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Warren County, North Carolina Court Filings Intelligence

Live court-record analysis of property-related filings (foreclosure, probate, divorce, partition, guardianship). Data sourced direct from Warren County court dockets. Updated 2026-08-03. See methodology.

Investor takeaway

About Warren County

Warren County is a county located in the northeastern Piedmont region of the U.S. state of North Carolina, on the northern border with Virginia, made famous for a landfill and birthplace of the environmental justice movement. As of the 2020 census, its population was 18,642. Its county seat is Warrenton. It was a center of tobacco and cotton plantations, education, and later textile mills.

Source: Wikipedia

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At a glance

318 property-related court filings tracked across 13 months (Jul 2025 to Jul 2026).

0% of filings involve owners whose mailing address differs from the property address (0 of 318 filings).

$151,162 median estimated property value across the 48 filings with property-enrichment data (15% coverage).

3.5% North Carolina unemployment rate (BLS, as of 2026-05). Filings should be read against the local-economy backdrop.

Filing type breakdown

Filing typeFilingsShare
Other 307 96.5%
Tax Sale 7 2.2%
Pre-Foreclosure 3 0.9%
Real Estate Dispute 1 0.3%

Each row is a distinct case as recorded on the county docket.

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Monthly filing activity

MonthFilingsvs prior
Jul 2025 3
Aug 2025 22 +19
Sep 2025 42 +20
Oct 2025 29 -13
Nov 2025 19 -10
Dec 2025 29 +10
Jan 2026 18 -11
Feb 2026 19 +1
Mar 2026 41 +22
Apr 2026 15 -26
May 2026 32 +17
Jun 2026 23 -9
Jul 2026 26 +3

Each row reflects new filings entering the dataset that month, after ownership verification. Most recent month may be partial.

Geographic concentration by ZIP

Top 0 ZIPs in Warren County account for 0.0% of all tracked filings, showing where distressed real estate activity clusters.

ZIPCityFilingsShare

Based on filings with a parseable property address (0% of Warren County filings).

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Property value distribution

Estimated valueFilingsShare
Under $75k 13 27.1%
$75k - $150k 11 22.9%
$150k - $250k 16 33.3%
$250k - $400k 4 8.3%
$400k+ 4 8.3%

Source: third-party property enrichment (15% coverage on Warren County filings). Median $151,162; mean $184,766.

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Day-of-week filing pattern

DayFilingsShare
Sun 48 15.1%
Mon 105 33.0%
Tue 82 25.8%
Wed 44 13.8%
Thu 25 7.9%
Fri 14 4.4%
Sat 0 0.0%

Filings show some weekend activity, suggesting after-hours electronic filing. Computed for 318 filings with a parseable date.

Housing stock + distress signals

Underlying housing stock and distress indicators across all 11543 Warren County housing units, from US Census ACS 5-year data. National reference values shown for context.

Indicator Warren County US average
Vacancy rate (incl. seasonal + for-sale)31.3%10.5%
Share of owner-occupied units carrying a mortgage42.4%60.8%
Pre-1940 housing stock8.0%12.3%
Single-family detached share of housing stock55.6%61.2%
Residents age 65 or older26.9%17.3%

Source: US Census Bureau American Community Survey (ACS 2023 5-year). National reference values are ACS 2022 5-year US totals. Why these matter: vacancy rate is the strongest single proxy for distressed inventory; mortgage-carrying share defines the risk pool exposed to rate environment; pre-1940 stock signals deferred maintenance and renovation opportunity; senior population correlates with probate pipeline depth.

Rent benchmark (HUD Fair Market Rent)

HUD sets Fair Market Rents at the metro area level — the same FMRs apply to every county within the metro. Warren County sits within the Warren County, NC. Used to set Section 8 voucher amounts; investors use it as a defensible rent-estimate floor for buy-to-rent underwriting.

Unit size Fair market rent / month
Efficiency / studio$700
1-bedroom$705
2-bedroom$925
3-bedroom$1,172
4-bedroom$1,239

Source: US Department of Housing and Urban Development, Fair Market Rents (None). 40th-percentile gross rent including utilities. Why this matters: Section-8-eligible tenants are a baseline demand floor for rental inventory at these price points; FMR is the official ceiling for voucher-eligible rents.

New construction (market momentum)

Annual building permits filed in Warren County from the US Census Building Permits Survey. Trend signal on whether new housing demand is accelerating or contracting in this market.

Indicator Value
Total housing units permitted (2025)175
Year-over-year change (2024 → 2025)-31.4%
Single-family share of permits (2025)100.0%
Single-family units permitted175
Multifamily units permitted (2+ units per building)0

Source: US Census Bureau Building Permits Survey, annual cumulative data. Why this matters: permits trending up signals strong demand for new inventory; permits contracting at the same time foreclosure activity rises indicates broader market softening (deals price differently). Multifamily share shows whether the market is densifying or holding to single-family stock.

Macro context: state home prices and national delinquency

Warren County filings should be read against the broader housing-market backdrop. North Carolina state home-price trend and the national mortgage-delinquency rate are the two macro signals most directly relevant to foreclosure exposure.

IndicatorValuePeriod
North Carolina home price index (year-over-year)+2.4%2026-01-01
North Carolina home price index (cumulative since 2020)+72.0%2026-01-01
National mortgage delinquency rate (30+ day, single-family)1.89%2026-01-01

Sources: Federal Housing Finance Agency state house price indices (FRED series NCSTHPI); Federal Reserve Board, Mortgage Delinquency 30+Day Rate on Single-Family Residential Mortgages (FRED series DRSFRMACBS). Updated quarterly. Free public data.

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Filing velocity by case type

How each distress category is trending — are foreclosures accelerating while divorces cool, or vice versa? This breakdown is only possible with direct court-record data.

Case type Total Share Trend
Lien 208 65.4% +0.0%
Eviction 74 23.3% +91.7%
Personal Property 22 6.9% +0.0%
Tax Sale 7 2.2% --

Trend = recent 2-3 month volume vs prior 2-3 months (current partial month excluded). Positive = accelerating; negative = cooling.

Seasonal filing patterns

Court filings peak in Sep and are lowest in Jul. The 2.9x peak-to-trough ratio suggests strong seasonal patterns — investors who time their outreach around Sep can reach more distressed homeowners.

Month Avg filings Relative
Jan 18
43%
Feb 19
45%
Mar 41
98%
Apr 15
36%
May 32
76%
Jun 23
55%
Jul 14.5
35%
Aug 22
52%
Sep 42
100%
Oct 29
69%
Nov 19
45%
Dec 29
69%

Average filings per calendar month across all observed years. Relative column shows each month as a percentage of the peak month (Sep), with a 2.9x peak-to-trough ratio.

Non-resident owner analysis

Most filings (100%) involve owner-occupied properties. The relatively low absentee rate suggests distress is primarily hitting homeowners, not institutional investors.

0.0%
Non-resident owners
Case type Total filings Non-resident %
Lien 208 0.0%
Eviction 74 0.0%
Personal Property 22 0.0%
Tax Sale 7 0.0%

Non-resident = owner's mailing address differs from the property address. Could indicate out-of-state landlords, inherited estates, second homes, or in-transition properties.

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Distress composition and shifts

Eviction share is rising. Lien, Personal Property share is declining. Low diversity — distress is dominated by one or two case types, suggesting a concentrated driver.

Case type Recent share Earlier share Shift
Lien 59.2% 66.5% -7.3pp (falling)
Eviction 38.8% 20.4% +18.4pp (rising)
Personal Property 2.0% 7.8% -5.8pp (falling)
Contract 0.0% 0.7% -0.7pp
Pre-Foreclosure 0.0% 1.1% -1.1pp
Tax Sale 0.0% 2.6% -2.6pp
Real Estate Dispute 0.0% 0.4% -0.4pp
Other 0.0% 0.4% -0.4pp

Distress diversity score: 1.09 (Shannon entropy; higher = more diverse distress sources). "Recent" = last 2 complete months; "Earlier" = all prior months.

Property Value Profile

The median assessed value of properties in court filings is $104,013. The largest segment (50.0%) falls in the Under $100K range.

$104,013
Median assessed value
$147,386
Average assessed value
62
Properties with values
Value range Properties Share
Under $100K 31 50.0%
$100K - $250K 23 37.1%
$250K - $500K 6 9.7%
$500K - $1M 1 1.6%
Over $1M 1 1.6%
Value breakdown by case type
Case type Median value Avg value Properties
Lien $142,741 $160,711 51

Based on county assessor records for 62 properties with court filings (19.5% of total filings). Values are tax-assessed amounts, not market listing prices.

Distress Capital Analysis

$9,137,963 in assessed property value is currently tied up in 62 court-filed properties. Lien filings represent the largest capital pool ($8,196,252 across 51 properties).

$9M
Total Value at Risk
62
Properties Valued
$104,013
Median Value

Capital at Risk by Filing Type

Filing Type Total Value Properties Avg Value High Equity %
Lien
$8,196,252
51 $160,711 --
Eviction
$169,625
4 $42,406 --
Personal Property
$107,196
3 $35,732 --

Based on 62 properties with assessor valuations (19.5% of 318 total filings). Values are county assessor estimates. Equity calculated from estimated value vs outstanding mortgage balance where available.

Market Absorption & Turnover Analysis

318 court filings tracked with 0 resolved (0.0% absorption rate). The court system is accumulating cases faster than they resolve, creating a growing backlog of 318 active cases.

0.0%
Absorption Rate
318
Active Case Backlog
Month New Filings Resolved Net Inflow Absorption
Jul 2025 3 0 +3
0.0%
Aug 2025 22 0 +22
0.0%
Sep 2025 42 0 +42
0.0%
Oct 2025 29 0 +29
0.0%
Nov 2025 19 0 +19
0.0%
Dec 2025 29 0 +29
0.0%
Jan 2026 18 0 +18
0.0%
Feb 2026 19 0 +19
0.0%
Mar 2026 41 0 +41
0.0%
Apr 2026 15 0 +15
0.0%
May 2026 32 0 +32
0.0%
Jun 2026 23 0 +23
0.0%
Jul 2026 26 0 +26
0.0%

Resolution by Case Type

Case Type Filed Resolved Absorption Avg Days
Lien 203 0 0.0% n/a
Eviction 66 0 0.0% n/a
Personal Property 22 0 0.0% n/a
Other 14 0 0.0% n/a
Tax Sale 7 0 0.0% n/a

Absorption rate measures the percentage of filed cases that have reached a terminal resolution (judgment, dismissal, settlement, or sale). A low absorption rate indicates a growing backlog of active cases in the court system. Resolution timing based on 0 resolved cases out of 318 total filings.

Case Aging & Stall Analysis

6 cases (1.9%) have been active for over a year without resolution. 26 filings in the last <30 days represent fresh opportunities.

6
Cases stalled 1yr+
1.9%
of all filings
318
Total tracked
Age Total Resolved Still active Resolution rate
<30 days 26 0 26 0.0%
30-90 days 51 0 51 0.0%
3-6 months 77 0 77 0.0%
6-12 months 158 0 158 0.0%
1-2 years 6 0 6 0.0%
Resolution speed by case type
Case type Total Resolved Rate Median days
Lien 203 0 0.0%
Eviction 66 0 0.0%
Personal Property 22 0 0.0%

Case aging computed from filing date to present for unresolved cases. Resolution classified from court docket entries (judgments, settlements, dismissals, sheriff sales). Cases with a resolution event are removed from the stall count.

Property Value Distribution

The median property value in distressed filings is $94,485, with the largest concentration (38.1%) in the Under $50K range.

$94,485
Median value
$145,116
Average value
63
Properties valued
Price range Count Share Distribution
Under $50K 24 38.1%
$50K–$100K 8 12.7%
$100K–$150K 7 11.1%
$150K–$200K 13 20.6%
$200K–$300K 5 7.9%
$300K–$500K 4 6.3%
$500K+ 2 3.2%
Value by case type
Case type Median value Average value Properties
Lien $142,741 $160,710 51

Assessed property values from county assessor records for 63 properties (19.8% of total filings). Values reflect tax-assessed amounts, not market price.

Repeat litigation patterns in Warren County

Of 284 unique property owners in court filings, 25 (8.8%) appear in multiple cases, including 5 with 3 or more filings. The most active repeat filer has 5 cases spanning 9 months. Eviction cases have the highest repeat rate at 14.0%.

284
Unique owners
25
Repeat filers (2+ cases)
8.8%
Repeat rate
5
Serial filers (3+ cases)

Repeat rate by case type

Case type Repeat owners Total owners Repeat rate
Lien 17 181 9.4%
Eviction 8 57 14.0%
Personal Property 2 22 9.1%

Analysis based on 284 unique owner names across court filings. Repeat filers are property owners appearing in 2 or more distinct cases.

Methodology and data sources

Related North Carolina guides

North Carolina foreclosure process How to find leads in North Carolina Top foreclosure counties in North Carolina North Carolina statewide analysis

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Cite: Keystone Court Data, "Warren County North Carolina Court Filings Intelligence," 2026-08-03, https://keystonecourtdata.com/reports/warren-nc-court-filings-intelligence · Download data (CSV)