Vigo County, Indiana Court Filings Intelligence
Live court-record analysis of property-related filings (foreclosure, probate, divorce, partition, guardianship). Data sourced direct from Vigo County court dockets. Updated 2026-07-02. See methodology.
- Filing volume accelerating (+170.0%) — last 3 complete months (27 filings) vs prior 3 complete months (10 filings). Excludes the current calendar month (in progress).
- 54.9% of filings are Divorce — the dominant lead category in Vigo County during the observed window.
About Vigo County
Vigo County is a county on the western border of the U.S. state of Indiana. The county is included in the Terre Haute metropolitan area. According to the 2020 United States census, it has a population of 106,153. Its county seat is Terre Haute.
Source: Wikipedia
At a glance
122 verified property-related court filings tracked across 21 months (Apr 2024 to Jun 2026).
0% of filings involve owners whose mailing address differs from the property address (0 of 122 filings).
$145,700 median estimated property value across the 7 filings with property-enrichment data (6% coverage).
2.8% Indiana unemployment rate (BLS, as of 2026-04). Filings should be read against the local-economy backdrop.
Filing type breakdown
| Filing type | Filings | Share | |
|---|---|---|---|
| Divorce | 67 | 54.9% | |
| Probate | 25 | 20.5% | |
| Guardianship | 16 | 13.1% | |
| Pre-Foreclosure | 14 | 11.5% |
Each row is a distinct case verified for current owner-of-record before inclusion.
Monthly filing activity
| Month | Filings | vs prior | |
|---|---|---|---|
| Apr 2024 | 1 | ||
| May 2024 | 4 | +3 | |
| Jun 2024 | 4 | 0 | |
| Aug 2024 | 6 | +2 | |
| Sep 2024 | 23 | +17 | |
| Dec 2024 | 7 | -16 | |
| Jan 2025 | 2 | -5 | |
| Feb 2025 | 4 | +2 | |
| Mar 2025 | 5 | +1 | |
| Apr 2025 | 4 | -1 | |
| May 2025 | 5 | +1 | |
| Jun 2025 | 5 | 0 | |
| Aug 2025 | 6 | +1 | |
| Sep 2025 | 4 | -2 | |
| Oct 2025 | 5 | +1 | |
| Nov 2025 | 3 | -2 | |
| Dec 2025 | 4 | +1 | |
| Jan 2026 | 3 | -1 | |
| Feb 2026 | 8 | +5 | |
| Mar 2026 | 12 | +4 | |
| Jun 2026 | 7 | -5 |
Each row reflects new filings entering the dataset that month, after ownership verification. Most recent month may be partial.
Geographic concentration by ZIP
Top 5 ZIPs in Vigo County account for 7.4% of all tracked filings, showing where distressed real estate activity clusters.
| ZIP | City | Filings | Share | |
|---|---|---|---|---|
| 47802 | TERRE HAUTE | 3 | 2.5% | |
| 47803 | TERRE HAUTE | 3 | 2.5% | |
| 47804 | TERRE HAUTE | 1 | 0.8% | |
| 47805 | TERRE HAUTE | 1 | 0.8% | |
| 47807 | Terre Haute | 1 | 0.8% |
Based on filings with a parseable property address (7% of Vigo County filings).
Property value distribution
| Estimated value | Filings | Share | |
|---|---|---|---|
| Under $75k | 1 | 14.3% | |
| $75k - $150k | 3 | 42.9% | |
| $150k - $250k | 3 | 42.9% |
Source: third-party property enrichment (6% coverage on Vigo County filings). Median $145,700; mean $141,571.
Day-of-week filing pattern
| Day | Filings | Share | |
|---|---|---|---|
| Sun | 0 | 0.0% | |
| Mon | 5 | 4.1% | |
| Tue | 14 | 11.5% | |
| Wed | 13 | 10.7% | |
| Thu | 7 | 5.7% | |
| Fri | 83 | 68.0% | |
| Sat | 0 | 0.0% |
Filings cluster Monday through Friday, with weekend filings essentially absent (court system closed). Computed for 122 filings with a parseable date.
Housing stock + distress signals
Underlying housing stock and distress indicators across all 46937 Vigo County housing units, from US Census ACS 5-year data. National reference values shown for context.
| Indicator | Vigo County | US average |
|---|---|---|
| Vacancy rate (incl. seasonal + for-sale) | 9.3% | 10.5% |
| Share of owner-occupied units carrying a mortgage | 61.9% | 60.8% |
| Pre-1940 housing stock | 23.1% | 12.3% |
| Single-family detached share of housing stock | 71.4% | 61.2% |
| Residents age 65 or older | 17.0% | 17.3% |
Source: US Census Bureau American Community Survey (ACS 2023 5-year). National reference values are ACS 2022 5-year US totals. Why these matter: vacancy rate is the strongest single proxy for distressed inventory; mortgage-carrying share defines the risk pool exposed to rate environment; pre-1940 stock signals deferred maintenance and renovation opportunity; senior population correlates with probate pipeline depth.
Rent benchmark (HUD Fair Market Rent)
HUD sets Fair Market Rents at the metro area level — the same FMRs apply to every county within the metro. Vigo County sits within the Terre Haute, IN. Used to set Section 8 voucher amounts; investors use it as a defensible rent-estimate floor for buy-to-rent underwriting.
| Unit size | Fair market rent / month |
|---|---|
| Efficiency / studio | $859 |
| 1-bedroom | $864 |
| 2-bedroom | $1,094 |
| 3-bedroom | $1,312 |
| 4-bedroom | $1,535 |
Source: US Department of Housing and Urban Development, Fair Market Rents (None). 40th-percentile gross rent including utilities. Why this matters: Section-8-eligible tenants are a baseline demand floor for rental inventory at these price points; FMR is the official ceiling for voucher-eligible rents.
New construction (market momentum)
Annual building permits filed in Vigo County from the US Census Building Permits Survey. Trend signal on whether new housing demand is accelerating or contracting in this market.
| Indicator | Value |
|---|---|
| Total housing units permitted (2025) | 234 |
| Year-over-year change (2024 → 2025) | +138.8% |
| Single-family share of permits (2025) | 21.4% |
| Single-family units permitted | 50 |
| Multifamily units permitted (2+ units per building) | 184 |
Source: US Census Bureau Building Permits Survey, annual cumulative data. Why this matters: permits trending up signals strong demand for new inventory; permits contracting at the same time foreclosure activity rises indicates broader market softening (deals price differently). Multifamily share shows whether the market is densifying or holding to single-family stock.
Macro context: state home prices and national delinquency
Vigo County filings should be read against the broader housing-market backdrop. Indiana state home-price trend and the national mortgage-delinquency rate are the two macro signals most directly relevant to foreclosure exposure.
| Indicator | Value | Period |
|---|---|---|
| Indiana home price index (year-over-year) | +4.3% | 2026-01-01 |
| Indiana home price index (cumulative since 2020) | +64.9% | 2026-01-01 |
| National mortgage delinquency rate (30+ day, single-family) | 1.89% | 2026-01-01 |
Sources: Federal Housing Finance Agency state house price indices (FRED series INSTHPI); Federal Reserve Board, Mortgage Delinquency 30+Day Rate on Single-Family Residential Mortgages (FRED series DRSFRMACBS). Updated quarterly. Free public data.
Post-filing sale outcomes in Vigo County
What happens to distressed properties after a court filing? By cross-referencing each filing's property with county assessor and deed-transfer records, we track which properties sold, how long the process took, and at what price. This analysis covers 68 filings (55.7% of all 122 filings) where parcel-level tracking is available.
Time from filing to sale
How quickly do distressed properties sell after a court filing is recorded? This distribution shows where post-filing sales cluster.
| Timeframe | Sales | Share | |
|---|---|---|---|
| Under 30 days | 0 | 0.0% | |
| 31–90 days | 0 | 0.0% | |
| 91–180 days | 2 | 40.0% | |
| 181–365 days | 2 | 40.0% | |
| Over 1 year | 1 | 20.0% |
Sale rates by filing type
Not all distress types lead to property sales at the same rate. Foreclosures tend to result in eventual sales more often than probate or divorce filings.
| Filing type | Tracked | Sold | Sale rate |
|---|---|---|---|
| Pre-Foreclosure | 12 | 3 | 25.0% |
| Divorce | 36 | 2 | 5.6% |
| Probate | 11 | 0 | 0.0% |
| Guardianship | 9 | 0 | 0.0% |
Source: county assessor and deed-transfer records cross-referenced with court filings by parcel ID. Sale outcomes tracked for 68 of 122 filings (55.7% parcel coverage). Timing based on 5 sales with valid filing and sale dates. Prices based on 5 sales with recorded sale amounts.
Filing velocity by case type
How each distress category is trending — are foreclosures accelerating while divorces cool, or vice versa? This breakdown is only possible with direct court-record data.
| Case type | Total | Share | Trend |
|---|---|---|---|
| Divorce | 67 | 54.9% | +114.3% |
| Probate | 25 | 20.5% | +0.0% |
| Guardianship | 16 | 13.1% | -20.0% |
| Pre-Foreclosure | 14 | 11.5% | +0.0% |
Trend = recent 2-3 month volume vs prior 2-3 months (current partial month excluded). Positive = accelerating; negative = cooling.
Seasonal filing patterns
Court filings peak in Sep and are lowest in Jan. Filing volume is relatively steady year-round.
| Month | Avg filings | Relative |
|---|---|---|
| Jan | 2.5 | 19% |
| Feb | 6 | 44% |
| Mar | 8.5 | 63% |
| Apr | 2.5 | 19% |
| May | 4.5 | 33% |
| Jun | 5.3 | 39% |
| Aug | 6 | 44% |
| Sep | 13.5 | 100% |
| Oct | 5 | 37% |
| Nov | 3 | 22% |
| Dec | 5.5 | 41% |
Average filings per calendar month across all observed years. Relative column shows each month as a percentage of the peak month (Sep).
ZIP code distress hotspots
Distress is geographically dispersed across 5 ZIP codes, with no single area dominating.
| ZIP | Area | Filings | Share | Median value |
|---|---|---|---|---|
| 47802 | Terre Haute | 3 | 2.5% | $115,100 |
| 47803 | Terre Haute | 3 | 2.5% | $171,000 |
| 47804 | Terre Haute | 1 | 0.8% | -- |
| 47805 | Terre Haute | 1 | 0.8% | $145,700 |
| 47807 | Terre Haute | 1 | 0.8% | $40,300 |
Top 5 of 5 ZIP codes with filings.
Non-resident owner analysis
Most filings (100%) involve owner-occupied properties. The relatively low absentee rate suggests distress is primarily hitting homeowners, not institutional investors.
| Case type | Total filings | Non-resident % |
|---|---|---|
| Divorce | 67 | 0.0% |
| Probate | 25 | 0.0% |
| Guardianship | 16 | 0.0% |
| Pre-Foreclosure | 14 | 0.0% |
Non-resident = owner's mailing address differs from the property address. Could indicate out-of-state landlords, inherited estates, second homes, or in-transition properties.
Distress composition and shifts
Probate share is declining.
| Case type | Recent share | Earlier share | Shift |
|---|---|---|---|
| Divorce | 57.9% | 54.4% | +3.5pp |
| Guardianship | 15.8% | 12.6% | +3.2pp |
| Probate | 15.8% | 21.4% | -5.6pp (falling) |
| Pre-Foreclosure | 10.5% | 11.7% | -1.2pp |
Distress diversity score: 1.64 (Shannon entropy; higher = more diverse distress sources). "Recent" = last 2 complete months; "Earlier" = all prior months.
Market Absorption & Turnover Analysis
122 court filings tracked with 0 resolved (0.0% absorption rate). The court system is accumulating cases faster than they resolve, creating a growing backlog of 122 active cases.
| Month | New Filings | Resolved | Net | Inflow | Absorption |
|---|---|---|---|---|---|
| Apr 2024 | 1 | 0 | +1 | 0.0% | |
| May 2024 | 4 | 0 | +4 | 0.0% | |
| Jun 2024 | 4 | 0 | +4 | 0.0% | |
| Aug 2024 | 6 | 0 | +6 | 0.0% | |
| Sep 2024 | 23 | 0 | +23 | 0.0% | |
| Dec 2024 | 7 | 0 | +7 | 0.0% | |
| Jan 2025 | 2 | 0 | +2 | 0.0% | |
| Feb 2025 | 4 | 0 | +4 | 0.0% | |
| Mar 2025 | 5 | 0 | +5 | 0.0% | |
| Apr 2025 | 4 | 0 | +4 | 0.0% | |
| May 2025 | 5 | 0 | +5 | 0.0% | |
| Jun 2025 | 5 | 0 | +5 | 0.0% | |
| Aug 2025 | 6 | 0 | +6 | 0.0% | |
| Sep 2025 | 4 | 0 | +4 | 0.0% | |
| Oct 2025 | 5 | 0 | +5 | 0.0% | |
| Nov 2025 | 3 | 0 | +3 | 0.0% | |
| Dec 2025 | 4 | 0 | +4 | 0.0% | |
| Jan 2026 | 3 | 0 | +3 | 0.0% | |
| Feb 2026 | 8 | 0 | +8 | 0.0% | |
| Mar 2026 | 12 | 0 | +12 | 0.0% | |
| Jun 2026 | 7 | 0 | +7 | 0.0% |
Resolution by Case Type
| Case Type | Filed | Resolved | Absorption | Avg Days |
|---|---|---|---|---|
| Divorce | 67 | 0 | 0.0% | n/a |
| Probate | 25 | 0 | 0.0% | n/a |
| Guardianship | 16 | 0 | 0.0% | n/a |
| Pre-Foreclosure | 14 | 0 | 0.0% | n/a |
Absorption rate measures the percentage of filed cases that have reached a terminal resolution (judgment, dismissal, settlement, or sale). A low absorption rate indicates a growing backlog of active cases in the court system. Resolution timing based on 0 resolved cases out of 122 total filings.
Why these filings are invisible on most public foreclosure sites
The largest public foreclosure-aggregator interfaces surface only post-auction bank-owned properties in Indiana. Pre-foreclosure court filings are not visible to their non-paying users. Keystone tracks the court filing the day it hits the docket, weeks or months before any property reaches the auction stage those aggregators surface.
Methodology and full audit: Court-vs-aggregator coverage gap report.
Methodology and data sources
- Court filings are collected directly from Vigo County court records, which are public information.
- Every filing in this dataset has been verified for current owner-of-record. Entity-owned filings (LLCs, trusts, banks) and properties where the named party is not the current owner are excluded.
- Property value figures come from third-party enrichment (6% coverage on this dataset).
- Individual case data, defendant names, and property addresses are not published. Reports show aggregated statistics only.
- The methodology page at /reports/methodology documents data sources, sample sizes, and known limitations in detail.
- This report was generated 2026-07-02 from the live database. Numbers reflect the dataset at that moment.
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Cite: Keystone Court Data, "Vigo County Indiana Court Filings Intelligence," 2026-07-02, https://keystonecourtdata.com/reports/vigo-in-court-filings-intelligence · Download data (CSV)