HomeReports › Randolph County, Indiana

Randolph County, Indiana Court Filings Intelligence

Live court-record analysis of property-related filings (foreclosure, probate, divorce, partition, guardianship). Data sourced direct from Randolph County court dockets. Updated 2026-07-15. See methodology.

Investor takeaway

About Randolph County

Randolph County is a county located in the central section of U.S. state of Indiana, on its eastern border with Ohio. As of 2020, the population was 24,502. The county seat is Winchester.

Source: Wikipedia

At a glance

1607 verified property-related court filings tracked across 65 months (Jan 2020 to Jul 2026).

1% of filings involve owners whose mailing address differs from the property address (19 of 1607 filings).

$139,500 median estimated property value across the 23 filings with property-enrichment data (1% coverage).

3.2% Indiana unemployment rate (BLS, as of 2026-05). Filings should be read against the local-economy backdrop.

Filing type breakdown

Filing typeFilingsShare
Divorce 653 40.6%
Probate 472 29.4%
Guardianship 192 11.9%
Pre-Foreclosure 183 11.4%
Partition 107 6.7%

Each row is a distinct case verified for current owner-of-record before inclusion.

Get the full Randolph County lead list

Day-of-filing access with owner names, phone numbers, and property details. 7-day free trial, no credit card.

Start Free Trial

Monthly filing activity

MonthFilingsvs prior
Jan 2020 30
Feb 2020 20 -10
Mar 2020 15 -5
Apr 2020 18 +3
May 2020 17 -1
Jun 2020 30 +13
Jul 2020 20 -10
Aug 2020 27 +7
Sep 2020 25 -2
Oct 2020 23 -2
Nov 2020 20 -3
Dec 2020 26 +6
Jan 2021 33 +7
Feb 2021 25 -8
Mar 2021 30 +5
Apr 2021 42 +12
May 2021 35 -7
Jun 2021 33 -2
Jul 2021 34 +1
Aug 2021 31 -3
Sep 2021 18 -13
Oct 2021 22 +4
Nov 2021 28 +6
Dec 2021 40 +12
Jan 2022 26 -14
Feb 2022 28 +2
Mar 2022 32 +4
Apr 2022 22 -10
May 2022 19 -3
Jun 2022 20 +1
Jul 2022 22 +2
Aug 2022 28 +6
Sep 2022 23 -5
Oct 2022 33 +10
Nov 2022 30 -3
Dec 2022 27 -3
Jan 2023 28 +1
Feb 2023 30 +2
Mar 2023 39 +9
Apr 2023 25 -14
May 2023 26 +1
Jun 2023 21 -5
Jul 2023 20 -1
Aug 2023 32 +12
Sep 2023 19 -13
Oct 2023 17 -2
Nov 2023 24 +7
Dec 2023 24 0
May 2024 32 +8
Jul 2024 4 -28
Aug 2024 25 +21
Sep 2024 22 -3
Jan 2025 30 +8
Feb 2025 16 -14
Mar 2025 10 -6
May 2025 17 +7
Jun 2025 21 +4
Sep 2025 19 -2
Oct 2025 28 +9
Jan 2026 9 -19
Feb 2026 29 +20
Mar 2026 29 0
May 2026 21 -8
Jun 2026 31 +10
Jul 2026 7 -24

Each row reflects new filings entering the dataset that month, after ownership verification. Most recent month may be partial.

Geographic concentration by ZIP

Top 6 ZIPs in Randolph County account for 1.1% of all tracked filings, showing where distressed real estate activity clusters.

ZIPCityFilingsShare
47390 Union City 6 0.4%
47368 PARKER CITY 4 0.2%
47394 Winchester 3 0.2%
47380 Ridgeville 2 0.1%
47340 Farmland 1 0.1%
47354 Losantville 1 0.1%

Based on filings with a parseable property address (1% of Randolph County filings).

Target these ZIP codes before your competitors

Keystone delivers new filings with verified owner contact info the same day they hit the court docket.

See Availability

Property value distribution

Estimated valueFilingsShare
Under $75k 6 26.1%
$75k - $150k 8 34.8%
$150k - $250k 7 30.4%
$250k - $400k 2 8.7%

Source: third-party property enrichment (1% coverage on Randolph County filings). Median $139,500; mean $135,291.

These properties are in your market right now

Get owner names, phone numbers, and property details for every new filing in Randolph County. One subscriber per county.

Check Availability

Day-of-week filing pattern

DayFilingsShare
Sun 6 0.4%
Mon 337 21.0%
Tue 322 20.0%
Wed 297 18.5%
Thu 335 20.8%
Fri 304 18.9%
Sat 6 0.4%

Filings cluster Monday through Friday, with weekend filings essentially absent (court system closed). Computed for 1607 filings with a parseable date.

Building characteristics

Per-property details from third-party property enrichment, aggregated across the 29 filings with characteristic data:

IndicatorValue
Median year built1960
Median living area900 sqft
Median lot size1.54 acres
Owner-occupied (at time of enrichment)0.0%

Housing stock + distress signals

Underlying housing stock and distress indicators across all 11407 Randolph County housing units, from US Census ACS 5-year data. National reference values shown for context.

Indicator Randolph County US average
Vacancy rate (incl. seasonal + for-sale)10.7%10.5%
Share of owner-occupied units carrying a mortgage55.0%60.8%
Pre-1940 housing stock37.6%12.3%
Single-family detached share of housing stock79.8%61.2%
Residents age 65 or older20.3%17.3%

Source: US Census Bureau American Community Survey (ACS 2023 5-year). National reference values are ACS 2022 5-year US totals. Why these matter: vacancy rate is the strongest single proxy for distressed inventory; mortgage-carrying share defines the risk pool exposed to rate environment; pre-1940 stock signals deferred maintenance and renovation opportunity; senior population correlates with probate pipeline depth.

Rent benchmark (HUD Fair Market Rent)

HUD sets Fair Market Rents at the metro area level — the same FMRs apply to every county within the metro. Randolph County sits within the Randolph County, IN. Used to set Section 8 voucher amounts; investors use it as a defensible rent-estimate floor for buy-to-rent underwriting.

Unit size Fair market rent / month
Efficiency / studio$675
1-bedroom$841
2-bedroom$956
3-bedroom$1,261
4-bedroom$1,266

Source: US Department of Housing and Urban Development, Fair Market Rents (None). 40th-percentile gross rent including utilities. Why this matters: Section-8-eligible tenants are a baseline demand floor for rental inventory at these price points; FMR is the official ceiling for voucher-eligible rents.

New construction (market momentum)

Annual building permits filed in Randolph County from the US Census Building Permits Survey. Trend signal on whether new housing demand is accelerating or contracting in this market.

Indicator Value
Total housing units permitted (2025)18
Year-over-year change (2024 → 2025)-5.3%
Single-family share of permits (2025)100.0%
Single-family units permitted18
Multifamily units permitted (2+ units per building)0

Source: US Census Bureau Building Permits Survey, annual cumulative data. Why this matters: permits trending up signals strong demand for new inventory; permits contracting at the same time foreclosure activity rises indicates broader market softening (deals price differently). Multifamily share shows whether the market is densifying or holding to single-family stock.

Macro context: state home prices and national delinquency

Randolph County filings should be read against the broader housing-market backdrop. Indiana state home-price trend and the national mortgage-delinquency rate are the two macro signals most directly relevant to foreclosure exposure.

IndicatorValuePeriod
Indiana home price index (year-over-year)+4.3%2026-01-01
Indiana home price index (cumulative since 2020)+64.9%2026-01-01
National mortgage delinquency rate (30+ day, single-family)1.89%2026-01-01

Sources: Federal Housing Finance Agency state house price indices (FRED series INSTHPI); Federal Reserve Board, Mortgage Delinquency 30+Day Rate on Single-Family Residential Mortgages (FRED series DRSFRMACBS). Updated quarterly. Free public data.

Be the first investor to reach these owners

Randolph County leads are delivered the same day they're filed. 7-day free trial, no credit card required.

Start Free Trial

Filing velocity by case type

How each distress category is trending — are foreclosures accelerating while divorces cool, or vice versa? This breakdown is only possible with direct court-record data.

Case type Total Share Trend
Divorce 653 40.6% +20.7%
Probate 472 29.4% -37.5%
Guardianship 192 11.9% +54.5%
Pre-Foreclosure 183 11.4% +25.0%
Partition 107 6.7% +0.0%

Trend = recent 2-3 month volume vs prior 2-3 months (current partial month excluded). Positive = accelerating; negative = cooling.

Seasonal filing patterns

Court filings peak in Dec and are lowest in Jul. Filing volume is relatively steady year-round.

Month Avg filings Relative
Jan 26
89%
Feb 24.7
85%
Mar 25.8
88%
Apr 26.8
92%
May 23.9
82%
Jun 26
89%
Jul 20
68%
Aug 28.6
98%
Sep 21
72%
Oct 24.6
84%
Nov 25.5
87%
Dec 29.2
100%

Average filings per calendar month across all observed years. Relative column shows each month as a percentage of the peak month (Dec), with a 1.5x peak-to-trough ratio.

ZIP code distress hotspots

Distress is geographically dispersed across 6 ZIP codes, with no single area dominating.

ZIP Area Filings Share Median value
47390 Union City 6 0.4% $141,200
47368 Parker City 4 0.2% $106,500
47394 Winchester 3 0.2% $139,500
47380 Ridgeville 2 0.1% --
47340 Farmland 1 0.1% $209,600
47354 Losantville 1 0.1% --

Top 6 of 6 ZIP codes with filings.

Non-resident owner analysis

Most filings (99%) involve owner-occupied properties. The relatively low absentee rate suggests distress is primarily hitting homeowners, not institutional investors.

1.2%
Non-resident owners
Case type Total filings Non-resident %
Divorce 653 1.4%
Probate 472 0.8%
Guardianship 192 1.0%
Pre-Foreclosure 183 2.2%
Partition 107 0.0%

Non-resident = owner's mailing address differs from the property address. Could indicate out-of-state landlords, inherited estates, second homes, or in-transition properties.

Target absentee and distressed owners directly

Every lead includes the owner's contact information and property details. Exclusive to one subscriber per county.

Claim Randolph County

Distress composition and shifts

Divorce, Guardianship share is rising. Probate share is declining.

Case type Recent share Earlier share Shift
Divorce 48.1% 40.4% +7.7pp (rising)
Probate 17.3% 29.8% -12.5pp (falling)
Guardianship 17.3% 11.8% +5.5pp (rising)
Pre-Foreclosure 9.6% 11.4% -1.8pp
Partition 7.7% 6.7% +1.0pp

Distress diversity score: 1.99 (Shannon entropy; higher = more diverse distress sources). "Recent" = last 2 complete months; "Earlier" = all prior months.

Property Value Profile

The median assessed value of properties in court filings is $113,800. Pre-Foreclosure filings involve the highest-value properties (median $141,300), while Probate filings trend lower (median $72,500). The largest segment (46.4%) falls in the Under $100K range.

$113,800
Median assessed value
$113,714
Average assessed value
28
Properties with values
Value range Properties Share
Under $100K 13 46.4%
$100K - $250K 13 46.4%
$250K - $500K 2 7.1%
Value breakdown by case type
Case type Median value Avg value Properties
Divorce $139,500 $107,750 12
Pre-Foreclosure $141,300 $160,712 8
Probate $72,500 $76,650 6

Based on county assessor records for 28 properties with court filings (1.7% of total filings). Values are tax-assessed amounts, not market listing prices.

Investment Opportunity Score by ZIP Code

Across 3 ZIP codes with sufficient court filing data, ZIP 47390 (Union City) ranks highest with an investment opportunity score of 75/100, driven by high filing volume (6 cases).

75/100
Highest ZIP score
3
ZIPs scored
51
Average score
Rank ZIP Code Area Score Filings Avg Value Absentee %
#1 47390 Union City
75
6 0%
#2 47394 Winchester
40
3 0%
#3 47368 Parker City
37
4 0%
How the score is calculated

The Investment Opportunity Score combines four dimensions from verified court filing data:

  • Filing volume (35%): More filings = more potential deals in the area
  • Property value (25%): Higher assessed values = larger potential deal sizes
  • Absentee owner rate (25%): Absentee owners are more likely to sell at a discount
  • Case type diversity (15%): Multiple case types = broader opportunity set

Each dimension is normalized to a 0–100 scale across all scored ZIPs, then weighted and combined. A score of 100 means that ZIP ranks highest across all dimensions. Scores should be compared within the same county or state, not across different markets.

Based on 1607 court filings across 3 ZIP codes. ZIPs with fewer than 3 filings are excluded. Property values from county assessor records. Absentee status from property ownership verification.

Distress Capital Analysis

$3,184,000 in assessed property value is currently tied up in 28 court-filed properties. Divorce filings represent the largest capital pool ($1,293,000 across 12 properties).

$3M
Total Value at Risk
28
Properties Valued
$113,800
Median Value

Capital at Risk by Filing Type

Filing Type Total Value Properties Avg Value High Equity %
Divorce
$1,293,000
12 $107,750 --
Pre-Foreclosure
$1,285,700
8 $160,712 --
Probate
$459,900
6 $76,650 --

Based on 28 properties with assessor valuations (1.7% of 1607 total filings). Values are county assessor estimates. Equity calculated from estimated value vs outstanding mortgage balance where available.

Market Absorption & Turnover Analysis

1,607 court filings tracked with 0 resolved (0.0% absorption rate). The court system is accumulating cases faster than they resolve, creating a growing backlog of 1,607 active cases.

0.0%
Absorption Rate
1,607
Active Case Backlog
Month New Filings Resolved Net Inflow Absorption
Jan 2020 30 0 +30
0.0%
Feb 2020 20 0 +20
0.0%
Mar 2020 15 0 +15
0.0%
Apr 2020 18 0 +18
0.0%
May 2020 17 0 +17
0.0%
Jun 2020 30 0 +30
0.0%
Jul 2020 20 0 +20
0.0%
Aug 2020 27 0 +27
0.0%
Sep 2020 25 0 +25
0.0%
Oct 2020 23 0 +23
0.0%
Nov 2020 20 0 +20
0.0%
Dec 2020 26 0 +26
0.0%
Jan 2021 33 0 +33
0.0%
Feb 2021 25 0 +25
0.0%
Mar 2021 30 0 +30
0.0%
Apr 2021 42 0 +42
0.0%
May 2021 35 0 +35
0.0%
Jun 2021 33 0 +33
0.0%
Jul 2021 34 0 +34
0.0%
Aug 2021 31 0 +31
0.0%
Sep 2021 18 0 +18
0.0%
Oct 2021 22 0 +22
0.0%
Nov 2021 28 0 +28
0.0%
Dec 2021 40 0 +40
0.0%
Jan 2022 26 0 +26
0.0%
Feb 2022 28 0 +28
0.0%
Mar 2022 32 0 +32
0.0%
Apr 2022 22 0 +22
0.0%
May 2022 19 0 +19
0.0%
Jun 2022 20 0 +20
0.0%
Jul 2022 22 0 +22
0.0%
Aug 2022 28 0 +28
0.0%
Sep 2022 23 0 +23
0.0%
Oct 2022 33 0 +33
0.0%
Nov 2022 30 0 +30
0.0%
Dec 2022 27 0 +27
0.0%
Jan 2023 28 0 +28
0.0%
Feb 2023 30 0 +30
0.0%
Mar 2023 39 0 +39
0.0%
Apr 2023 25 0 +25
0.0%
May 2023 26 0 +26
0.0%
Jun 2023 21 0 +21
0.0%
Jul 2023 20 0 +20
0.0%
Aug 2023 32 0 +32
0.0%
Sep 2023 19 0 +19
0.0%
Oct 2023 17 0 +17
0.0%
Nov 2023 24 0 +24
0.0%
Dec 2023 24 0 +24
0.0%
May 2024 32 0 +32
0.0%
Jul 2024 4 0 +4
0.0%
Aug 2024 25 0 +25
0.0%
Sep 2024 22 0 +22
0.0%
Jan 2025 30 0 +30
0.0%
Feb 2025 16 0 +16
0.0%
Mar 2025 10 0 +10
0.0%
May 2025 17 0 +17
0.0%
Jun 2025 21 0 +21
0.0%
Sep 2025 19 0 +19
0.0%
Oct 2025 28 0 +28
0.0%
Jan 2026 9 0 +9
0.0%
Feb 2026 29 0 +29
0.0%
Mar 2026 29 0 +29
0.0%
May 2026 21 0 +21
0.0%
Jun 2026 31 0 +31
0.0%
Jul 2026 7 0 +7
0.0%

Resolution by Case Type

Case Type Filed Resolved Absorption Avg Days
Divorce 653 0 0.0% n/a
Probate 472 0 0.0% n/a
Guardianship 192 0 0.0% n/a
Pre-Foreclosure 183 0 0.0% n/a
Partition 107 0 0.0% n/a

Absorption rate measures the percentage of filed cases that have reached a terminal resolution (judgment, dismissal, settlement, or sale). A low absorption rate indicates a growing backlog of active cases in the court system. Resolution timing based on 0 resolved cases out of 1607 total filings.

Property Type Distribution

53.6% of distressed properties are classified as Single Family, followed by Residential (21.4%).

Single Family
Most common (53.6%)
28
Properties classified
4
Property categories
Property type Count Share Distribution
Single Family 15 53.6%
Residential 6 21.4%
Agricultural 5 17.9%
Duplex/Multi-Family 2 7.1%
Property type by case type
Case type Dominant property type Share Properties
Divorce Single Family 53.8% 13
Pre-Foreclosure Single Family 50.0% 8
Probate Single Family 60.0% 5

Property classifications from county assessor records for 28 properties (1.7% of total filings). Categories normalized from assessor codes.

Case Aging & Stall Analysis

1,434 cases (89.2%) have been active for over a year without resolution. 19 filings in the last <30 days represent fresh opportunities.

1,434
Cases stalled 1yr+
89.2%
of all filings
1,607
Total tracked
Age Total Resolved Still active Resolution rate
<30 days 19 0 19 0.0%
30-90 days 40 0 40 0.0%
3-6 months 62 0 62 0.0%
6-12 months 52 0 52 0.0%
1-2 years 144 0 144 0.0%
2+ years 1,290 0 1,290 0.0%
Resolution speed by case type
Case type Total Resolved Rate Median days
Divorce 653 0 0.0%
Probate 472 0 0.0%
Guardianship 192 0 0.0%
Pre-Foreclosure 183 0 0.0%
Partition 107 0 0.0%

Case aging computed from filing date to present for unresolved cases. Resolution classified from court docket entries (judgments, settlements, dismissals, sheriff sales). Cases with a resolution event are removed from the stall count.

Property Value Distribution

The median property value in distressed filings is $106,500, with the largest concentration (27.6%) in the Under $50K range.

$106,500
Median value
$109,844
Average value
29
Properties valued
Price range Count Share Distribution
Under $50K 8 27.6%
$50K–$100K 6 20.7%
$100K–$150K 6 20.7%
$150K–$200K 5 17.2%
$200K–$300K 4 13.8%
Value by case type
Case type Median value Average value Properties
Divorce $113,800 $99,576 13

Assessed property values from county assessor records for 29 properties (1.8% of total filings). Values reflect tax-assessed amounts, not market price.

Repeat litigation patterns in Randolph County

Of 1,394 unique property owners in court filings, 134 (9.6%) appear in multiple cases, including 40 with 3 or more filings. The most active repeat filer has 10 cases spanning 43 months. Guardianship cases have the highest repeat rate at 23.5%.

1,394
Unique owners
134
Repeat filers (2+ cases)
9.6%
Repeat rate
40
Serial filers (3+ cases)

Repeat rate by case type

Case type Repeat owners Total owners Repeat rate
Divorce 91 551 16.5%
Probate 53 444 11.9%
Pre-Foreclosure 2 181 1.1%
Guardianship 38 162 23.5%

Analysis based on 1,394 unique owner names across court filings. Repeat filers are property owners appearing in 2 or more distinct cases.

Why these filings are invisible on most public foreclosure sites

The largest public foreclosure-aggregator interfaces surface only post-auction bank-owned properties in Indiana. Pre-foreclosure court filings are not visible to their non-paying users. Keystone tracks the court filing the day it hits the docket, weeks or months before any property reaches the auction stage those aggregators surface.

Methodology and full audit: Court-vs-aggregator coverage gap report.

Methodology and data sources

Related Indiana guides

Indiana foreclosure process How to find leads in Indiana Top foreclosure counties in Indiana Indiana statewide analysis

Get the underlying Randolph County filings

Subscribe to Randolph County on Keystone Court Data and get day-of-filing access to every new property-related case as it hits the docket. One subscriber per county. 7-day free trial.

View Randolph County availability

Want updates when new reports publish? Subscribe to the research RSS feed or follow keystonecourtdata.com.

Cite: Keystone Court Data, "Randolph County Indiana Court Filings Intelligence," 2026-07-15, https://keystonecourtdata.com/reports/randolph-in-court-filings-intelligence · Download data (CSV)