LaPorte County, Indiana Court Filings Intelligence
Live court-record analysis of property-related filings (foreclosure, probate, divorce, partition, guardianship). Data sourced direct from LaPorte County court dockets. Updated 2026-07-02. See methodology.
- Filing volume accelerating (+262.5%) — last 3 complete months (58 filings) vs prior 3 complete months (16 filings). Excludes the current calendar month (in progress).
- 54.5% of filings are Divorce — the dominant lead category in LaPorte County during the observed window.
About LaPorte County
LaPorte County is a county located in the U.S. state of Indiana. As of 2020, the population was 112,417. The county seat is the city of La Porte, and the largest city is Michigan City. This county is part of the Northwest Indiana and Michiana regions of the Chicago metropolitan area. The LaPorte County Courthouse is located in the county seat of La Porte and is listed on the National Register of Historic Places.
Source: Wikipedia
At a glance
101 verified property-related court filings tracked across 11 months (Jan 2024 to Jun 2026).
0% of filings involve owners whose mailing address differs from the property address (0 of 101 filings).
$124,100 median estimated property value across the 12 filings with property-enrichment data (12% coverage).
2.8% Indiana unemployment rate (BLS, as of 2026-04). Filings should be read against the local-economy backdrop.
Filing type breakdown
| Filing type | Filings | Share | |
|---|---|---|---|
| Divorce | 55 | 54.5% | |
| Probate | 21 | 20.8% | |
| Pre-Foreclosure | 16 | 15.8% | |
| Guardianship | 9 | 8.9% |
Each row is a distinct case verified for current owner-of-record before inclusion.
Monthly filing activity
| Month | Filings | vs prior | |
|---|---|---|---|
| Jan 2024 | 6 | ||
| Feb 2024 | 8 | +2 | |
| Mar 2024 | 9 | +1 | |
| Apr 2024 | 2 | -7 | |
| May 2024 | 2 | 0 | |
| Dec 2025 | 4 | +2 | |
| Jan 2026 | 6 | +2 | |
| Feb 2026 | 6 | 0 | |
| Apr 2026 | 25 | +19 | |
| May 2026 | 16 | -9 | |
| Jun 2026 | 17 | +1 |
Each row reflects new filings entering the dataset that month, after ownership verification. Most recent month may be partial.
Geographic concentration by ZIP
Top 5 ZIPs in LaPorte County account for 5.9% of all tracked filings, showing where distressed real estate activity clusters.
| ZIP | City | Filings | Share | |
|---|---|---|---|---|
| 46371 | ROLLING PRAIRIE | 2 | 2.0% | |
| 46350 | LA PORTE | 1 | 1.0% | |
| 46346 | KINGSFORD HEIGHTS | 1 | 1.0% | |
| 46360 | MICHIGAN CITY | 1 | 1.0% | |
| 46340 | HANNA | 1 | 1.0% |
Based on filings with a parseable property address (6% of LaPorte County filings).
Property value distribution
| Estimated value | Filings | Share | |
|---|---|---|---|
| Under $75k | 2 | 16.7% | |
| $75k - $150k | 6 | 50.0% | |
| $150k - $250k | 3 | 25.0% | |
| $250k - $400k | 1 | 8.3% |
Source: third-party property enrichment (12% coverage on LaPorte County filings). Median $124,100; mean $142,275.
Day-of-week filing pattern
| Day | Filings | Share | |
|---|---|---|---|
| Sun | 2 | 2.0% | |
| Mon | 9 | 8.9% | |
| Tue | 19 | 18.8% | |
| Wed | 28 | 27.7% | |
| Thu | 20 | 19.8% | |
| Fri | 21 | 20.8% | |
| Sat | 2 | 2.0% |
Filings cluster Monday through Friday, with weekend filings essentially absent (court system closed). Computed for 101 filings with a parseable date.
Housing stock + distress signals
Underlying housing stock and distress indicators across all 49878 LaPorte County housing units, from US Census ACS 5-year data. National reference values shown for context.
| Indicator | LaPorte County | US average |
|---|---|---|
| Vacancy rate (incl. seasonal + for-sale) | 12.4% | 10.5% |
| Share of owner-occupied units carrying a mortgage | 61.0% | 60.8% |
| Pre-1940 housing stock | 20.9% | 12.3% |
| Single-family detached share of housing stock | 78.1% | 61.2% |
| Residents age 65 or older | 18.9% | 17.3% |
Source: US Census Bureau American Community Survey (ACS 2023 5-year). National reference values are ACS 2022 5-year US totals. Why these matter: vacancy rate is the strongest single proxy for distressed inventory; mortgage-carrying share defines the risk pool exposed to rate environment; pre-1940 stock signals deferred maintenance and renovation opportunity; senior population correlates with probate pipeline depth.
Rent benchmark (HUD Fair Market Rent)
HUD sets Fair Market Rents at the metro area level — the same FMRs apply to every county within the metro. LaPorte County sits within the Michigan City-La Porte, IN. Used to set Section 8 voucher amounts; investors use it as a defensible rent-estimate floor for buy-to-rent underwriting.
| Unit size | Fair market rent / month |
|---|---|
| Efficiency / studio | $874 |
| 1-bedroom | $953 |
| 2-bedroom | $1,152 |
| 3-bedroom | $1,454 |
| 4-bedroom | $1,680 |
Source: US Department of Housing and Urban Development, Fair Market Rents (None). 40th-percentile gross rent including utilities. Why this matters: Section-8-eligible tenants are a baseline demand floor for rental inventory at these price points; FMR is the official ceiling for voucher-eligible rents.
New construction (market momentum)
Annual building permits filed in LaPorte County from the US Census Building Permits Survey. Trend signal on whether new housing demand is accelerating or contracting in this market.
| Indicator | Value |
|---|---|
| Total housing units permitted (2025) | 291 |
| Year-over-year change (2024 → 2025) | -1.7% |
| Single-family share of permits (2025) | 70.1% |
| Single-family units permitted | 204 |
| Multifamily units permitted (2+ units per building) | 87 |
Source: US Census Bureau Building Permits Survey, annual cumulative data. Why this matters: permits trending up signals strong demand for new inventory; permits contracting at the same time foreclosure activity rises indicates broader market softening (deals price differently). Multifamily share shows whether the market is densifying or holding to single-family stock.
Macro context: state home prices and national delinquency
LaPorte County filings should be read against the broader housing-market backdrop. Indiana state home-price trend and the national mortgage-delinquency rate are the two macro signals most directly relevant to foreclosure exposure.
| Indicator | Value | Period |
|---|---|---|
| Indiana home price index (year-over-year) | +4.3% | 2026-01-01 |
| Indiana home price index (cumulative since 2020) | +64.9% | 2026-01-01 |
| National mortgage delinquency rate (30+ day, single-family) | 1.89% | 2026-01-01 |
Sources: Federal Housing Finance Agency state house price indices (FRED series INSTHPI); Federal Reserve Board, Mortgage Delinquency 30+Day Rate on Single-Family Residential Mortgages (FRED series DRSFRMACBS). Updated quarterly. Free public data.
Local-market benchmark
Demographics of the ZIPs where filings cluster, weighted by filing count and benchmarked against Census ACS 2023 5-year:
| Indicator | Filing-weighted average |
|---|---|
| Median household income (where filings cluster) | $59,641 |
| Median home value | $155,900 |
| Owner-occupancy rate | 68.3% |
| Renter share of households | 31.7% |
| Median gross rent | $924/mo |
Source: U.S. Census Bureau ACS 5-year estimates, weighted by Keystone's filing volume across 1 top ZIPs.
Most active foreclosure plaintiffs in LaPorte County
Top mortgage holders and servicers named in foreclosure complaints filed in this county. Lender names are normalized to collapse common legal-suffix variants (e.g. "as Trustee for X Trust", "N.A.").
| Plaintiff | Foreclosure filings |
|---|---|
| U.S. BANK N.A | 2 |
| DEUTSCHE BANK NATIONAL TRUST COMPANY | 1 |
| JPMORGAN CHASE BANK, N.A | 1 |
| PLANET HOME LENDING, LLC | 1 |
| SELENE FINANCE, LP | 1 |
| TOWD POINT MORTGAGE TRUST 2018-3, U.S. BANK NA | 1 |
| U.S. BANK TRUST N.A | 1 |
Source: plaintiff names extracted from LaPorte County foreclosure complaint text. Court records are public information.
Filing velocity by case type
How each distress category is trending — are foreclosures accelerating while divorces cool, or vice versa? This breakdown is only possible with direct court-record data.
| Case type | Total | Share | Trend |
|---|---|---|---|
| Divorce | 55 | 54.5% | +680.0% |
| Probate | 21 | 20.8% | +80.0% |
| Pre-Foreclosure | 16 | 15.8% | +60.0% |
| Guardianship | 9 | 8.9% | -- |
Trend = recent 2-3 month volume vs prior 2-3 months (current partial month excluded). Positive = accelerating; negative = cooling.
Seasonal filing patterns
Court filings peak in Jun and are lowest in Dec. The 4.2x peak-to-trough ratio suggests strong seasonal patterns — investors who time their outreach around Jun can reach more distressed homeowners.
| Month | Avg filings | Relative |
|---|---|---|
| Jan | 6 | 35% |
| Feb | 7 | 41% |
| Mar | 9 | 53% |
| Apr | 13.5 | 79% |
| May | 9 | 53% |
| Jun | 17 | 100% |
| Dec | 4 | 24% |
Average filings per calendar month across all observed years. Relative column shows each month as a percentage of the peak month (Jun), with a 4.2x peak-to-trough ratio.
ZIP code distress hotspots
Distress is geographically dispersed across 5 ZIP codes, with no single area dominating.
| ZIP | Area | Filings | Share | Median value |
|---|---|---|---|---|
| 46371 | Rolling Prairie | 2 | 2.0% | $171,600 |
| 46350 | La Porte | 1 | 1.0% | $241,800 |
| 46346 | Kingsford Heights | 1 | 1.0% | $81,500 |
| 46360 | Michigan City | 1 | 1.0% | $114,100 |
| 46340 | Hanna | 1 | 1.0% | $94,400 |
Top 5 of 5 ZIP codes with filings.
Non-resident owner analysis
Most filings (100%) involve owner-occupied properties. The relatively low absentee rate suggests distress is primarily hitting homeowners, not institutional investors.
| Case type | Total filings | Non-resident % |
|---|---|---|
| Divorce | 55 | 0.0% |
| Probate | 21 | 0.0% |
| Pre-Foreclosure | 16 | 0.0% |
| Guardianship | 9 | 0.0% |
Non-resident = owner's mailing address differs from the property address. Could indicate out-of-state landlords, inherited estates, second homes, or in-transition properties.
Distress composition and shifts
Divorce share is rising. Probate share is declining. Low diversity — distress is dominated by one or two case types, suggesting a concentrated driver.
| Case type | Recent share | Earlier share | Shift |
|---|---|---|---|
| Divorce | 63.6% | 50.0% | +13.6pp (rising) |
| Pre-Foreclosure | 18.2% | 14.7% | +3.5pp |
| Probate | 12.1% | 25.0% | -12.9pp (falling) |
| Guardianship | 6.1% | 10.3% | -4.2pp |
Distress diversity score: 1.48 (Shannon entropy; higher = more diverse distress sources). "Recent" = last 2 complete months; "Earlier" = all prior months.
Distress Capital Analysis
$1,707,300 in assessed property value is currently tied up in 12 court-filed properties. Pre-Foreclosure filings represent the largest capital pool ($1,025,300 across 6 properties).
Capital at Risk by Filing Type
| Filing Type | Total Value | Properties | Avg Value | High Equity % |
|---|---|---|---|---|
| Pre-Foreclosure | $1,025,300 | 6 | $170,883 | -- |
| Divorce | $625,900 | 5 | $125,180 | -- |
Based on 12 properties with assessor valuations (11.9% of 101 total filings). Values are county assessor estimates. Equity calculated from estimated value vs outstanding mortgage balance where available.
Market Absorption & Turnover Analysis
101 court filings tracked with 0 resolved (0.0% absorption rate). The court system is accumulating cases faster than they resolve, creating a growing backlog of 101 active cases.
| Month | New Filings | Resolved | Net | Inflow | Absorption |
|---|---|---|---|---|---|
| Jan 2024 | 6 | 0 | +6 | 0.0% | |
| Feb 2024 | 8 | 0 | +8 | 0.0% | |
| Mar 2024 | 9 | 0 | +9 | 0.0% | |
| Apr 2024 | 2 | 0 | +2 | 0.0% | |
| May 2024 | 2 | 0 | +2 | 0.0% | |
| Dec 2025 | 4 | 0 | +4 | 0.0% | |
| Jan 2026 | 6 | 0 | +6 | 0.0% | |
| Feb 2026 | 6 | 0 | +6 | 0.0% | |
| Apr 2026 | 25 | 0 | +25 | 0.0% | |
| May 2026 | 16 | 0 | +16 | 0.0% | |
| Jun 2026 | 17 | 0 | +17 | 0.0% |
Resolution by Case Type
| Case Type | Filed | Resolved | Absorption | Avg Days |
|---|---|---|---|---|
| Divorce | 55 | 0 | 0.0% | n/a |
| Probate | 21 | 0 | 0.0% | n/a |
| Pre-Foreclosure | 16 | 0 | 0.0% | n/a |
| Guardianship | 9 | 0 | 0.0% | n/a |
Absorption rate measures the percentage of filed cases that have reached a terminal resolution (judgment, dismissal, settlement, or sale). A low absorption rate indicates a growing backlog of active cases in the court system. Resolution timing based on 0 resolved cases out of 101 total filings.
Why these filings are invisible on most public foreclosure sites
The largest public foreclosure-aggregator interfaces surface only post-auction bank-owned properties in Indiana. Pre-foreclosure court filings are not visible to their non-paying users. Keystone tracks the court filing the day it hits the docket, weeks or months before any property reaches the auction stage those aggregators surface.
Methodology and full audit: Court-vs-aggregator coverage gap report.
Methodology and data sources
- Court filings are collected directly from LaPorte County court records, which are public information.
- Every filing in this dataset has been verified for current owner-of-record. Entity-owned filings (LLCs, trusts, banks) and properties where the named party is not the current owner are excluded.
- Property value figures come from third-party enrichment (12% coverage on this dataset).
- Individual case data, defendant names, and property addresses are not published. Reports show aggregated statistics only.
- The methodology page at /reports/methodology documents data sources, sample sizes, and known limitations in detail.
- This report was generated 2026-07-02 from the live database. Numbers reflect the dataset at that moment.
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Cite: Keystone Court Data, "LaPorte County Indiana Court Filings Intelligence," 2026-07-02, https://keystonecourtdata.com/reports/laporte-in-court-filings-intelligence · Download data (CSV)