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Columbus County, North Carolina Court Filings Intelligence

Live court-record analysis of property-related filings (foreclosure, probate, divorce, partition, guardianship). Data sourced direct from Columbus County court dockets. Updated 2026-08-03. See methodology.

Investor takeaway

About Columbus County

Columbus County is a county located in the U.S. state of North Carolina. Its county seat is Whiteville. At the 2020 census, the population was 50,623.

Source: Wikipedia

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At a glance

1283 verified property-related court filings tracked across 43 months (Sep 2020 to Jul 2026).

0% of filings involve owners whose mailing address differs from the property address (3 of 1283 filings).

$90,250 median estimated property value across the 56 filings with property-enrichment data (4% coverage).

3.5% North Carolina unemployment rate (BLS, as of 2026-05). Filings should be read against the local-economy backdrop.

Filing type breakdown

Filing typeFilingsShare
Other 753 58.7%
Probate 293 22.8%
Divorce 126 9.8%
Pre-Foreclosure 110 8.6%
Real Estate Dispute 1 0.1%

Each row is a distinct case verified for current owner-of-record before inclusion.

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Monthly filing activity

MonthFilingsvs prior
Sep 2020 4
Oct 2020 5 +1
Mar 2023 5 0
Apr 2023 11 +6
May 2023 6 -5
Jun 2023 7 +1
Jul 2023 7 0
Aug 2023 15 +8
Sep 2023 9 -6
Oct 2023 10 +1
Nov 2023 14 +4
Dec 2023 11 -3
Jan 2024 8 -3
Feb 2024 7 -1
Mar 2024 12 +5
Apr 2024 10 -2
May 2024 13 +3
Jun 2024 12 -1
Jul 2024 8 -4
Aug 2024 12 +4
Sep 2024 10 -2
Oct 2024 4 -6
Nov 2024 2 -2
Dec 2024 10 +8
Jan 2025 8 -2
Feb 2025 10 +2
Mar 2025 6 -4
Apr 2025 5 -1
May 2025 24 +19
Jun 2025 9 -15
Jul 2025 31 +22
Aug 2025 53 +22
Sep 2025 126 +73
Oct 2025 119 -7
Nov 2025 75 -44
Dec 2025 52 -23
Jan 2026 70 +18
Feb 2026 76 +6
Mar 2026 71 -5
Apr 2026 73 +2
May 2026 74 +1
Jun 2026 97 +23
Jul 2026 88 -9

Each row reflects new filings entering the dataset that month, after ownership verification. Most recent month may be partial.

Geographic concentration by ZIP

Top 5 ZIPs in Columbus County account for 0.9% of all tracked filings, showing where distressed real estate activity clusters.

ZIPCityFilingsShare
28472 W. Calhoun St. Whiteville 5 0.4%
28463 TABOR CITY 3 0.2%
28442 1 0.1%
28433 CLARKTON 1 0.1%
28431 1 0.1%

Based on filings with a parseable property address (1% of Columbus County filings).

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Property value distribution

Estimated valueFilingsShare
Under $75k 18 32.1%
$75k - $150k 24 42.9%
$150k - $250k 10 17.9%
$250k - $400k 2 3.6%
$400k+ 2 3.6%

Source: third-party property enrichment (4% coverage on Columbus County filings). Median $90,250; mean $121,559.

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Day-of-week filing pattern

DayFilingsShare
Sun 97 7.6%
Mon 163 12.7%
Tue 262 20.5%
Wed 198 15.5%
Thu 516 40.3%
Fri 43 3.4%
Sat 0 0.0%

Filings show some weekend activity, suggesting after-hours electronic filing. Computed for 1279 filings with a parseable date.

Housing stock + distress signals

Underlying housing stock and distress indicators across all 23560 Columbus County housing units, from US Census ACS 5-year data. National reference values shown for context.

Indicator Columbus County US average
Vacancy rate (incl. seasonal + for-sale)18.4%10.5%
Share of owner-occupied units carrying a mortgage40.5%60.8%
Pre-1940 housing stock6.5%12.3%
Single-family detached share of housing stock62.8%61.2%
Residents age 65 or older20.4%17.3%

Source: US Census Bureau American Community Survey (ACS 2023 5-year). National reference values are ACS 2022 5-year US totals. Why these matter: vacancy rate is the strongest single proxy for distressed inventory; mortgage-carrying share defines the risk pool exposed to rate environment; pre-1940 stock signals deferred maintenance and renovation opportunity; senior population correlates with probate pipeline depth.

Rent benchmark (HUD Fair Market Rent)

HUD sets Fair Market Rents at the metro area level — the same FMRs apply to every county within the metro. Columbus County sits within the Columbus County, NC. Used to set Section 8 voucher amounts; investors use it as a defensible rent-estimate floor for buy-to-rent underwriting.

Unit size Fair market rent / month
Efficiency / studio$718
1-bedroom$722
2-bedroom$925
3-bedroom$1,109
4-bedroom$1,225

Source: US Department of Housing and Urban Development, Fair Market Rents (None). 40th-percentile gross rent including utilities. Why this matters: Section-8-eligible tenants are a baseline demand floor for rental inventory at these price points; FMR is the official ceiling for voucher-eligible rents.

New construction (market momentum)

Annual building permits filed in Columbus County from the US Census Building Permits Survey. Trend signal on whether new housing demand is accelerating or contracting in this market.

Indicator Value
Total housing units permitted (2025)55
Year-over-year change (2024 → 2025)+0.0%
Single-family share of permits (2025)100.0%
Single-family units permitted55
Multifamily units permitted (2+ units per building)0

Source: US Census Bureau Building Permits Survey, annual cumulative data. Why this matters: permits trending up signals strong demand for new inventory; permits contracting at the same time foreclosure activity rises indicates broader market softening (deals price differently). Multifamily share shows whether the market is densifying or holding to single-family stock.

Macro context: state home prices and national delinquency

Columbus County filings should be read against the broader housing-market backdrop. North Carolina state home-price trend and the national mortgage-delinquency rate are the two macro signals most directly relevant to foreclosure exposure.

IndicatorValuePeriod
North Carolina home price index (year-over-year)+2.4%2026-01-01
North Carolina home price index (cumulative since 2020)+72.0%2026-01-01
National mortgage delinquency rate (30+ day, single-family)1.89%2026-01-01

Sources: Federal Housing Finance Agency state house price indices (FRED series NCSTHPI); Federal Reserve Board, Mortgage Delinquency 30+Day Rate on Single-Family Residential Mortgages (FRED series DRSFRMACBS). Updated quarterly. Free public data.

Post-filing sale outcomes in Columbus County

What happens to distressed properties after a court filing? By cross-referencing each filing's property with county assessor and deed-transfer records, we track which properties sold, how long the process took, and at what price. This analysis covers 208 filings (16.2% of all 1283 filings) where parcel-level tracking is available.

0.3%
of all filings had a confirmed post-filing sale (floor)

Sale rates by filing type

Not all distress types lead to property sales at the same rate. Foreclosures tend to result in eventual sales more often than probate or divorce filings.

Filing type Filings Confirmed sold Sale rate
Probate 293 3 1.0%
Lien 688 1 0.1%
Divorce 126 0 0.0%
Pre-Foreclosure 110 0 0.0%
Eviction 54 0 0.0%

How sales relate to the filing

Not every post-filing sale is caused by the court case. We classify each sale's relationship to the original filing so investors can focus on the highest-signal outcomes. 50.0% of confirmed sales were directly driven by the filing.

Attribution Meaning Sales Share
Filing-driven Sale occurred as a direct result of the court filing (e.g., foreclosure auction, probate liquidation) 2 50.0%
Concurrent Sale recorded around the same time as the filing — likely related but not proven causal 2 50.0%

Source: county assessor and deed-transfer records cross-referenced with court filings by parcel ID. Sale outcomes tracked for 208 of 1283 filings (16.2% parcel coverage).

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Filing velocity by case type

How each distress category is trending — are foreclosures accelerating while divorces cool, or vice versa? This breakdown is only possible with direct court-record data.

Case type Total Share Trend
Lien 688 53.6% +57.6%
Probate 292 22.8% -16.7%
Divorce 126 9.8% -54.8%
Pre-Foreclosure 107 8.3% +120.0%
Eviction 54 4.2% -21.1%

Trend = recent 2-3 month volume vs prior 2-3 months (current partial month excluded). Positive = accelerating; negative = cooling.

Seasonal filing patterns

Court filings peak in Sep and are lowest in Mar. The 1.6x peak-to-trough ratio suggests strong seasonal patterns — investors who time their outreach around Sep can reach more distressed homeowners.

Month Avg filings Relative
Jan 28.7
77%
Feb 31
83%
Mar 23.5
63%
Apr 24.8
67%
May 29.2
78%
Jun 31.2
84%
Jul 33.5
90%
Aug 26.7
72%
Sep 37.2
100%
Oct 34.5
93%
Nov 30.3
81%
Dec 24.3
65%

Average filings per calendar month across all observed years. Relative column shows each month as a percentage of the peak month (Sep), with a 1.6x peak-to-trough ratio.

ZIP code distress hotspots

Distress is geographically dispersed across 5 ZIP codes, with no single area dominating.

ZIP Area Filings Share Median value
28472 W. Calhoun St. Whiteville 5 0.4% $143,250
28463 Tabor City 3 0.2% $45,000
28442 1 0.1% $228,000
28433 Clarkton 1 0.1% --
28431 1 0.1% --

Top 5 of 5 ZIP codes with filings.

Non-resident owner analysis

Most filings (100%) involve owner-occupied properties. The relatively low absentee rate suggests distress is primarily hitting homeowners, not institutional investors.

0.2%
Non-resident owners
Case type Total filings Non-resident %
Lien 688 0.0%
Probate 293 0.0%
Divorce 126 0.0%
Pre-Foreclosure 110 2.7%
Eviction 54 0.0%

Non-resident = owner's mailing address differs from the property address. Could indicate out-of-state landlords, inherited estates, second homes, or in-transition properties.

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Distress composition and shifts

Lien share is rising. Probate share is declining. Low diversity — distress is dominated by one or two case types, suggesting a concentrated driver.

Case type Recent share Earlier share Shift
Lien 79.5% 49.5% +30.0pp (rising)
Divorce 8.6% 10.1% -1.5pp
Probate 7.0% 25.5% -18.5pp (falling)
Pre-Foreclosure 4.3% 9.0% -4.7pp
Contract 0.5% 0.2% +0.3pp
Personal Property 0.0% 0.4% -0.4pp
Child Support 0.0% 0.1% -0.1pp
Eviction 0.0% 4.9% -4.9pp
Real Estate Dispute 0.0% 0.1% -0.1pp
Other 0.0% 0.3% -0.3pp

Distress diversity score: 1.07 (Shannon entropy; higher = more diverse distress sources). "Recent" = last 2 complete months; "Earlier" = all prior months.

Property Value Profile

The median assessed value of properties in court filings is $66,500. Pre-Foreclosure filings involve the highest-value properties (median $88,000), while Divorce filings trend lower (median $34,000). The largest segment (74.4%) falls in the Under $100K range.

$66,500
Median assessed value
$80,442
Average assessed value
90
Properties with values
Value range Properties Share
Under $100K 67 74.4%
$100K - $250K 19 21.1%
$250K - $500K 4 4.4%
Value breakdown by case type
Case type Median value Avg value Properties
Lien $73,000 $80,631 61
Pre-Foreclosure $88,000 $86,000 12
Probate $65,000 $96,533 9
Divorce $34,000 $36,750 6

Based on county assessor records for 90 properties with court filings (7.0% of total filings). Values are tax-assessed amounts, not market listing prices.

Distress Capital Analysis

$7,239,800 in assessed property value is currently tied up in 90 court-filed properties. Lien filings represent the largest capital pool ($4,918,500 across 61 properties).

$7M
Total Value at Risk
90
Properties Valued
$66,500
Median Value

Capital at Risk by Filing Type

Filing Type Total Value Properties Avg Value High Equity %
Lien
$4,918,500
61 $80,631 --
Pre-Foreclosure
$1,032,000
12 $86,000 --
Probate
$868,800
9 $96,533 --
Divorce
$220,500
6 $36,750 --

Based on 90 properties with assessor valuations (7.0% of 1283 total filings). Values are county assessor estimates. Equity calculated from estimated value vs outstanding mortgage balance where available.

Market Absorption & Turnover Analysis

1,274 court filings tracked with 0 resolved (0.0% absorption rate). The court system is accumulating cases faster than they resolve, creating a growing backlog of 1,274 active cases.

0.0%
Absorption Rate
1,274
Active Case Backlog
Month New Filings Resolved Net Inflow Absorption
Sep 2020 4 0 +4
0.0%
Oct 2020 5 0 +5
0.0%
Mar 2023 5 0 +5
0.0%
Apr 2023 11 0 +11
0.0%
May 2023 6 0 +6
0.0%
Jun 2023 7 0 +7
0.0%
Jul 2023 7 0 +7
0.0%
Aug 2023 15 0 +15
0.0%
Sep 2023 9 0 +9
0.0%
Oct 2023 10 0 +10
0.0%
Nov 2023 14 0 +14
0.0%
Dec 2023 11 0 +11
0.0%
Jan 2024 8 0 +8
0.0%
Feb 2024 6 0 +6
0.0%
Mar 2024 12 0 +12
0.0%
Apr 2024 9 0 +9
0.0%
May 2024 13 0 +13
0.0%
Jun 2024 12 0 +12
0.0%
Jul 2024 8 0 +8
0.0%
Aug 2024 12 0 +12
0.0%
Sep 2024 10 0 +10
0.0%
Oct 2024 4 0 +4
0.0%
Nov 2024 1 0 +1
0.0%
Dec 2024 10 0 +10
0.0%
Jan 2025 8 0 +8
0.0%
Feb 2025 10 0 +10
0.0%
Mar 2025 6 0 +6
0.0%
Apr 2025 5 0 +5
0.0%
May 2025 24 0 +24
0.0%
Jun 2025 9 0 +9
0.0%
Jul 2025 30 0 +30
0.0%
Aug 2025 53 0 +53
0.0%
Sep 2025 126 0 +126
0.0%
Oct 2025 119 0 +119
0.0%
Nov 2025 74 0 +74
0.0%
Dec 2025 52 0 +52
0.0%
Jan 2026 70 0 +70
0.0%
Feb 2026 76 0 +76
0.0%
Mar 2026 71 0 +71
0.0%
Apr 2026 73 0 +73
0.0%
May 2026 74 0 +74
0.0%
Jun 2026 97 0 +97
0.0%
Jul 2026 88 0 +88
0.0%

Resolution by Case Type

Case Type Filed Resolved Absorption Avg Days
Lien 683 0 0.0% n/a
Probate 292 0 0.0% n/a
Divorce 126 0 0.0% n/a
Pre-Foreclosure 102 0 0.0% n/a
Eviction 54 0 0.0% n/a
Other 8 0 0.0% n/a

Absorption rate measures the percentage of filed cases that have reached a terminal resolution (judgment, dismissal, settlement, or sale). A low absorption rate indicates a growing backlog of active cases in the court system. Resolution timing based on 0 resolved cases out of 1274 total filings.

Case Aging & Stall Analysis

302 cases (23.7%) have been active for over a year without resolution. 85 filings in the last <30 days represent fresh opportunities.

302
Cases stalled 1yr+
23.7%
of all filings
1,274
Total tracked
Age Total Resolved Still active Resolution rate
<30 days 85 0 85 0.0%
30-90 days 156 0 156 0.0%
3-6 months 227 0 227 0.0%
6-12 months 504 0 504 0.0%
1-2 years 130 0 130 0.0%
2+ years 172 0 172 0.0%
Resolution speed by case type
Case type Total Resolved Rate Median days
Lien 683 0 0.0%
Probate 292 0 0.0%
Divorce 126 0 0.0%
Pre-Foreclosure 102 0 0.0%
Eviction 54 0 0.0%

Case aging computed from filing date to present for unresolved cases. Resolution classified from court docket entries (judgments, settlements, dismissals, sheriff sales). Cases with a resolution event are removed from the stall count.

Property Value Distribution

The median property value in distressed filings is $60,000, with the largest concentration (49.5%) in the Under $50K range. Pre-Foreclosure filings have the highest median value ($66,500) while Probate filings are lowest ($65,000).

$60,000
Median value
$73,326
Average value
99
Properties valued
Price range Count Share Distribution
Under $50K 49 49.5%
$50K–$100K 27 27.3%
$100K–$150K 9 9.1%
$150K–$200K 6 6.1%
$200K–$300K 4 4.0%
$300K–$500K 4 4.0%
Value by case type
Case type Median value Average value Properties
Lien $66,000 $72,566 68
Pre-Foreclosure $66,500 $86,000 12
Probate $65,000 $79,300 11

Assessed property values from county assessor records for 99 properties (7.7% of total filings). Values reflect tax-assessed amounts, not market price.

Repeat litigation patterns in Columbus County

Of 1,115 unique property owners in court filings, 66 (5.9%) appear in multiple cases, including 14 with 3 or more filings. The most active repeat filer has 10 cases. Pre-Foreclosure cases have the highest repeat rate at 25.5%.

1,115
Unique owners
66
Repeat filers (2+ cases)
5.9%
Repeat rate
14
Serial filers (3+ cases)

Repeat rate by case type

Case type Repeat owners Total owners Repeat rate
Lien 54 583 9.3%
Pre-Foreclosure 12 47 25.5%

Analysis based on 1,115 unique owner names across court filings. Repeat filers are property owners appearing in 2 or more distinct cases.

Serial distressed properties in Columbus County

Of 109 unique properties in court filings, 10 (9.2%) have multiple filings (averaging 3.0 filings per property). Average time between repeat filings: 3 months. Lien properties have the highest repeat rate at 15.0%.

109
Unique properties
10
Repeat-filing properties
9.2%
Serial distress rate
3 mo
Avg time between filings

Serial distress rate by case type

Case type Serial properties Total properties Serial rate
Lien 9 60 15.0%

Analysis based on 109 unique property addresses across court filings. Serial distressed properties have 2 or more distinct case filings at the same address.

Methodology and data sources

Related North Carolina guides

North Carolina foreclosure process How to find leads in North Carolina Top foreclosure counties in North Carolina North Carolina statewide analysis

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Cite: Keystone Court Data, "Columbus County North Carolina Court Filings Intelligence," 2026-08-03, https://keystonecourtdata.com/reports/columbus-nc-court-filings-intelligence · Download data (CSV)