State-by-State Court Filings Comparison
Side-by-side metrics across Keystone Court Data's coverage states.
Based on public court filings, analyzed by Keystone. As of October 2026.
Overview
| State | Non-resident % | Unemployment | Report |
|---|---|---|---|
| Indiana | 21.5% | 3.6% | View |
| New Jersey | 34.0% | 4.7% | View |
| North Carolina | 33.8% | 3.6% | View |
| Pennsylvania | 33.8% | 4.1% | View |
Source: Keystone Court Data (court-record archive); Bureau of Labor Statistics (state unemployment, latest available).
Filing type mix by state
| State | Pre-Foreclosure | Other | Divorce | Probate | Pre-Probate | Guardianship |
|---|---|---|---|---|---|---|
| Indiana | 29.4% | 38.0% | 25.0% | 3.1% | 3.9% | |
| New Jersey | 65.3% | 18.0% | 1.6% | 2.4% | 4.7% | |
| North Carolina | 10.7% | 76.4% | 1.6% | 9.1% | 1.8% | 0.2% |
| Pennsylvania | 35.5% | 26.5% | 12.6% | 17.8% |
Cell values are each filing type's share of that state's property-related filings. Mix variance reflects both real differences in state distress patterns and differences in our per-state coverage by filing type.
How to read this
- The data refreshes the same day they're filed. Shares reflect the filings in our archive for each state.
- Non-resident-owner percentage means owner mailing address differs from property address. Does not equal rental property; could be vacant inherited, second home, or transition property.
- Unemployment rate sourced from US Bureau of Labor Statistics (most recent state-level value).
- State-level reports linked above carry the per-state deep dive.
Cite: Keystone Court Data, "State-by-State Court Filings Comparison," 2026-10-21, https://keystonecourtdata.com/reports/state-comparison
Frequently Asked Questions
Which states have the most foreclosure filings?
Filing volumes vary by state based on foreclosure process type (judicial vs non-judicial), economic conditions, and housing market dynamics. States with judicial foreclosure processes (like Indiana, New Jersey, and Pennsylvania) have public court records that create investable leads.
What's the difference between judicial and non-judicial foreclosure states?
Judicial states require lenders to file a lawsuit in court, creating public records that investors can monitor. Non-judicial states allow foreclosure through a trustee sale without court involvement, making early detection harder.
Which states does Keystone Court Data cover?
Keystone delivers leads county by county, the same day they're filed. See the counties page for the current list.
How do foreclosure timelines differ between states?
They differ mostly by process. Judicial states such as New Jersey, Pennsylvania and Indiana require a lawsuit, a judgment and a sheriff sale, so cases take longer; non-judicial states such as North Carolina run a shorter trustee sale process. Longer timelines give investors more time to contact owners. The foreclosure process guide for each state lists the statutory steps.