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Henry County, Indiana Court Filings Intelligence

Live court-record analysis of property-related filings (foreclosure, probate, divorce, partition, guardianship). Data sourced direct from Henry County court dockets. Updated 2026-07-16. See methodology.

Investor takeaway

About Henry County

Henry County is a county located in east central Indiana, United States. As of 2020, the population was 48,914. The county seat and largest and only city is New Castle. Henry County is the main setting of the novel Raintree County by Ross Lockridge Jr.

Source: Wikipedia

At a glance

2726 verified property-related court filings tracked across 59 months (Jan 2020 to Jul 2026).

47 typical monthly filing volume.

0% of filings involve owners whose mailing address differs from the property address (0 of 2726 filings).

$77,100 median estimated property value across the 5 filings with property-enrichment data (0% coverage).

3.2% Indiana unemployment rate (BLS, as of 2026-05). Filings should be read against the local-economy backdrop.

Filing type breakdown

Filing typeFilingsShare
Divorce 1080 39.6%
Probate 624 22.9%
Guardianship 373 13.7%
Pre-Foreclosure 340 12.5%
Partition 309 11.3%

Each row is a distinct case verified for current owner-of-record before inclusion.

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Monthly filing activity

MonthFilingsvs prior
Jan 2020 56
Feb 2020 50 -6
Mar 2020 47 -3
Apr 2020 31 -16
May 2020 45 +14
Jun 2020 49 +4
Jul 2020 52 +3
Aug 2020 41 -11
Sep 2020 56 +15
Oct 2020 50 -6
Nov 2020 40 -10
Dec 2020 51 +11
Jan 2021 50 -1
Feb 2021 45 -5
Mar 2021 60 +15
Apr 2021 44 -16
May 2021 42 -2
Jun 2021 51 +9
Jul 2021 43 -8
Aug 2021 38 -5
Sep 2021 47 +9
Oct 2021 55 +8
Nov 2021 46 -9
Dec 2021 51 +5
Jan 2022 45 -6
Feb 2022 55 +10
Mar 2022 70 +15
Apr 2022 40 -30
May 2022 44 +4
Jun 2022 51 +7
Jul 2022 40 -11
Aug 2022 61 +21
Sep 2022 43 -18
Oct 2022 48 +5
Nov 2022 45 -3
Dec 2022 47 +2
Jan 2023 47 0
Feb 2023 57 +10
Mar 2023 58 +1
Apr 2023 39 -19
May 2023 53 +14
Jun 2023 62 +9
Jul 2023 43 -19
Aug 2023 56 +13
Sep 2023 41 -15
Oct 2023 50 +9
Nov 2023 41 -9
Dec 2023 41 0
Jan 2024 56 +15
Feb 2024 39 -17
Mar 2024 29 -10
Apr 2024 62 +33
May 2024 28 -34
Jan 2026 19 -9
Feb 2026 16 -3
Mar 2026 45 +29
Apr 2026 68 +23
Jun 2026 23 -45
Jul 2026 24 +1

Each row reflects new filings entering the dataset that month, after ownership verification. Most recent month may be partial.

Geographic concentration by ZIP

Top 4 ZIPs in Henry County account for 0.4% of all tracked filings, showing where distressed real estate activity clusters.

ZIPCityFilingsShare
47362 NEW CASTLE 9 0.3%
47384 SHIRLEY 1 0.0%
47361 MOUNT SUMMIT 1 0.0%
47356 MIDDLETOWN 1 0.0%

Based on filings with a parseable property address (0% of Henry County filings).

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Property value distribution

Estimated valueFilingsShare
Under $75k 1 20.0%
$75k - $150k 4 80.0%

Source: third-party property enrichment (0% coverage on Henry County filings). Median $77,100; mean $77,580.

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Day-of-week filing pattern

DayFilingsShare
Sun 10 0.4%
Mon 515 18.9%
Tue 554 20.3%
Wed 599 22.0%
Thu 517 19.0%
Fri 526 19.3%
Sat 5 0.2%

Filings cluster Monday through Friday, with weekend filings essentially absent (court system closed). Computed for 2726 filings with a parseable date.

Building characteristics

Per-property details from third-party property enrichment, aggregated across the 12 filings with characteristic data:

IndicatorValue
Median lot size2000.0 acres
Owner-occupied (at time of enrichment)0.0%

Housing stock + distress signals

Underlying housing stock and distress indicators across all 20968 Henry County housing units, from US Census ACS 5-year data. National reference values shown for context.

Indicator Henry County US average
Vacancy rate (incl. seasonal + for-sale)12.0%10.5%
Share of owner-occupied units carrying a mortgage58.0%60.8%
Pre-1940 housing stock29.0%12.3%
Single-family detached share of housing stock82.6%61.2%
Residents age 65 or older19.2%17.3%

Source: US Census Bureau American Community Survey (ACS 2023 5-year). National reference values are ACS 2022 5-year US totals. Why these matter: vacancy rate is the strongest single proxy for distressed inventory; mortgage-carrying share defines the risk pool exposed to rate environment; pre-1940 stock signals deferred maintenance and renovation opportunity; senior population correlates with probate pipeline depth.

Rent benchmark (HUD Fair Market Rent)

HUD sets Fair Market Rents at the metro area level — the same FMRs apply to every county within the metro. Henry County sits within the Henry County, IN. Used to set Section 8 voucher amounts; investors use it as a defensible rent-estimate floor for buy-to-rent underwriting.

Unit size Fair market rent / month
Efficiency / studio$771
1-bedroom$775
2-bedroom$956
3-bedroom$1,146
4-bedroom$1,266

Source: US Department of Housing and Urban Development, Fair Market Rents (None). 40th-percentile gross rent including utilities. Why this matters: Section-8-eligible tenants are a baseline demand floor for rental inventory at these price points; FMR is the official ceiling for voucher-eligible rents.

New construction (market momentum)

Annual building permits filed in Henry County from the US Census Building Permits Survey. Trend signal on whether new housing demand is accelerating or contracting in this market.

Indicator Value
Total housing units permitted (2025)44
Year-over-year change (2024 → 2025)-13.7%
Single-family share of permits (2025)90.9%
Single-family units permitted40
Multifamily units permitted (2+ units per building)4

Source: US Census Bureau Building Permits Survey, annual cumulative data. Why this matters: permits trending up signals strong demand for new inventory; permits contracting at the same time foreclosure activity rises indicates broader market softening (deals price differently). Multifamily share shows whether the market is densifying or holding to single-family stock.

Macro context: state home prices and national delinquency

Henry County filings should be read against the broader housing-market backdrop. Indiana state home-price trend and the national mortgage-delinquency rate are the two macro signals most directly relevant to foreclosure exposure.

IndicatorValuePeriod
Indiana home price index (year-over-year)+4.3%2026-01-01
Indiana home price index (cumulative since 2020)+64.9%2026-01-01
National mortgage delinquency rate (30+ day, single-family)1.89%2026-01-01

Sources: Federal Housing Finance Agency state house price indices (FRED series INSTHPI); Federal Reserve Board, Mortgage Delinquency 30+Day Rate on Single-Family Residential Mortgages (FRED series DRSFRMACBS). Updated quarterly. Free public data.

Post-filing sale outcomes in Henry County

What happens to distressed properties after a court filing? By cross-referencing each filing's property with county assessor and deed-transfer records, we track which properties sold, how long the process took, and at what price. This analysis covers 12 filings (0.4% of all 2726 filings) where parcel-level tracking is available.

16.7%
of tracked properties sold post-filing
702
median days from filing to sale
$87,275
median post-filing sale price
2.3x
sale price vs. assessed value

Time from filing to sale

How quickly do distressed properties sell after a court filing is recorded? This distribution shows where post-filing sales cluster.

Timeframe Sales Share
Under 30 days 0 0.0%
31–90 days 0 0.0%
91–180 days 0 0.0%
181–365 days 0 0.0%
Over 1 year 2 100.0%

Sale rates by filing type

Not all distress types lead to property sales at the same rate. Foreclosures tend to result in eventual sales more often than probate or divorce filings.

Filing type Tracked Sold Sale rate
Divorce 7 1 14.3%

How sales relate to the filing

Not every post-filing sale is caused by the court case. We classify each sale's relationship to the original filing so investors can focus on the highest-signal outcomes. 100.0% of confirmed sales were directly driven by the filing.

Attribution Meaning Sales Share
Filing-driven Sale occurred as a direct result of the court filing (e.g., foreclosure auction, probate liquidation) 2 100.0%

Source: county assessor and deed-transfer records cross-referenced with court filings by parcel ID. Sale outcomes tracked for 12 of 2726 filings (0.4% parcel coverage). Timing based on 2 sales with valid filing and sale dates. Prices based on 2 sales with recorded sale amounts.

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Filing velocity by case type

How each distress category is trending — are foreclosures accelerating while divorces cool, or vice versa? This breakdown is only possible with direct court-record data.

Case type Total Share Trend
Divorce 1080 39.6% +129.2%
Probate 624 22.9% +113.3%
Guardianship 373 13.7% +280.0%
Pre-Foreclosure 340 12.5% +81.8%
Partition 309 11.3% +25.0%

Trend = recent 2-3 month volume vs prior 2-3 months (current partial month excluded). Positive = accelerating; negative = cooling.

Seasonal filing patterns

Court filings peak in Mar and are lowest in May. Filing volume is relatively steady year-round.

Month Avg filings Relative
Jan 45.5
88%
Feb 43.7
85%
Mar 51.5
100%
Apr 47.3
92%
May 42.4
82%
Jun 47.2
92%
Jul 44.5
86%
Aug 49
95%
Sep 46.8
91%
Oct 50.8
99%
Nov 43
83%
Dec 47.5
92%

Average filings per calendar month across all observed years. Relative column shows each month as a percentage of the peak month (Mar), with a 1.2x peak-to-trough ratio.

ZIP code distress hotspots

Distress is geographically dispersed across 4 ZIP codes, with no single area dominating.

ZIP Area Filings Share Median value
47362 New Castle 9 0.3% $77,100
47384 Shirley 1 0.0% --
47361 Mount Summit 1 0.0% --
47356 Middletown 1 0.0% --

Top 4 of 4 ZIP codes with filings.

Non-resident owner analysis

Most filings (100%) involve owner-occupied properties. The relatively low absentee rate suggests distress is primarily hitting homeowners, not institutional investors.

0.0%
Non-resident owners
Case type Total filings Non-resident %
Divorce 1080 0.0%
Probate 624 0.0%
Guardianship 373 0.0%
Pre-Foreclosure 340 0.0%
Partition 309 0.0%

Non-resident = owner's mailing address differs from the property address. Could indicate out-of-state landlords, inherited estates, second homes, or in-transition properties.

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Distress composition and shifts

The distress mix is stable across all case types. High diversity in distress types suggests multiple independent factors driving court filings, not a single economic shock.

Case type Recent share Earlier share Shift
Divorce 42.9% 39.5% +3.4pp
Probate 24.2% 22.9% +1.3pp
Guardianship 13.2% 13.8% -0.6pp
Pre-Foreclosure 12.1% 12.3% -0.2pp
Partition 7.7% 11.5% -3.8pp

Distress diversity score: 2.06 (Shannon entropy; higher = more diverse distress sources). "Recent" = last 2 complete months; "Earlier" = all prior months.

Why these filings are invisible on most public foreclosure sites

The largest public foreclosure-aggregator interfaces surface only post-auction bank-owned properties in Indiana. Pre-foreclosure court filings are not visible to their non-paying users. Keystone tracks the court filing the day it hits the docket, weeks or months before any property reaches the auction stage those aggregators surface.

Methodology and full audit: Court-vs-aggregator coverage gap report.

Methodology and data sources

Related Indiana guides

Indiana foreclosure process How to find leads in Indiana Top foreclosure counties in Indiana Indiana statewide analysis

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Cite: Keystone Court Data, "Henry County Indiana Court Filings Intelligence," 2026-07-16, https://keystonecourtdata.com/reports/henry-in-court-filings-intelligence · Download data (CSV)