Mecklenburg County, North Carolina Court Filings Intelligence
Live court-record analysis of property-related filings (foreclosure, probate, divorce, partition, guardianship). Data sourced direct from Mecklenburg County court dockets. Updated 2026-08-03. See methodology.
- Filing volume cooling (-33.5%) — last 3 complete months (5316 filings) vs prior 3 complete months (7992 filings). Excludes the current calendar month (in progress).
- Max gross cap rate 5.7% at HUD Fair Market Rent — $20,232/year (2BR FMR × 12) on the $352,203 median estimated market value. Section-8-eligible rent ceiling; real-market rent typically exceeds FMR; excludes operating costs (taxes, insurance, maintenance, vacancy, management).
- 46.9% of filings are Lien — the dominant lead category in Mecklenburg County during the observed window.
About Mecklenburg County
Mecklenburg County is a county located in the southwestern region of the U.S. state of North Carolina, in the United States. As of the 2020 census, the population was 1,115,482, making it the second-most populous county in North Carolina. Its county seat is Charlotte, the state's largest municipality.
Source: Wikipedia
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30769 verified property-related court filings tracked across 30 months (Aug 2020 to Jul 2026).
1003 typical monthly filing volume.
0% of filings involve owners whose mailing address differs from the property address (46 of 30769 filings).
$352,203 median estimated property value across the 5062 filings with property-enrichment data (16% coverage).
3.5% North Carolina unemployment rate (BLS, as of 2026-05). Filings should be read against the local-economy backdrop.
Filing type breakdown
| Filing type | Filings | Share | |
|---|---|---|---|
| Other | 26400 | 85.8% | |
| Divorce | 3029 | 9.8% | |
| Pre-Foreclosure | 1083 | 3.5% | |
| Probate | 151 | 0.5% | |
| Tax Sale | 62 | 0.2% | |
| Real Estate Dispute | 25 | 0.1% | |
| Guardianship | 16 | 0.1% | |
| Partition | 3 | 0.0% |
Each row is a distinct case verified for current owner-of-record before inclusion.
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Monthly filing activity
| Month | Filings | vs prior | |
|---|---|---|---|
| Aug 2020 | 6 | ||
| Sep 2020 | 17 | +11 | |
| Oct 2020 | 9 | -8 | |
| Nov 2020 | 1 | -8 | |
| Dec 2020 | 2 | +1 | |
| Jan 2021 | 2 | 0 | |
| Jan 2022 | 6 | +4 | |
| Sep 2022 | 1 | -5 | |
| Apr 2023 | 1 | 0 | |
| Aug 2023 | 1 | 0 | |
| Apr 2024 | 2 | +1 | |
| Jun 2024 | 1 | -1 | |
| Sep 2024 | 5 | +4 | |
| Oct 2024 | 1 | -4 | |
| Nov 2024 | 4 | +3 | |
| Jan 2025 | 11 | +7 | |
| Feb 2025 | 4 | -7 | |
| Jul 2025 | 893 | +889 | |
| Aug 2025 | 2739 | +1846 | |
| Sep 2025 | 2897 | +158 | |
| Oct 2025 | 2964 | +67 | |
| Nov 2025 | 2080 | -884 | |
| Dec 2025 | 2683 | +603 | |
| Jan 2026 | 3097 | +414 | |
| Feb 2026 | 3066 | -31 | |
| Mar 2026 | 3055 | -11 | |
| Apr 2026 | 1871 | -1184 | |
| May 2026 | 1835 | -36 | |
| Jun 2026 | 1828 | -7 | |
| Jul 2026 | 1653 | -175 |
Each row reflects new filings entering the dataset that month, after ownership verification. Most recent month may be partial.
Geographic concentration by ZIP
Top 10 ZIPs in Mecklenburg County account for 0.2% of all tracked filings, showing where distressed real estate activity clusters.
| ZIP | City | Filings | Share | |
|---|---|---|---|---|
| 28214 | 9 | 0.0% | ||
| 28215 | 8 | 0.0% | ||
| 28269 | 7 | 0.0% | ||
| 28208 | 5 | 0.0% | ||
| 28227 | 5 | 0.0% | ||
| 28216 | 5 | 0.0% | ||
| 28273 | 4 | 0.0% | ||
| 28262 | 4 | 0.0% | ||
| 28226 | 3 | 0.0% | ||
| 28212 | 3 | 0.0% |
Based on filings with a parseable property address (0% of Mecklenburg County filings).
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Property value distribution
| Estimated value | Filings | Share | |
|---|---|---|---|
| Under $75k | 24 | 0.5% | |
| $75k - $150k | 98 | 1.9% | |
| $150k - $250k | 616 | 12.2% | |
| $250k - $400k | 2566 | 50.7% | |
| $400k+ | 1758 | 34.7% |
Source: third-party property enrichment (16% coverage on Mecklenburg County filings). Median $352,203; mean $404,752.
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Day-of-week filing pattern
| Day | Filings | Share | |
|---|---|---|---|
| Sun | 4031 | 13.1% | |
| Mon | 6148 | 20.0% | |
| Tue | 6581 | 21.4% | |
| Wed | 6112 | 19.9% | |
| Thu | 5451 | 17.7% | |
| Fri | 2123 | 6.9% | |
| Sat | 289 | 0.9% |
Filings show some weekend activity, suggesting after-hours electronic filing. Computed for 30735 filings with a parseable date.
Housing stock + distress signals
Underlying housing stock and distress indicators across all 491721 Mecklenburg County housing units, from US Census ACS 5-year data. National reference values shown for context.
| Indicator | Mecklenburg County | US average |
|---|---|---|
| Vacancy rate (incl. seasonal + for-sale) | 7.4% | 10.5% |
| Share of owner-occupied units carrying a mortgage | 74.8% | 60.8% |
| Pre-1940 housing stock | 2.3% | 12.3% |
| Single-family detached share of housing stock | 55.6% | 61.2% |
| Residents age 65 or older | 11.7% | 17.3% |
Source: US Census Bureau American Community Survey (ACS 2023 5-year). National reference values are ACS 2022 5-year US totals. Why these matter: vacancy rate is the strongest single proxy for distressed inventory; mortgage-carrying share defines the risk pool exposed to rate environment; pre-1940 stock signals deferred maintenance and renovation opportunity; senior population correlates with probate pipeline depth.
Rent benchmark (HUD Fair Market Rent)
HUD sets Fair Market Rents at the metro area level — the same FMRs apply to every county within the metro. Mecklenburg County sits within the Charlotte-Concord-Gastonia, NC-SC (FY 2026). Used to set Section 8 voucher amounts; investors use it as a defensible rent-estimate floor for buy-to-rent underwriting.
| Unit size | Fair market rent / month |
|---|---|
| Efficiency / studio | $1,469 |
| 1-bedroom | $1,538 |
| 2-bedroom | $1,686 |
| 3-bedroom | $2,076 |
| 4-bedroom | $2,637 |
Source: US Department of Housing and Urban Development, Fair Market Rents (2026). 40th-percentile gross rent including utilities. Why this matters: Section-8-eligible tenants are a baseline demand floor for rental inventory at these price points; FMR is the official ceiling for voucher-eligible rents.
New construction (market momentum)
Annual building permits filed in Mecklenburg County from the US Census Building Permits Survey. Trend signal on whether new housing demand is accelerating or contracting in this market.
| Indicator | Value |
|---|---|
| Total housing units permitted (2025) | 7,496 |
| Year-over-year change (2024 → 2025) | -37.4% |
| Single-family share of permits (2025) | 50.0% |
| Single-family units permitted | 3,747 |
| Multifamily units permitted (2+ units per building) | 3,749 |
Source: US Census Bureau Building Permits Survey, annual cumulative data. Why this matters: permits trending up signals strong demand for new inventory; permits contracting at the same time foreclosure activity rises indicates broader market softening (deals price differently). Multifamily share shows whether the market is densifying or holding to single-family stock.
Macro context: state home prices and national delinquency
Mecklenburg County filings should be read against the broader housing-market backdrop. North Carolina state home-price trend and the national mortgage-delinquency rate are the two macro signals most directly relevant to foreclosure exposure.
| Indicator | Value | Period |
|---|---|---|
| North Carolina home price index (year-over-year) | +2.4% | 2026-01-01 |
| North Carolina home price index (cumulative since 2020) | +72.0% | 2026-01-01 |
| National mortgage delinquency rate (30+ day, single-family) | 1.89% | 2026-01-01 |
Sources: Federal Housing Finance Agency state house price indices (FRED series NCSTHPI); Federal Reserve Board, Mortgage Delinquency 30+Day Rate on Single-Family Residential Mortgages (FRED series DRSFRMACBS). Updated quarterly. Free public data.
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Filing velocity by case type
How each distress category is trending — are foreclosures accelerating while divorces cool, or vice versa? This breakdown is only possible with direct court-record data.
| Case type | Total | Share | Trend |
|---|---|---|---|
| Lien | 14416 | 46.9% | -12.9% |
| Eviction | 11669 | 37.9% | -88.3% |
| Divorce | 3029 | 9.8% | -2.4% |
| Pre-Foreclosure | 1063 | 3.5% | +35.9% |
| Probate | 151 | 0.5% | -95.1% |
| Contract | 128 | 0.4% | +21.2% |
| Negligence | 92 | 0.3% | -38.5% |
| Other | 57 | 0.2% | +5.3% |
| Tax Sale | 48 | 0.2% | -41.7% |
| Real Estate Dispute | 25 | 0.1% | +77.8% |
| Personal Property | 22 | 0.1% | -14.3% |
| Guardianship | 16 | 0.1% | -- |
| Child Support | 14 | 0.0% | +40.0% |
Trend = recent 2-3 month volume vs prior 2-3 months (current partial month excluded). Positive = accelerating; negative = cooling.
Seasonal filing patterns
Court filings peak in Mar and are lowest in Apr. The 4.9x peak-to-trough ratio suggests strong seasonal patterns — investors who time their outreach around Mar can reach more distressed homeowners.
| Month | Avg filings | Relative |
|---|---|---|
| Jan | 779 | 25% |
| Feb | 1535 | 50% |
| Mar | 3055 | 100% |
| Apr | 624.7 | 20% |
| May | 1835 | 60% |
| Jun | 914.5 | 30% |
| Jul | 1273 | 42% |
| Aug | 915.3 | 30% |
| Sep | 730 | 24% |
| Oct | 991.3 | 32% |
| Nov | 695 | 23% |
| Dec | 1342.5 | 44% |
Average filings per calendar month across all observed years. Relative column shows each month as a percentage of the peak month (Mar), with a 4.9x peak-to-trough ratio.
ZIP code distress hotspots
Distress is geographically dispersed across 19 ZIP codes, with no single area dominating.
| ZIP | Area | Filings | Share | Median value |
|---|---|---|---|---|
| 28214 | 9 | 0.0% | $115,350 | |
| 28215 | 8 | 0.0% | $256,800 | |
| 28269 | 7 | 0.0% | $337,600 | |
| 28208 | 5 | 0.0% | -- | |
| 28227 | 5 | 0.0% | $280,950 | |
| 28216 | 5 | 0.0% | $269,000 | |
| 28273 | 4 | 0.0% | $419,200 | |
| 28262 | 4 | 0.0% | $241,600 | |
| 28226 | 3 | 0.0% | $402,750 | |
| 28212 | 3 | 0.0% | $165,943 |
Top 10 of 19 ZIP codes with filings.
Non-resident owner analysis
Most filings (100%) involve owner-occupied properties. The relatively low absentee rate suggests distress is primarily hitting homeowners, not institutional investors.
| Case type | Total filings | Non-resident % |
|---|---|---|
| Lien | 14416 | 0.2% |
| Eviction | 11669 | 0.0% |
| Divorce | 3029 | 0.0% |
| Pre-Foreclosure | 1083 | 0.3% |
| Probate | 151 | 0.0% |
| Contract | 128 | 0.0% |
| Negligence | 92 | 0.0% |
| Tax Sale | 62 | 17.7% |
| Other | 57 | 0.0% |
| Real Estate Dispute | 25 | 4.0% |
| Personal Property | 22 | 0.0% |
| Guardianship | 16 | 0.0% |
| Child Support | 14 | 0.0% |
Non-resident = owner's mailing address differs from the property address. Could indicate out-of-state landlords, inherited estates, second homes, or in-transition properties.
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Distress composition and shifts
Lien, Divorce share is rising. Eviction share is declining. Low diversity — distress is dominated by one or two case types, suggesting a concentrated driver.
| Case type | Recent share | Earlier share | Shift |
|---|---|---|---|
| Lien | 72.9% | 43.6% | +29.3pp (rising) |
| Divorce | 14.6% | 9.3% | +5.3pp (rising) |
| Eviction | 6.8% | 41.9% | -35.1pp (falling) |
| Pre-Foreclosure | 4.2% | 3.4% | +0.8pp |
| Contract | 0.8% | 0.4% | +0.4pp |
| Negligence | 0.3% | 0.3% | +0.0pp |
| Tax Sale | 0.1% | 0.2% | -0.1pp |
| Other | 0.1% | 0.2% | -0.1pp |
| Probate | 0.1% | 0.5% | -0.4pp |
| Child Support | 0.1% | 0.0% | +0.1pp |
| Partition | 0.0% | 0.0% | +0.0pp |
| Custody | 0.0% | 0.0% | +0.0pp |
| Real Estate Dispute | 0.0% | 0.1% | -0.1pp |
| Personal Property | 0.0% | 0.1% | -0.1pp |
| Guardianship | 0.0% | 0.1% | -0.1pp |
| Injunction | 0.0% | 0.0% | +0.0pp |
Distress diversity score: 1.31 (Shannon entropy; higher = more diverse distress sources). "Recent" = last 2 complete months; "Earlier" = all prior months.
Court Docket Activity
Across 120 tracked cases, the average case has 12 docket entries (median 9). 46.7% of cases are in the "mid-process (6-15 events)" stage. Pre-Foreclosure cases are the most court-active at 11.6 events on average. Higher docket activity signals that courts are actively processing the case, which can indicate timeline urgency for investor outreach.
| Activity level | Cases | Share |
|---|---|---|
| Early stage (1-5 events) | 29 | 24.2% |
| Mid-process (6-15 events) | 56 | 46.7% |
| Advanced (16+ events) | 35 | 29.2% |
Docket activity by case type
| Case type | Avg. events | Cases tracked |
|---|---|---|
| Pre-Foreclosure | 11.6 | 119 |
Based on 120 cases with docket event tracking from Mecklenburg County court records. Docket entries include filings, hearings, orders, and motions.
Property Value Profile
The median assessed value of properties in court filings is $352,203. Probate filings involve the highest-value properties (median $420,600), while Tax Sale filings trend lower (median $121,400). The largest segment (67.5%) falls in the $250K - $500K range.
| Value range | Properties | Share |
|---|---|---|
| Under $100K | 64 | 1.3% |
| $100K - $250K | 682 | 13.4% |
| $250K - $500K | 3426 | 67.5% |
| $500K - $1M | 785 | 15.5% |
| Over $1M | 115 | 2.3% |
Value breakdown by case type
| Case type | Median value | Avg value | Properties |
|---|---|---|---|
| Lien | $350,600 | $398,641 | 3626 |
| Eviction | $349,700 | $412,004 | 741 |
| Divorce | $398,300 | $483,135 | 462 |
| Pre-Foreclosure | $346,100 | $388,314 | 177 |
| Tax Sale | $121,400 | $152,203 | 17 |
| Contract | $354,000 | $372,578 | 13 |
| Other | $332,500 | $404,133 | 12 |
| Negligence | $380,500 | $534,530 | 8 |
| Probate | $420,600 | $392,283 | 6 |
| Personal Property | $282,500 | $286,700 | 5 |
Based on county assessor records for 5072 properties with court filings (16.5% of total filings). Values are tax-assessed amounts, not market listing prices.
Investment Opportunity Score by ZIP Code
Across 10 ZIP codes with sufficient court filing data, ZIP 28214 ranks highest with an investment opportunity score of 75/100, driven by high filing volume (9 cases). 6 of 10 scored ZIPs are above the average score of 52.
| Rank | ZIP Code | Area | Score | Filings | Avg Value | Absentee % |
|---|---|---|---|---|---|---|
| #1 | 28214 | — |
75
|
9 | — | 0% |
| #2 | 28215 | — |
69
|
8 | — | 0% |
| #3 | 28269 | — |
63
|
7 | — | 0% |
| #4 | 28208 | — |
52
|
5 | — | 0% |
| #5 | 28227 | — |
52
|
5 | — | 0% |
| #6 | 28216 | — |
52
|
5 | — | 0% |
| #7 | 28273 | — |
46
|
4 | — | 0% |
| #8 | 28262 | — |
46
|
4 | — | 0% |
| #9 | 28226 | — |
40
|
3 | — | 0% |
| #10 | 28212 | — |
25
|
3 | — | 0% |
How the score is calculated
The Investment Opportunity Score combines four dimensions from verified court filing data:
- Filing volume (35%): More filings = more potential deals in the area
- Property value (25%): Higher assessed values = larger potential deal sizes
- Absentee owner rate (25%): Absentee owners are more likely to sell at a discount
- Case type diversity (15%): Multiple case types = broader opportunity set
Each dimension is normalized to a 0–100 scale across all scored ZIPs, then weighted and combined. A score of 100 means that ZIP ranks highest across all dimensions. Scores should be compared within the same county or state, not across different markets.
Based on 30769 court filings across 10 ZIP codes. ZIPs with fewer than 3 filings are excluded. Property values from county assessor records. Absentee status from property ownership verification.
Distress Capital Analysis
$2,064,927,479 in assessed property value is currently tied up in 5072 court-filed properties. Lien filings represent the largest capital pool ($1,445,471,081 across 3626 properties).
Capital at Risk by Filing Type
| Filing Type | Total Value | Properties | Avg Value | High Equity % |
|---|---|---|---|---|
| Lien | $1,445,471,081 | 3626 | $398,641 | -- |
| Eviction | $305,294,639 | 741 | $412,004 | -- |
| Divorce | $223,208,455 | 462 | $483,135 | -- |
| Pre-Foreclosure | $68,731,607 | 177 | $388,314 | -- |
| Other | $4,849,600 | 12 | $404,133 | -- |
| Contract | $4,843,514 | 13 | $372,578 | -- |
| Negligence | $4,276,240 | 8 | $534,530 | -- |
| Tax Sale | $2,587,443 | 17 | $152,203 | -- |
| Probate | $2,353,700 | 6 | $392,283 | -- |
| Personal Property | $1,433,500 | 5 | $286,700 | -- |
Based on 5072 properties with assessor valuations (16.5% of 30769 total filings). Values are county assessor estimates. Equity calculated from estimated value vs outstanding mortgage balance where available.
Market Absorption & Turnover Analysis
30,563 court filings tracked with 0 resolved (0.0% absorption rate). The court system is accumulating cases faster than they resolve, creating a growing backlog of 30,563 active cases.
| Month | New Filings | Resolved | Net | Inflow | Absorption |
|---|---|---|---|---|---|
| Aug 2020 | 6 | 0 | +6 | 0.0% | |
| Sep 2020 | 17 | 0 | +17 | 0.0% | |
| Oct 2020 | 9 | 0 | +9 | 0.0% | |
| Nov 2020 | 1 | 0 | +1 | 0.0% | |
| Dec 2020 | 2 | 0 | +2 | 0.0% | |
| Jan 2021 | 2 | 0 | +2 | 0.0% | |
| Jan 2022 | 6 | 0 | +6 | 0.0% | |
| Sep 2022 | 1 | 0 | +1 | 0.0% | |
| Apr 2023 | 1 | 0 | +1 | 0.0% | |
| Aug 2023 | 1 | 0 | +1 | 0.0% | |
| Apr 2024 | 2 | 0 | +2 | 0.0% | |
| Jun 2024 | 1 | 0 | +1 | 0.0% | |
| Sep 2024 | 5 | 0 | +5 | 0.0% | |
| Oct 2024 | 1 | 0 | +1 | 0.0% | |
| Nov 2024 | 4 | 0 | +4 | 0.0% | |
| Jan 2025 | 11 | 0 | +11 | 0.0% | |
| Feb 2025 | 4 | 0 | +4 | 0.0% | |
| Jul 2025 | 894 | 0 | +894 | 0.0% | |
| Aug 2025 | 2739 | 0 | +2739 | 0.0% | |
| Sep 2025 | 2897 | 0 | +2897 | 0.0% | |
| Oct 2025 | 2964 | 0 | +2964 | 0.0% | |
| Nov 2025 | 2080 | 0 | +2080 | 0.0% | |
| Dec 2025 | 2683 | 0 | +2683 | 0.0% | |
| Jan 2026 | 2946 | 0 | +2946 | 0.0% | |
| Feb 2026 | 3044 | 0 | +3044 | 0.0% | |
| Mar 2026 | 3055 | 0 | +3055 | 0.0% | |
| Apr 2026 | 1871 | 0 | +1871 | 0.0% | |
| May 2026 | 1835 | 0 | +1835 | 0.0% | |
| Jun 2026 | 1828 | 0 | +1828 | 0.0% | |
| Jul 2026 | 1653 | 0 | +1653 | 0.0% |
Resolution by Case Type
| Case Type | Filed | Resolved | Absorption | Avg Days |
|---|---|---|---|---|
| Lien | 14331 | 0 | 0.0% | n/a |
| Eviction | 11655 | 0 | 0.0% | n/a |
| Divorce | 3012 | 0 | 0.0% | n/a |
| Pre-Foreclosure | 1008 | 0 | 0.0% | n/a |
| Other | 175 | 0 | 0.0% | n/a |
| Contract | 127 | 0 | 0.0% | n/a |
| Negligence | 92 | 0 | 0.0% | n/a |
| Probate | 51 | 0 | 0.0% | n/a |
| Tax Sale | 48 | 0 | 0.0% | n/a |
| Real Estate Dispute | 25 | 0 | 0.0% | n/a |
| Personal Property | 22 | 0 | 0.0% | n/a |
| Child Support | 14 | 0 | 0.0% | n/a |
Absorption rate measures the percentage of filed cases that have reached a terminal resolution (judgment, dismissal, settlement, or sale). A low absorption rate indicates a growing backlog of active cases in the court system. Resolution timing based on 0 resolved cases out of 30563 total filings.
Case Aging & Stall Analysis
1,075 cases (3.5%) have been active for over a year without resolution. 1,515 filings in the last <30 days represent fresh opportunities.
| Age | Total | Resolved | Still active | Resolution rate |
|---|---|---|---|---|
| <30 days | 1,515 | 0 | 1,515 | 0.0% |
| 30-90 days | 3,503 | 0 | 3,503 | 0.0% |
| 3-6 months | 7,942 | 0 | 7,942 | 0.0% |
| 6-12 months | 16,528 | 0 | 16,528 | 0.0% |
| 1-2 years | 1,026 | 0 | 1,026 | 0.0% |
| 2+ years | 49 | 0 | 49 | 0.0% |
Resolution speed by case type
| Case type | Total | Resolved | Rate | Median days |
|---|---|---|---|---|
| Lien | 14,331 | 0 | 0.0% | — |
| Eviction | 11,655 | 0 | 0.0% | — |
| Divorce | 3,012 | 0 | 0.0% | — |
| Pre-Foreclosure | 1,008 | 0 | 0.0% | — |
| Contract | 127 | 0 | 0.0% | — |
| Negligence | 92 | 0 | 0.0% | — |
| Other | 54 | 0 | 0.0% | — |
| Probate | 51 | 0 | 0.0% | — |
| Tax Sale | 48 | 0 | 0.0% | — |
| Real Estate Dispute | 25 | 0 | 0.0% | — |
Case aging computed from filing date to present for unresolved cases. Resolution classified from court docket entries (judgments, settlements, dismissals, sheriff sales). Cases with a resolution event are removed from the stall count.
Municipality filing concentration in Mecklenburg County
Court filings in Mecklenburg County span 9 municipalities. Charlotte leads with 56 filings (82.4% of total), predominantly Pre-Foreclosure (98.2%). Filing activity is geographically concentrated — the top 3 municipalities account for 91% of all filings.
| Municipality | Filings | Share | Top case type |
|---|---|---|---|
| Charlotte | 56 | 82.4% | Pre-Foreclosure (98.2%) |
| Huntersville | 4 | 5.9% | Pre-Foreclosure (100.0%) |
| Pineville | 2 | 2.9% | Pre-Foreclosure (100.0%) |
| Newton | 1 | 1.5% | Pre-Foreclosure (100.0%) |
| Cornelius | 1 | 1.5% | Pre-Foreclosure (100.0%) |
| Wilson | 1 | 1.5% | Pre-Foreclosure (100.0%) |
| Denver | 1 | 1.5% | Pre-Foreclosure (100.0%) |
| Davidson | 1 | 1.5% | Pre-Foreclosure (100.0%) |
| Matthews | 1 | 1.5% | Pre-Foreclosure (100.0%) |
Top 9 of 9 municipalities with court filings. Data from 68 filings (0% of total). Municipality names from county assessor records.
Quarterly Filing Volume Trends
Filing trends across 4 comparable quarters show 28,836 tracked filings in Mecklenburg County. Most recent quarter (2026 Q2: 5,534) was declining vs prior (2026 Q1: 9,045, -38.8%). Eviction shows the largest composition shift, declining share from 53.4% to 26.4%.
| Quarter | Total | Lien | Eviction | Divorce | Pre-Foreclosure |
|---|---|---|---|---|---|
| 2025 Q3 | 6530 | 2345 (35.9%) | 3398 (52.0%) | 622 (9.5%) | 103 (1.6%) |
| 2025 Q4 | 7727 | 2503 (32.4%) | 4213 (54.5%) | 651 (8.4%) | 273 (3.5%) |
| 2026 Q1 | 9045 | 4074 (45.0%) | 3759 (41.6%) | 782 (8.6%) | 332 (3.7%) |
| 2026 Q2 | 5534 | 4356 (78.7%) | 94 (1.7%) | 739 (13.4%) | 242 (4.4%) |
Composition shift: Eviction filings are declining share, moving from 53.4% to 26.4% of total filings (-27.0 percentage points).
Only comparable quarters shown (collection ramp-up periods excluded). Filing dates from verified court records. Current partial quarter excluded from trend calculations.
Property Value Distribution
The median property value in distressed filings is $352,150, with the largest concentration (53.6%) in the $300K–$500K range. Divorce filings have the highest median value ($394,300) while Tax Sale filings are lowest ($98,600).
| Price range | Count | Share | Distribution |
|---|---|---|---|
| Under $50K | 24 | 0.5% | |
| $50K–$100K | 46 | 0.9% | |
| $100K–$150K | 66 | 1.3% | |
| $150K–$200K | 203 | 4.0% | |
| $200K–$300K | 1,117 | 22.0% | |
| $300K–$500K | 2,722 | 53.6% | |
| $500K+ | 900 | 17.7% |
Value by case type
| Case type | Median value | Average value | Properties |
|---|---|---|---|
| Lien | $350,600 | $398,761 | 3,618 |
| Eviction | $349,650 | $411,448 | 742 |
| Divorce | $394,300 | $482,710 | 460 |
| Pre-Foreclosure | $346,100 | $388,314 | 177 |
| Other | $305,600 | $362,262 | 25 |
| Tax Sale | $98,600 | $129,827 | 20 |
| Contract | $361,100 | $379,709 | 12 |
Assessed property values from county assessor records for 5,078 properties (16.6% of total filings). Values reflect tax-assessed amounts, not market price.
Repeat litigation patterns in Mecklenburg County
Of 27,141 unique property owners in court filings, 2,325 (8.6%) appear in multiple cases, including 462 with 3 or more filings. The most active repeat filer has 54 cases spanning 1 months. Pre-Foreclosure cases have the highest repeat rate at 48.8%.
Repeat rate by case type
| Case type | Repeat owners | Total owners | Repeat rate |
|---|---|---|---|
| Lien | 1009 | 13005 | 7.8% |
| Eviction | 1155 | 10242 | 11.3% |
| Divorce | 24 | 3010 | 0.8% |
| Pre-Foreclosure | 260 | 533 | 48.8% |
| Other | 13 | 160 | 8.1% |
| Contract | 10 | 124 | 8.1% |
| Negligence | 3 | 91 | 3.3% |
| Real Estate Dispute | 4 | 23 | 17.4% |
Analysis based on 27,141 unique owner names across court filings. Repeat filers are property owners appearing in 2 or more distinct cases.
Serial distressed properties in Mecklenburg County
Of 3,327 unique properties in court filings, 399 (12.0%) have multiple filings (averaging 2.3 filings per property). Average time between repeat filings: 3 months. Pre-Foreclosure properties have the highest repeat rate at 36.6%.
Serial distress rate by case type
| Case type | Serial properties | Total properties | Serial rate |
|---|---|---|---|
| Lien | 334 | 2369 | 14.1% |
| Eviction | 87 | 491 | 17.7% |
| Divorce | 14 | 347 | 4.0% |
| Pre-Foreclosure | 41 | 112 | 36.6% |
| Other | 4 | 19 | 21.1% |
Analysis based on 3,327 unique property addresses across court filings. Serial distressed properties have 2 or more distinct case filings at the same address.
Methodology and data sources
- Court filings are collected directly from Mecklenburg County court records, which are public information.
- Every filing in this dataset has been verified for current owner-of-record. Entity-owned filings (LLCs, trusts, banks) and properties where the named party is not the current owner are excluded.
- Property value figures come from third-party enrichment (16% coverage on this dataset).
- Individual case data, defendant names, and property addresses are not published. Reports show aggregated statistics only.
- The methodology page at /reports/methodology documents data sources, sample sizes, and known limitations in detail.
- This report was generated 2026-08-03 from the live database. Numbers reflect the dataset at that moment.
Related North Carolina guides
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Cite: Keystone Court Data, "Mecklenburg County North Carolina Court Filings Intelligence," 2026-08-03, https://keystonecourtdata.com/reports/mecklenburg-nc-court-filings-intelligence · Download data (CSV)