Foreclosure Outcome & Resolution Data: What Really Happens to Distressed Properties

Primary research from 28,514 court filings across 4 states and 98 counties. Updated 2026-07-05.

28,514
Total Filings Tracked
5,251
Cases Resolved
695
Confirmed Sales
98
Counties Covered

How Long Does Foreclosure Take?

Average days from filing to case resolution, based on 492 resolved cases with recorded timelines.

State Case Type Avg. Days Sample
Indiana Divorce 53 days 109
Indiana Pre-foreclosure 54 days 63
Pennsylvania Equity Division Sale 124 days 183
Pennsylvania High Urgency Pre-Foreclosure 81 days 94
Pennsylvania Tired Landlord 54 days 29
Pennsylvania Title Clearance Play 66 days 8
Pennsylvania Distressed Heir 94 days 6

Only case types with 5+ resolved cases shown. Days measured from filing date to resolution event.

Case Outcome Distribution

How foreclosure and distressed-property cases resolve, by state. Only states with 10+ resolved cases shown.

Indiana — 177 Resolved Cases

Outcome Count Share Avg. Days
Judgment Entered 77 43.5% 63 days
Settled / Agreed Order 45 25.4% 40 days
Dismissed 39 22.0% 34 days
Sheriff Sale Ordered 10 5.6% 90 days
Default Judgment 6 3.4% 84 days

Pennsylvania — 5,063 Resolved Cases

Outcome Count Share Avg. Days
Judgment Entered 4,163 82.2% 118 days
Settled / Agreed Order 431 8.5% 66 days
Sheriff Sale Ordered 397 7.8% 77 days
Discontinued 51 1.0% 52 days
Dismissed 15 0.3% 48 days
Default Judgment 6 0.1% 58 days

Confirmed Property Sales

Of 28,514 tracked filings, 695 (2.4%) resulted in a confirmed property sale detected through assessor records.

State Sales Avg. Price Avg. Days to Sale
Indiana 577 $252,668 274 days
Pennsylvania 107 $150,111 102 days
North Carolina 8 56 days
New Jersey 3 $5,075 4 days

Sales detected by comparing assessor records before and after filing. Only states with 3+ confirmed sales shown. Days measured from filing date to sale close date.

Property Values at Time of Filing

Assessed property values for properties involved in distressed-property court filings.

State Avg. Value Min Max Sample
Pennsylvania $118,042 $10,010 $3,167,200 7,564
Indiana $239,190 $10,100 $4,893,200 7,461
North Carolina $442,551 $10,200 $4,507,690 2,174
New Jersey $462,467 $10,100 $3,961,500 1,593

Frequently Asked Questions

How long does foreclosure take on average?

Based on our analysis of 5,251 resolved court cases, the average time from filing to resolution varies significantly by state and outcome type. In Indiana, the median is approximately 54 days. In Pennsylvania, cases average 102 days to resolve. Sheriff sales take longer (77-90 days) while dismissals resolve fastest (34-48 days).

What percentage of foreclosure cases result in a property sale?

From our dataset of 28,514 tracked filings, 695 (2.4%) resulted in a confirmed property sale. The majority of cases resolve through judgment or settlement before reaching auction.

What is the average sale price of foreclosed properties?

Across all confirmed sales in our dataset, the average sale price is $235,614. Prices vary significantly by state and property type.

How is this data collected?

Keystone Court Data monitors public court filings daily across multiple states, then tracks each case through resolution using docket events, assessor records, and public sale registries. All data comes from official public records.

Methodology

This research is based on 28,514 public court filings collected daily from official court record systems across 4 states. Data spans from 2022-01-01 to 2026-07-02.

  • Filing collection: Automated daily monitoring of public court dockets for property-related case types (pre-foreclosure, divorce, probate, guardianship, estate, partition, tax sale).
  • Outcome classification: Docket events are parsed to detect case resolution (judgment, settlement, dismissal, sheriff sale, discontinuance).
  • Sale detection: Property assessor records are re-checked periodically to detect ownership transfers and sale prices after filing.
  • Property values: Assessed values from county tax assessor GIS systems at time of filing.
  • Minimum sample: Statistics are only shown when backed by 25+ data points to ensure reliability.

Full methodology · State comparison · All reports

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