Foreclosure Outcome & Resolution Data: What Really Happens to Distressed Properties
Primary research from 1,744,089 court filings across 6 states and 316 counties. Updated 2026-08-24.
How Long Does Foreclosure Take?
Average days from filing to case resolution, based on 30,379 resolved cases with recorded timelines.
| State | Case Type | Avg. Days | Sample |
|---|---|---|---|
| Indiana | Divorce | 393 days | 18,226 |
| Indiana | Pre-foreclosure | 422 days | 6,221 |
| Indiana | Probate | 325 days | 3,166 |
| Indiana | Guardianship | 448 days | 1,566 |
| New Jersey | Pre-foreclosure | 420 days | 493 |
| Pennsylvania | Equity Division Sale | 263 days | 361 |
| Pennsylvania | Pre-foreclosure | 382 days | 227 |
| Pennsylvania | High Urgency Pre-Foreclosure | 71 days | 36 |
| Pennsylvania | Tired Landlord | 56 days | 27 |
| Pennsylvania | Distressed Heir | 359 days | 14 |
| Pennsylvania | CERTIFIED COPY OF LIENS | 29 days | 11 |
| Pennsylvania | Title Clearance Play | 70 days | 7 |
| Pennsylvania | Partition | 210 days | 7 |
| Pennsylvania | Stalled Project | 159 days | 6 |
| Pennsylvania | Lien Commonwealth of PA Volume | 20 days | 6 |
| Pennsylvania | Judgment/Fines/Costs/Restitution & 236 Notice | 56 days | 5 |
Only case types with 5+ resolved cases shown. Days measured from filing date to resolution event.
Case Outcome Distribution
How foreclosure and distressed-property cases resolve, by state. Only states with 10+ resolved cases shown.
Indiana — 123,498 Resolved Cases
| Outcome | Count | Share | Avg. Days | |
|---|---|---|---|---|
| Judgment Entered | 84,329 | 68.3% | 392 days |
|
| Dismissed | 20,173 | 16.3% | 377 days |
|
| Settled / Agreed Order | 10,582 | 8.6% | 337 days |
|
| Sheriff Sale Ordered | 8,405 | 6.8% | 466 days |
|
| Default Judgment | 9 | 0.0% | 74 days |
|
New Jersey — 3,136 Resolved Cases
| Outcome | Count | Share | Avg. Days | |
|---|---|---|---|---|
| Sheriff Sale Ordered | 2,390 | 76.2% | 59 days |
|
| Judgment Entered | 603 | 19.2% | 437 days |
|
| Settled / Agreed Order | 100 | 3.2% | 358 days |
|
| Dismissed | 43 | 1.4% | 294 days |
|
Pennsylvania — 5,220 Resolved Cases
| Outcome | Count | Share | Avg. Days | |
|---|---|---|---|---|
| Judgment Entered | 4,158 | 79.7% | 278 days |
|
| Settled / Agreed Order | 479 | 9.2% | 205 days |
|
| Sheriff Sale Ordered | 474 | 9.1% | 397 days |
|
| Discontinued | 54 | 1.0% | 52 days |
|
| Dismissed | 50 | 1.0% | 182 days |
|
| Default Judgment | 5 | 0.1% | 57 days |
|
Confirmed Property Sales
Of 1,744,089 tracked filings, 143,958 (8.3%) resulted in a confirmed property sale detected through assessor records.
| State | Sales | Avg. Price | Avg. Days to Sale |
|---|---|---|---|
| Indiana | 90,329 | $262,660 | 556 days |
| Pennsylvania | 27,808 | $440,103 | 655 days |
| New Jersey | 23,401 | $398,489 | 1199 days |
| North Carolina | 2,414 | $621,184 | 694 days |
| OK | 6 | — | 118 days |
Sales detected by comparing assessor records before and after filing. Only states with 3+ confirmed sales shown. Days measured from filing date to sale close date.
Property Values at Time of Filing
Assessed property values for properties involved in distressed-property court filings.
| State | Avg. Value | Min | Max | Sample |
|---|---|---|---|---|
| Indiana | $217,428 | $10,100 | $4,981,200 | 197,771 |
| Pennsylvania | $164,260 | $10,010 | $4,950,400 | 136,971 |
| North Carolina | $357,975 | $10,010 | $4,604,400 | 54,932 |
| New Jersey | $409,144 | $10,100 | $4,979,300 | 7,265 |
| OK | $35,344 | $10,036 | $229,450 | 182 |
Monthly Filing Volume Trends
New court filings per month across covered states.
| Month | AZ | Florida | Indiana | North Carolina | New Jersey | OH | OK | Pennsylvania | South Carolina |
|---|---|---|---|---|---|---|---|---|---|
| 2025-12 | 0 | 0 | 3,343 | 14,539 | 1,508 | 0 | 0 | 12,783 | 0 |
| 2026-01 | 0 | 0 | 4,909 | 19,337 | 1,826 | 0 | 0 | 9,674 | 0 |
| 2026-02 | 0 | 0 | 4,438 | 15,214 | 1,558 | 0 | 0 | 11,712 | 0 |
| 2026-03 | 0 | 5 | 4,705 | 15,479 | 2,161 | 0 | 0 | 13,274 | 5 |
| 2026-04 | 0 | 10 | 4,560 | 14,049 | 1,923 | 0 | 0 | 12,724 | 10 |
| 2026-05 | 7 | 0 | 4,151 | 13,864 | 1,780 | 0 | 0 | 16,863 | 0 |
| 2026-06 | 0 | 0 | 4,664 | 15,673 | 1,991 | 0 | 0 | 13,433 | 0 |
| 2026-07 | 0 | 0 | 4,697 | 14,359 | 1,929 | 0 | 5,357 | 15,711 | 0 |
| 2026-08 | 71 | 0 | 1,684 | 8,026 | 718 | 7 | 4,749 | 3,982 | 0 |
| 2026-09 | 0 | 0 | 0 | 0 | 163 | 0 | 0 | 0 | 0 |
| 2026-10 | 0 | 0 | 0 | 0 | 44 | 0 | 0 | 0 | 0 |
| 2026-11 | 0 | 0 | 0 | 0 | 12 | 0 | 0 | 0 | 0 |
| 2026-12 | 0 | 0 | 0 | 0 | 3 | 0 | 0 | 0 | 0 |
| 2027-01 | 0 | 0 | 0 | 0 | 4 | 0 | 0 | 0 | 0 |
| 2027-02 | 0 | 0 | 0 | 0 | 4 | 0 | 0 | 0 | 0 |
| 2027-03 | 0 | 0 | 0 | 0 | 4 | 0 | 0 | 0 | 0 |
| 2027-04 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 |
| 2027-05 | 0 | 0 | 0 | 0 | 7 | 0 | 0 | 0 | 0 |
| 2027-06 | 0 | 0 | 0 | 0 | 3 | 0 | 0 | 0 | 0 |
| 2027-07 | 0 | 0 | 0 | 0 | 13 | 0 | 0 | 0 | 0 |
| 2027-08 | 0 | 0 | 0 | 0 | 7 | 0 | 0 | 0 | 0 |
| 2027-09 | 0 | 0 | 0 | 0 | 8 | 0 | 0 | 0 | 0 |
| 2027-10 | 0 | 0 | 0 | 0 | 7 | 0 | 0 | 0 | 0 |
| 2027-11 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 |
| 2027-12 | 0 | 0 | 0 | 0 | 6 | 0 | 0 | 0 | 0 |
| 2028-01 | 0 | 0 | 0 | 0 | 4 | 0 | 0 | 0 | 0 |
| 2028-02 | 0 | 0 | 0 | 0 | 8 | 0 | 0 | 0 | 0 |
| 2028-03 | 0 | 0 | 0 | 0 | 7 | 0 | 0 | 0 | 0 |
| 2028-04 | 0 | 0 | 0 | 0 | 2 | 0 | 0 | 0 | 0 |
| 2028-05 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 |
Frequently Asked Questions
How long does foreclosure take on average?
Based on our analysis of 131,865 resolved court cases, the average time from filing to resolution varies significantly by state and outcome type. In Indiana, the median is approximately 54 days. In Pennsylvania, cases average 102 days to resolve. Sheriff sales take longer (77-90 days) while dismissals resolve fastest (34-48 days).
What percentage of foreclosure cases result in a property sale?
From our dataset of 1,744,089 tracked filings, 143,958 (8.3%) resulted in a confirmed property sale. The majority of cases resolve through judgment or settlement before reaching auction.
What is the average sale price of foreclosed properties?
Across all confirmed sales in our dataset, the average sale price is $325,030. Prices vary significantly by state and property type.
How is this data collected?
Keystone Court Data monitors public court filings daily across multiple states, then tracks each case through resolution using docket events, assessor records, and public sale registries. All data comes from official public records.
Methodology
This research is based on 1,744,089 public court filings collected daily from official court record systems across 26 states. Data spans from 2020-01-01 to 2028-05-14.
- Filing collection: Automated daily monitoring of public court dockets for property-related case types (pre-foreclosure, divorce, probate, guardianship, estate, partition, tax sale).
- Outcome classification: Docket events are parsed to detect case resolution (judgment, settlement, dismissal, sheriff sale, discontinuance).
- Sale detection: Property assessor records are re-checked periodically to detect ownership transfers and sale prices after filing.
- Property values: Assessed values from county tax assessor GIS systems at time of filing.
- Minimum sample: Statistics are only shown when backed by 25+ data points to ensure reliability.
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