New Jersey Foreclosure Lender Concentration (2026)
105 distinct plaintiffs across 164 foreclosure filings
Who is filing foreclosures in New Jersey? We tracked every plaintiff name from court-record foreclosure filings to identify the most active lenders and servicers. This data helps investors understand which institutions are generating the most distressed inventory in each market.
Top 5 Concentration
The top 5 filers account for 29 of 164 filings (18% of total volume). This indicates moderate concentration — no single lender dominates.
Plaintiff Rankings
| # | Plaintiff / Lender | Filings | % of Total |
|---|---|---|---|
| 1 | LAKEVIEW LOAN SERVICING LLC | 7 | 4.3% |
| 2 | NEWREZ LLC | 6 | 3.7% |
| 3 | JOST BRYAN | 6 | 3.7% |
| 4 | WELLS FARGO BANK NA | 5 | 3.0% |
| 5 | RCF 2 ACQUISITION TRUST | 5 | 3.0% |
| 6 | FREEDOM MORTGAGE CORP | 5 | 3.0% |
| 7 | TD BANK NA | 4 | 2.4% |
| 8 | ROCKET MORTGAGE LLC | 4 | 2.4% |
| 9 | FEDERAL HOME LOAN MORTGAGE CORP | 4 | 2.4% |
| 10 | DEUTSCHE BANK NATIONAL TRUST CO | 4 | 2.4% |
| 11 | SIXTY ACRE RESERVE CONDOMINIUM ASSN INC | 3 | 1.8% |
| 12 | PENNYMAC LOAN SERVICES LLC | 3 | 1.8% |
| 13 | FCR TL TRUST | 3 | 1.8% |
| 14 | BANK OF AMERICA NA | 3 | 1.8% |
| 15 | U.S. BANK TRUST COMPANY NA | 2 | 1.2% |
What Lender Concentration Means for Investors
When a small number of servicers file most of the foreclosures, they often follow predictable timelines and processes. Investors who understand a specific servicer's default timeline can better predict when properties will become available and at what price points.
Servicers also tend to have geographic concentration within a state — certain lenders dominate certain counties. Knowing which servicer is active in your target market helps you anticipate inventory before it hits the auction list.
Track foreclosure filings in real time
Keystone monitors court records daily and delivers new filings with verified owner contact information — typically days before the property appears on any public foreclosure list.
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