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Hancock County, Indiana Court Filings Intelligence

Live court-record analysis of property-related filings (foreclosure, probate, divorce, partition, guardianship). Data sourced direct from Hancock County court dockets. Updated 2026-07-14. See methodology.

Data current as of 2026-06-02 · refreshes nightly #22 of 23 Indiana counties we cover by filing volume
Investor takeaway

About Hancock County

Hancock County is a county in the U.S. state of Indiana. The 2020 United States census recorded a population of 79,840. The county seat is Greenfield.

Source: Wikipedia

At a glance

135 verified property-related court filings tracked across 21 months (Jan 2024 to Jan 2101).

#22 of 23 Indiana counties Keystone covers, ranked by total filing volume.

0% of filings involve owners whose mailing address differs from the property address (0 of 135 filings).

$213,250 median estimated property value across the 28 filings with property-enrichment data (21% coverage).

3.2% Indiana unemployment rate (BLS, as of 2026-05). Filings should be read against the local-economy backdrop.

Filing type breakdown

Filing typeFilingsShare
Divorce 65 48.1%
Probate 30 22.2%
Pre-Foreclosure 28 20.7%
Guardianship 10 7.4%
Inherited Property 2 1.5%

Each row is a distinct case verified for current owner-of-record before inclusion.

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Monthly filing activity

MonthFilingsvs prior
Jan 2024 14
Feb 2024 3 -11
Mar 2024 7 +4
Apr 2024 5 -2
May 2024 7 +2
Aug 2024 2 -5
Sep 2024 2 0
Dec 2024 3 +1
Feb 2025 4 +1
Jul 2025 5 +1
Aug 2025 4 -1
Sep 2025 1 -3
Oct 2025 1 0
Nov 2025 9 +8
Dec 2025 8 -1
Mar 2026 1 -7
Apr 2026 16 +15
May 2026 21 +5
Jun 2026 16 -5
Jul 2026 5 -11
Jan 2101 1 -4

Each row reflects new filings entering the dataset that month, after ownership verification. Most recent month may be partial.

Geographic concentration by ZIP

Top 8 ZIPs in Hancock County account for 27.4% of all tracked filings, showing where distressed real estate activity clusters.

ZIPCityFilingsShare
46140 Greenfield 17 12.6%
46055 Mccordsville 8 5.9%
46229 Cumberland 5 3.7%
46163 New Palestine 3 2.2%
47384 Shirley 1 0.7%
46236 Indianapolis 1 0.7%
46040 Fortville 1 0.7%
46186 Wilkinson 1 0.7%

Based on filings with a parseable property address (27% of Hancock County filings).

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Property value distribution

Estimated valueFilingsShare
Under $75k 1 3.6%
$75k - $150k 4 14.3%
$150k - $250k 13 46.4%
$250k - $400k 6 21.4%
$400k+ 4 14.3%

Source: third-party property enrichment (21% coverage on Hancock County filings). Median $213,250; mean $247,755.

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Day-of-week filing pattern

DayFilingsShare
Sun 4 3.0%
Mon 15 11.1%
Tue 21 15.6%
Wed 15 11.1%
Thu 23 17.0%
Fri 52 38.5%
Sat 5 3.7%

Filings show some weekend activity, suggesting after-hours electronic filing. Computed for 135 filings with a parseable date.

Building characteristics

Per-property details from third-party property enrichment, aggregated across the 61 filings with characteristic data:

IndicatorValue
Median living area1,587 sqft
Median bedrooms3
Median bathrooms2.0
Median lot size1730.0 acres
Owner-occupied (at time of enrichment)0.0%

Housing stock + distress signals

Underlying housing stock and distress indicators across all 33398 Hancock County housing units, from US Census ACS 5-year data. National reference values shown for context.

Indicator Hancock County US average
Vacancy rate (incl. seasonal + for-sale)3.4%10.5%
Share of owner-occupied units carrying a mortgage69.2%60.8%
Pre-1940 housing stock10.6%12.3%
Single-family detached share of housing stock84.3%61.2%
Residents age 65 or older17.2%17.3%

Source: US Census Bureau American Community Survey (ACS 2023 5-year). National reference values are ACS 2022 5-year US totals. Why these matter: vacancy rate is the strongest single proxy for distressed inventory; mortgage-carrying share defines the risk pool exposed to rate environment; pre-1940 stock signals deferred maintenance and renovation opportunity; senior population correlates with probate pipeline depth.

Rent benchmark (HUD Fair Market Rent)

HUD sets Fair Market Rents at the metro area level — the same FMRs apply to every county within the metro. Hancock County sits within the Indianapolis-Carmel-Greenwood, IN (FY 2026). Used to set Section 8 voucher amounts; investors use it as a defensible rent-estimate floor for buy-to-rent underwriting.

Unit size Fair market rent / month
Efficiency / studio$1,118
1-bedroom$1,267
2-bedroom$1,473
3-bedroom$1,907
4-bedroom$2,338

Source: US Department of Housing and Urban Development, Fair Market Rents (2026). 40th-percentile gross rent including utilities. Why this matters: Section-8-eligible tenants are a baseline demand floor for rental inventory at these price points; FMR is the official ceiling for voucher-eligible rents.

New construction (market momentum)

Annual building permits filed in Hancock County from the US Census Building Permits Survey. Trend signal on whether new housing demand is accelerating or contracting in this market.

Indicator Value
Total housing units permitted (2025)1,212
Year-over-year change (2024 → 2025)+11.1%
Single-family share of permits (2025)87.2%
Single-family units permitted1,057
Multifamily units permitted (2+ units per building)155

Source: US Census Bureau Building Permits Survey, annual cumulative data. Why this matters: permits trending up signals strong demand for new inventory; permits contracting at the same time foreclosure activity rises indicates broader market softening (deals price differently). Multifamily share shows whether the market is densifying or holding to single-family stock.

Macro context: state home prices and national delinquency

Hancock County filings should be read against the broader housing-market backdrop. Indiana state home-price trend and the national mortgage-delinquency rate are the two macro signals most directly relevant to foreclosure exposure.

IndicatorValuePeriod
Indiana home price index (year-over-year)+4.3%2026-01-01
Indiana home price index (cumulative since 2020)+64.9%2026-01-01
National mortgage delinquency rate (30+ day, single-family)1.89%2026-01-01

Sources: Federal Housing Finance Agency state house price indices (FRED series INSTHPI); Federal Reserve Board, Mortgage Delinquency 30+Day Rate on Single-Family Residential Mortgages (FRED series DRSFRMACBS). Updated quarterly. Free public data.

Local-market benchmark

Demographics of the ZIPs where filings cluster, weighted by filing count and benchmarked against Census ACS 2023 5-year:

IndicatorFiling-weighted average
Median household income (where filings cluster)$72,073
Median home value$188,716
Owner-occupancy rate65.9%
Renter share of households34.1%
Median gross rent$1,141/mo

Source: U.S. Census Bureau ACS 5-year estimates, weighted by Keystone's filing volume across 2 top ZIPs.

Most active foreclosure plaintiffs in Hancock County

Top mortgage holders and servicers named in foreclosure complaints filed in this county. Lender names are normalized to collapse common legal-suffix variants (e.g. "as Trustee for X Trust", "N.A.").

PlaintiffForeclosure filings
PENNYMAC LOAN SERVICES, LLC 2
CARRINGTON MORTGAGE SERVICES, LLC 2
HSBC BANK USA, N.A. FOR THE HOLDERS OF THE NOMURAHOME EQUITY LOA 1
TRUIST BANK 1
ROCKET MORTGAGE, LLC S/B/M NATIONSTAR MORTGAGE LLC 1
LAKEVIEW LOAN SERVICING, LLC 1

Source: plaintiff names extracted from Hancock County foreclosure complaint text. Court records are public information.

Post-filing sale outcomes in Hancock County

What happens to distressed properties after a court filing? By cross-referencing each filing's property with county assessor and deed-transfer records, we track which properties sold, how long the process took, and at what price. This analysis covers 63 filings (46.7% of all 135 filings) where parcel-level tracking is available.

9.5%
of tracked properties sold post-filing
261
median days from filing to sale
$222,061
median post-filing sale price
1.04x
sale price vs. assessed value

Time from filing to sale

How quickly do distressed properties sell after a court filing is recorded? This distribution shows where post-filing sales cluster.

Timeframe Sales Share
Under 30 days 1 16.7%
31–90 days 0 0.0%
91–180 days 1 16.7%
181–365 days 3 50.0%
Over 1 year 1 16.7%

Sale rates by filing type

Not all distress types lead to property sales at the same rate. Foreclosures tend to result in eventual sales more often than probate or divorce filings.

Filing type Tracked Sold Sale rate
Pre-Foreclosure 22 5 22.7%
Divorce 29 0 0.0%
Guardianship 6 0 0.0%

How sales relate to the filing

Not every post-filing sale is caused by the court case. We classify each sale's relationship to the original filing so investors can focus on the highest-signal outcomes. 83.3% of confirmed sales were directly driven by the filing.

Attribution Meaning Sales Share
Filing-driven Sale occurred as a direct result of the court filing (e.g., foreclosure auction, probate liquidation) 5 83.3%
Pre-existing Property was already in a sales process before the court filing was recorded 1 16.7%

Source: county assessor and deed-transfer records cross-referenced with court filings by parcel ID. Sale outcomes tracked for 63 of 135 filings (46.7% parcel coverage). Timing based on 6 sales with valid filing and sale dates. Prices based on 5 sales with recorded sale amounts.

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FEMA flood zone exposure

Are distressed properties concentrated in flood-prone areas? By checking each property's coordinates against FEMA's National Flood Hazard Layer, we identify which filings fall in Special Flood Hazard Areas (mandatory flood insurance zones). This analysis covers 62 properties with geocoded locations.

0.0%
in Special Flood Hazard Area
0
properties in high-risk zones
Zone Properties Share
X 58 93.5%
X-500yr 4 6.5%

Source: FEMA National Flood Hazard Layer (NFHL), queried by property coordinates. Zones A/AE/AH/AO/V/VE are Special Flood Hazard Areas (1% annual flood chance, mandatory flood insurance). Zone X is minimal risk. 62 properties checked.

Filing velocity by case type

How each distress category is trending — are foreclosures accelerating while divorces cool, or vice versa? This breakdown is only possible with direct court-record data.

Case type Total Share Trend
Divorce 65 48.1% +41.2%
Probate 30 22.2% +0.0%
Pre-Foreclosure 28 20.7% --
Guardianship 10 7.4% --

Trend = recent 2-3 month volume vs prior 2-3 months (current partial month excluded). Positive = accelerating; negative = cooling.

Seasonal filing patterns

Court filings peak in Jun and are lowest in Oct. Filing volume is relatively steady year-round.

Month Avg filings Relative
Jan 7.5
47%
Feb 3.5
22%
Mar 4
25%
Apr 10.5
66%
May 14
88%
Jun 16
100%
Jul 5
31%
Aug 3
19%
Sep 1.5
9%
Oct 1
6%
Nov 9
56%
Dec 5.5
34%

Average filings per calendar month across all observed years. Relative column shows each month as a percentage of the peak month (Jun).

ZIP code distress hotspots

Distress is geographically dispersed across 8 ZIP codes, with no single area dominating.

ZIP Area Filings Share Median value
46140 Greenfield 17 12.6% $179,700
46055 Mccordsville 8 5.9% $292,000
46229 Cumberland 5 3.7% $215,200
46163 New Palestine 3 2.2% $217,400
47384 Shirley 1 0.7% $63,900
46236 Indianapolis 1 0.7% --
46040 Fortville 1 0.7% --
46186 Wilkinson 1 0.7% --

Top 8 of 8 ZIP codes with filings.

Non-resident owner analysis

Most filings (100%) involve owner-occupied properties. The relatively low absentee rate suggests distress is primarily hitting homeowners, not institutional investors.

0.0%
Non-resident owners
Case type Total filings Non-resident %
Divorce 65 0.0%
Probate 30 0.0%
Pre-Foreclosure 28 0.0%
Guardianship 10 0.0%

Non-resident = owner's mailing address differs from the property address. Could indicate out-of-state landlords, inherited estates, second homes, or in-transition properties.

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Distress composition and shifts

Divorce, Guardianship share is rising. Probate, Pre-Foreclosure share is declining. Low diversity — distress is dominated by one or two case types, suggesting a concentrated driver.

Case type Recent share Earlier share Shift
Divorce 64.7% 46.0% +18.7pp (rising)
Guardianship 17.6% 6.2% +11.4pp (rising)
Probate 11.8% 23.0% -11.2pp (falling)
Inherited Property 5.9% 0.9% +5.0pp
Pre-Foreclosure 0.0% 23.9% -23.9pp (falling)

Distress diversity score: 1.45 (Shannon entropy; higher = more diverse distress sources). "Recent" = last 2 complete months; "Earlier" = all prior months.

Property Value Profile

The median assessed value of properties in court filings is $214,200. Divorce filings involve the highest-value properties (median $214,200), while Pre-Foreclosure filings trend lower (median $212,300). The largest segment (57.1%) falls in the $100K - $250K range.

$214,200
Median assessed value
$247,755
Average assessed value
28
Properties with values
Value range Properties Share
Under $100K 2 7.1%
$100K - $250K 16 57.1%
$250K - $500K 8 28.6%
$500K - $1M 2 7.1%
Value breakdown by case type
Case type Median value Avg value Properties
Divorce $214,200 $231,138 14
Pre-Foreclosure $212,300 $230,227 11

Based on county assessor records for 28 properties with court filings (20.7% of total filings). Values are tax-assessed amounts, not market listing prices.

Investment Opportunity Score by ZIP Code

Across 4 ZIP codes with sufficient court filing data, ZIP 46140 (Greenfield) ranks highest with an investment opportunity score of 75/100, driven by high filing volume (17 cases).

75/100
Highest ZIP score
4
ZIPs scored
49
Average score
Rank ZIP Code Area Score Filings Avg Value Absentee %
#1 46140 Greenfield
75
17 0%
#2 46055 Mccordsville
52
8 0%
#3 46229 Indianapolis
45
5 0%
#4 46163 New Palestine
25
3 0%
How the score is calculated

The Investment Opportunity Score combines four dimensions from verified court filing data:

  • Filing volume (35%): More filings = more potential deals in the area
  • Property value (25%): Higher assessed values = larger potential deal sizes
  • Absentee owner rate (25%): Absentee owners are more likely to sell at a discount
  • Case type diversity (15%): Multiple case types = broader opportunity set

Each dimension is normalized to a 0–100 scale across all scored ZIPs, then weighted and combined. A score of 100 means that ZIP ranks highest across all dimensions. Scores should be compared within the same county or state, not across different markets.

Based on 135 court filings across 4 ZIP codes. ZIPs with fewer than 3 filings are excluded. Property values from county assessor records. Absentee status from property ownership verification.

Distress Capital Analysis

$6,937,135 in assessed property value is currently tied up in 28 court-filed properties. Divorce filings represent the largest capital pool ($3,235,935 across 14 properties).

$7M
Total Value at Risk
28
Properties Valued
$214,200
Median Value

Capital at Risk by Filing Type

Filing Type Total Value Properties Avg Value High Equity %
Divorce
$3,235,935
14 $231,138 --
Pre-Foreclosure
$2,532,500
11 $230,227 --
High-Equity Distressed Properties
1 properties with 20%+ equity totaling $672,135 in assessed value (3.6% of all valued filings). Average property value: $672,135. These represent the highest-value investor targets — owners with real money at stake who are most likely to negotiate.

Based on 28 properties with assessor valuations (20.7% of 135 total filings). Values are county assessor estimates. Equity calculated from estimated value vs outstanding mortgage balance where available.

Market Absorption & Turnover Analysis

135 court filings tracked with 0 resolved (0.0% absorption rate). The court system is accumulating cases faster than they resolve, creating a growing backlog of 135 active cases.

0.0%
Absorption Rate
135
Active Case Backlog
Month New Filings Resolved Net Inflow Absorption
Jan 2024 14 0 +14
0.0%
Feb 2024 3 0 +3
0.0%
Mar 2024 7 0 +7
0.0%
Apr 2024 5 0 +5
0.0%
May 2024 7 0 +7
0.0%
Aug 2024 2 0 +2
0.0%
Sep 2024 2 0 +2
0.0%
Dec 2024 3 0 +3
0.0%
Feb 2025 4 0 +4
0.0%
Jul 2025 5 0 +5
0.0%
Aug 2025 4 0 +4
0.0%
Sep 2025 1 0 +1
0.0%
Oct 2025 1 0 +1
0.0%
Nov 2025 9 0 +9
0.0%
Dec 2025 8 0 +8
0.0%
Mar 2026 1 0 +1
0.0%
Apr 2026 16 0 +16
0.0%
May 2026 21 0 +21
0.0%
Jun 2026 16 0 +16
0.0%
Jul 2026 5 0 +5
0.0%
Jan 2101 1 0 +1
0.0%

Resolution by Case Type

Case Type Filed Resolved Absorption Avg Days
Divorce 65 0 0.0% n/a
Probate 30 0 0.0% n/a
Pre-Foreclosure 28 0 0.0% n/a
Guardianship 10 0 0.0% n/a

Absorption rate measures the percentage of filed cases that have reached a terminal resolution (judgment, dismissal, settlement, or sale). A low absorption rate indicates a growing backlog of active cases in the court system. Resolution timing based on 0 resolved cases out of 135 total filings.

Property Type Distribution

81.0% of distressed properties are classified as Single Family, followed by Duplex/Multi-Family (13.8%).

Single Family
Most common (81.0%)
58
Properties classified
5
Property categories
Property type Count Share Distribution
Single Family 47 81.0%
Duplex/Multi-Family 8 13.8%
Residential 1 1.7%
Condo/Townhouse 1 1.7%
Agricultural 1 1.7%
Property type by case type
Case type Dominant property type Share Properties
Divorce Single Family 70.4% 27
Pre-Foreclosure Single Family 95.2% 21
Guardianship Single Family 100.0% 6

Property classifications from county assessor records for 58 properties (43.0% of total filings). Categories normalized from assessor codes.

Case Aging & Stall Analysis

48 cases (35.6%) have been active for over a year without resolution. 12 filings in the last <30 days represent fresh opportunities.

48
Cases stalled 1yr+
35.6%
of all filings
135
Total tracked
Age Total Resolved Still active Resolution rate
<30 days 12 0 12 0.0%
30-90 days 44 0 44 0.0%
3-6 months 3 0 3 0.0%
6-12 months 27 0 27 0.0%
1-2 years 12 0 12 0.0%
2+ years 36 0 36 0.0%
Resolution speed by case type
Case type Total Resolved Rate Median days
Divorce 65 0 0.0%
Probate 30 0 0.0%
Pre-Foreclosure 28 0 0.0%
Guardianship 10 0 0.0%

Case aging computed from filing date to present for unresolved cases. Resolution classified from court docket entries (judgments, settlements, dismissals, sheriff sales). Cases with a resolution event are removed from the stall count.

Property Value Distribution

The median property value in distressed filings is $213,250, with the largest concentration (32.1%) in the $200K–$300K range. Pre-Foreclosure filings have the highest median value ($212,300) while Divorce filings are lowest ($206,850).

$213,250
Median value
$247,754
Average value
28
Properties valued
Price range Count Share Distribution
$50K–$100K 2 7.1%
$100K–$150K 3 10.7%
$150K–$200K 8 28.6%
$200K–$300K 9 32.1%
$300K–$500K 4 14.3%
$500K+ 2 7.1%
Value by case type
Case type Median value Average value Properties
Divorce $206,850 $231,138 14
Pre-Foreclosure $212,300 $230,227 11

Assessed property values from county assessor records for 28 properties (20.7% of total filings). Values reflect tax-assessed amounts, not market price.

Ownership Duration Before Filing

The median ownership duration before a court filing is 3.6 years.

3.6 yr
Median tenure
3.5 yr
Average tenure
21
Properties tracked
Ownership period Count Share Distribution
Under 2 years 6 28.6%
2–5 years 12 57.1%
5–10 years 3 14.3%
Tenure by case type
Case type Median tenure Average tenure Properties
Divorce 4.6 yr 4.0 yr 13

Duration calculated from last recorded property sale to court filing date for 21 properties (15.6% of total filings). Longer ownership often correlates with higher equity.

Repeat litigation patterns in Hancock County

Of 130 unique property owners in court filings, 4 (3.1%) appear in multiple cases, including 1 with 3 or more filings. The most active repeat filer has 3 cases spanning 24 months.

130
Unique owners
4
Repeat filers (2+ cases)
3.1%
Repeat rate
1
Serial filers (3+ cases)

Analysis based on 130 unique owner names across court filings. Repeat filers are property owners appearing in 2 or more distinct cases.

Why these filings are invisible on most public foreclosure sites

The largest public foreclosure-aggregator interfaces surface only post-auction bank-owned properties in Indiana. Pre-foreclosure court filings are not visible to their non-paying users. Keystone tracks the court filing the day it hits the docket, weeks or months before any property reaches the auction stage those aggregators surface.

Methodology and full audit: Court-vs-aggregator coverage gap report.

Methodology and data sources

Top cities for filings within Hancock County

Where filings concentrate inside Hancock County, by parsed property city or township.

City / Township Filings Share (of city-parsed filings)
Greenfield1745.9%
Mccordsville616.2%
Indianapolis410.8%
New Palestine38.1%
Cumberland25.4%

Share is computed against filings with a parsed property city (not against total Hancock County filings — addresses missing the city portion are excluded from the denominator). Top 5 shown; smaller cities aggregate into the long tail.

Related Indiana guides

Indiana foreclosure process How to find leads in Indiana Top foreclosure counties in Indiana Indiana statewide analysis

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Cite: Keystone Court Data, "Hancock County Indiana Court Filings Intelligence," 2026-07-14, https://keystonecourtdata.com/reports/hancock-in-court-filings-intelligence · Download data (CSV)