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Camden County, New Jersey Court Filings Intelligence

Live court-record analysis of property-related filings (foreclosure, probate, divorce, partition, guardianship). Data sourced direct from Camden County court dockets. Updated 2026-07-21. See methodology.

Investor takeaway

About Camden County

Camden County is the most populous county in the southern region of the U.S. state of New Jersey. Its county seat is Camden. As of the 2020 census, the county was the state's ninth-most populous county, with a population of 523,485, its highest decennial count ever and an increase of 9,828 (+1.9%) from the 2010 census count of 513,657, which in turn reflected an increase of 4,725 (0.9%) from the 508,932 counted in the 2000 census. The United States Census Bureau's Population Estimates Program estimated a 2025 population of 535,799, an increase of 12,314 (+2.4%) from the 2020 decennial census.

Source: Wikipedia

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At a glance

2035 verified property-related court filings tracked across 81 months (Jan 2020 to Oct 2026).

0% of filings involve owners whose mailing address differs from the property address (0 of 2035 filings).

$n/a median estimated property value across the 0 filings with property-enrichment data (0% coverage).

4.2% New Jersey unemployment rate (BLS, as of 2026-05). Filings should be read against the local-economy backdrop.

Filing type breakdown

Filing typeFilingsShare
Pre-Foreclosure 2035 100.0%

Each row is a distinct case verified for current owner-of-record before inclusion.

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Monthly filing activity

MonthFilingsvs prior
Jan 2020 107
Feb 2020 84 -23
Mar 2020 88 +4
Apr 2020 20 -68
May 2020 3 -17
Jun 2020 12 +9
Jul 2020 15 +3
Aug 2020 12 -3
Sep 2020 7 -5
Oct 2020 1 -6
Nov 2020 2 +1
Dec 2020 3 +1
Feb 2021 1 -2
Mar 2021 1 0
Apr 2021 1 0
May 2021 4 +3
Jun 2021 3 -1
Jul 2021 3 0
Aug 2021 7 +4
Sep 2021 12 +5
Oct 2021 3 -9
Nov 2021 14 +11
Dec 2021 16 +2
Jan 2022 24 +8
Feb 2022 15 -9
Mar 2022 54 +39
Apr 2022 50 -4
May 2022 45 -5
Jun 2022 38 -7
Jul 2022 30 -8
Aug 2022 44 +14
Sep 2022 27 -17
Oct 2022 50 +23
Nov 2022 14 -36
Dec 2022 21 +7
Jan 2023 21 0
Feb 2023 23 +2
Mar 2023 37 +14
Apr 2023 28 -9
May 2023 38 +10
Jun 2023 31 -7
Jul 2023 32 +1
Aug 2023 33 +1
Sep 2023 27 -6
Oct 2023 20 -7
Nov 2023 26 +6
Dec 2023 18 -8
Jan 2024 28 +10
Feb 2024 24 -4
Mar 2024 18 -6
Apr 2024 27 +9
May 2024 25 -2
Jun 2024 23 -2
Jul 2024 22 -1
Aug 2024 22 0
Sep 2024 10 -12
Oct 2024 5 -5
Nov 2024 1 -4
Dec 2024 3 +2
Jan 2025 9 +6
Feb 2025 12 +3
Mar 2025 28 +16
Apr 2025 21 -7
May 2025 22 +1
Jun 2025 9 -13
Jul 2025 26 +17
Aug 2025 17 -9
Sep 2025 23 +6
Oct 2025 19 -4
Nov 2025 7 -12
Dec 2025 11 +4
Jan 2026 15 +4
Feb 2026 17 +2
Mar 2026 14 -3
Apr 2026 15 +1
May 2026 10 -5
Jun 2026 13 +3
Jul 2026 7 -6
Aug 2026 260 +253
Sep 2026 98 -162
Oct 2026 8 -90

Each row reflects new filings entering the dataset that month, after ownership verification. Most recent month may be partial.

Geographic concentration by ZIP

Top 10 ZIPs in Camden County account for 11.2% of all tracked filings, showing where distressed real estate activity clusters.

ZIPCityFilingsShare
08021 CLEMENTON 47 2.3%
08081 NEW JERS 44 2.2%
08030 GLOUCESTER CITY 30 1.5%
08105 22 1.1%
08003 16 0.8%
08104 NEW JERS 16 0.8%
08012 14 0.7%
08078 14 0.7%
08109 PENNSAUKEN 13 0.6%
08059 12 0.6%

Based on filings with a parseable property address (17% of Camden County filings).

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Property value distribution

Estimated valueFilingsShare

Source: third-party property enrichment (0% coverage on Camden County filings). Median $n/a; mean $n/a.

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Day-of-week filing pattern

DayFilingsShare
Sun 4 0.2%
Mon 312 15.3%
Tue 329 16.2%
Wed 759 37.3%
Thu 343 16.9%
Fri 268 13.2%
Sat 19 0.9%

Filings cluster Monday through Friday, with weekend filings essentially absent (court system closed). Computed for 2034 filings with a parseable date.

Housing stock + distress signals

Underlying housing stock and distress indicators across all 213188 Camden County housing units, from US Census ACS 5-year data. National reference values shown for context.

Indicator Camden County US average
Vacancy rate (incl. seasonal + for-sale)5.9%10.5%
Share of owner-occupied units carrying a mortgage64.8%60.8%
Pre-1940 housing stock17.6%12.3%
Single-family detached share of housing stock54.6%61.2%
Residents age 65 or older16.2%17.3%

Source: US Census Bureau American Community Survey (ACS 2023 5-year). National reference values are ACS 2022 5-year US totals. Why these matter: vacancy rate is the strongest single proxy for distressed inventory; mortgage-carrying share defines the risk pool exposed to rate environment; pre-1940 stock signals deferred maintenance and renovation opportunity; senior population correlates with probate pipeline depth.

Rent benchmark (HUD Fair Market Rent)

HUD sets Fair Market Rents at the metro area level — the same FMRs apply to every county within the metro. Camden County sits within the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FY 2026). Used to set Section 8 voucher amounts; investors use it as a defensible rent-estimate floor for buy-to-rent underwriting.

Unit size Fair market rent / month
Efficiency / studio$1,397
1-bedroom$1,520
2-bedroom$1,810
3-bedroom$2,170
4-bedroom$2,423

Source: US Department of Housing and Urban Development, Fair Market Rents (2026). 40th-percentile gross rent including utilities. Why this matters: Section-8-eligible tenants are a baseline demand floor for rental inventory at these price points; FMR is the official ceiling for voucher-eligible rents.

New construction (market momentum)

Annual building permits filed in Camden County from the US Census Building Permits Survey. Trend signal on whether new housing demand is accelerating or contracting in this market.

Indicator Value
Total housing units permitted (2025)820
Year-over-year change (2024 → 2025)-15.5%
Single-family share of permits (2025)49.8%
Single-family units permitted408
Multifamily units permitted (2+ units per building)412

Source: US Census Bureau Building Permits Survey, annual cumulative data. Why this matters: permits trending up signals strong demand for new inventory; permits contracting at the same time foreclosure activity rises indicates broader market softening (deals price differently). Multifamily share shows whether the market is densifying or holding to single-family stock.

Macro context: state home prices and national delinquency

Camden County filings should be read against the broader housing-market backdrop. New Jersey state home-price trend and the national mortgage-delinquency rate are the two macro signals most directly relevant to foreclosure exposure.

IndicatorValuePeriod
New Jersey home price index (year-over-year)+5.4%2026-01-01
New Jersey home price index (cumulative since 2020)+74.5%2026-01-01
National mortgage delinquency rate (30+ day, single-family)1.89%2026-01-01

Sources: Federal Housing Finance Agency state house price indices (FRED series NJSTHPI); Federal Reserve Board, Mortgage Delinquency 30+Day Rate on Single-Family Residential Mortgages (FRED series DRSFRMACBS). Updated quarterly. Free public data.

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Filing velocity by case type

How each distress category is trending — are foreclosures accelerating while divorces cool, or vice versa? This breakdown is only possible with direct court-record data.

Case type Total Share Trend
Pre-Foreclosure 2034 100.0% +863.2%

Trend = recent 2-3 month volume vs prior 2-3 months (current partial month excluded). Positive = accelerating; negative = cooling.

Seasonal filing patterns

Court filings peak in Aug and are lowest in Nov. The 5.3x peak-to-trough ratio suggests strong seasonal patterns — investors who time their outreach around Aug can reach more distressed homeowners.

Month Avg filings Relative
Jan 34
60%
Feb 25.1
45%
Mar 34.3
61%
Apr 23.1
41%
May 21
37%
Jun 18.4
33%
Jul 21.3
38%
Aug 56.4
100%
Sep 29.1
52%
Oct 15.1
27%
Nov 10.7
19%
Dec 12
21%

Average filings per calendar month across all observed years. Relative column shows each month as a percentage of the peak month (Aug), with a 5.3x peak-to-trough ratio.

ZIP code distress hotspots

Distress is geographically dispersed across 31 ZIP codes, with no single area dominating.

ZIP Area Filings Share
08021 Clementon 47 2.3%
08081 New Jers 44 2.2%
08030 Gloucester City 30 1.5%
08105 22 1.1%
08003 16 0.8%
08104 New Jers 16 0.8%
08012 14 0.7%
08078 14 0.7%
08109 Pennsauken 13 0.6%
08059 12 0.6%

Top 10 of 31 ZIP codes with filings.

Non-resident owner analysis

Most filings (100%) involve owner-occupied properties. The relatively low absentee rate suggests distress is primarily hitting homeowners, not institutional investors.

0.0%
Non-resident owners
Case type Total filings Non-resident %
Pre-Foreclosure 2035 0.0%

Non-resident = owner's mailing address differs from the property address. Could indicate out-of-state landlords, inherited estates, second homes, or in-transition properties.

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Distress composition and shifts

The distress mix is stable across all case types. Low diversity — distress is dominated by one or two case types, suggesting a concentrated driver.

Case type Recent share Earlier share Shift
Pre-Foreclosure 100.0% 100.0% +0.0pp

Distress diversity score: 0.0 (Shannon entropy; higher = more diverse distress sources). "Recent" = last 2 complete months; "Earlier" = all prior months.

Investment Opportunity Score by ZIP Code

Across 26 ZIP codes with sufficient court filing data, ZIP 08021 (Lindenwold) ranks highest with an investment opportunity score of 68/100, driven by high filing volume (47 cases). 9 of 26 scored ZIPs are above the average score of 40.

68/100
Highest ZIP score
26
ZIPs scored
40
Average score
Rank ZIP Code Area Score Filings Avg Value Absentee %
#1 08021 Lindenwold
68
47 0%
#2 08081 New Jers
65
44 0%
#3 08030 Gloucester City
54
30 0%
#4 08105
47
22 0%
#5 08003
42
16 0%
#6 08104 New Jers
42
16 0%
#7 08012
41
14 0%
#8 08078
41
14 0%
#9 08109 Pennsauken
40
13 0%
#10 08059
39
12 0%
How the score is calculated

The Investment Opportunity Score combines four dimensions from verified court filing data:

  • Filing volume (35%): More filings = more potential deals in the area
  • Property value (25%): Higher assessed values = larger potential deal sizes
  • Absentee owner rate (25%): Absentee owners are more likely to sell at a discount
  • Case type diversity (15%): Multiple case types = broader opportunity set

Each dimension is normalized to a 0–100 scale across all scored ZIPs, then weighted and combined. A score of 100 means that ZIP ranks highest across all dimensions. Scores should be compared within the same county or state, not across different markets.

Based on 2035 court filings across 26 ZIP codes. ZIPs with fewer than 3 filings are excluded. Property values from county assessor records. Absentee status from property ownership verification.

Market Absorption & Turnover Analysis

1,849 court filings tracked with 0 resolved (0.0% absorption rate). The court system is accumulating cases faster than they resolve, creating a growing backlog of 1,849 active cases.

0.0%
Absorption Rate
1,849
Active Case Backlog
Month New Filings Resolved Net Inflow Absorption
Jan 2020 107 0 +107
0.0%
Feb 2020 84 0 +84
0.0%
Mar 2020 88 0 +88
0.0%
Apr 2020 20 0 +20
0.0%
May 2020 3 0 +3
0.0%
Jun 2020 12 0 +12
0.0%
Jul 2020 15 0 +15
0.0%
Aug 2020 12 0 +12
0.0%
Sep 2020 7 0 +7
0.0%
Oct 2020 1 0 +1
0.0%
Nov 2020 2 0 +2
0.0%
Dec 2020 3 0 +3
0.0%
Feb 2021 1 0 +1
0.0%
Mar 2021 1 0 +1
0.0%
Apr 2021 1 0 +1
0.0%
May 2021 4 0 +4
0.0%
Jun 2021 3 0 +3
0.0%
Jul 2021 3 0 +3
0.0%
Aug 2021 7 0 +7
0.0%
Sep 2021 12 0 +12
0.0%
Oct 2021 3 0 +3
0.0%
Nov 2021 14 0 +14
0.0%
Dec 2021 16 0 +16
0.0%
Jan 2022 24 0 +24
0.0%
Feb 2022 15 0 +15
0.0%
Mar 2022 54 0 +54
0.0%
Apr 2022 50 0 +50
0.0%
May 2022 45 0 +45
0.0%
Jun 2022 38 0 +38
0.0%
Jul 2022 30 0 +30
0.0%
Aug 2022 44 0 +44
0.0%
Sep 2022 27 0 +27
0.0%
Oct 2022 50 0 +50
0.0%
Nov 2022 14 0 +14
0.0%
Dec 2022 21 0 +21
0.0%
Jan 2023 21 0 +21
0.0%
Feb 2023 23 0 +23
0.0%
Mar 2023 37 0 +37
0.0%
Apr 2023 28 0 +28
0.0%
May 2023 38 0 +38
0.0%
Jun 2023 31 0 +31
0.0%
Jul 2023 32 0 +32
0.0%
Aug 2023 33 0 +33
0.0%
Sep 2023 27 0 +27
0.0%
Oct 2023 20 0 +20
0.0%
Nov 2023 26 0 +26
0.0%
Dec 2023 18 0 +18
0.0%
Jan 2024 28 0 +28
0.0%
Feb 2024 24 0 +24
0.0%
Mar 2024 18 0 +18
0.0%
Apr 2024 27 0 +27
0.0%
May 2024 25 0 +25
0.0%
Jun 2024 23 0 +23
0.0%
Jul 2024 22 0 +22
0.0%
Aug 2024 22 0 +22
0.0%
Sep 2024 10 0 +10
0.0%
Oct 2024 5 0 +5
0.0%
Nov 2024 1 0 +1
0.0%
Dec 2024 3 0 +3
0.0%
Jan 2025 9 0 +9
0.0%
Feb 2025 12 0 +12
0.0%
Mar 2025 28 0 +28
0.0%
Apr 2025 21 0 +21
0.0%
May 2025 22 0 +22
0.0%
Jun 2025 9 0 +9
0.0%
Jul 2025 26 0 +26
0.0%
Aug 2025 17 0 +17
0.0%
Sep 2025 23 0 +23
0.0%
Oct 2025 19 0 +19
0.0%
Nov 2025 7 0 +7
0.0%
Dec 2025 11 0 +11
0.0%
Jan 2026 15 0 +15
0.0%
Feb 2026 17 0 +17
0.0%
Mar 2026 14 0 +14
0.0%
Apr 2026 15 0 +15
0.0%
May 2026 10 0 +10
0.0%
Jun 2026 13 0 +13
0.0%
Jul 2026 7 0 +7
0.0%
Aug 2026 128 0 +128
0.0%
Sep 2026 49 0 +49
0.0%
Oct 2026 4 0 +4
0.0%

Absorption rate measures the percentage of filed cases that have reached a terminal resolution (judgment, dismissal, settlement, or sale). A low absorption rate indicates a growing backlog of active cases in the court system. Resolution timing based on 0 resolved cases out of 1849 total filings.

Case Aging & Stall Analysis

1,491 cases (80.6%) have been active for over a year without resolution. 13 filings in the last <30 days represent fresh opportunities.

1,491
Cases stalled 1yr+
80.6%
of all filings
1,849
Total tracked
Age Total Resolved Still active Resolution rate
<30 days 13 0 13 0.0%
30-90 days 22 0 22 0.0%
3-6 months 44 0 44 0.0%
6-12 months 98 0 98 0.0%
1-2 years 168 0 168 0.0%
2+ years 1,323 0 1,323 0.0%
Resolution speed by case type
Case type Total Resolved Rate Median days
Pre-Foreclosure 1,849 0 0.0%

Case aging computed from filing date to present for unresolved cases. Resolution classified from court docket entries (judgments, settlements, dismissals, sheriff sales). Cases with a resolution event are removed from the stall count.

Municipality filing concentration in Camden County

Court filings in Camden County span 36 municipalities. Camden leads with 261 filings (15.6% of total), predominantly Pre-Foreclosure (100.0%). Filings show moderate geographic spread — the top 3 municipalities account for 41% of filings.

36
Municipalities
40.8%
Top 3 share
Moderate
Geographic spread
Municipality Filings Share Top case type
Camden 261 15.6% Pre-Foreclosure (100.0%)
Gloucester Township 233 13.9% Pre-Foreclosure (100.0%)
Winslow Township 190 11.3% Pre-Foreclosure (100.0%)
Pennsauken 133 7.9% Pre-Foreclosure (100.0%)
Cherry Hill 99 5.9% Pre-Foreclosure (100.0%)
Gloucester City 73 4.4% Pre-Foreclosure (100.0%)
Lindenwold 70 4.2% Pre-Foreclosure (100.0%)
Pine Hill 59 3.5% Pre-Foreclosure (100.0%)
Waterford Township 44 2.6% Pre-Foreclosure (100.0%)
Bellmawr 44 2.6% Pre-Foreclosure (100.0%)
Clementon 40 2.4% Pre-Foreclosure (100.0%)
Runnemede 38 2.3% Pre-Foreclosure (100.0%)
Voorhees Township 37 2.2% Pre-Foreclosure (100.0%)
Berlin Borough 31 1.9% Pre-Foreclosure (100.0%)
Somerdale 30 1.8% Pre-Foreclosure (100.0%)

Top 15 of 36 municipalities with court filings. Data from 1,675 filings (91% of total). Municipality names from county assessor records.

Repeat litigation patterns in Camden County

Of 1,754 unique property owners in court filings, 46 (2.6%) appear in multiple cases, including 14 with 3 or more filings. The most active repeat filer has 15 cases spanning 41 months.

1,754
Unique owners
46
Repeat filers (2+ cases)
2.6%
Repeat rate
14
Serial filers (3+ cases)

Repeat rate by case type

Case type Repeat owners Total owners Repeat rate
Pre-Foreclosure 46 1754 2.6%

Analysis based on 1,754 unique owner names across court filings. Repeat filers are property owners appearing in 2 or more distinct cases.

Serial distressed properties in Camden County

Of 214 unique properties in court filings, 34 (15.9%) have multiple filings (averaging 49.1 filings per property). Average time between repeat filings: 2 months.

214
Unique properties
34
Repeat-filing properties
15.9%
Serial distress rate
2 mo
Avg time between filings

Serial distress rate by case type

Case type Serial properties Total properties Serial rate
Pre-Foreclosure 34 214 15.9%

Analysis based on 214 unique property addresses across court filings. Serial distressed properties have 2 or more distinct case filings at the same address.

Why these filings are invisible on most public foreclosure sites

The largest public foreclosure-aggregator interfaces surface only post-auction bank-owned properties in New Jersey. Pre-foreclosure court filings are not visible to their non-paying users. Keystone tracks the court filing the day it hits the docket, weeks or months before any property reaches the auction stage those aggregators surface.

Methodology and full audit: Court-vs-aggregator coverage gap report.

Methodology and data sources

Top cities for filings within Camden County

Where filings concentrate inside Camden County, by parsed property city or township.

City / Township Filings Share (of city-parsed filings)
New Jers838.1%
Pennsauken314.3%
Gloucester City29.5%
Stratford29.5%
Berlin29.5%

Share is computed against filings with a parsed property city (not against total Camden County filings — addresses missing the city portion are excluded from the denominator). Top 5 shown; smaller cities aggregate into the long tail.

Related New Jersey guides

New Jersey foreclosure process How to find leads in New Jersey Top foreclosure counties in New Jersey New Jersey statewide analysis

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Cite: Keystone Court Data, "Camden County New Jersey Court Filings Intelligence," 2026-07-21, https://keystonecourtdata.com/reports/camden-nj-court-filings-intelligence · Download data (CSV)