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Hoke County, North Carolina Court Filings Intelligence

Live court-record analysis of property-related filings (foreclosure, probate, divorce, partition, guardianship). Data sourced direct from Hoke County court dockets. Updated 2026-08-03. See methodology.

Investor takeaway

About Hoke County

Hoke County is a county in the U.S. state of North Carolina. As of the 2020 census, its population was 52,082. Its county seat is Raeford.

Source: Wikipedia

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At a glance

934 property-related court filings tracked across 13 months (Jul 2025 to Jul 2026).

69 typical monthly filing volume.

0% of filings involve owners whose mailing address differs from the property address (0 of 934 filings).

$n/a median estimated property value across the 0 filings with property-enrichment data (0% coverage).

3.5% North Carolina unemployment rate (BLS, as of 2026-05). Filings should be read against the local-economy backdrop.

Filing type breakdown

Filing typeFilingsShare
Other 781 83.6%
Divorce 130 13.9%
Tax Sale 16 1.7%
Pre-Foreclosure 7 0.7%

Each row is a distinct case as recorded on the county docket.

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Monthly filing activity

MonthFilingsvs prior
Jul 2025 16
Aug 2025 48 +32
Sep 2025 49 +1
Oct 2025 96 +47
Nov 2025 53 -43
Dec 2025 65 +12
Jan 2026 73 +8
Feb 2026 68 -5
Mar 2026 73 +5
Apr 2026 108 +35
May 2026 69 -39
Jun 2026 113 +44
Jul 2026 101 -12

Each row reflects new filings entering the dataset that month, after ownership verification. Most recent month may be partial.

Geographic concentration by ZIP

Top 1 ZIPs in Hoke County account for 0.3% of all tracked filings, showing where distressed real estate activity clusters.

ZIPCityFilingsShare
28376 3 0.3%

Based on filings with a parseable property address (0% of Hoke County filings).

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Property value distribution

Estimated valueFilingsShare

Source: third-party property enrichment (0% coverage on Hoke County filings). Median $n/a; mean $n/a.

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Day-of-week filing pattern

DayFilingsShare
Sun 88 9.4%
Mon 173 18.6%
Tue 123 13.2%
Wed 337 36.2%
Thu 189 20.3%
Fri 22 2.4%
Sat 0 0.0%

Filings show some weekend activity, suggesting after-hours electronic filing. Computed for 932 filings with a parseable date.

Housing stock + distress signals

Underlying housing stock and distress indicators across all 20583 Hoke County housing units, from US Census ACS 5-year data. National reference values shown for context.

Indicator Hoke County US average
Vacancy rate (incl. seasonal + for-sale)8.8%10.5%
Share of owner-occupied units carrying a mortgage64.2%60.8%
Pre-1940 housing stock1.7%12.3%
Single-family detached share of housing stock71.9%61.2%
Residents age 65 or older11.4%17.3%

Source: US Census Bureau American Community Survey (ACS 2023 5-year). National reference values are ACS 2022 5-year US totals. Why these matter: vacancy rate is the strongest single proxy for distressed inventory; mortgage-carrying share defines the risk pool exposed to rate environment; pre-1940 stock signals deferred maintenance and renovation opportunity; senior population correlates with probate pipeline depth.

Rent benchmark (HUD Fair Market Rent)

HUD sets Fair Market Rents at the metro area level — the same FMRs apply to every county within the metro. Hoke County sits within the Fayetteville, NC. Used to set Section 8 voucher amounts; investors use it as a defensible rent-estimate floor for buy-to-rent underwriting.

Unit size Fair market rent / month
Efficiency / studio$756
1-bedroom$761
2-bedroom$998
3-bedroom$1,388
4-bedroom$1,674

Source: US Department of Housing and Urban Development, Fair Market Rents (None). 40th-percentile gross rent including utilities. Why this matters: Section-8-eligible tenants are a baseline demand floor for rental inventory at these price points; FMR is the official ceiling for voucher-eligible rents.

New construction (market momentum)

Annual building permits filed in Hoke County from the US Census Building Permits Survey. Trend signal on whether new housing demand is accelerating or contracting in this market.

Indicator Value
Total housing units permitted (2025)558
Year-over-year change (2024 → 2025)-18.5%
Single-family share of permits (2025)99.3%
Single-family units permitted554
Multifamily units permitted (2+ units per building)4

Source: US Census Bureau Building Permits Survey, annual cumulative data. Why this matters: permits trending up signals strong demand for new inventory; permits contracting at the same time foreclosure activity rises indicates broader market softening (deals price differently). Multifamily share shows whether the market is densifying or holding to single-family stock.

Macro context: state home prices and national delinquency

Hoke County filings should be read against the broader housing-market backdrop. North Carolina state home-price trend and the national mortgage-delinquency rate are the two macro signals most directly relevant to foreclosure exposure.

IndicatorValuePeriod
North Carolina home price index (year-over-year)+2.4%2026-01-01
North Carolina home price index (cumulative since 2020)+72.0%2026-01-01
National mortgage delinquency rate (30+ day, single-family)1.89%2026-01-01

Sources: Federal Housing Finance Agency state house price indices (FRED series NCSTHPI); Federal Reserve Board, Mortgage Delinquency 30+Day Rate on Single-Family Residential Mortgages (FRED series DRSFRMACBS). Updated quarterly. Free public data.

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Filing velocity by case type

How each distress category is trending — are foreclosures accelerating while divorces cool, or vice versa? This breakdown is only possible with direct court-record data.

Case type Total Share Trend
Lien 681 72.9% +25.1%
Divorce 130 13.9% -5.3%
Eviction 81 8.7% -31.6%
Tax Sale 16 1.7% +60.0%
Personal Property 11 1.2% --
Pre-Foreclosure 5 0.5% --

Trend = recent 2-3 month volume vs prior 2-3 months (current partial month excluded). Positive = accelerating; negative = cooling.

Seasonal filing patterns

Court filings peak in Jun and are lowest in Aug. The 2.4x peak-to-trough ratio suggests strong seasonal patterns — investors who time their outreach around Jun can reach more distressed homeowners.

Month Avg filings Relative
Jan 73
65%
Feb 68
60%
Mar 73
65%
Apr 108
96%
May 69
61%
Jun 113
100%
Jul 58.5
52%
Aug 48
42%
Sep 49
43%
Oct 96
85%
Nov 53
47%
Dec 65
58%

Average filings per calendar month across all observed years. Relative column shows each month as a percentage of the peak month (Jun), with a 2.4x peak-to-trough ratio.

Non-resident owner analysis

Most filings (100%) involve owner-occupied properties. The relatively low absentee rate suggests distress is primarily hitting homeowners, not institutional investors.

0.0%
Non-resident owners
Case type Total filings Non-resident %
Lien 681 0.0%
Divorce 130 0.0%
Eviction 81 0.0%
Tax Sale 16 0.0%
Personal Property 11 0.0%
Pre-Foreclosure 7 0.0%

Non-resident = owner's mailing address differs from the property address. Could indicate out-of-state landlords, inherited estates, second homes, or in-transition properties.

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Distress composition and shifts

Lien share is rising. Eviction share is declining. Low diversity — distress is dominated by one or two case types, suggesting a concentrated driver.

Case type Recent share Earlier share Shift
Lien 78.5% 71.4% +7.1pp (rising)
Divorce 11.2% 14.8% -3.6pp
Tax Sale 2.8% 1.4% +1.4pp
Eviction 2.8% 10.4% -7.6pp (falling)
Pre-Foreclosure 2.3% 0.0% +2.3pp
Personal Property 0.9% 1.3% -0.4pp
Contract 0.5% 0.3% +0.2pp
Negligence 0.5% 0.0% +0.5pp
Other 0.5% 0.4% +0.1pp

Distress diversity score: 1.22 (Shannon entropy; higher = more diverse distress sources). "Recent" = last 2 complete months; "Earlier" = all prior months.

Market Absorption & Turnover Analysis

933 court filings tracked with 0 resolved (0.0% absorption rate). The court system is accumulating cases faster than they resolve, creating a growing backlog of 933 active cases.

0.0%
Absorption Rate
933
Active Case Backlog
Month New Filings Resolved Net Inflow Absorption
Jul 2025 16 0 +16
0.0%
Aug 2025 48 0 +48
0.0%
Sep 2025 49 0 +49
0.0%
Oct 2025 97 0 +97
0.0%
Nov 2025 53 0 +53
0.0%
Dec 2025 65 0 +65
0.0%
Jan 2026 73 0 +73
0.0%
Feb 2026 68 0 +68
0.0%
Mar 2026 73 0 +73
0.0%
Apr 2026 108 0 +108
0.0%
May 2026 69 0 +69
0.0%
Jun 2026 113 0 +113
0.0%
Jul 2026 101 0 +101
0.0%

Resolution by Case Type

Case Type Filed Resolved Absorption Avg Days
Lien 667 0 0.0% n/a
Divorce 130 0 0.0% n/a
Eviction 80 0 0.0% n/a
Other 19 0 0.0% n/a
Tax Sale 16 0 0.0% n/a
Personal Property 11 0 0.0% n/a
Pre-Foreclosure 6 0 0.0% n/a

Absorption rate measures the percentage of filed cases that have reached a terminal resolution (judgment, dismissal, settlement, or sale). A low absorption rate indicates a growing backlog of active cases in the court system. Resolution timing based on 0 resolved cases out of 933 total filings.

Case Aging & Stall Analysis

17 cases (1.8%) have been active for over a year without resolution. 91 filings in the last <30 days represent fresh opportunities.

17
Cases stalled 1yr+
1.8%
of all filings
933
Total tracked
Age Total Resolved Still active Resolution rate
<30 days 91 0 91 0.0%
30-90 days 188 0 188 0.0%
3-6 months 253 0 253 0.0%
6-12 months 384 0 384 0.0%
1-2 years 17 0 17 0.0%
Resolution speed by case type
Case type Total Resolved Rate Median days
Lien 667 0 0.0%
Divorce 130 0 0.0%
Eviction 80 0 0.0%
Tax Sale 16 0 0.0%
Personal Property 11 0 0.0%

Case aging computed from filing date to present for unresolved cases. Resolution classified from court docket entries (judgments, settlements, dismissals, sheriff sales). Cases with a resolution event are removed from the stall count.

Repeat litigation patterns in Hoke County

Of 892 unique property owners in court filings, 33 (3.7%) appear in multiple cases, including 6 with 3 or more filings. The most active repeat filer has 3 cases spanning 5 months. Lien cases have the highest repeat rate at 4.8%.

892
Unique owners
33
Repeat filers (2+ cases)
3.7%
Repeat rate
6
Serial filers (3+ cases)

Repeat rate by case type

Case type Repeat owners Total owners Repeat rate
Lien 30 631 4.8%
Eviction 2 78 2.6%

Analysis based on 892 unique owner names across court filings. Repeat filers are property owners appearing in 2 or more distinct cases.

Methodology and data sources

Related North Carolina guides

North Carolina foreclosure process How to find leads in North Carolina Top foreclosure counties in North Carolina North Carolina statewide analysis

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Cite: Keystone Court Data, "Hoke County North Carolina Court Filings Intelligence," 2026-08-03, https://keystonecourtdata.com/reports/hoke-nc-court-filings-intelligence · Download data (CSV)