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Bradford County, Pennsylvania Court Filings Intelligence

Live court-record analysis of property-related filings (foreclosure, probate, divorce, partition, guardianship). Data sourced direct from Bradford County court dockets. Updated 2026-08-03. See methodology.

Investor takeaway

About Bradford County

Bradford County is a county in the Commonwealth of Pennsylvania. As of the 2020 census, its population was 59,967. Its county seat is Towanda. The county was created on February 21, 1810, from parts of Lycoming and Luzerne Counties. Originally called Ontario County, it was reorganized and separated from Lycoming County on October 13, 1812, and renamed Bradford County for William Bradford, who had been a chief justice of the Pennsylvania Supreme Court and United States Attorney General. The county is part of the Northeast region of the commonwealth.

Source: Wikipedia

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At a glance

3591 property-related court filings tracked across 39 months (Jan 2020 to Jul 2026).

94 typical monthly filing volume.

0% of filings involve owners whose mailing address differs from the property address (0 of 3591 filings).

$n/a median estimated property value across the 0 filings with property-enrichment data (0% coverage).

3.9% Pennsylvania unemployment rate (BLS, as of 2026-05). Filings should be read against the local-economy backdrop.

Filing type breakdown

Filing typeFilingsShare
Other 3179 88.5%
Tax Lien 279 7.8%
Foreclosure (Post-Filing) 117 3.3%
Quiet Title 10 0.3%
Partition 6 0.2%

Each row is a distinct case as recorded on the county docket.

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Monthly filing activity

MonthFilingsvs prior
Jan 2020 181
Feb 2020 44 -137
Mar 2020 25 -19
Apr 2020 64 +39
May 2020 24 -40
Jun 2020 17 -7
Sep 2021 1 -16
Oct 2022 2 +1
Jan 2023 84 +82
Feb 2023 33 -51
Mar 2023 25 -8
Oct 2023 23 -2
Nov 2023 13 -10
Dec 2023 78 +65
Jan 2024 136 +58
Feb 2024 157 +21
Mar 2024 119 -38
Apr 2024 145 +26
May 2024 166 +21
Jun 2024 97 -69
Jul 2024 123 +26
Aug 2024 156 +33
Sep 2024 151 -5
Oct 2024 146 -5
Nov 2024 151 +5
Dec 2024 140 -11
Jan 2025 152 +12
Feb 2025 124 -28
Mar 2025 160 +36
Apr 2025 126 -34
May 2025 190 +64
Jun 2025 108 -82
Jul 2025 171 +63
Aug 2025 73 -98
Sep 2025 41 -32
Oct 2025 50 +9
Nov 2025 46 -4
Dec 2025 29 -17
Jul 2026 20 -9

Each row reflects new filings entering the dataset that month, after ownership verification. Most recent month may be partial.

Geographic concentration by ZIP

Top 0 ZIPs in Bradford County account for 0.0% of all tracked filings, showing where distressed real estate activity clusters.

ZIPCityFilingsShare

Based on filings with a parseable property address (0% of Bradford County filings).

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Property value distribution

Estimated valueFilingsShare

Source: third-party property enrichment (0% coverage on Bradford County filings). Median $n/a; mean $n/a.

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Day-of-week filing pattern

DayFilingsShare
Sun 1 0.0%
Mon 903 25.1%
Tue 638 17.8%
Wed 683 19.0%
Thu 742 20.7%
Fri 624 17.4%
Sat 0 0.0%

Filings cluster Monday through Friday, with weekend filings essentially absent (court system closed). Computed for 3591 filings with a parseable date.

Housing stock + distress signals

Underlying housing stock and distress indicators across all 29421 Bradford County housing units, from US Census ACS 5-year data. National reference values shown for context.

Indicator Bradford County US average
Vacancy rate (incl. seasonal + for-sale)16.8%10.5%
Share of owner-occupied units carrying a mortgage46.4%60.8%
Pre-1940 housing stock32.5%12.3%
Single-family detached share of housing stock71.1%61.2%
Residents age 65 or older22.1%17.3%

Source: US Census Bureau American Community Survey (ACS 2023 5-year). National reference values are ACS 2022 5-year US totals. Why these matter: vacancy rate is the strongest single proxy for distressed inventory; mortgage-carrying share defines the risk pool exposed to rate environment; pre-1940 stock signals deferred maintenance and renovation opportunity; senior population correlates with probate pipeline depth.

Rent benchmark (HUD Fair Market Rent)

HUD sets Fair Market Rents at the metro area level — the same FMRs apply to every county within the metro. Bradford County sits within the Bradford County, PA. Used to set Section 8 voucher amounts; investors use it as a defensible rent-estimate floor for buy-to-rent underwriting.

Unit size Fair market rent / month
Efficiency / studio$838
1-bedroom$844
2-bedroom$1,066
3-bedroom$1,341
4-bedroom$1,522

Source: US Department of Housing and Urban Development, Fair Market Rents (None). 40th-percentile gross rent including utilities. Why this matters: Section-8-eligible tenants are a baseline demand floor for rental inventory at these price points; FMR is the official ceiling for voucher-eligible rents.

New construction (market momentum)

Annual building permits filed in Bradford County from the US Census Building Permits Survey. Trend signal on whether new housing demand is accelerating or contracting in this market.

Indicator Value
Total housing units permitted (2025)62
Year-over-year change (2024 → 2025)-32.6%
Single-family share of permits (2025)100.0%
Single-family units permitted62
Multifamily units permitted (2+ units per building)0

Source: US Census Bureau Building Permits Survey, annual cumulative data. Why this matters: permits trending up signals strong demand for new inventory; permits contracting at the same time foreclosure activity rises indicates broader market softening (deals price differently). Multifamily share shows whether the market is densifying or holding to single-family stock.

Macro context: state home prices and national delinquency

Bradford County filings should be read against the broader housing-market backdrop. Pennsylvania state home-price trend and the national mortgage-delinquency rate are the two macro signals most directly relevant to foreclosure exposure.

IndicatorValuePeriod
Pennsylvania home price index (year-over-year)+5.3%2026-01-01
Pennsylvania home price index (cumulative since 2020)+59.3%2026-01-01
National mortgage delinquency rate (30+ day, single-family)1.89%2026-01-01

Sources: Federal Housing Finance Agency state house price indices (FRED series PASTHPI); Federal Reserve Board, Mortgage Delinquency 30+Day Rate on Single-Family Residential Mortgages (FRED series DRSFRMACBS). Updated quarterly. Free public data.

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Filing velocity by case type

How each distress category is trending — are foreclosures accelerating while divorces cool, or vice versa? This breakdown is only possible with direct court-record data.

Case type Total Share Trend
Judgment Entered On Behalf Of Bradford County Adult 1521 42.4% -84.5%
Complaint In Civil Action Filed, W/ Notice To Plead 773 21.5% -38.8%
Transcript Of Judgment From District Justice Office Filed 268 7.5% -25.0%
Certified Tax Lien W/Pre Paid Satisfaction Fee Filed 198 5.5% -11.5%
Complaint In Mortgage Foreclosure Filed, W/ Notice To Plead 117 3.3% -8.3%
Municipal Lien Filed 86 2.4% +11.1%
Appeal From The District Justice Filed, W/ Rule To File Complaint Issued 63 1.8% -30.0%
Federal Tax Lien Filed Wire Transfer 52 1.4% --
Petition To Obtain Title 52 1.4% -25.0%
Miscellaneous 50 1.4% +16.7%
Petition For Change Of Name Filed 50 1.4% -54.5%
Appeal From The Decision Of The District Justice Filed 37 1.0% +100.0%
Praecipe For Writ Of Summons Filed. Writ Issued Accordingly 34 0.9% +20.0%
Stipulation/Waiver Against Liens Filed 31 0.9% +0.0%
Certified Copy Of Commonwealth Tax Lien Filed 29 0.8% -42.9%
Petition 28 0.8% --
Appeal From Suspension Of Driver'S License Filed 26 0.7% -28.6%
Record Expunged 25 0.7% --
Complaint In Replevin Filed, W/ Notice To Plead 20 0.6% --
Complaint In Ejectment Filed, W/ Notice To Plead 19 0.5% -50.0%
Praecipe For Writ Of Revival Filed 16 0.4% --
Complaint In Confession Of Judgment Filed 10 0.3% --
Complaint In Action To Quiet Title Filed, W/ Notice To Plead 10 0.3% --
Application For Detective'S License Filed 8 0.2% --
Petition W/O Costs 7 0.2% --
Complaint In Partition 6 0.2% --
Certification Of Judgment From Another County Received 6 0.2% --
Praecipe For Entry Of Lis Pendens Filed 6 0.2% --
Foreign Judgment From Another State Received 6 0.2% --
Complaint For Declaratory Judgment Filed 5 0.1% --

Trend = recent 2-3 month volume vs prior 2-3 months (current partial month excluded). Positive = accelerating; negative = cooling.

Seasonal filing patterns

Court filings peak in Jan and are lowest in Oct. The 2.5x peak-to-trough ratio suggests strong seasonal patterns — investors who time their outreach around Jan can reach more distressed homeowners.

Month Avg filings Relative
Jan 138.2
100%
Feb 89.5
65%
Mar 82.2
59%
Apr 111.7
81%
May 126.7
92%
Jun 74
54%
Jul 104.7
76%
Aug 114.5
83%
Sep 64.3
47%
Oct 55.2
40%
Nov 70
51%
Dec 82.3
60%

Average filings per calendar month across all observed years. Relative column shows each month as a percentage of the peak month (Jan), with a 2.5x peak-to-trough ratio.

Non-resident owner analysis

Most filings (100%) involve owner-occupied properties. The relatively low absentee rate suggests distress is primarily hitting homeowners, not institutional investors.

0.0%
Non-resident owners
Case type Total filings Non-resident %
Judgment Entered On Behalf Of Bradford County Adult 1521 0.0%
Complaint In Civil Action Filed, W/ Notice To Plead 773 0.0%
Transcript Of Judgment From District Justice Office Filed 268 0.0%
Certified Tax Lien W/Pre Paid Satisfaction Fee Filed 198 0.0%
Complaint In Mortgage Foreclosure Filed, W/ Notice To Plead 117 0.0%
Municipal Lien Filed 86 0.0%
Appeal From The District Justice Filed, W/ Rule To File Complaint Issued 63 0.0%
Federal Tax Lien Filed Wire Transfer 52 0.0%
Petition To Obtain Title 52 0.0%
Miscellaneous 50 0.0%
Petition For Change Of Name Filed 50 0.0%
Appeal From The Decision Of The District Justice Filed 37 0.0%
Praecipe For Writ Of Summons Filed. Writ Issued Accordingly 34 0.0%
Stipulation/Waiver Against Liens Filed 31 0.0%
Certified Copy Of Commonwealth Tax Lien Filed 29 0.0%
Petition 28 0.0%
Appeal From Suspension Of Driver'S License Filed 26 0.0%
Record Expunged 25 0.0%
Complaint In Replevin Filed, W/ Notice To Plead 20 0.0%
Complaint In Ejectment Filed, W/ Notice To Plead 19 0.0%
Praecipe For Writ Of Revival Filed 16 0.0%
Complaint In Confession Of Judgment Filed 10 0.0%
Complaint In Action To Quiet Title Filed, W/ Notice To Plead 10 0.0%
Application For Detective'S License Filed 8 0.0%
Petition W/O Costs 7 0.0%
Complaint In Partition 6 0.0%
Certification Of Judgment From Another County Received 6 0.0%
Praecipe For Entry Of Lis Pendens Filed 6 0.0%
Foreign Judgment From Another State Received 6 0.0%
Complaint For Declaratory Judgment Filed 5 0.0%

Non-resident = owner's mailing address differs from the property address. Could indicate out-of-state landlords, inherited estates, second homes, or in-transition properties.

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Distress composition and shifts

Complaint In Civil Action Filed, W/ Notice To Plead, Appeal From The Decision Of The District Justice Filed share is rising. Judgment Entered On Behalf Of Bradford County Adult, Transcript Of Judgment From District Justice Office Filed share is declining. High diversity in distress types suggests multiple independent factors driving court filings, not a single economic shock.

Case type Recent share Earlier share Shift
Complaint In Civil Action Filed, W/ Notice To Plead 38.8% 21.3% +17.5pp (rising)
Appeal From The Decision Of The District Justice Filed 18.4% 0.8% +17.6pp (rising)
Judgment Entered On Behalf Of Bradford County Adult 12.2% 42.8% -30.6pp (falling)
Miscellaneous 8.2% 1.3% +6.9pp (rising)
Complaint In Mortgage Foreclosure Filed, W/ Notice To Plead 8.2% 3.2% +5.0pp
Petition 4.1% 0.7% +3.4pp
Appeal From Suspension Of Driver'S License Filed 2.0% 0.7% +1.3pp
Stipulation/Waiver Against Liens Filed 2.0% 0.8% +1.2pp
Petition For Court Approval Of A Minor'S Settlement Filed 2.0% 0.0% +2.0pp
Complaint In Ejectment Filed, W/ Notice To Plead 2.0% 0.5% +1.5pp
Federal Tax Lien Filed Wire Transfer 2.0% 1.4% +0.6pp
Complaint For Condemnation Filed, W/ Notice To Plead 0.0% 0.1% -0.1pp
Transcript Of Judgment From District Justice Office Filed 0.0% 7.6% -7.6pp (falling)
Complaint In Partition 0.0% 0.2% -0.2pp
Complaint In Confession Of Judgment Filed 0.0% 0.3% -0.3pp
Complaint In Equity Filed, W/ Notice To Plead 0.0% 0.0% +0.0pp
Complaint For Declaratory Judgment Filed 0.0% 0.1% -0.1pp
Appeal From Suspension From Automobile Registration Filed 0.0% 0.1% -0.1pp
Petition For Forfeiture And Condemnation 0.0% 0.1% -0.1pp
Praecipe For Entry Of Lis Pendens Filed 0.0% 0.2% -0.2pp
Application For Corporation License 0.0% 0.0% +0.0pp
Road Docket Filing Received And Made A Matter Of Record 0.0% 0.0% +0.0pp
Declaration Of Taking Filed 0.0% 0.1% -0.1pp
Praecipe 0.0% 0.0% +0.0pp
Petition To Obtain Title 0.0% 1.5% -1.5pp
Complaint In Mandamus 0.0% 0.0% +0.0pp
Certification Of Judgment From Another County Received 0.0% 0.2% -0.2pp
Municipal Lien Filed 0.0% 2.4% -2.4pp
Certified Copy Of Commonwealth Tax Lien Filed 0.0% 0.8% -0.8pp
Joint Petition For Partial Transfer Of Structured Settlement 0.0% 0.0% +0.0pp
Application For Detective'S License Filed 0.0% 0.2% -0.2pp
Certified Tax Lien W/Pre Paid Satisfaction Fee Filed 0.0% 5.6% -5.6pp (falling)
Praecipe For Writ Of Summons Filed. Writ Issued Accordingly 0.0% 1.0% -1.0pp
Petition W/O Costs 0.0% 0.2% -0.2pp
Record Expunged 0.0% 0.7% -0.7pp
Oath And Bond Of Tax Collector Filed 0.0% 0.0% +0.0pp
Appeal From The Decision Of The Bradford Co Board Of Assessment 0.0% 0.0% +0.0pp
Praecipe For Entry Of Judgment On Order Of Court 0.0% 0.0% +0.0pp
Petition For Appointment 0.0% 0.0% +0.0pp
Annual Audit And Financial Report Of Municipality Filed 0.0% 0.1% -0.1pp
Complaint In Replevin Filed, W/ Notice To Plead 0.0% 0.6% -0.6pp
Petition For Change Of Name Filed 0.0% 1.4% -1.4pp
Complaint In Action To Quiet Title Filed, W/ Notice To Plead 0.0% 0.3% -0.3pp
Praecipe For Entry Of Judgment On Certification Of Dro Arrearages 0.0% 0.0% +0.0pp
Appeal From The District Justice Filed, W/ Rule To File Complaint Issued 0.0% 1.8% -1.8pp
Transfer Civil From 0.0% 0.1% -0.1pp
Mechanics Lien Claim Filed 0.0% 0.1% -0.1pp
Praecipe For Writ Of Revival Filed 0.0% 0.5% -0.5pp
Foreign Judgment From Another State Received 0.0% 0.2% -0.2pp
Corporate Financial Statement Filed 0.0% 0.0% +0.0pp

Distress diversity score: 2.69 (Shannon entropy; higher = more diverse distress sources). "Recent" = last 2 complete months; "Earlier" = all prior months.

Case Aging & Stall Analysis

2,972 cases (96.7%) have been active for over a year without resolution. 103 filings in the last 6-12 months represent fresh opportunities.

2,972
Cases stalled 1yr+
96.7%
of all filings
3,075
Total tracked
Age Total Resolved Still active Resolution rate
6-12 months 103 0 103 0.0%
1-2 years 1,757 0 1,757 0.0%
2+ years 1,215 0 1,215 0.0%
Resolution speed by case type
Case type Total Resolved Rate Median days
Judgment Entered On Behalf Of Bradford County Adult 1,356 0 0.0%
Complaint In Civil Action Filed, W/ Notice To Plead 641 0 0.0%
Transcript Of Judgment From District Justice Office Filed 252 0 0.0%
Certified Tax Lien W/Pre Paid Satisfaction Fee Filed 178 0 0.0%
Complaint In Mortgage Foreclosure Filed, W/ Notice To Plead 98 0 0.0%
Municipal Lien Filed 84 0 0.0%
Appeal From The District Justice Filed, W/ Rule To File Complaint Issued 54 0 0.0%
Federal Tax Lien Filed Wire Transfer 43 0 0.0%
Petition To Obtain Title 39 0 0.0%
Petition For Change Of Name Filed 38 0 0.0%

Case aging computed from filing date to present for unresolved cases. Resolution classified from court docket entries (judgments, settlements, dismissals, sheriff sales). Cases with a resolution event are removed from the stall count.

Repeat litigation patterns in Bradford County

Of 2,467 unique property owners in court filings, 338 (13.7%) appear in multiple cases, including 82 with 3 or more filings. The most active repeat filer has 105 cases spanning 67 months. Certified Copy Of Commonwealth Tax Lien Filed cases have the highest repeat rate at 39.1%.

2,467
Unique owners
338
Repeat filers (2+ cases)
13.7%
Repeat rate
82
Serial filers (3+ cases)

Repeat rate by case type

Case type Repeat owners Total owners Repeat rate
Judgment Entered On Behalf Of Bradford County Adult 193 1077 17.9%
Complaint In Civil Action Filed, W/ Notice To Plead 65 598 10.9%
Transcript Of Judgment From District Justice Office Filed 21 244 8.6%
Certified Tax Lien W/Pre Paid Satisfaction Fee Filed 25 149 16.8%
Complaint In Mortgage Foreclosure Filed, W/ Notice To Plead 17 89 19.1%
Municipal Lien Filed 19 67 28.4%
Appeal From The District Justice Filed, W/ Rule To File Complaint Issued 7 53 13.2%
Federal Tax Lien Filed Wire Transfer 8 34 23.5%

Analysis based on 2,467 unique owner names across court filings. Repeat filers are property owners appearing in 2 or more distinct cases.

Serial distressed properties in Bradford County

Of 259 unique properties in court filings, 53 (20.5%) have multiple filings (averaging 2.2 filings per property). Average time between repeat filings: 6 months. Transcript Of Judgment From District Justice Office Filed properties have the highest repeat rate at 26.7%.

259
Unique properties
53
Repeat-filing properties
20.5%
Serial distress rate
6 mo
Avg time between filings

Serial distress rate by case type

Case type Serial properties Total properties Serial rate
Complaint In Civil Action Filed, W/ Notice To Plead 26 111 23.4%
Judgment Entered On Behalf Of Bradford County Adult 10 40 25.0%
Complaint In Mortgage Foreclosure Filed, W/ Notice To Plead 9 35 25.7%
Transcript Of Judgment From District Justice Office Filed 8 30 26.7%
Certified Tax Lien W/Pre Paid Satisfaction Fee Filed 6 23 26.1%
Municipal Lien Filed 3 15 20.0%

Analysis based on 259 unique property addresses across court filings. Serial distressed properties have 2 or more distinct case filings at the same address.

Why these filings are invisible on most public foreclosure sites

The largest public foreclosure-aggregator interfaces surface only post-auction bank-owned properties in Pennsylvania. Pre-foreclosure court filings are not visible to their non-paying users. Keystone tracks the court filing the day it hits the docket, weeks or months before any property reaches the auction stage those aggregators surface.

Methodology and full audit: Court-vs-aggregator coverage gap report.

Methodology and data sources

Related Pennsylvania guides

Pennsylvania foreclosure process How to find leads in Pennsylvania Top foreclosure counties in Pennsylvania Pennsylvania statewide analysis

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Cite: Keystone Court Data, "Bradford County Pennsylvania Court Filings Intelligence," 2026-08-03, https://keystonecourtdata.com/reports/bradford-pa-court-filings-intelligence · Download data (CSV)