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Granville County, North Carolina Court Filings Intelligence

Live court-record analysis of property-related filings (foreclosure, probate, divorce, partition, guardianship). Data sourced direct from Granville County court dockets. Updated 2026-07-20. See methodology.

Investor takeaway

About Granville County

Granville County is a county located on the northern central border of the U.S. state of North Carolina. As of the 2020 census, the population was 60,992. Its county seat is Oxford. The county has access to Kerr Lake and Falls Lake and is part of the Roanoke, Tar and Neuse River watersheds.

Source: Wikipedia

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At a glance

932 verified property-related court filings tracked across 30 months (May 2021 to Sep 2026).

32 typical monthly filing volume.

0% of filings involve owners whose mailing address differs from the property address (0 of 932 filings).

$n/a median estimated property value across the 0 filings with property-enrichment data (0% coverage).

3.5% North Carolina unemployment rate (BLS, as of 2026-05). Filings should be read against the local-economy backdrop.

Filing type breakdown

Filing typeFilingsShare
Other 689 73.9%
Probate 98 10.5%
Divorce 79 8.5%
Pre-Foreclosure 49 5.3%
Tax Sale 17 1.8%

Each row is a distinct case verified for current owner-of-record before inclusion.

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Monthly filing activity

MonthFilingsvs prior
May 2021 1
Jul 2021 1 0
Mar 2022 1 0
Apr 2022 1 0
Mar 2023 2 +1
Apr 2024 1 -1
Jun 2024 3 +2
Jul 2024 3 0
Sep 2024 1 -2
Nov 2024 5 +4
Feb 2025 1 -4
Mar 2025 2 +1
Apr 2025 1 -1
May 2025 4 +3
Jun 2025 3 -1
Jul 2025 18 +15
Aug 2025 81 +63
Sep 2025 67 -14
Oct 2025 66 -1
Nov 2025 62 -4
Dec 2025 78 +16
Jan 2026 75 -3
Feb 2026 75 0
Mar 2026 85 +10
Apr 2026 86 +1
May 2026 85 -1
Jun 2026 83 -2
Jul 2026 37 -46
Aug 2026 2 -35
Sep 2026 1 -1

Each row reflects new filings entering the dataset that month, after ownership verification. Most recent month may be partial.

Geographic concentration by ZIP

Top 4 ZIPs in Granville County account for 0.5% of all tracked filings, showing where distressed real estate activity clusters.

ZIPCityFilingsShare
27565 Oxford 2 0.2%
27581 1 0.1%
27522 Creedmoor 1 0.1%
27509 Butner 1 0.1%

Based on filings with a parseable property address (1% of Granville County filings).

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Property value distribution

Estimated valueFilingsShare

Source: third-party property enrichment (0% coverage on Granville County filings). Median $n/a; mean $n/a.

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Day-of-week filing pattern

DayFilingsShare
Sun 75 8.1%
Mon 162 17.4%
Tue 213 22.9%
Wed 165 17.7%
Thu 129 13.9%
Fri 187 20.1%
Sat 0 0.0%

Filings show some weekend activity, suggesting after-hours electronic filing. Computed for 931 filings with a parseable date.

Housing stock + distress signals

Underlying housing stock and distress indicators across all 24582 Granville County housing units, from US Census ACS 5-year data. National reference values shown for context.

Indicator Granville County US average
Vacancy rate (incl. seasonal + for-sale)9.8%10.5%
Share of owner-occupied units carrying a mortgage60.6%60.8%
Pre-1940 housing stock6.5%12.3%
Single-family detached share of housing stock72.9%61.2%
Residents age 65 or older17.3%17.3%

Source: US Census Bureau American Community Survey (ACS 2023 5-year). National reference values are ACS 2022 5-year US totals. Why these matter: vacancy rate is the strongest single proxy for distressed inventory; mortgage-carrying share defines the risk pool exposed to rate environment; pre-1940 stock signals deferred maintenance and renovation opportunity; senior population correlates with probate pipeline depth.

Rent benchmark (HUD Fair Market Rent)

HUD sets Fair Market Rents at the metro area level — the same FMRs apply to every county within the metro. Granville County sits within the Granville County, NC. Used to set Section 8 voucher amounts; investors use it as a defensible rent-estimate floor for buy-to-rent underwriting.

Unit size Fair market rent / month
Efficiency / studio$1,026
1-bedroom$1,084
2-bedroom$1,200
3-bedroom$1,571
4-bedroom$1,700

Source: US Department of Housing and Urban Development, Fair Market Rents (None). 40th-percentile gross rent including utilities. Why this matters: Section-8-eligible tenants are a baseline demand floor for rental inventory at these price points; FMR is the official ceiling for voucher-eligible rents.

New construction (market momentum)

Annual building permits filed in Granville County from the US Census Building Permits Survey. Trend signal on whether new housing demand is accelerating or contracting in this market.

Indicator Value
Total housing units permitted (2025)257
Year-over-year change (2024 → 2025)-40.0%
Single-family share of permits (2025)98.4%
Single-family units permitted253
Multifamily units permitted (2+ units per building)4

Source: US Census Bureau Building Permits Survey, annual cumulative data. Why this matters: permits trending up signals strong demand for new inventory; permits contracting at the same time foreclosure activity rises indicates broader market softening (deals price differently). Multifamily share shows whether the market is densifying or holding to single-family stock.

Macro context: state home prices and national delinquency

Granville County filings should be read against the broader housing-market backdrop. North Carolina state home-price trend and the national mortgage-delinquency rate are the two macro signals most directly relevant to foreclosure exposure.

IndicatorValuePeriod
North Carolina home price index (year-over-year)+2.4%2026-01-01
North Carolina home price index (cumulative since 2020)+72.0%2026-01-01
National mortgage delinquency rate (30+ day, single-family)1.89%2026-01-01

Sources: Federal Housing Finance Agency state house price indices (FRED series NCSTHPI); Federal Reserve Board, Mortgage Delinquency 30+Day Rate on Single-Family Residential Mortgages (FRED series DRSFRMACBS). Updated quarterly. Free public data.

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Filing velocity by case type

How each distress category is trending — are foreclosures accelerating while divorces cool, or vice versa? This breakdown is only possible with direct court-record data.

Case type Total Share Trend
Other 602 64.6% +4.5%
Probate 98 10.5% -53.8%
Lien 87 9.3% +3.6%
Divorce 79 8.5% +4.3%
Pre-Foreclosure 48 5.2% -50.0%
Tax Sale 17 1.8% +16.7%

Trend = recent 2-3 month volume vs prior 2-3 months (current partial month excluded). Positive = accelerating; negative = cooling.

Seasonal filing patterns

Court filings peak in Dec and are lowest in Jul. The 10.7x peak-to-trough ratio suggests strong seasonal patterns — investors who time their outreach around Dec can reach more distressed homeowners.

Month Avg filings Relative
Jan 75
96%
Feb 38
49%
Mar 22.5
29%
Apr 22.2
28%
May 30
38%
Jun 29.7
38%
Jul 7.3
9%
Aug 41.5
53%
Sep 23
29%
Oct 66
85%
Nov 33.5
43%
Dec 78
100%

Average filings per calendar month across all observed years. Relative column shows each month as a percentage of the peak month (Dec), with a 10.7x peak-to-trough ratio.

ZIP code distress hotspots

Distress is geographically dispersed across 4 ZIP codes, with no single area dominating.

ZIP Area Filings Share
27565 Oxford 2 0.2%
27581 1 0.1%
27522 Creedmoor 1 0.1%
27509 Butner 1 0.1%

Top 4 of 4 ZIP codes with filings.

Non-resident owner analysis

Most filings (100%) involve owner-occupied properties. The relatively low absentee rate suggests distress is primarily hitting homeowners, not institutional investors.

0.0%
Non-resident owners
Case type Total filings Non-resident %
Other 602 0.0%
Probate 98 0.0%
Lien 87 0.0%
Divorce 79 0.0%
Pre-Foreclosure 49 0.0%
Tax Sale 17 0.0%

Non-resident = owner's mailing address differs from the property address. Could indicate out-of-state landlords, inherited estates, second homes, or in-transition properties.

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Market Absorption & Turnover Analysis

931 court filings tracked with 0 resolved (0.0% absorption rate). The court system is accumulating cases faster than they resolve, creating a growing backlog of 931 active cases.

0.0%
Absorption Rate
931
Active Case Backlog
Month New Filings Resolved Net Inflow Absorption
May 2021 1 0 +1
0.0%
Jul 2021 1 0 +1
0.0%
Mar 2022 1 0 +1
0.0%
Apr 2022 1 0 +1
0.0%
Mar 2023 2 0 +2
0.0%
Apr 2024 1 0 +1
0.0%
Jun 2024 3 0 +3
0.0%
Jul 2024 3 0 +3
0.0%
Sep 2024 1 0 +1
0.0%
Nov 2024 5 0 +5
0.0%
Feb 2025 1 0 +1
0.0%
Mar 2025 2 0 +2
0.0%
Apr 2025 1 0 +1
0.0%
May 2025 4 0 +4
0.0%
Jun 2025 3 0 +3
0.0%
Jul 2025 18 0 +18
0.0%
Aug 2025 81 0 +81
0.0%
Sep 2025 67 0 +67
0.0%
Oct 2025 66 0 +66
0.0%
Nov 2025 62 0 +62
0.0%
Dec 2025 78 0 +78
0.0%
Jan 2026 75 0 +75
0.0%
Feb 2026 75 0 +75
0.0%
Mar 2026 85 0 +85
0.0%
Apr 2026 86 0 +86
0.0%
May 2026 85 0 +85
0.0%
Jun 2026 83 0 +83
0.0%
Jul 2026 37 0 +37
0.0%
Aug 2026 2 0 +2
0.0%
Sep 2026 1 0 +1
0.0%

Resolution by Case Type

Case Type Filed Resolved Absorption Avg Days
Other 602 0 0.0% n/a
Probate 98 0 0.0% n/a
Lien 87 0 0.0% n/a
Divorce 79 0 0.0% n/a
Pre-Foreclosure 48 0 0.0% n/a
Tax Sale 17 0 0.0% n/a

Absorption rate measures the percentage of filed cases that have reached a terminal resolution (judgment, dismissal, settlement, or sale). A low absorption rate indicates a growing backlog of active cases in the court system. Resolution timing based on 0 resolved cases out of 931 total filings.

Case Aging & Stall Analysis

31 cases (3.3%) have been active for over a year without resolution. 67 filings in the last <30 days represent fresh opportunities.

31
Cases stalled 1yr+
3.3%
of all filings
931
Total tracked
Age Total Resolved Still active Resolution rate
<30 days 67 0 67 0.0%
30-90 days 156 0 156 0.0%
3-6 months 255 0 255 0.0%
6-12 months 417 0 417 0.0%
1-2 years 20 0 20 0.0%
2+ years 11 0 11 0.0%
Resolution speed by case type
Case type Total Resolved Rate Median days
Probate 98 0 0.0%
Lien 87 0 0.0%
Divorce 79 0 0.0%
Pre-Foreclosure 48 0 0.0%
Tax Sale 17 0 0.0%

Case aging computed from filing date to present for unresolved cases. Resolution classified from court docket entries (judgments, settlements, dismissals, sheriff sales). Cases with a resolution event are removed from the stall count.

Repeat litigation patterns in Granville County

Of 813 unique property owners in court filings, 26 (3.2%) appear in multiple cases, including 6 with 3 or more filings. The most active repeat filer has 7 cases. Lien cases have the highest repeat rate at 7.9%.

813
Unique owners
26
Repeat filers (2+ cases)
3.2%
Repeat rate
6
Serial filers (3+ cases)

Repeat rate by case type

Case type Repeat owners Total owners Repeat rate
Other 22 557 3.9%
Lien 5 63 7.9%

Analysis based on 813 unique owner names across court filings. Repeat filers are property owners appearing in 2 or more distinct cases.

Methodology and data sources

Related North Carolina guides

North Carolina foreclosure process How to find leads in North Carolina Top foreclosure counties in North Carolina North Carolina statewide analysis

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Cite: Keystone Court Data, "Granville County North Carolina Court Filings Intelligence," 2026-07-20, https://keystonecourtdata.com/reports/granville-nc-court-filings-intelligence · Download data (CSV)