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Moore County, North Carolina Court Filings Intelligence

Live court-record analysis of property-related filings (foreclosure, probate, divorce, partition, guardianship). Data sourced direct from Moore County court dockets. Updated 2026-08-03. See methodology.

Investor takeaway

About Moore County

Moore County is a county located in the U.S. state of North Carolina. As of the 2020 census, its population was 99,727. Its county seat is Carthage and its largest community Pinehurst. It is a border county between the Piedmont and the Atlantic Coastal Plain.

Source: Wikipedia

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At a glance

1238 verified property-related court filings tracked across 18 months (Sep 2020 to Jul 2026).

66 typical monthly filing volume.

0% of filings involve owners whose mailing address differs from the property address (4 of 1238 filings).

$277,180 median estimated property value across the 227 filings with property-enrichment data (18% coverage).

3.5% North Carolina unemployment rate (BLS, as of 2026-05). Filings should be read against the local-economy backdrop.

Filing type breakdown

Filing typeFilingsShare
Other 888 71.7%
Divorce 320 25.8%
Probate 17 1.4%
Pre-Foreclosure 8 0.6%
Real Estate Dispute 5 0.4%

Each row is a distinct case verified for current owner-of-record before inclusion.

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Monthly filing activity

MonthFilingsvs prior
Sep 2020 3
Oct 2020 3 0
Nov 2020 1 -2
Dec 2020 1 0
Jan 2021 7 +6
Jul 2025 5 -2
Aug 2025 82 +77
Sep 2025 124 +42
Oct 2025 152 +28
Nov 2025 107 -45
Dec 2025 103 -4
Jan 2026 84 -19
Feb 2026 93 +9
Mar 2026 124 +31
Apr 2026 74 -50
May 2026 102 +28
Jun 2026 65 -37
Jul 2026 105 +40

Each row reflects new filings entering the dataset that month, after ownership verification. Most recent month may be partial.

Geographic concentration by ZIP

Top 3 ZIPs in Moore County account for 0.4% of all tracked filings, showing where distressed real estate activity clusters.

ZIPCityFilingsShare
28327 Carthage 2 0.2%
27376 West End 2 0.2%
28373 1 0.1%

Based on filings with a parseable property address (0% of Moore County filings).

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Property value distribution

Estimated valueFilingsShare
Under $75k 15 6.6%
$75k - $150k 34 15.0%
$150k - $250k 53 23.3%
$250k - $400k 66 29.1%
$400k+ 59 26.0%

Source: third-party property enrichment (18% coverage on Moore County filings). Median $277,180; mean $304,963.

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Day-of-week filing pattern

DayFilingsShare
Sun 160 13.0%
Mon 440 35.6%
Tue 222 18.0%
Wed 159 12.9%
Thu 152 12.3%
Fri 88 7.1%
Sat 14 1.1%

Filings show some weekend activity, suggesting after-hours electronic filing. Computed for 1235 filings with a parseable date.

Housing stock + distress signals

Underlying housing stock and distress indicators across all 49419 Moore County housing units, from US Census ACS 5-year data. National reference values shown for context.

Indicator Moore County US average
Vacancy rate (incl. seasonal + for-sale)13.4%10.5%
Share of owner-occupied units carrying a mortgage59.2%60.8%
Pre-1940 housing stock5.5%12.3%
Single-family detached share of housing stock73.5%61.2%
Residents age 65 or older24.0%17.3%

Source: US Census Bureau American Community Survey (ACS 2023 5-year). National reference values are ACS 2022 5-year US totals. Why these matter: vacancy rate is the strongest single proxy for distressed inventory; mortgage-carrying share defines the risk pool exposed to rate environment; pre-1940 stock signals deferred maintenance and renovation opportunity; senior population correlates with probate pipeline depth.

Rent benchmark (HUD Fair Market Rent)

HUD sets Fair Market Rents at the metro area level — the same FMRs apply to every county within the metro. Moore County sits within the Pinehurst-Southern Pines, NC. Used to set Section 8 voucher amounts; investors use it as a defensible rent-estimate floor for buy-to-rent underwriting.

Unit size Fair market rent / month
Efficiency / studio$1,157
1-bedroom$1,239
2-bedroom$1,358
3-bedroom$1,889
4-bedroom$2,278

Source: US Department of Housing and Urban Development, Fair Market Rents (None). 40th-percentile gross rent including utilities. Why this matters: Section-8-eligible tenants are a baseline demand floor for rental inventory at these price points; FMR is the official ceiling for voucher-eligible rents.

New construction (market momentum)

Annual building permits filed in Moore County from the US Census Building Permits Survey. Trend signal on whether new housing demand is accelerating or contracting in this market.

Indicator Value
Total housing units permitted (2025)1,077
Year-over-year change (2024 → 2025)+14.3%
Single-family share of permits (2025)96.8%
Single-family units permitted1,043
Multifamily units permitted (2+ units per building)34

Source: US Census Bureau Building Permits Survey, annual cumulative data. Why this matters: permits trending up signals strong demand for new inventory; permits contracting at the same time foreclosure activity rises indicates broader market softening (deals price differently). Multifamily share shows whether the market is densifying or holding to single-family stock.

Macro context: state home prices and national delinquency

Moore County filings should be read against the broader housing-market backdrop. North Carolina state home-price trend and the national mortgage-delinquency rate are the two macro signals most directly relevant to foreclosure exposure.

IndicatorValuePeriod
North Carolina home price index (year-over-year)+2.4%2026-01-01
North Carolina home price index (cumulative since 2020)+72.0%2026-01-01
National mortgage delinquency rate (30+ day, single-family)1.89%2026-01-01

Sources: Federal Housing Finance Agency state house price indices (FRED series NCSTHPI); Federal Reserve Board, Mortgage Delinquency 30+Day Rate on Single-Family Residential Mortgages (FRED series DRSFRMACBS). Updated quarterly. Free public data.

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Filing velocity by case type

How each distress category is trending — are foreclosures accelerating while divorces cool, or vice versa? This breakdown is only possible with direct court-record data.

Case type Total Share Trend
Lien 801 64.7% +4.1%
Divorce 320 25.8% -32.3%
Other 74 6.0% -94.3%
Probate 17 1.4% +80.0%
Real Estate Dispute 5 0.4% --
Pre-Foreclosure 5 0.4% --

Trend = recent 2-3 month volume vs prior 2-3 months (current partial month excluded). Positive = accelerating; negative = cooling.

Seasonal filing patterns

Court filings peak in Mar and are lowest in Jan. The 2.7x peak-to-trough ratio suggests strong seasonal patterns — investors who time their outreach around Mar can reach more distressed homeowners.

Month Avg filings Relative
Jan 45.5
37%
Feb 93
75%
Mar 124
100%
Apr 74
60%
May 102
82%
Jun 65
52%
Jul 55
44%
Aug 82
66%
Sep 63.5
51%
Oct 77.5
62%
Nov 54
44%
Dec 52
42%

Average filings per calendar month across all observed years. Relative column shows each month as a percentage of the peak month (Mar), with a 2.7x peak-to-trough ratio.

ZIP code distress hotspots

Distress is geographically dispersed across 3 ZIP codes, with no single area dominating.

ZIP Area Filings Share Median value
28327 Carthage 2 0.2% $132,260
27376 West End 2 0.2% $227,750
28373 1 0.1% $176,210

Top 3 of 3 ZIP codes with filings.

Non-resident owner analysis

Most filings (100%) involve owner-occupied properties. The relatively low absentee rate suggests distress is primarily hitting homeowners, not institutional investors.

0.3%
Non-resident owners
Case type Total filings Non-resident %
Lien 801 0.0%
Divorce 320 0.0%
Other 74 0.0%
Probate 17 0.0%
Pre-Foreclosure 8 50.0%
Real Estate Dispute 5 0.0%

Non-resident = owner's mailing address differs from the property address. Could indicate out-of-state landlords, inherited estates, second homes, or in-transition properties.

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Distress composition and shifts

Lien share is rising. Divorce share is declining. Low diversity — distress is dominated by one or two case types, suggesting a concentrated driver.

Case type Recent share Earlier share Shift
Lien 75.9% 63.1% +12.8pp (rising)
Divorce 19.4% 26.9% -7.5pp (falling)
Real Estate Dispute 1.8% 0.2% +1.6pp
Other 1.8% 6.7% -4.9pp
Negligence 0.6% 0.0% +0.6pp
Injunction 0.6% 0.0% +0.6pp
Pre-Foreclosure 0.0% 0.5% -0.5pp
Domestic Violence 0.0% 0.1% -0.1pp
Eviction 0.0% 0.4% -0.4pp
Custody 0.0% 0.2% -0.2pp
Contract 0.0% 0.1% -0.1pp
Probate 0.0% 1.6% -1.6pp
Personal Property 0.0% 0.2% -0.2pp
Child Support 0.0% 0.1% -0.1pp

Distress diversity score: 1.06 (Shannon entropy; higher = more diverse distress sources). "Recent" = last 2 complete months; "Earlier" = all prior months.

Property Value Profile

The median assessed value of properties in court filings is $266,890. Divorce filings involve the highest-value properties (median $344,780), while Pre-Foreclosure filings trend lower (median $176,210). The largest segment (41.3%) falls in the $250K - $500K range.

$266,890
Median assessed value
$295,162
Average assessed value
235
Properties with values
Value range Properties Share
Under $100K 31 13.2%
$100K - $250K 79 33.6%
$250K - $500K 97 41.3%
$500K - $1M 27 11.5%
Over $1M 1 0.4%
Value breakdown by case type
Case type Median value Avg value Properties
Lien $240,700 $276,600 159
Divorce $344,780 $357,734 64
Pre-Foreclosure $176,210 $179,246 5

Based on county assessor records for 235 properties with court filings (19.0% of total filings). Values are tax-assessed amounts, not market listing prices.

Distress Capital Analysis

$69,363,110 in assessed property value is currently tied up in 235 court-filed properties. Lien filings represent the largest capital pool ($43,979,380 across 159 properties).

$69M
Total Value at Risk
235
Properties Valued
$266,890
Median Value

Capital at Risk by Filing Type

Filing Type Total Value Properties Avg Value High Equity %
Lien
$43,979,380
159 $276,600 --
Divorce
$22,894,990
64 $357,734 --
Pre-Foreclosure
$896,230
5 $179,246 --

Based on 235 properties with assessor valuations (19.0% of 1238 total filings). Values are county assessor estimates. Equity calculated from estimated value vs outstanding mortgage balance where available.

Market Absorption & Turnover Analysis

1,235 court filings tracked with 0 resolved (0.0% absorption rate). The court system is accumulating cases faster than they resolve, creating a growing backlog of 1,235 active cases.

0.0%
Absorption Rate
1,235
Active Case Backlog
Month New Filings Resolved Net Inflow Absorption
Sep 2020 3 0 +3
0.0%
Oct 2020 3 0 +3
0.0%
Nov 2020 1 0 +1
0.0%
Dec 2020 1 0 +1
0.0%
Jan 2021 7 0 +7
0.0%
Jul 2025 5 0 +5
0.0%
Aug 2025 82 0 +82
0.0%
Sep 2025 124 0 +124
0.0%
Oct 2025 152 0 +152
0.0%
Nov 2025 107 0 +107
0.0%
Dec 2025 103 0 +103
0.0%
Jan 2026 84 0 +84
0.0%
Feb 2026 93 0 +93
0.0%
Mar 2026 124 0 +124
0.0%
Apr 2026 74 0 +74
0.0%
May 2026 102 0 +102
0.0%
Jun 2026 65 0 +65
0.0%
Jul 2026 105 0 +105
0.0%

Resolution by Case Type

Case Type Filed Resolved Absorption Avg Days
Lien 791 0 0.0% n/a
Divorce 320 0 0.0% n/a
Other 84 0 0.0% n/a
Probate 17 0 0.0% n/a
Real Estate Dispute 5 0 0.0% n/a
Pre-Foreclosure 5 0 0.0% n/a

Absorption rate measures the percentage of filed cases that have reached a terminal resolution (judgment, dismissal, settlement, or sale). A low absorption rate indicates a growing backlog of active cases in the court system. Resolution timing based on 0 resolved cases out of 1235 total filings.

Case Aging & Stall Analysis

25 cases (2.0%) have been active for over a year without resolution. 99 filings in the last <30 days represent fresh opportunities.

25
Cases stalled 1yr+
2.0%
of all filings
1,235
Total tracked
Age Total Resolved Still active Resolution rate
<30 days 99 0 99 0.0%
30-90 days 147 0 147 0.0%
3-6 months 315 0 315 0.0%
6-12 months 649 0 649 0.0%
1-2 years 10 0 10 0.0%
2+ years 15 0 15 0.0%
Resolution speed by case type
Case type Total Resolved Rate Median days
Lien 791 0 0.0%
Divorce 320 0 0.0%
Other 74 0 0.0%
Probate 17 0 0.0%

Case aging computed from filing date to present for unresolved cases. Resolution classified from court docket entries (judgments, settlements, dismissals, sheriff sales). Cases with a resolution event are removed from the stall count.

Property Value Distribution

The median property value in distressed filings is $266,245, with the largest concentration (33.5%) in the $300K–$500K range. Divorce filings have the highest median value ($340,025) while Lien filings are lowest ($240,700).

$266,245
Median value
$293,917
Average value
236
Properties valued
Price range Count Share Distribution
Under $50K 16 6.8%
$50K–$100K 16 6.8%
$100K–$150K 26 11.0%
$150K–$200K 24 10.2%
$200K–$300K 47 19.9%
$300K–$500K 79 33.5%
$500K+ 28 11.9%
Value by case type
Case type Median value Average value Properties
Lien $240,700 $276,599 159
Divorce $340,025 $357,734 64

Assessed property values from county assessor records for 236 properties (19.1% of total filings). Values reflect tax-assessed amounts, not market price.

Repeat litigation patterns in Moore County

Of 1,126 unique property owners in court filings, 46 (4.1%) appear in multiple cases, including 12 with 3 or more filings. The most active repeat filer has 47 cases spanning 1 months. Lien cases have the highest repeat rate at 6.0%.

1,126
Unique owners
46
Repeat filers (2+ cases)
4.1%
Repeat rate
12
Serial filers (3+ cases)

Repeat rate by case type

Case type Repeat owners Total owners Repeat rate
Lien 44 730 6.0%
Divorce 2 319 0.6%
Other 2 40 5.0%

Analysis based on 1,126 unique owner names across court filings. Repeat filers are property owners appearing in 2 or more distinct cases.

Serial distressed properties in Moore County

Of 140 unique properties in court filings, 6 (4.3%) have multiple filings (averaging 2.3 filings per property). Average time between repeat filings: 3 months. Lien properties have the highest repeat rate at 5.6%.

140
Unique properties
6
Repeat-filing properties
4.3%
Serial distress rate
3 mo
Avg time between filings

Serial distress rate by case type

Case type Serial properties Total properties Serial rate
Lien 5 89 5.6%

Analysis based on 140 unique property addresses across court filings. Serial distressed properties have 2 or more distinct case filings at the same address.

Methodology and data sources

Related North Carolina guides

North Carolina foreclosure process How to find leads in North Carolina Top foreclosure counties in North Carolina North Carolina statewide analysis

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Cite: Keystone Court Data, "Moore County North Carolina Court Filings Intelligence," 2026-08-03, https://keystonecourtdata.com/reports/moore-nc-court-filings-intelligence · Download data (CSV)