St. Joseph County, Indiana Court Filings Intelligence
Live court-record analysis of property-related filings (foreclosure, probate, divorce, partition, guardianship). Data sourced direct from St. Joseph County court dockets. Updated 2026-06-03. See methodology.
Most recent filing in this dataset: 2026-06-02. Dataset refreshes nightly; report regenerates monthly.
At a glance
87 verified property-related court filings tracked across 5 months (Feb 2026 to Jun 2026).
21 typical monthly filing volume.
36% of filings involve owners whose mailing address differs from the property address (31 of 87 filings).
$255,319 median estimated property value across the 84 filings with property-enrichment data (97% coverage).
2.8% Indiana unemployment rate (BLS, as of 2026-04). Filings should be read against the local-economy backdrop.
Filing type breakdown
| Filing type | Filings | Share |
|---|---|---|
| Divorce | 51 | 58.6% |
| Pre-Foreclosure | 28 | 32.2% |
| Probate | 8 | 9.2% |
Each row is a distinct case verified for current owner-of-record before inclusion.
Monthly filing activity
| Month | Filings | vs prior |
|---|---|---|
| Feb 2026 | 8 | |
| Mar 2026 | 18 | +10 |
| Apr 2026 | 31 | +13 |
| May 2026 | 28 | -3 |
| Jun 2026 | 2 | -26 |
Each row reflects new filings entering the dataset that month, after ownership verification. Most recent month may be partial.
Geographic concentration by ZIP
Top 10 ZIPs in St. Joseph County account for 87.4% of all tracked filings, showing where distressed real estate activity clusters.
| ZIP | City | Filings | Share |
|---|---|---|---|
| 46530 | Granger | 14 | 16.1% |
| 46544 | Mishawaka | 13 | 14.9% |
| 46614 | South Bend | 9 | 10.3% |
| 46628 | South Bend | 9 | 10.3% |
| 46561 | Osceola | 8 | 9.2% |
| 46637 | South Bend | 8 | 9.2% |
| 46545 | Mishawaka | 5 | 5.7% |
| 46619 | South Bend | 4 | 4.6% |
| 46617 | South Bend | 3 | 3.4% |
| 46554 | North Liberty | 3 | 3.4% |
Based on filings with a parseable property address (100% of St. Joseph County filings).
Property value distribution
| Estimated value | Filings | Share |
|---|---|---|
| $75k - $150k | 8 | 9.5% |
| $150k - $250k | 31 | 36.9% |
| $250k - $400k | 35 | 41.7% |
| $400k+ | 10 | 11.9% |
Source: third-party property enrichment (97% coverage on St. Joseph County filings). Median $255,319; mean $269,323.
Day-of-week filing pattern
| Day | Filings | Share |
|---|---|---|
| Sun | 0 | 0.0% |
| Mon | 9 | 10.3% |
| Tue | 17 | 19.5% |
| Wed | 26 | 29.9% |
| Thu | 20 | 23.0% |
| Fri | 14 | 16.1% |
| Sat | 1 | 1.1% |
Filings cluster Monday through Friday, with weekend filings essentially absent (court system closed). Computed for 87 filings with a parseable date.
Case lifecycle (foreclosure)
Median time between key court-process milestones, computed from docket-entry timestamps on the 29 cases with documented filing-event data:
| Milestone | Median days | Sample size |
|---|---|---|
| Complaint filed → summons served | 13 days | 25 cases |
| Complaint filed → judgment | 92 days | 1 cases |
Source: court docket entries. Only foreclosure cases under active monitoring are tracked through milestones. Cases without a documented filing or service event are excluded from this calculation.
Local-market benchmark
Demographics of the ZIPs where filings cluster, weighted by filing count and benchmarked against Census ACS 2023 5-year:
| Indicator | Filing-weighted average |
|---|---|
| Median household income (where filings cluster) | $74,587 |
| Median home value | $199,805 |
| Owner-occupancy rate | 73.9% |
| Median gross rent | $1,146/mo |
Source: U.S. Census Bureau ACS 5-year estimates, weighted by Keystone's filing volume across 10 top ZIPs.
Why these filings are invisible on most public foreclosure sites
The largest public foreclosure-aggregator interfaces surface only post-auction bank-owned properties in Indiana. Pre-foreclosure court filings are not visible to their non-paying users. Keystone tracks the court filing the day it hits the docket, weeks or months before any property reaches the auction stage those aggregators surface.
Methodology and full audit: Court-vs-aggregator coverage gap report.
Methodology and data sources
- Court filings are collected directly from St. Joseph County court records, which are public information.
- Every filing in this dataset has been verified for current owner-of-record. Entity-owned filings (LLCs, trusts, banks) and properties where the named party is not the current owner are excluded.
- Property value figures come from third-party enrichment (97% coverage on this dataset).
- Individual case data, defendant names, and property addresses are not published. Reports show aggregated statistics only.
- The methodology page at /reports/methodology documents data sources, sample sizes, and known limitations in detail.
- This report was generated 2026-06-03 from the live database. Numbers reflect the dataset at that moment.
Get the underlying St. Joseph County filings
Subscribe to St. Joseph County on Keystone Court Data and get day-of-filing access to every new property-related case as it hits the docket. One subscriber per county. 7-day free trial.
View St. Joseph County availabilityCite: Keystone Court Data, "St. Joseph County Indiana Court Filings Intelligence," 2026-06-03, https://keystonecourtdata.com/reports/st-joseph-in-court-filings-intelligence · Download data (CSV)