ZIP 46052 Foreclosure & Distressed-Property Data

Property-related court filings in ZIP 46052, Indiana, in Boone County. Foreclosure, probate, divorce, and partition cases. These are the early-stage filings that precede MLS listings by months or years.

Based on public court filings, analyzed by Keystone. As of October 2026.

Investor takeaway

4.2% absentee owners: the share of filings in ZIP 46052 where the owner mailing address differs from property.
$225,513 median property value in court-filed properties in this ZIP.
50.0% Probate / Estate, the dominant filing category in ZIP 46052.

Filing type breakdown

Lead type	Share
Probate / Estate	50.0%
Divorce	16.7%
Foreclosure	14.8%
Civil Plenary	14.8%
Guardianship	3.7%

Property values in ZIP 46052

Based on estimated property values from public property records.

Median

$225,513

25th pctl

$153,383

75th pctl

$301,954

Related areas

ZIP 46052 falls within Boone County, Indiana. Full county-level analysis: Boone County subscription page.

Nearby ZIPs in Indiana: 46062 · 46041 · 46075 · 46077 · 46106.

How foreclosure works in Indiana

Indiana is strictly a judicial foreclosure state. Every residential mortgage foreclosure must go through the circuit or superior court in the county where the property is located. There is no non-judicial (power of sale) option.

From first missed payment to sheriff sale: approximately 7 to 12 months. Uncontested cases in lower-volume counties can run 5 to 7 months. Contested cases or courts with heavy dockets (Marion, Lake) can reach 12 to 18 months.

Default (Day 0): Borrower misses mortgage payments, typically 60–90 days delinquent before the lender acts.
Demand letter (Day 60–90): Lender sends a demand/acceleration letter to the borrower. No court involvement yet.
Complaint filed (Day 120+): Lender files a Verified Complaint on Note and Mortgage Foreclosure with the county court. This is the first public court record.
Service of process (Day 130–150): Borrower is formally served with the lawsuit. They have 20 days to respond.
Answer period expires (Day 150–170): If the borrower does not answer, the lender can move for default judgment.
Summary or default judgment (Day 170–240): Court enters a judgment of foreclosure, either by default (no answer) or after motion for summary judgment.
Sheriff sale scheduled (Day 200–270): A minimum of 30 days after judgment, the sheriff sale is scheduled under IC 32-29-7-3.
Sheriff sale (Day 270–360): Public auction conducted by the county sheriff. Winning bidder must bring certified funds.
Confirmation and deed (Day 280–380): Court confirms the sale. Sheriff’s deed is issued to the winning bidder.
Eviction (Day 290–400): If the homeowner remains, a separate eviction action is filed after the deed is issued.

Redemption: Indiana eliminated the post-sale redemption right for mortgage foreclosures in 2004 (IC 32-29-7-7). There is no statutory right of redemption after the sheriff sale. The sale is final upon court confirmation.

Deficiency judgments: Yes. Under IC 32-29-8-2, the lender can pursue a deficiency judgment for the difference between the debt and the fair market value of the property at time of sale.

Reinstatement: Borrowers can cure the default (pay arrears, fees, and costs) at any time before judgment is entered. After judgment, full payoff of the accelerated balance is required.

Mediation: Indiana has no mandatory mediation program for residential foreclosures.

Full guide: How foreclosure works in Indiana. Federal servicing rules: the CFPB 120-day pre-foreclosure rule (12 CFR 1024.41(f)).

Boone County at a glance (public statistics)

County seat: Lebanon.

Measure	Value	Source
Population	72,827	Census
Housing units	29,019	Census
Homes that are owner-occupied	79%	Census
Median home value	$342K	Census
Housing units that are vacant (U.S.: 10%)	4%	Census
Homes that are single-family detached (U.S.: 61%)	80%	Census
Homes built before 1940 (U.S.: 12%)	12%	Census
Residents aged 65 or older (U.S.: 17%)	15%	Census
Owner-occupied homes with no mortgage (owned free and clear) (U.S.: 39%)	25%	Census
Median age of residents (U.S.: 38.9)	38.3	Census
HUD Fair Market Rent, 2-bedroom, monthly (Indianapolis-Carmel-Greenwood, IN)	$1,473	HUD
HUD Fair Market Rent, 3-bedroom, monthly (Indianapolis-Carmel-Greenwood, IN)	$1,907	HUD
New housing units permitted in 2025	1,195	Census
Change in units permitted, 2024 to 2025	+34%	Census

Sources: U.S. Census Bureau American Community Survey and Building Permits Survey; HUD Fair Market Rents.

Related guides

Frequently asked questions

What court filings does Keystone Court Data cover in ZIP code 46052?+

Keystone Court Data covers property-related court filings in ZIP code 46052, Indiana (Boone County), including: Probate / Estate, Divorce, Foreclosure. New filings are added as they are recorded.

What types of court cases are most common in ZIP 46052?+

In ZIP 46052, the filing breakdown is: Probate / Estate (50.0%); Divorce (16.7%); Foreclosure (14.8%); Civil Plenary (14.8%); Guardianship (3.7%).

What is the typical property value of court-filed properties in ZIP 46052?+

The median estimated property value for court-filed properties in ZIP 46052 is $225,513, based on public property records. The middle 50% of properties range from $153,383 to $301,954 in estimated property value. Values are sourced from public property records.

What share of court-filed properties in ZIP 46052 have absentee owners?+

4.2% of court-filed properties in ZIP 46052 have an owner whose mailing address differs from the property address. Absentee or out-of-state owners may face additional pressure to sell when a court filing is filed against the property.

New court records for ZIP 46052

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Cite: Keystone Court Data, "ZIP 46052 Foreclosure & Distressed-Property Data," 2026-10-22, https://keystonecourtdata.com/reports/46052-foreclosure-data