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Bradford County, Pennsylvania Court Filings Intelligence

Live court-record analysis of property-related filings (foreclosure, probate, divorce, partition, guardianship). Data sourced direct from Bradford County court dockets. Updated 2026-07-31. See methodology.

Investor takeaway

About Bradford County

Bradford County is a county in the Commonwealth of Pennsylvania. As of the 2020 census, its population was 59,967. Its county seat is Towanda. The county was created on February 21, 1810, from parts of Lycoming and Luzerne Counties. Originally called Ontario County, it was reorganized and separated from Lycoming County on October 13, 1812, and renamed Bradford County for William Bradford, who had been a chief justice of the Pennsylvania Supreme Court and United States Attorney General. The county is part of the Northeast region of the commonwealth.

Source: Wikipedia

At a glance

2825 verified property-related court filings tracked across 23 months (Jan 2024 to Nov 2025).

128 typical monthly filing volume.

0% of filings involve owners whose mailing address differs from the property address (0 of 2825 filings).

$n/a median estimated property value across the 0 filings with property-enrichment data (0% coverage).

3.9% Pennsylvania unemployment rate (BLS, as of 2026-05). Filings should be read against the local-economy backdrop.

Filing type breakdown

Filing typeFilingsShare
Other 2482 87.9%
Tax Lien 235 8.3%
Foreclosure (Post-Filing) 98 3.5%
Quiet Title 7 0.2%
Partition 3 0.1%

Each row is a distinct case verified for current owner-of-record before inclusion.

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Monthly filing activity

MonthFilingsvs prior
Jan 2024 136
Feb 2024 157 +21
Mar 2024 119 -38
Apr 2024 145 +26
May 2024 166 +21
Jun 2024 97 -69
Jul 2024 123 +26
Aug 2024 156 +33
Sep 2024 151 -5
Oct 2024 146 -5
Nov 2024 151 +5
Dec 2024 140 -11
Jan 2025 152 +12
Feb 2025 124 -28
Mar 2025 160 +36
Apr 2025 126 -34
May 2025 190 +64
Jun 2025 108 -82
Jul 2025 171 +63
Aug 2025 60 -111
Sep 2025 27 -33
Oct 2025 18 -9
Nov 2025 2 -16

Each row reflects new filings entering the dataset that month, after ownership verification. Most recent month may be partial.

Geographic concentration by ZIP

Top 0 ZIPs in Bradford County account for 0.0% of all tracked filings, showing where distressed real estate activity clusters.

ZIPCityFilingsShare

Based on filings with a parseable property address (0% of Bradford County filings).

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Property value distribution

Estimated valueFilingsShare

Source: third-party property enrichment (0% coverage on Bradford County filings). Median $n/a; mean $n/a.

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Day-of-week filing pattern

DayFilingsShare
Sun 1 0.0%
Mon 755 26.7%
Tue 507 17.9%
Wed 529 18.7%
Thu 557 19.7%
Fri 476 16.8%
Sat 0 0.0%

Filings cluster Monday through Friday, with weekend filings essentially absent (court system closed). Computed for 2825 filings with a parseable date.

Housing stock + distress signals

Underlying housing stock and distress indicators across all 29421 Bradford County housing units, from US Census ACS 5-year data. National reference values shown for context.

Indicator Bradford County US average
Vacancy rate (incl. seasonal + for-sale)16.8%10.5%
Share of owner-occupied units carrying a mortgage46.4%60.8%
Pre-1940 housing stock32.5%12.3%
Single-family detached share of housing stock71.1%61.2%
Residents age 65 or older22.1%17.3%

Source: US Census Bureau American Community Survey (ACS 2023 5-year). National reference values are ACS 2022 5-year US totals. Why these matter: vacancy rate is the strongest single proxy for distressed inventory; mortgage-carrying share defines the risk pool exposed to rate environment; pre-1940 stock signals deferred maintenance and renovation opportunity; senior population correlates with probate pipeline depth.

Rent benchmark (HUD Fair Market Rent)

HUD sets Fair Market Rents at the metro area level — the same FMRs apply to every county within the metro. Bradford County sits within the Bradford County, PA. Used to set Section 8 voucher amounts; investors use it as a defensible rent-estimate floor for buy-to-rent underwriting.

Unit size Fair market rent / month
Efficiency / studio$838
1-bedroom$844
2-bedroom$1,066
3-bedroom$1,341
4-bedroom$1,522

Source: US Department of Housing and Urban Development, Fair Market Rents (None). 40th-percentile gross rent including utilities. Why this matters: Section-8-eligible tenants are a baseline demand floor for rental inventory at these price points; FMR is the official ceiling for voucher-eligible rents.

New construction (market momentum)

Annual building permits filed in Bradford County from the US Census Building Permits Survey. Trend signal on whether new housing demand is accelerating or contracting in this market.

Indicator Value
Total housing units permitted (2025)62
Year-over-year change (2024 → 2025)-32.6%
Single-family share of permits (2025)100.0%
Single-family units permitted62
Multifamily units permitted (2+ units per building)0

Source: US Census Bureau Building Permits Survey, annual cumulative data. Why this matters: permits trending up signals strong demand for new inventory; permits contracting at the same time foreclosure activity rises indicates broader market softening (deals price differently). Multifamily share shows whether the market is densifying or holding to single-family stock.

Macro context: state home prices and national delinquency

Bradford County filings should be read against the broader housing-market backdrop. Pennsylvania state home-price trend and the national mortgage-delinquency rate are the two macro signals most directly relevant to foreclosure exposure.

IndicatorValuePeriod
Pennsylvania home price index (year-over-year)+5.3%2026-01-01
Pennsylvania home price index (cumulative since 2020)+59.3%2026-01-01
National mortgage delinquency rate (30+ day, single-family)1.89%2026-01-01

Sources: Federal Housing Finance Agency state house price indices (FRED series PASTHPI); Federal Reserve Board, Mortgage Delinquency 30+Day Rate on Single-Family Residential Mortgages (FRED series DRSFRMACBS). Updated quarterly. Free public data.

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Filing velocity by case type

How each distress category is trending — are foreclosures accelerating while divorces cool, or vice versa? This breakdown is only possible with direct court-record data.

Case type Total Share Trend
Judgment Entered On Behalf Of Bradford County Adult 1251 44.3% -41.2%
Complaint In Civil Action Filed, W/ Notice To Plead 583 20.6% -22.2%
Transcript Of Judgment From District Justice Office Filed 216 7.6% -35.0%
Certified Tax Lien W/Pre Paid Satisfaction Fee Filed 178 6.3% -11.5%
Complaint In Mortgage Foreclosure Filed, W/ Notice To Plead 98 3.5% -42.1%
Municipal Lien Filed 84 3.0% +11.1%
Appeal From The District Justice Filed, W/ Rule To File Complaint Issued 49 1.7% +22.2%
Petition To Obtain Title 39 1.4% +116.7%
Petition For Change Of Name Filed 36 1.3% -20.0%
Federal Tax Lien Filed Wire Transfer 32 1.1% --
Miscellaneous 26 0.9% -33.3%
Certified Copy Of Commonwealth Tax Lien Filed 25 0.9% -42.9%
Stipulation/Waiver Against Liens Filed 21 0.7% -14.3%
Record Expunged 20 0.7% --
Complaint In Replevin Filed, W/ Notice To Plead 20 0.7% --
Praecipe For Writ Of Summons Filed. Writ Issued Accordingly 18 0.6% +20.0%
Petition 18 0.6% -40.0%
Appeal From The Decision Of The District Justice Filed 13 0.5% --
Appeal From Suspension Of Driver'S License Filed 11 0.4% --
Praecipe For Writ Of Revival Filed 11 0.4% --
Complaint In Ejectment Filed, W/ Notice To Plead 9 0.3% -20.0%
Complaint In Action To Quiet Title Filed, W/ Notice To Plead 7 0.2% --
Application For Detective'S License Filed 7 0.2% --
Certification Of Judgment From Another County Received 6 0.2% --
Complaint In Confession Of Judgment Filed 6 0.2% --

Trend = recent 2-3 month volume vs prior 2-3 months (current partial month excluded). Positive = accelerating; negative = cooling.

Seasonal filing patterns

Court filings peak in May and are lowest in Nov. The 2.3x peak-to-trough ratio suggests strong seasonal patterns — investors who time their outreach around May can reach more distressed homeowners.

Month Avg filings Relative
Jan 144
81%
Feb 140.5
79%
Mar 139.5
78%
Apr 135.5
76%
May 178
100%
Jun 102.5
58%
Jul 147
83%
Aug 108
61%
Sep 89
50%
Oct 82
46%
Nov 76.5
43%
Dec 140
79%

Average filings per calendar month across all observed years. Relative column shows each month as a percentage of the peak month (May), with a 2.3x peak-to-trough ratio.

Non-resident owner analysis

Most filings (100%) involve owner-occupied properties. The relatively low absentee rate suggests distress is primarily hitting homeowners, not institutional investors.

0.0%
Non-resident owners
Case type Total filings Non-resident %
Judgment Entered On Behalf Of Bradford County Adult 1251 0.0%
Complaint In Civil Action Filed, W/ Notice To Plead 583 0.0%
Transcript Of Judgment From District Justice Office Filed 216 0.0%
Certified Tax Lien W/Pre Paid Satisfaction Fee Filed 178 0.0%
Complaint In Mortgage Foreclosure Filed, W/ Notice To Plead 98 0.0%
Municipal Lien Filed 84 0.0%
Appeal From The District Justice Filed, W/ Rule To File Complaint Issued 49 0.0%
Petition To Obtain Title 39 0.0%
Petition For Change Of Name Filed 36 0.0%
Federal Tax Lien Filed Wire Transfer 32 0.0%
Miscellaneous 26 0.0%
Certified Copy Of Commonwealth Tax Lien Filed 25 0.0%
Stipulation/Waiver Against Liens Filed 21 0.0%
Record Expunged 20 0.0%
Complaint In Replevin Filed, W/ Notice To Plead 20 0.0%
Praecipe For Writ Of Summons Filed. Writ Issued Accordingly 18 0.0%
Petition 18 0.0%
Appeal From The Decision Of The District Justice Filed 13 0.0%
Appeal From Suspension Of Driver'S License Filed 11 0.0%
Praecipe For Writ Of Revival Filed 11 0.0%
Complaint In Ejectment Filed, W/ Notice To Plead 9 0.0%
Complaint In Action To Quiet Title Filed, W/ Notice To Plead 7 0.0%
Application For Detective'S License Filed 7 0.0%
Certification Of Judgment From Another County Received 6 0.0%
Complaint In Confession Of Judgment Filed 6 0.0%

Non-resident = owner's mailing address differs from the property address. Could indicate out-of-state landlords, inherited estates, second homes, or in-transition properties.

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Distress composition and shifts

Complaint In Civil Action Filed, W/ Notice To Plead, Petition share is rising. Certified Tax Lien W/Pre Paid Satisfaction Fee Filed, Transcript Of Judgment From District Justice Office Filed share is declining. Low diversity — distress is dominated by one or two case types, suggesting a concentrated driver.

Case type Recent share Earlier share Shift
Complaint In Civil Action Filed, W/ Notice To Plead 80.0% 20.2% +59.8pp (rising)
Petition 10.0% 0.6% +9.4pp (rising)
Complaint For Condemnation Filed, W/ Notice To Plead 10.0% 0.0% +10.0pp (rising)
Appeal From The District Justice Filed, W/ Rule To File Complaint Issued 0.0% 1.7% -1.7pp
Application For Detective'S License Filed 0.0% 0.2% -0.2pp
Petition For Forfeiture And Condemnation 0.0% 0.1% -0.1pp
Oath And Bond Of Tax Collector Filed 0.0% 0.0% +0.0pp
Praecipe For Writ Of Revival Filed 0.0% 0.4% -0.4pp
Application For Corporation License 0.0% 0.0% +0.0pp
Petition For Appointment 0.0% 0.0% +0.0pp
Praecipe For Entry Of Judgment On Certification Of Dro Arrearages 0.0% 0.0% +0.0pp
Stipulation/Waiver Against Liens Filed 0.0% 0.7% -0.7pp
Corporate Financial Statement Filed 0.0% 0.0% +0.0pp
Municipal Lien Filed 0.0% 3.0% -3.0pp
Praecipe For Entry Of Lis Pendens Filed 0.0% 0.1% -0.1pp
Complaint In Replevin Filed, W/ Notice To Plead 0.0% 0.7% -0.7pp
Appeal From Suspension Of Driver'S License Filed 0.0% 0.4% -0.4pp
Certified Tax Lien W/Pre Paid Satisfaction Fee Filed 0.0% 6.3% -6.3pp (falling)
Complaint In Partition 0.0% 0.1% -0.1pp
Appeal From The Decision Of The District Justice Filed 0.0% 0.5% -0.5pp
Petition For Change Of Name Filed 0.0% 1.3% -1.3pp
Complaint For Declaratory Judgment Filed 0.0% 0.1% -0.1pp
Transfer Civil From 0.0% 0.0% +0.0pp
Petition W/O Costs 0.0% 0.1% -0.1pp
Complaint In Action To Quiet Title Filed, W/ Notice To Plead 0.0% 0.2% -0.2pp
Appeal From Suspension From Automobile Registration Filed 0.0% 0.1% -0.1pp
Complaint In Ejectment Filed, W/ Notice To Plead 0.0% 0.3% -0.3pp
Certification Of Judgment From Another County Received 0.0% 0.2% -0.2pp
Record Expunged 0.0% 0.7% -0.7pp
Complaint In Confession Of Judgment Filed 0.0% 0.2% -0.2pp
Petition To Obtain Title 0.0% 1.4% -1.4pp
Declaration Of Taking Filed 0.0% 0.1% -0.1pp
Praecipe For Writ Of Summons Filed. Writ Issued Accordingly 0.0% 0.6% -0.6pp
Certified Copy Of Commonwealth Tax Lien Filed 0.0% 0.9% -0.9pp
Federal Tax Lien Filed Wire Transfer 0.0% 1.1% -1.1pp
Mechanics Lien Claim Filed 0.0% 0.1% -0.1pp
Complaint In Mortgage Foreclosure Filed, W/ Notice To Plead 0.0% 3.5% -3.5pp
Petition For Court Approval Of A Minor'S Settlement Filed 0.0% 0.0% +0.0pp
Complaint In Equity Filed, W/ Notice To Plead 0.0% 0.0% +0.0pp
Annual Audit And Financial Report Of Municipality Filed 0.0% 0.1% -0.1pp
Foreign Judgment From Another State Received 0.0% 0.1% -0.1pp
Miscellaneous 0.0% 0.9% -0.9pp
Transcript Of Judgment From District Justice Office Filed 0.0% 7.7% -7.7pp (falling)
Praecipe For Entry Of Judgment On Order Of Court 0.0% 0.0% +0.0pp
Complaint In Mandamus 0.0% 0.0% +0.0pp
Appeal From The Decision Of The Bradford Co Board Of Assessment 0.0% 0.0% +0.0pp
Judgment Entered On Behalf Of Bradford County Adult 0.0% 44.6% -44.6pp (falling)

Distress diversity score: 0.92 (Shannon entropy; higher = more diverse distress sources). "Recent" = last 2 complete months; "Earlier" = all prior months.

Case Aging & Stall Analysis

2,718 cases (96.2%) have been active for over a year without resolution. 107 filings in the last 6-12 months represent fresh opportunities.

2,718
Cases stalled 1yr+
96.2%
of all filings
2,825
Total tracked
Age Total Resolved Still active Resolution rate
6-12 months 107 0 107 0.0%
1-2 years 1,775 0 1,775 0.0%
2+ years 943 0 943 0.0%
Resolution speed by case type
Case type Total Resolved Rate Median days
Judgment Entered On Behalf Of Bradford County Adult 1,251 0 0.0%
Complaint In Civil Action Filed, W/ Notice To Plead 583 0 0.0%
Transcript Of Judgment From District Justice Office Filed 216 0 0.0%
Certified Tax Lien W/Pre Paid Satisfaction Fee Filed 178 0 0.0%
Complaint In Mortgage Foreclosure Filed, W/ Notice To Plead 98 0 0.0%
Municipal Lien Filed 84 0 0.0%
Appeal From The District Justice Filed, W/ Rule To File Complaint Issued 49 0 0.0%
Petition To Obtain Title 39 0 0.0%
Petition For Change Of Name Filed 36 0 0.0%
Federal Tax Lien Filed Wire Transfer 32 0 0.0%

Case aging computed from filing date to present for unresolved cases. Resolution classified from court docket entries (judgments, settlements, dismissals, sheriff sales). Cases with a resolution event are removed from the stall count.

Repeat litigation patterns in Bradford County

Of 2,263 unique property owners in court filings, 311 (13.7%) appear in multiple cases, including 77 with 3 or more filings. The most active repeat filer has 94 cases spanning 19 months. Certified Copy Of Commonwealth Tax Lien Filed cases have the highest repeat rate at 39.1%.

2,263
Unique owners
311
Repeat filers (2+ cases)
13.7%
Repeat rate
77
Serial filers (3+ cases)

Repeat rate by case type

Case type Repeat owners Total owners Repeat rate
Judgment Entered On Behalf Of Bradford County Adult 176 992 17.7%
Complaint In Civil Action Filed, W/ Notice To Plead 63 540 11.7%
Transcript Of Judgment From District Justice Office Filed 15 212 7.1%
Certified Tax Lien W/Pre Paid Satisfaction Fee Filed 25 149 16.8%
Complaint In Mortgage Foreclosure Filed, W/ Notice To Plead 17 89 19.1%
Municipal Lien Filed 19 67 28.4%
Appeal From The District Justice Filed, W/ Rule To File Complaint Issued 6 48 12.5%
Petition To Obtain Title 2 26 7.7%

Analysis based on 2,263 unique owner names across court filings. Repeat filers are property owners appearing in 2 or more distinct cases.

Serial distressed properties in Bradford County

Of 212 unique properties in court filings, 36 (17.0%) have multiple filings (averaging 2.3 filings per property). Average time between repeat filings: 5 months. Judgment Entered On Behalf Of Bradford County Adult properties have the highest repeat rate at 24.2%.

212
Unique properties
36
Repeat-filing properties
17.0%
Serial distress rate
5 mo
Avg time between filings

Serial distress rate by case type

Case type Serial properties Total properties Serial rate
Complaint In Civil Action Filed, W/ Notice To Plead 16 83 19.3%
Judgment Entered On Behalf Of Bradford County Adult 8 33 24.2%
Complaint In Mortgage Foreclosure Filed, W/ Notice To Plead 7 31 22.6%
Transcript Of Judgment From District Justice Office Filed 4 25 16.0%
Certified Tax Lien W/Pre Paid Satisfaction Fee Filed 3 17 17.6%
Municipal Lien Filed 2 13 15.4%

Analysis based on 212 unique property addresses across court filings. Serial distressed properties have 2 or more distinct case filings at the same address.

Why these filings are invisible on most public foreclosure sites

The largest public foreclosure-aggregator interfaces surface only post-auction bank-owned properties in Pennsylvania. Pre-foreclosure court filings are not visible to their non-paying users. Keystone tracks the court filing the day it hits the docket, weeks or months before any property reaches the auction stage those aggregators surface.

Methodology and full audit: Court-vs-aggregator coverage gap report.

Methodology and data sources

Related Pennsylvania guides

Pennsylvania foreclosure process How to find leads in Pennsylvania Top foreclosure counties in Pennsylvania Pennsylvania statewide analysis

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Cite: Keystone Court Data, "Bradford County Pennsylvania Court Filings Intelligence," 2026-07-31, https://keystonecourtdata.com/reports/bradford-pa-court-filings-intelligence · Download data (CSV)