Iredell County, North Carolina Court Filings Intelligence
Live court-record analysis of property-related filings (foreclosure, probate, divorce, partition, guardianship). Data sourced direct from Iredell County court dockets. Updated 2026-08-03. See methodology.
- Filing volume accelerating (+5.8%) — last 2 complete months (511 filings) vs prior 2 complete months (483 filings). Excludes the current calendar month (in progress).
- Max gross cap rate 5.3% at HUD Fair Market Rent — $16,080/year (2BR FMR × 12) on the $305,900 median estimated market value. Section-8-eligible rent ceiling; real-market rent typically exceeds FMR; excludes operating costs (taxes, insurance, maintenance, vacancy, management).
- 62.7% of filings are Lien — the dominant lead category in Iredell County during the observed window.
About Iredell County
Iredell County is a county located in the U.S. state of North Carolina. As of the 2020 census, the population was 186,693. Its county seat is Statesville, and its largest community is Mooresville. The county was formed in 1788, subtracted from Rowan County. It is named for James Iredell, one of the first justices of the Supreme Court. Iredell County is included in the Charlotte-Concord-Gastonia, NC-SC Metropolitan Statistical Area, as defined by the Office of Management and Budget, with data from the U.S. Census Bureau.
Source: Wikipedia
Get Iredell County leads delivered daily
Owner names, phone numbers, and property details — the day each case is filed. 7-day free trial.
See Iredell County Leads →At a glance
3093 verified property-related court filings tracked across 35 months (Aug 2020 to Aug 2026).
91 typical monthly filing volume.
0% of filings involve owners whose mailing address differs from the property address (12 of 3093 filings).
$305,900 median estimated property value across the 625 filings with property-enrichment data (20% coverage).
3.5% North Carolina unemployment rate (BLS, as of 2026-05). Filings should be read against the local-economy backdrop.
Filing type breakdown
| Filing type | Filings | Share | |
|---|---|---|---|
| Other | 2269 | 73.4% | |
| Divorce | 450 | 14.5% | |
| Probate | 269 | 8.7% | |
| Pre-Foreclosure | 103 | 3.3% | |
| Tax Sale | 2 | 0.1% |
Each row is a distinct case verified for current owner-of-record before inclusion.
Get the full Iredell County lead list
Day-of-filing access with owner names, phone numbers, and property details. 7-day free trial, no credit card.
Monthly filing activity
| Month | Filings | vs prior | |
|---|---|---|---|
| Aug 2020 | 7 | ||
| Sep 2020 | 18 | +11 | |
| Oct 2020 | 18 | 0 | |
| Dec 2020 | 2 | -16 | |
| Jan 2021 | 5 | +3 | |
| Feb 2024 | 10 | +5 | |
| Mar 2024 | 8 | -2 | |
| Apr 2024 | 3 | -5 | |
| May 2024 | 1 | -2 | |
| Jul 2024 | 1 | 0 | |
| Aug 2024 | 2 | +1 | |
| Sep 2024 | 6 | +4 | |
| Oct 2024 | 6 | 0 | |
| Nov 2024 | 5 | -1 | |
| Dec 2024 | 2 | -3 | |
| Jan 2025 | 3 | +1 | |
| Feb 2025 | 2 | -1 | |
| Mar 2025 | 2 | 0 | |
| Apr 2025 | 21 | +19 | |
| May 2025 | 23 | +2 | |
| Jun 2025 | 16 | -7 | |
| Jul 2025 | 75 | +59 | |
| Aug 2025 | 301 | +226 | |
| Sep 2025 | 393 | +92 | |
| Oct 2025 | 178 | -215 | |
| Nov 2025 | 161 | -17 | |
| Dec 2025 | 170 | +9 | |
| Jan 2026 | 168 | -2 | |
| Feb 2026 | 201 | +33 | |
| Mar 2026 | 276 | +75 | |
| Apr 2026 | 247 | -29 | |
| May 2026 | 236 | -11 | |
| Jun 2026 | 259 | +23 | |
| Jul 2026 | 252 | -7 | |
| Aug 2026 | 2 | -250 |
Each row reflects new filings entering the dataset that month, after ownership verification. Most recent month may be partial.
Geographic concentration by ZIP
Top 6 ZIPs in Iredell County account for 0.6% of all tracked filings, showing where distressed real estate activity clusters.
| ZIP | City | Filings | Share | |
|---|---|---|---|---|
| 28625 | Statesville | 7 | 0.2% | |
| 28677 | Statesville | 6 | 0.2% | |
| 28115 | Mooresville | 2 | 0.1% | |
| 28117 | 1 | 0.0% | ||
| 28166 | Troutman | 1 | 0.0% | |
| 28660 | Olin | 1 | 0.0% |
Based on filings with a parseable property address (1% of Iredell County filings).
Target these ZIP codes before your competitors
Keystone delivers new filings with verified owner contact info the same day they hit the court docket.
Property value distribution
| Estimated value | Filings | Share | |
|---|---|---|---|
| Under $75k | 25 | 4.0% | |
| $75k - $150k | 91 | 14.6% | |
| $150k - $250k | 128 | 20.5% | |
| $250k - $400k | 179 | 28.6% | |
| $400k+ | 202 | 32.3% |
Source: third-party property enrichment (20% coverage on Iredell County filings). Median $305,900; mean $355,027.
These properties are in your market right now
Get owner names, phone numbers, and property details for every new filing in Iredell County. One subscriber per county.
Day-of-week filing pattern
| Day | Filings | Share | |
|---|---|---|---|
| Sun | 448 | 14.5% | |
| Mon | 703 | 22.8% | |
| Tue | 546 | 17.7% | |
| Wed | 594 | 19.3% | |
| Thu | 534 | 17.3% | |
| Fri | 112 | 3.6% | |
| Sat | 143 | 4.6% |
Filings show some weekend activity, suggesting after-hours electronic filing. Computed for 3080 filings with a parseable date.
Housing stock + distress signals
Underlying housing stock and distress indicators across all 81785 Iredell County housing units, from US Census ACS 5-year data. National reference values shown for context.
| Indicator | Iredell County | US average |
|---|---|---|
| Vacancy rate (incl. seasonal + for-sale) | 9.6% | 10.5% |
| Share of owner-occupied units carrying a mortgage | 63.8% | 60.8% |
| Pre-1940 housing stock | 4.5% | 12.3% |
| Single-family detached share of housing stock | 71.2% | 61.2% |
| Residents age 65 or older | 16.4% | 17.3% |
Source: US Census Bureau American Community Survey (ACS 2023 5-year). National reference values are ACS 2022 5-year US totals. Why these matter: vacancy rate is the strongest single proxy for distressed inventory; mortgage-carrying share defines the risk pool exposed to rate environment; pre-1940 stock signals deferred maintenance and renovation opportunity; senior population correlates with probate pipeline depth.
Rent benchmark (HUD Fair Market Rent)
HUD sets Fair Market Rents at the metro area level — the same FMRs apply to every county within the metro. Iredell County sits within the Charlotte-Concord-Gastonia, NC-SC. Used to set Section 8 voucher amounts; investors use it as a defensible rent-estimate floor for buy-to-rent underwriting.
| Unit size | Fair market rent / month |
|---|---|
| Efficiency / studio | $1,167 |
| 1-bedroom | $1,222 |
| 2-bedroom | $1,340 |
| 3-bedroom | $1,809 |
| 4-bedroom | $2,248 |
Source: US Department of Housing and Urban Development, Fair Market Rents (None). 40th-percentile gross rent including utilities. Why this matters: Section-8-eligible tenants are a baseline demand floor for rental inventory at these price points; FMR is the official ceiling for voucher-eligible rents.
New construction (market momentum)
Annual building permits filed in Iredell County from the US Census Building Permits Survey. Trend signal on whether new housing demand is accelerating or contracting in this market.
| Indicator | Value |
|---|---|
| Total housing units permitted (2025) | 1,835 |
| Year-over-year change (2024 → 2025) | -6.1% |
| Single-family share of permits (2025) | 78.9% |
| Single-family units permitted | 1,447 |
| Multifamily units permitted (2+ units per building) | 388 |
Source: US Census Bureau Building Permits Survey, annual cumulative data. Why this matters: permits trending up signals strong demand for new inventory; permits contracting at the same time foreclosure activity rises indicates broader market softening (deals price differently). Multifamily share shows whether the market is densifying or holding to single-family stock.
Macro context: state home prices and national delinquency
Iredell County filings should be read against the broader housing-market backdrop. North Carolina state home-price trend and the national mortgage-delinquency rate are the two macro signals most directly relevant to foreclosure exposure.
| Indicator | Value | Period |
|---|---|---|
| North Carolina home price index (year-over-year) | +2.4% | 2026-01-01 |
| North Carolina home price index (cumulative since 2020) | +72.0% | 2026-01-01 |
| National mortgage delinquency rate (30+ day, single-family) | 1.89% | 2026-01-01 |
Sources: Federal Housing Finance Agency state house price indices (FRED series NCSTHPI); Federal Reserve Board, Mortgage Delinquency 30+Day Rate on Single-Family Residential Mortgages (FRED series DRSFRMACBS). Updated quarterly. Free public data.
Be the first investor to reach these owners
Iredell County leads are delivered the same day they're filed. 7-day free trial, no credit card required.
Filing velocity by case type
How each distress category is trending — are foreclosures accelerating while divorces cool, or vice versa? This breakdown is only possible with direct court-record data.
| Case type | Total | Share | Trend |
|---|---|---|---|
| Lien | 1940 | 62.7% | -7.8% |
| Divorce | 450 | 14.5% | +77.2% |
| Eviction | 303 | 9.8% | -71.4% |
| Probate | 264 | 8.5% | +39.3% |
| Pre-Foreclosure | 95 | 3.1% | +7.7% |
| Other | 13 | 0.4% | +16.7% |
| Personal Property | 11 | 0.4% | +0.0% |
Trend = recent 2-3 month volume vs prior 2-3 months (current partial month excluded). Positive = accelerating; negative = cooling.
Seasonal filing patterns
Court filings peak in Sep and are lowest in Dec. The 2.4x peak-to-trough ratio suggests strong seasonal patterns — investors who time their outreach around Sep can reach more distressed homeowners.
| Month | Avg filings | Relative |
|---|---|---|
| Jan | 58.7 | 42% |
| Feb | 71 | 51% |
| Mar | 95.3 | 69% |
| Apr | 90.3 | 65% |
| May | 86.7 | 62% |
| Jun | 137.5 | 99% |
| Jul | 109.3 | 79% |
| Aug | 103.3 | 74% |
| Sep | 139 | 100% |
| Oct | 67.3 | 48% |
| Nov | 83 | 60% |
| Dec | 58 | 42% |
Average filings per calendar month across all observed years. Relative column shows each month as a percentage of the peak month (Sep), with a 2.4x peak-to-trough ratio.
ZIP code distress hotspots
Distress is geographically dispersed across 6 ZIP codes, with no single area dominating.
| ZIP | Area | Filings | Share | Median value |
|---|---|---|---|---|
| 28625 | Statesville | 7 | 0.2% | $245,540 |
| 28677 | Statesville | 6 | 0.2% | $141,900 |
| 28115 | Mooresville | 2 | 0.1% | $463,855 |
| 28117 | 1 | 0.0% | $938,180 | |
| 28166 | Troutman | 1 | 0.0% | $452,540 |
| 28660 | Olin | 1 | 0.0% | $80,660 |
Top 6 of 6 ZIP codes with filings.
Non-resident owner analysis
Most filings (100%) involve owner-occupied properties. The relatively low absentee rate suggests distress is primarily hitting homeowners, not institutional investors.
| Case type | Total filings | Non-resident % |
|---|---|---|
| Lien | 1940 | 0.0% |
| Divorce | 450 | 0.0% |
| Eviction | 303 | 0.0% |
| Probate | 269 | 0.0% |
| Pre-Foreclosure | 103 | 11.7% |
| Other | 13 | 0.0% |
| Personal Property | 11 | 0.0% |
Non-resident = owner's mailing address differs from the property address. Could indicate out-of-state landlords, inherited estates, second homes, or in-transition properties.
Target absentee and distressed owners directly
Every lead includes the owner's contact information and property details. Exclusive to one subscriber per county.
Distress composition and shifts
Lien, Divorce share is rising. Eviction share is declining. Low diversity — distress is dominated by one or two case types, suggesting a concentrated driver.
| Case type | Recent share | Earlier share | Shift |
|---|---|---|---|
| Lien | 71.4% | 61.4% | +10.0pp (rising) |
| Divorce | 20.4% | 13.5% | +6.9pp (rising) |
| Probate | 4.7% | 9.3% | -4.6pp |
| Pre-Foreclosure | 1.8% | 3.4% | -1.6pp |
| Eviction | 0.8% | 11.6% | -10.8pp (falling) |
| Other | 0.4% | 0.4% | +0.0pp |
| Contract | 0.2% | 0.0% | +0.2pp |
| Personal Property | 0.2% | 0.4% | -0.2pp |
| Child Support | 0.2% | 0.0% | +0.2pp |
| Tax Sale | 0.0% | 0.1% | -0.1pp |
Distress diversity score: 1.27 (Shannon entropy; higher = more diverse distress sources). "Recent" = last 2 complete months; "Earlier" = all prior months.
Property Value Profile
The median assessed value of properties in court filings is $294,820. Divorce filings involve the highest-value properties (median $354,080), while Probate filings trend lower (median $177,100). The largest segment (44.2%) falls in the $250K - $500K range.
| Value range | Properties | Share |
|---|---|---|
| Under $100K | 72 | 11.2% |
| $100K - $250K | 189 | 29.4% |
| $250K - $500K | 284 | 44.2% |
| $500K - $1M | 76 | 11.8% |
| Over $1M | 21 | 3.3% |
Value breakdown by case type
| Case type | Median value | Avg value | Properties |
|---|---|---|---|
| Lien | $297,560 | $342,424 | 476 |
| Divorce | $354,080 | $457,303 | 74 |
| Probate | $177,100 | $273,014 | 38 |
| Pre-Foreclosure | $277,440 | $300,971 | 30 |
| Eviction | $288,980 | $258,611 | 18 |
Based on county assessor records for 642 properties with court filings (20.8% of total filings). Values are tax-assessed amounts, not market listing prices.
Distress Capital Analysis
$222,275,190 in assessed property value is currently tied up in 642 court-filed properties. Lien filings represent the largest capital pool ($162,994,020 across 476 properties).
Capital at Risk by Filing Type
| Filing Type | Total Value | Properties | Avg Value | High Equity % |
|---|---|---|---|---|
| Lien | $162,994,020 | 476 | $342,424 | -- |
| Divorce | $33,840,430 | 74 | $457,303 | -- |
| Probate | $10,374,540 | 38 | $273,014 | -- |
| Pre-Foreclosure | $9,029,130 | 30 | $300,971 | -- |
| Eviction | $4,654,990 | 18 | $258,611 | -- |
| Other | $1,093,130 | 4 | $273,282 | -- |
Based on 642 properties with assessor valuations (20.8% of 3093 total filings). Values are county assessor estimates. Equity calculated from estimated value vs outstanding mortgage balance where available.
Market Absorption & Turnover Analysis
3,076 court filings tracked with 0 resolved (0.0% absorption rate). The court system is accumulating cases faster than they resolve, creating a growing backlog of 3,076 active cases.
| Month | New Filings | Resolved | Net | Inflow | Absorption |
|---|---|---|---|---|---|
| Aug 2020 | 7 | 0 | +7 | 0.0% | |
| Sep 2020 | 17 | 0 | +17 | 0.0% | |
| Oct 2020 | 18 | 0 | +18 | 0.0% | |
| Dec 2020 | 2 | 0 | +2 | 0.0% | |
| Jan 2021 | 5 | 0 | +5 | 0.0% | |
| Feb 2024 | 10 | 0 | +10 | 0.0% | |
| Mar 2024 | 8 | 0 | +8 | 0.0% | |
| Apr 2024 | 3 | 0 | +3 | 0.0% | |
| May 2024 | 1 | 0 | +1 | 0.0% | |
| Jul 2024 | 1 | 0 | +1 | 0.0% | |
| Aug 2024 | 2 | 0 | +2 | 0.0% | |
| Sep 2024 | 6 | 0 | +6 | 0.0% | |
| Oct 2024 | 5 | 0 | +5 | 0.0% | |
| Nov 2024 | 5 | 0 | +5 | 0.0% | |
| Dec 2024 | 2 | 0 | +2 | 0.0% | |
| Jan 2025 | 3 | 0 | +3 | 0.0% | |
| Feb 2025 | 2 | 0 | +2 | 0.0% | |
| Mar 2025 | 2 | 0 | +2 | 0.0% | |
| Apr 2025 | 21 | 0 | +21 | 0.0% | |
| May 2025 | 23 | 0 | +23 | 0.0% | |
| Jun 2025 | 16 | 0 | +16 | 0.0% | |
| Jul 2025 | 74 | 0 | +74 | 0.0% | |
| Aug 2025 | 301 | 0 | +301 | 0.0% | |
| Sep 2025 | 393 | 0 | +393 | 0.0% | |
| Oct 2025 | 177 | 0 | +177 | 0.0% | |
| Nov 2025 | 161 | 0 | +161 | 0.0% | |
| Dec 2025 | 170 | 0 | +170 | 0.0% | |
| Jan 2026 | 168 | 0 | +168 | 0.0% | |
| Feb 2026 | 201 | 0 | +201 | 0.0% | |
| Mar 2026 | 276 | 0 | +276 | 0.0% | |
| Apr 2026 | 247 | 0 | +247 | 0.0% | |
| May 2026 | 236 | 0 | +236 | 0.0% | |
| Jun 2026 | 259 | 0 | +259 | 0.0% | |
| Jul 2026 | 252 | 0 | +252 | 0.0% | |
| Aug 2026 | 2 | 0 | +2 | 0.0% |
Resolution by Case Type
| Case Type | Filed | Resolved | Absorption | Avg Days |
|---|---|---|---|---|
| Lien | 1894 | 0 | 0.0% | n/a |
| Divorce | 446 | 0 | 0.0% | n/a |
| Eviction | 303 | 0 | 0.0% | n/a |
| Probate | 262 | 0 | 0.0% | n/a |
| Pre-Foreclosure | 93 | 0 | 0.0% | n/a |
| Other | 63 | 0 | 0.0% | n/a |
| Personal Property | 11 | 0 | 0.0% | n/a |
Absorption rate measures the percentage of filed cases that have reached a terminal resolution (judgment, dismissal, settlement, or sale). A low absorption rate indicates a growing backlog of active cases in the court system. Resolution timing based on 0 resolved cases out of 3076 total filings.
Case Aging & Stall Analysis
260 cases (8.5%) have been active for over a year without resolution. 245 filings in the last <30 days represent fresh opportunities.
| Age | Total | Resolved | Still active | Resolution rate |
|---|---|---|---|---|
| <30 days | 245 | 0 | 245 | 0.0% |
| 30-90 days | 474 | 0 | 474 | 0.0% |
| 3-6 months | 749 | 0 | 749 | 0.0% |
| 6-12 months | 1,348 | 0 | 1,348 | 0.0% |
| 1-2 years | 186 | 0 | 186 | 0.0% |
| 2+ years | 74 | 0 | 74 | 0.0% |
Resolution speed by case type
| Case type | Total | Resolved | Rate | Median days |
|---|---|---|---|---|
| Lien | 1,894 | 0 | 0.0% | — |
| Divorce | 446 | 0 | 0.0% | — |
| Eviction | 303 | 0 | 0.0% | — |
| Probate | 262 | 0 | 0.0% | — |
| Pre-Foreclosure | 93 | 0 | 0.0% | — |
| Other | 12 | 0 | 0.0% | — |
| Personal Property | 11 | 0 | 0.0% | — |
Case aging computed from filing date to present for unresolved cases. Resolution classified from court docket entries (judgments, settlements, dismissals, sheriff sales). Cases with a resolution event are removed from the stall count.
Quarterly Filing Volume Trends
Filing trends across 4 comparable quarters show 2,663 tracked filings in Iredell County. Most recent quarter (2026 Q2: 742) was rising vs prior (2026 Q1: 645, +15.0%). Eviction shows the largest composition shift, declining share from 21.4% to 1.9%.
| Quarter | Total | Lien | Divorce | Eviction | Probate |
|---|---|---|---|---|---|
| 2025 Q3 | 768 | 373 (48.6%) | 99 (12.9%) | 243 (31.6%) | 35 (4.6%) |
| 2025 Q4 | 508 | 366 (72.0%) | 72 (14.2%) | 30 (5.9%) | 28 (5.5%) |
| 2026 Q1 | 645 | 478 (74.1%) | 93 (14.4%) | 22 (3.4%) | 32 (5.0%) |
| 2026 Q2 | 742 | 539 (72.6%) | 142 (19.1%) | 5 (0.7%) | 33 (4.4%) |
Composition shift: Eviction filings are declining share, moving from 21.4% to 1.9% of total filings (-19.4 percentage points).
Only comparable quarters shown (collection ramp-up periods excluded). Filing dates from verified court records. Current partial quarter excluded from trend calculations.
Property Value Distribution
The median property value in distressed filings is $290,960, with the largest concentration (34.0%) in the $300K–$500K range. Divorce filings have the highest median value ($337,235) while Probate filings are lowest ($173,280).
| Price range | Count | Share | Distribution |
|---|---|---|---|
| Under $50K | 31 | 5.0% | |
| $50K–$100K | 44 | 7.0% | |
| $100K–$150K | 58 | 9.3% | |
| $150K–$200K | 65 | 10.4% | |
| $200K–$300K | 122 | 19.5% | |
| $300K–$500K | 213 | 34.0% | |
| $500K+ | 93 | 14.9% |
Value by case type
| Case type | Median value | Average value | Properties |
|---|---|---|---|
| Lien | $296,055 | $339,143 | 464 |
| Divorce | $337,235 | $453,465 | 72 |
| Probate | $173,280 | $271,741 | 37 |
| Pre-Foreclosure | $277,440 | $302,811 | 29 |
| Eviction | $282,125 | $258,610 | 18 |
Assessed property values from county assessor records for 626 properties (20.3% of total filings). Values reflect tax-assessed amounts, not market price.
Repeat litigation patterns in Iredell County
Of 2,838 unique property owners in court filings, 154 (5.4%) appear in multiple cases, including 32 with 3 or more filings. The most active repeat filer has 8 cases. Pre-Foreclosure cases have the highest repeat rate at 12.5%.
Repeat rate by case type
| Case type | Repeat owners | Total owners | Repeat rate |
|---|---|---|---|
| Lien | 134 | 1719 | 7.8% |
| Divorce | 6 | 446 | 1.3% |
| Eviction | 16 | 287 | 5.6% |
| Other | 6 | 63 | 9.5% |
| Pre-Foreclosure | 7 | 56 | 12.5% |
Analysis based on 2,838 unique owner names across court filings. Repeat filers are property owners appearing in 2 or more distinct cases.
Serial distressed properties in Iredell County
Of 454 unique properties in court filings, 67 (14.8%) have multiple filings (averaging 2.3 filings per property). Average time between repeat filings: 3 months. Lien properties have the highest repeat rate at 19.3%.
Serial distress rate by case type
| Case type | Serial properties | Total properties | Serial rate |
|---|---|---|---|
| Lien | 64 | 331 | 19.3% |
| Divorce | 4 | 60 | 6.7% |
| Eviction | 2 | 14 | 14.3% |
Analysis based on 454 unique property addresses across court filings. Serial distressed properties have 2 or more distinct case filings at the same address.
Methodology and data sources
- Court filings are collected directly from Iredell County court records, which are public information.
- Every filing in this dataset has been verified for current owner-of-record. Entity-owned filings (LLCs, trusts, banks) and properties where the named party is not the current owner are excluded.
- Property value figures come from third-party enrichment (20% coverage on this dataset).
- Individual case data, defendant names, and property addresses are not published. Reports show aggregated statistics only.
- The methodology page at /reports/methodology documents data sources, sample sizes, and known limitations in detail.
- This report was generated 2026-08-03 from the live database. Numbers reflect the dataset at that moment.
Related North Carolina guides
Get the underlying Iredell County filings
Subscribe to Iredell County on Keystone Court Data and get day-of-filing access to every new property-related case as it hits the docket. One subscriber per county. 7-day free trial.
View Iredell County availabilityWant updates when new reports publish? Subscribe to the research RSS feed or follow keystonecourtdata.com.
Cite: Keystone Court Data, "Iredell County North Carolina Court Filings Intelligence," 2026-08-03, https://keystonecourtdata.com/reports/iredell-nc-court-filings-intelligence · Download data (CSV)