Hancock County, Indiana Court Filings Intelligence
Live court-record analysis of property-related filings (foreclosure, probate, divorce, partition, guardianship). Data sourced direct from Hancock County court dockets. Updated 2026-06-20. See methodology.
About Hancock County
Hancock County is a county in the U.S. state of Indiana. The 2020 United States census recorded a population of 79,840. The county seat is Greenfield.
Source: Wikipedia
At a glance
90 verified property-related court filings tracked across 20 months (Jan 2024 to Jan 2101).
5 typical monthly filing volume.
#21 of 22 Indiana counties Keystone covers, ranked by total filing volume.
0% of filings involve owners whose mailing address differs from the property address (0 of 90 filings).
$672,135 median estimated property value across the 1 filings with property-enrichment data (1% coverage).
2.8% Indiana unemployment rate (BLS, as of 2026-04). Filings should be read against the local-economy backdrop.
Filing type breakdown
| Filing type | Filings | Share | |
|---|---|---|---|
| Divorce | 39 | 43.3% | |
| Probate | 23 | 25.6% | |
| Pre-Foreclosure | 20 | 22.2% | |
| Guardianship | 8 | 8.9% |
Each row is a distinct case verified for current owner-of-record before inclusion.
Monthly filing activity
| Month | Filings | vs prior | |
|---|---|---|---|
| Jan 2024 | 14 | ||
| Feb 2024 | 3 | -11 | |
| Mar 2024 | 7 | +4 | |
| Apr 2024 | 5 | -2 | |
| May 2024 | 7 | +2 | |
| Aug 2024 | 2 | -5 | |
| Sep 2024 | 2 | 0 | |
| Dec 2024 | 3 | +1 | |
| Feb 2025 | 4 | +1 | |
| Jul 2025 | 5 | +1 | |
| Aug 2025 | 4 | -1 | |
| Sep 2025 | 1 | -3 | |
| Oct 2025 | 1 | 0 | |
| Nov 2025 | 9 | +8 | |
| Dec 2025 | 8 | -1 | |
| Mar 2026 | 1 | -7 | |
| Apr 2026 | 3 | +2 | |
| May 2026 | 5 | +2 | |
| Jun 2026 | 5 | 0 | |
| Jan 2101 | 1 | -4 |
Each row reflects new filings entering the dataset that month, after ownership verification. Most recent month may be partial.
Geographic concentration by ZIP
Top 1 ZIPs in Hancock County account for 1.1% of all tracked filings, showing where distressed real estate activity clusters.
| ZIP | City | Filings | Share | |
|---|---|---|---|---|
| 46229 | Indianapolis | 1 | 1.1% |
Based on filings with a parseable property address (1% of Hancock County filings).
Property value distribution
| Estimated value | Filings | Share | |
|---|---|---|---|
| $400k+ | 1 | 100.0% |
Source: third-party property enrichment (1% coverage on Hancock County filings). Median $672,135; mean $672,135.
Day-of-week filing pattern
| Day | Filings | Share | |
|---|---|---|---|
| Sun | 4 | 4.4% | |
| Mon | 6 | 6.7% | |
| Tue | 17 | 18.9% | |
| Wed | 8 | 8.9% | |
| Thu | 14 | 15.6% | |
| Fri | 36 | 40.0% | |
| Sat | 5 | 5.6% |
Filings show some weekend activity, suggesting after-hours electronic filing. Computed for 90 filings with a parseable date.
Housing stock + distress signals
Underlying housing stock and distress indicators across all 33398 Hancock County housing units, from US Census ACS 5-year data. National reference values shown for context.
| Indicator | Hancock County | US average |
|---|---|---|
| Vacancy rate (incl. seasonal + for-sale) | 3.4% | 10.5% |
| Share of owner-occupied units carrying a mortgage | 69.2% | 60.8% |
| Pre-1940 housing stock | 10.6% | 12.3% |
| Single-family detached share of housing stock | 84.3% | 61.2% |
| Residents age 65 or older | 17.2% | 17.3% |
Source: US Census Bureau American Community Survey (ACS 2023 5-year). National reference values are ACS 2022 5-year US totals. Why these matter: vacancy rate is the strongest single proxy for distressed inventory; mortgage-carrying share defines the risk pool exposed to rate environment; pre-1940 stock signals deferred maintenance and renovation opportunity; senior population correlates with probate pipeline depth.
Rent benchmark (HUD Fair Market Rent)
HUD sets Fair Market Rents at the metro area level — the same FMRs apply to every county within the metro. Hancock County sits within the Indianapolis-Carmel-Greenwood, IN (FY 2026). Used to set Section 8 voucher amounts; investors use it as a defensible rent-estimate floor for buy-to-rent underwriting.
| Unit size | Fair market rent / month |
|---|---|
| Efficiency / studio | $1,118 |
| 1-bedroom | $1,267 |
| 2-bedroom | $1,473 |
| 3-bedroom | $1,907 |
| 4-bedroom | $2,338 |
Source: US Department of Housing and Urban Development, Fair Market Rents (2026). 40th-percentile gross rent including utilities. Why this matters: Section-8-eligible tenants are a baseline demand floor for rental inventory at these price points; FMR is the official ceiling for voucher-eligible rents.
New construction (market momentum)
Annual building permits filed in Hancock County from the US Census Building Permits Survey. Trend signal on whether new housing demand is accelerating or contracting in this market.
| Indicator | Value |
|---|---|
| Total housing units permitted (2025) | 1,212 |
| Year-over-year change (2024 → 2025) | +11.1% |
| Single-family share of permits (2025) | 87.2% |
| Single-family units permitted | 1,057 |
| Multifamily units permitted (2+ units per building) | 155 |
Source: US Census Bureau Building Permits Survey, annual cumulative data. Why this matters: permits trending up signals strong demand for new inventory; permits contracting at the same time foreclosure activity rises indicates broader market softening (deals price differently). Multifamily share shows whether the market is densifying or holding to single-family stock.
Macro context: state home prices and national delinquency
Hancock County filings should be read against the broader housing-market backdrop. Indiana state home-price trend and the national mortgage-delinquency rate are the two macro signals most directly relevant to foreclosure exposure.
| Indicator | Value | Period |
|---|---|---|
| Indiana home price index (year-over-year) | +4.3% | 2026-01-01 |
| Indiana home price index (cumulative since 2020) | +64.9% | 2026-01-01 |
| National mortgage delinquency rate (30+ day, single-family) | 1.89% | 2026-01-01 |
Sources: Federal Housing Finance Agency state house price indices (FRED series INSTHPI); Federal Reserve Board, Mortgage Delinquency 30+Day Rate on Single-Family Residential Mortgages (FRED series DRSFRMACBS). Updated quarterly. Free public data.
Local-market benchmark
Demographics of the ZIPs where filings cluster, weighted by filing count and benchmarked against Census ACS 2023 5-year:
| Indicator | Filing-weighted average |
|---|---|
| Median household income (where filings cluster) | $62,982 |
| Median home value | $170,100 |
| Owner-occupancy rate | 61.1% |
| Renter share of households | 38.9% |
| Median gross rent | $1,020/mo |
Source: U.S. Census Bureau ACS 5-year estimates, weighted by Keystone's filing volume across 1 top ZIPs.
Most active foreclosure plaintiffs in Hancock County
Top mortgage holders and servicers named in foreclosure complaints filed in this county. Lender names are normalized to collapse common legal-suffix variants (e.g. "as Trustee for X Trust", "N.A.").
| Plaintiff | Foreclosure filings |
|---|---|
| PENNYMAC LOAN SERVICES, LLC | 2 |
| CARRINGTON MORTGAGE SERVICES, LLC | 1 |
| HSBC BANK USA, N.A. FOR THE HOLDERS OF THE NOMURAHOME EQUITY LOA | 1 |
| LAKEVIEW LOAN SERVICING, LLC | 1 |
| ROCKET MORTGAGE, LLC S/B/M NATIONSTAR MORTGAGE LLC | 1 |
| TRUIST BANK | 1 |
Source: plaintiff names extracted from Hancock County foreclosure complaint text. Court records are public information.
Filing velocity by case type
How each distress category is trending — are foreclosures accelerating while divorces cool, or vice versa? This breakdown is only possible with direct court-record data.
| Case type | Total | Share | Trend |
|---|---|---|---|
| Divorce | 39 | 43.3% | -44.4% |
| Probate | 23 | 25.6% | -- |
| Pre-Foreclosure | 20 | 22.2% | -- |
| Guardianship | 8 | 8.9% | -- |
Trend = recent 2-3 month volume vs prior 2-3 months (current partial month excluded). Positive = accelerating; negative = cooling.
Seasonal filing patterns
Court filings peak in Nov and are lowest in Oct. Filing volume is relatively steady year-round.
| Month | Avg filings | Relative |
|---|---|---|
| Jan | 7.5 | 83% |
| Feb | 3.5 | 39% |
| Mar | 4 | 44% |
| Apr | 4 | 44% |
| May | 6 | 67% |
| Jul | 5 | 56% |
| Aug | 3 | 33% |
| Sep | 1.5 | 17% |
| Oct | 1 | 11% |
| Nov | 9 | 100% |
| Dec | 5.5 | 61% |
Average filings per calendar month across all observed years. Relative column shows each month as a percentage of the peak month (Nov).
Non-resident owner analysis
Most filings (100%) involve owner-occupied properties. The relatively low absentee rate suggests distress is primarily hitting homeowners, not institutional investors.
| Case type | Total filings | Non-resident % |
|---|---|---|
| Divorce | 39 | 0.0% |
| Probate | 23 | 0.0% |
| Pre-Foreclosure | 20 | 0.0% |
| Guardianship | 8 | 0.0% |
Non-resident = owner's mailing address differs from the property address. Could indicate out-of-state landlords, inherited estates, second homes, or in-transition properties.
Market Absorption & Turnover Analysis
90 court filings tracked with 0 resolved (0.0% absorption rate). The court system is accumulating cases faster than they resolve, creating a growing backlog of 90 active cases.
| Month | New Filings | Resolved | Net | Inflow | Absorption |
|---|---|---|---|---|---|
| Jan 2024 | 14 | 0 | +14 | 0.0% | |
| Feb 2024 | 3 | 0 | +3 | 0.0% | |
| Mar 2024 | 7 | 0 | +7 | 0.0% | |
| Apr 2024 | 5 | 0 | +5 | 0.0% | |
| May 2024 | 7 | 0 | +7 | 0.0% | |
| Aug 2024 | 2 | 0 | +2 | 0.0% | |
| Sep 2024 | 2 | 0 | +2 | 0.0% | |
| Dec 2024 | 3 | 0 | +3 | 0.0% | |
| Feb 2025 | 4 | 0 | +4 | 0.0% | |
| Jul 2025 | 5 | 0 | +5 | 0.0% | |
| Aug 2025 | 4 | 0 | +4 | 0.0% | |
| Sep 2025 | 1 | 0 | +1 | 0.0% | |
| Oct 2025 | 1 | 0 | +1 | 0.0% | |
| Nov 2025 | 9 | 0 | +9 | 0.0% | |
| Dec 2025 | 8 | 0 | +8 | 0.0% | |
| Mar 2026 | 1 | 0 | +1 | 0.0% | |
| Apr 2026 | 3 | 0 | +3 | 0.0% | |
| May 2026 | 5 | 0 | +5 | 0.0% | |
| Jun 2026 | 5 | 0 | +5 | 0.0% | |
| Jan 2101 | 1 | 0 | +1 | 0.0% |
Resolution by Case Type
| Case Type | Filed | Resolved | Absorption | Avg Days |
|---|---|---|---|---|
| Divorce | 39 | 0 | 0.0% | n/a |
| Probate | 23 | 0 | 0.0% | n/a |
| Pre-Foreclosure | 20 | 0 | 0.0% | n/a |
| Guardianship | 8 | 0 | 0.0% | n/a |
Absorption rate measures the percentage of filed cases that have reached a terminal resolution (judgment, dismissal, settlement, or sale). A low absorption rate indicates a growing backlog of active cases in the court system. Resolution timing based on 0 resolved cases out of 90 total filings.
Why these filings are invisible on most public foreclosure sites
The largest public foreclosure-aggregator interfaces surface only post-auction bank-owned properties in Indiana. Pre-foreclosure court filings are not visible to their non-paying users. Keystone tracks the court filing the day it hits the docket, weeks or months before any property reaches the auction stage those aggregators surface.
Methodology and full audit: Court-vs-aggregator coverage gap report.
Methodology and data sources
- Court filings are collected directly from Hancock County court records, which are public information.
- Every filing in this dataset has been verified for current owner-of-record. Entity-owned filings (LLCs, trusts, banks) and properties where the named party is not the current owner are excluded.
- Property value figures come from third-party enrichment (1% coverage on this dataset).
- Individual case data, defendant names, and property addresses are not published. Reports show aggregated statistics only.
- The methodology page at /reports/methodology documents data sources, sample sizes, and known limitations in detail.
- This report was generated 2026-06-20 from the live database. Numbers reflect the dataset at that moment.
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Cite: Keystone Court Data, "Hancock County Indiana Court Filings Intelligence," 2026-06-20, https://keystonecourtdata.com/reports/hancock-in-court-filings-intelligence · Download data (CSV)