floor for rental inventory at these price points; FMR is the official ceiling for voucher-eligible rents.

New construction (market momentum)

Annual building permits filed in Butler County from the US Census Building Permits Survey. Trend signal on whether new housing demand is accelerating or contracting in this market.

Indicator Value
Total housing units permitted (2025)1,246
Year-over-year change (2024 → 2025)+27.7%
Single-family share of permits (2025)78.2%
Single-family units permitted974
Multifamily units permitted (2+ units per building)272

Source: US Census Bureau Building Permits Survey, annual cumulative data. Why this matters: permits trending up signals strong demand for new inventory; permits contracting at the same time foreclosure activity rises indicates broader market softening (deals price differently). Multifamily share shows whether the market is densifying or holding to single-family stock.

Macro context: state home prices and national delinquency

Butler County filings should be read against the broader housing-market backdrop. Pennsylvania state home-price trend and the national mortgage-delinquency rate are the two macro signals most directly relevant to foreclosure exposure.

IndicatorValuePeriod
Pennsylvania home price index (year-over-year)+5.3%2026-01-01
Pennsylvania home price index (cumulative since 2020)+59.3%2026-01-01
National mortgage delinquency rate (30+ day, single-family)1.89%2026-01-01

Sources: Federal Housing Finance Agency state house price indices (FRED series PASTHPI); Federal Reserve Board, Mortgage Delinquency 30+Day Rate on Single-Family Residential Mortgages (FRED series DRSFRMACBS). Updated quarterly. Free public data.

Most active foreclosure plaintiffs in Butler County

Top mortgage holders and servicers named in foreclosure complaints filed in this county. Lender names are normalized to collapse common legal-suffix variants (e.g. "as Trustee for X Trust", "N.A.").

PlaintiffForeclosure filings
FREEDOM MORTGAGE CORPORATION 3
PENNYMAC LOAN SERVICES, LLC 2
ROCKET MORTGAGE, LLC 2
TH MSR HOLDINGS LLC 2
CITIZENS BANK, N.A 1
DOLLAR BANK, FEDERAL SAVINGS BANK 1
LAKEVIEW LOAN SERVICING, LLC 1
MUIRFIELD MANAGEMENT, LLC 1
REGIONS BANK 1
SELECT PORTFOLIO SERVICING, INC 1

Source: plaintiff names extracted from Butler County foreclosure complaint text. Court records are public information.

Post-filing sale outcomes in Butler County

What happens to distressed properties after a court filing? By cross-referencing each filing's property with county assessor and deed-transfer records, we track which properties sold, how long the process took, and at what price. This analysis covers 1637 filings (73.5% of all 2227 filings) where parcel-level tracking is available.

3.5%
of tracked properties sold post-filing
121
median days from filing to sale

Time from filing to sale

How quickly do distressed properties sell after a court filing is recorded? This distribution shows where post-filing sales cluster.

Timeframe Sales Share
Under 30 days 5 8.6%
31–90 days 19 32.8%
91–180 days 14 24.1%
181–365 days 20 34.5%
Over 1 year 0 0.0%

Sale rates by filing type

Not all distress types lead to property sales at the same rate. Foreclosures tend to result in eventual sales more often than probate or divorce filings.

Filing type Tracked Sold Sale rate
Partition 40 2 5.0%
Equity Division Sale 1112 54 4.9%
Distressed Heir 32 1 3.1%
High Urgency Pre-Foreclosure 414 1 0.2%
Stalled Project 32 0 0.0%

Source: county assessor and deed-transfer records cross-referenced with court filings by parcel ID. Sale outcomes tracked for 1637 of 2227 filings (73.5% parcel coverage). Timing based on 58 sales with valid filing and sale dates.

Filing velocity by case type

How each distress category is trending — are foreclosures accelerating while divorces cool, or vice versa? This breakdown is only possible with direct court-record data.

Case type Total Share Trend
Equity Division Sale 1568 70.4% -35.4%
High Urgency Pre Foreclosure 486 21.8% -7.4%
Partition 59 2.6% -20.0%
Distressed Heir 58 2.6% --
Stalled Project 44 2.0% -33.3%

Trend = recent 2-3 month volume vs prior 2-3 months (current partial month excluded). Positive = accelerating; negative = cooling.

Lender concentration analysis

Foreclosure activity is spread across many lenders, suggesting diverse distress sources rather than a single institutional wave.

1003
HHI score
Competitive
Market type
41.2%
Top 3 share
Lender / Plaintiff Filings Share
FREEDOM MORTGAGE CORPORATION 3 17.6%
PENNYMAC LOAN SERVICES LLC 2 11.8%
ROCKET MORTGAGE LLC 2 11.8%
TH MSR HOLDINGS LLC 2 11.8%
CITIZENS BANK NA 1 5.9%

HHI (Herfindahl-Hirschman Index): <1500 = competitive, 1500-2500 = moderate concentration, >2500 = highly concentrated. Based on 17 foreclosure filings with identified plaintiffs.

Seasonal filing patterns

Court filings peak in Mar and are lowest in Nov. Filing volume is relatively steady year-round.

Month Avg filings Relative
Jan 43.8
86%
Feb 43.2
85%
Mar 51
100%
Apr 38.4
75%
May 44.6
87%
Jun 44.6
87%
Jul 44.8
88%
Aug 46
90%
Sep 47.8
94%
Oct 44.5
87%
Nov 36.5
72%
Dec 39.5
77%

Average filings per calendar month across all observed years. Relative column shows each month as a percentage of the peak month (Mar), with a 1.4x peak-to-trough ratio.

ZIP code distress hotspots

Distress shows moderate geographic concentration — the top 5 ZIP codes represent 45.3% of filings.

ZIP Area Filings Share Median value
16001 Butler 493 22.1% $36,640
16066 Cranberry Township 211 9.5% $35,120
16002 Butler 129 5.8% $39,945
16046 Mars 104 4.7% $38,510
16057 Slippery Rock 72 3.2% $38,850
16033 Evans City 57 2.6% $34,500
16055 Sarver 52 2.3% $33,340
16059 Valencia 48 2.2% $34,890
16063 Zelienople 45 2.0% $33,960
16037 Harmony 40 1.8% $35,925

Top 10 of 73 ZIP codes with filings.

Non-resident owner analysis

Most filings (100%) involve owner-occupied properties. The relatively low absentee rate suggests distress is primarily hitting homeowners, not institutional investors.

0.1%
Non-resident owners
Case type Total filings Non-resident %
Equity Division Sale 1568 0.0%
High Urgency Pre Foreclosure 486 0.0%
Partition 59 0.0%
Distressed Heir 58 0.0%
Stalled Project 44 0.0%

Non-resident = owner's mailing address differs from the property address. Could indicate out-of-state landlords, inherited estates, second homes, or in-transition properties.

Distress composition and shifts

Equity Division Sale share is declining.

Case type Recent share Earlier share Shift
Equity Division Sale 60.0% 70.8% -10.8pp (falling)
High Urgency Pre Foreclosure 21.2% 21.9% -0.7pp
Pre-Foreclosure 3.5% 0.0% +3.5pp
Distressed Heir 3.5% 2.6% +0.9pp
Inherited Property 3.5% 0.0% +3.5pp
Divorce 2.4% 0.0% +2.4pp
Pre-Probate 2.4% 0.0% +2.4pp
Forced Liquidation 1.2% 0.0% +1.2pp
Tired Landlord 1.2% 0.0% +1.2pp
Partition 1.2% 2.7% -1.5pp
Stalled Project 0.0% 2.1% -2.1pp

Distress diversity score: 1.91 (Shannon entropy; higher = more diverse distress sources). "Recent" = last 2 complete months; "Earlier" = all prior months.

Case Outcomes & Resolution Timeline

4.1% of tracked cases have reached a resolution, with a median time of 130 days from filing to resolution. The most common resolution is judgment entered (69 cases, 76% of resolved).

69
Judgment entered
3.1% of 2224 tracked
9
Discontinued (loan cured)
0.4% of 2224 tracked
13
Settled / agreed resolution
0.6% of 2224 tracked
130
Median days to resolution
103–187
25th–75th percentile (days)
91
Cases resolved
Resolution Type Median Days Cases
Judgment 134 69
Settlement 98 13
Detailed disposition breakdown
Disposition Count % of Resolved
Final Judgment 69 75.8%
Settlement 13 14.3%
Voluntary Discontinuance 9 9.9%

Outcomes by Case Type

Case Type Cases Resolved Resolution Rate Median Days
Equity Division Sale 1569 71 4.5% 133
High Urgency Pre-Foreclosure 489 18 3.7% 86
Partition 59 0 0.0%
Distressed Heir 58 2 3.4%
Stalled Project 44 0 0.0%

Based on 2224 court filings with docket event tracking. Based on a robust sample; percentages are reliable. Outcomes derived from docket entries (judgments, dismissals, sheriff sales, and settlement agreements). 2133 cases are still active or pending resolution.

Property Value Profile

The median assessed value of properties in court filings is $19,390. Equity Division Sale filings involve the highest-value properties (median $20,690), while High Urgency Pre Foreclosure filings trend lower (median $15,500). The largest segment (99.5%) falls in the Under $100K range.

$19,390
Median assessed value
$23,769
Average assessed value
1527
Properties with values
Value range Properties Share
Under $100K 1519 99.5%
$100K - $250K 3 0.2%
$250K - $500K 3 0.2%
$500K - $1M 2 0.1%
Value breakdown by case type
Case type Median value Avg value Properties
Equity Division Sale $20,690 $23,804 1030
High Urgency Pre Foreclosure $15,500 $18,127 386
Partition $20,450 $23,931 37
Stalled Project $18,210 $22,164 32
Distressed Heir $19,350 $18,621 30

Based on county assessor records for 1527 properties with court filings (68.6% of total filings). Values are tax-assessed amounts, not market listing prices.

Investment Opportunity Score by ZIP Code

Across 34 ZIP codes with sufficient court filing data, ZIP 16001 (Whitestown Township) ranks highest with an investment opportunity score of 75/100, driven by high filing volume (493 cases). 10 of 34 scored ZIPs are above the average score of 33.

75/100
Highest ZIP score
34
ZIPs scored
33
Average score
Rank ZIP Code Area Score Filings Avg Value Absentee %
#1 16001 Whitestown Township
75
493 0%
#2 16066 Cranberry Twp
51
211 0%
#3 16002 Butler
45
129 0%
#4 16046 Mars
41
104 0%
#5 16059 Valencia
39
48 0%
#6 16063 Zelienople
37
45 0%
#7 16023 Cabot
36
33 0%
#8 16057 Slippery Rock
36
72 0%
#9 16053 Renfrew
36
39 0%
#10 16052 Prospect
35
27 0%
How the score is calculated

The Investment Opportunity Score combines four dimensions from verified court filing data:

  • Filing volume (35%): More filings = more potential deals in the area
  • Property value (25%): Higher assessed values = larger potential deal sizes
  • Absentee owner rate (25%): Absentee owners are more likely to sell at a discount
  • Case type diversity (15%): Multiple case types = broader opportunity set

Each dimension is normalized to a 0–100 scale across all scored ZIPs, then weighted and combined. A score of 100 means that ZIP ranks highest across all dimensions. Scores should be compared within the same county or state, not across different markets.

Based on 2227 court filings across 34 ZIP codes. ZIPs with fewer than 3 filings are excluded. Property values from county assessor records. Absentee status from property ownership verification.

Distress Capital Analysis

$36,294,910 in assessed property value is currently tied up in 1527 court-filed properties. Equity Division Sale filings represent the largest capital pool ($24,518,600 across 1030 properties).

$36M
Total Value at Risk
1527
Properties Valued
$19,390
Median Value

Capital at Risk by Filing Type

Filing Type Total Value Properties Avg Value High Equity %
Equity Division Sale
$24,518,600
1030 $23,804 --
High Urgency Pre Foreclosure
$6,996,984
386 $18,127 --
Pre-Foreclosure
$1,380,316
3 $460,105 66.7%
Partition
$885,440
37 $23,931 --
Stalled Project
$709,263
32 $22,164 --
Distressed Heir
$558,631
30 $18,621 --
Inherited Property
$50,080
3 $16,693 --
High-Equity Distressed Properties
5 properties with 20%+ equity totaling $1,837,792 in assessed value (0.3% of all valued filings). Average property value: $367,558. These represent the highest-value investor targets — owners with real money at stake who are most likely to negotiate.

Based on 1527 properties with assessor valuations (68.6% of 2227 total filings). Values are county assessor estimates. Equity calculated from estimated value vs outstanding mortgage balance where available.

Why these filings are invisible on most public foreclosure sites

The largest public foreclosure-aggregator interfaces surface only post-auction bank-owned properties in Pennsylvania. Pre-foreclosure court filings are not visible to their non-paying users. Keystone tracks the court filing the day it hits the docket, weeks or months before any property reaches the auction stage those aggregators surface.

Methodology and full audit: Court-vs-aggregator coverage gap report.

Methodology and data sources

Top cities for filings within Butler County

Where filings concentrate inside Butler County, by parsed property city or township.

City / Township Filings Share (of city-parsed filings)
Butler62037.8%
Cranberry Township20412.4%
Mars855.2%
Slippery Rock734.4%
Evans City573.5%

Share is computed against filings with a parsed property city (not against total Butler County filings — addresses missing the city portion are excluded from the denominator). Top 5 shown; smaller cities aggregate into the long tail.

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Cite: Keystone Court Data, "Butler County Pennsylvania Court Filings Intelligence," 2026-07-02, https://keystonecourtdata.com/reports/butler-pa-court-filings-intelligence · Download data (CSV)