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Guilford County, North Carolina Court Filings Intelligence

Live court-record analysis of property-related filings (foreclosure, probate, divorce, partition, guardianship). Data sourced direct from Guilford County court dockets. Updated 2026-08-03. See methodology.

Investor takeaway

About Guilford County

Guilford County is a county located in the U.S. state of North Carolina. As of the 2020 census, the population was 541,299, making it the third-most populous county in North Carolina. The county seat and largest community is Greensboro. Since 1938, an additional county court has been located in High Point. The county was formed in 1771. Guilford County is included in the Greensboro–High Point, NC Metropolitan Statistical Area, which is also included in the Greensboro–Winston-Salem–High Point, NC Combined Statistical Area.

Source: Wikipedia

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At a glance

11060 verified property-related court filings tracked across 39 months (Aug 2020 to Aug 2026).

290 typical monthly filing volume.

0% of filings involve owners whose mailing address differs from the property address (0 of 11060 filings).

$296,200 median estimated property value across the 2841 filings with property-enrichment data (26% coverage).

3.5% North Carolina unemployment rate (BLS, as of 2026-05). Filings should be read against the local-economy backdrop.

Filing type breakdown

Filing typeFilingsShare
Other 9442 85.4%
Divorce 681 6.2%
Probate 598 5.4%
Pre-Foreclosure 296 2.7%
Real Estate Dispute 27 0.2%
Guardianship 16 0.1%

Each row is a distinct case verified for current owner-of-record before inclusion.

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Monthly filing activity

MonthFilingsvs prior
Aug 2020 14
Sep 2020 24 +10
Oct 2020 33 +9
Nov 2020 4 -29
Dec 2020 4 0
Jan 2021 3 -1
Jul 2022 1 -2
Oct 2022 1 0
Jan 2024 2 +1
Feb 2024 13 +11
Mar 2024 4 -9
May 2024 2 -2
Jun 2024 2 0
Jul 2024 5 +3
Aug 2024 4 -1
Sep 2024 2 -2
Oct 2024 3 +1
Nov 2024 3 0
Dec 2024 4 +1
Jan 2025 4 0
Feb 2025 7 +3
Mar 2025 4 -3
Apr 2025 18 +14
May 2025 29 +11
Jun 2025 33 +4
Jul 2025 454 +421
Aug 2025 929 +475
Sep 2025 1075 +146
Oct 2025 815 -260
Nov 2025 754 -61
Dec 2025 806 +52
Jan 2026 930 +124
Feb 2026 765 -165
Mar 2026 873 +108
Apr 2026 843 -30
May 2026 820 -23
Jun 2026 874 +54
Jul 2026 870 -4
Aug 2026 1 -869

Each row reflects new filings entering the dataset that month, after ownership verification. Most recent month may be partial.

Geographic concentration by ZIP

Top 10 ZIPs in Guilford County account for 0.3% of all tracked filings, showing where distressed real estate activity clusters.

ZIPCityFilingsShare
27406 Greensboro 7 0.1%
27405 Greensboro 5 0.0%
27410 Greensboro 4 0.0%
27260 High Point 3 0.0%
27407 Greensboro 3 0.0%
27401 Greensboro 2 0.0%
27301 McLeansville 2 0.0%
27282 Jamestown 2 0.0%
27455 Greensboro 2 0.0%
27265 High Point 2 0.0%

Based on filings with a parseable property address (0% of Guilford County filings).

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Property value distribution

Estimated valueFilingsShare
Under $75k 37 1.3%
$75k - $150k 165 5.8%
$150k - $250k 770 27.1%
$250k - $400k 1250 44.0%
$400k+ 619 21.8%

Source: third-party property enrichment (26% coverage on Guilford County filings). Median $296,200; mean $325,887.

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Day-of-week filing pattern

DayFilingsShare
Sun 1482 13.4%
Mon 2469 22.4%
Tue 2330 21.1%
Wed 2154 19.5%
Thu 1808 16.4%
Fri 669 6.1%
Sat 120 1.1%

Filings show some weekend activity, suggesting after-hours electronic filing. Computed for 11032 filings with a parseable date.

Housing stock + distress signals

Underlying housing stock and distress indicators across all 235833 Guilford County housing units, from US Census ACS 5-year data. National reference values shown for context.

Indicator Guilford County US average
Vacancy rate (incl. seasonal + for-sale)8.5%10.5%
Share of owner-occupied units carrying a mortgage65.0%60.8%
Pre-1940 housing stock5.7%12.3%
Single-family detached share of housing stock62.7%61.2%
Residents age 65 or older15.6%17.3%

Source: US Census Bureau American Community Survey (ACS 2023 5-year). National reference values are ACS 2022 5-year US totals. Why these matter: vacancy rate is the strongest single proxy for distressed inventory; mortgage-carrying share defines the risk pool exposed to rate environment; pre-1940 stock signals deferred maintenance and renovation opportunity; senior population correlates with probate pipeline depth.

Rent benchmark (HUD Fair Market Rent)

HUD sets Fair Market Rents at the metro area level — the same FMRs apply to every county within the metro. Guilford County sits within the Greensboro-High Point, NC (FY 2026). Used to set Section 8 voucher amounts; investors use it as a defensible rent-estimate floor for buy-to-rent underwriting.

Unit size Fair market rent / month
Efficiency / studio$1,159
1-bedroom$1,213
2-bedroom$1,330
3-bedroom$1,703
4-bedroom$1,960

Source: US Department of Housing and Urban Development, Fair Market Rents (2026). 40th-percentile gross rent including utilities. Why this matters: Section-8-eligible tenants are a baseline demand floor for rental inventory at these price points; FMR is the official ceiling for voucher-eligible rents.

New construction (market momentum)

Annual building permits filed in Guilford County from the US Census Building Permits Survey. Trend signal on whether new housing demand is accelerating or contracting in this market.

Indicator Value
Total housing units permitted (2025)2,876
Year-over-year change (2024 → 2025)-25.2%
Single-family share of permits (2025)60.4%
Single-family units permitted1,738
Multifamily units permitted (2+ units per building)1,138

Source: US Census Bureau Building Permits Survey, annual cumulative data. Why this matters: permits trending up signals strong demand for new inventory; permits contracting at the same time foreclosure activity rises indicates broader market softening (deals price differently). Multifamily share shows whether the market is densifying or holding to single-family stock.

Macro context: state home prices and national delinquency

Guilford County filings should be read against the broader housing-market backdrop. North Carolina state home-price trend and the national mortgage-delinquency rate are the two macro signals most directly relevant to foreclosure exposure.

IndicatorValuePeriod
North Carolina home price index (year-over-year)+2.4%2026-01-01
North Carolina home price index (cumulative since 2020)+72.0%2026-01-01
National mortgage delinquency rate (30+ day, single-family)1.89%2026-01-01

Sources: Federal Housing Finance Agency state house price indices (FRED series NCSTHPI); Federal Reserve Board, Mortgage Delinquency 30+Day Rate on Single-Family Residential Mortgages (FRED series DRSFRMACBS). Updated quarterly. Free public data.

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Filing velocity by case type

How each distress category is trending — are foreclosures accelerating while divorces cool, or vice versa? This breakdown is only possible with direct court-record data.

Case type Total Share Trend
Lien 8739 79.0% +2.2%
Divorce 681 6.2% +17.0%
Probate 581 5.3% +26.9%
Eviction 519 4.7% +11.8%
Pre-Foreclosure 285 2.6% -17.9%
Contract 85 0.8% -29.0%
Other 65 0.6% +26.3%
Real Estate Dispute 27 0.2% +133.3%
Child Support 18 0.2% +25.0%
Guardianship 16 0.1% --
Personal Property 13 0.1% --

Trend = recent 2-3 month volume vs prior 2-3 months (current partial month excluded). Positive = accelerating; negative = cooling.

Seasonal filing patterns

Court filings peak in Apr and are lowest in Oct. The 2.0x peak-to-trough ratio suggests strong seasonal patterns — investors who time their outreach around Apr can reach more distressed homeowners.

Month Avg filings Relative
Jan 234.8
55%
Feb 261.7
61%
Mar 293.7
68%
Apr 430.5
100%
May 283.7
66%
Jun 303
70%
Jul 332.5
77%
Aug 315.7
73%
Sep 367
85%
Oct 213
49%
Nov 253.7
59%
Dec 271.3
63%

Average filings per calendar month across all observed years. Relative column shows each month as a percentage of the peak month (Apr), with a 2.0x peak-to-trough ratio.

ZIP code distress hotspots

Distress is geographically dispersed across 14 ZIP codes, with no single area dominating.

ZIP Area Filings Share Median value
27406 Greensboro 7 0.1% --
27405 Greensboro 5 0.0% --
27410 Greensboro 4 0.0% $148,200
27260 High Point 3 0.0% --
27407 Greensboro 3 0.0% --
27401 Greensboro 2 0.0% $119,500
27301 Mcleansville 2 0.0% --
27282 Jamestown 2 0.0% --
27455 Greensboro 2 0.0% --
27265 High Point 2 0.0% --

Top 10 of 14 ZIP codes with filings.

Non-resident owner analysis

Most filings (100%) involve owner-occupied properties. The relatively low absentee rate suggests distress is primarily hitting homeowners, not institutional investors.

0.0%
Non-resident owners
Case type Total filings Non-resident %
Lien 8739 0.0%
Divorce 681 0.0%
Probate 598 0.0%
Eviction 519 0.0%
Pre-Foreclosure 296 0.0%
Contract 85 0.0%
Other 65 0.0%
Real Estate Dispute 27 0.0%
Child Support 18 0.0%
Guardianship 16 0.0%
Personal Property 13 0.0%

Non-resident = owner's mailing address differs from the property address. Could indicate out-of-state landlords, inherited estates, second homes, or in-transition properties.

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Distress composition and shifts

Lien share is rising. Low diversity — distress is dominated by one or two case types, suggesting a concentrated driver.

Case type Recent share Earlier share Shift
Lien 85.0% 78.1% +6.9pp (rising)
Divorce 5.8% 6.2% -0.4pp
Eviction 2.9% 5.0% -2.1pp
Probate 2.5% 5.8% -3.3pp
Pre-Foreclosure 1.0% 2.9% -1.9pp
Other 1.0% 0.5% +0.5pp
Contract 0.8% 0.8% +0.0pp
Real Estate Dispute 0.7% 0.2% +0.5pp
Personal Property 0.2% 0.1% +0.1pp
Custody 0.0% 0.0% +0.0pp
Negligence 0.0% 0.0% +0.0pp
Child Support 0.0% 0.2% -0.2pp
Guardianship 0.0% 0.2% -0.2pp

Distress diversity score: 0.98 (Shannon entropy; higher = more diverse distress sources). "Recent" = last 2 complete months; "Earlier" = all prior months.

Court Docket Activity

Across 224 tracked cases, the average case has 14 docket entries (median 13). 45.5% of cases are in the "mid-process (6-15 events)" stage. Probate cases are the most court-active at 15.1 events on average. Higher docket activity signals that courts are actively processing the case, which can indicate timeline urgency for investor outreach.

14.0
Avg. docket entries per case
13
Median entries per case
34
Most active case
Activity level Cases Share
Early stage (1-5 events) 22 9.8%
Mid-process (6-15 events) 102 45.5%
Advanced (16+ events) 100 44.6%
Docket activity by case type
Case type Avg. events Cases tracked
Probate 15.1 149
Pre-Foreclosure 12.1 59
Guardianship 11.0 16

Based on 224 cases with docket event tracking from Guilford County court records. Docket entries include filings, hearings, orders, and motions.

Property Value Profile

The median assessed value of properties in court filings is $295,900. Divorce filings involve the highest-value properties (median $346,400), while Other filings trend lower (median $274,800). The largest segment (54.8%) falls in the $250K - $500K range.

$295,900
Median assessed value
$323,773
Average assessed value
2861
Properties with values
Value range Properties Share
Under $100K 90 3.1%
$100K - $250K 902 31.5%
$250K - $500K 1569 54.8%
$500K - $1M 275 9.6%
Over $1M 25 0.9%
Value breakdown by case type
Case type Median value Avg value Properties
Lien $291,500 $319,163 2470
Probate $314,100 $354,891 160
Divorce $346,400 $374,730 115
Pre-Foreclosure $317,100 $352,135 55
Eviction $288,900 $306,748 25
Contract $296,400 $317,817 23
Other $274,800 $270,417 6

Based on county assessor records for 2861 properties with court filings (25.9% of total filings). Values are tax-assessed amounts, not market listing prices.

Investment Opportunity Score by ZIP Code

Across 5 ZIP codes with sufficient court filing data, ZIP 27406 (Greensboro) ranks highest with an investment opportunity score of 68/100, driven by high filing volume (7 cases). 2 of 5 scored ZIPs are above the average score of 45.

68/100
Highest ZIP score
5
ZIPs scored
45
Average score
Rank ZIP Code Area Score Filings Avg Value Absentee %
#1 27406 Greensboro
68
7 0%
#2 27405 Greensboro
50
5 0%
#3 27410 Greensboro
41
4 0%
#4 27260 High Point
32
3 0%
#5 27407 Greensboro
32
3 0%
How the score is calculated

The Investment Opportunity Score combines four dimensions from verified court filing data:

  • Filing volume (35%): More filings = more potential deals in the area
  • Property value (25%): Higher assessed values = larger potential deal sizes
  • Absentee owner rate (25%): Absentee owners are more likely to sell at a discount
  • Case type diversity (15%): Multiple case types = broader opportunity set

Each dimension is normalized to a 0–100 scale across all scored ZIPs, then weighted and combined. A score of 100 means that ZIP ranks highest across all dimensions. Scores should be compared within the same county or state, not across different markets.

Based on 11060 court filings across 5 ZIP codes. ZIPs with fewer than 3 filings are excluded. Property values from county assessor records. Absentee status from property ownership verification.

Distress Capital Analysis

$926,313,369 in assessed property value is currently tied up in 2861 court-filed properties. Lien filings represent the largest capital pool ($788,333,817 across 2470 properties).

$926M
Total Value at Risk
2861
Properties Valued
$295,900
Median Value

Capital at Risk by Filing Type

Filing Type Total Value Properties Avg Value High Equity %
Lien
$788,333,817
2470 $319,163 --
Probate
$56,782,552
160 $354,891 --
Divorce
$43,093,900
115 $374,730 --
Pre-Foreclosure
$19,367,400
55 $352,135 --
Eviction
$7,668,700
25 $306,748 --
Contract
$7,309,800
23 $317,817 --
Other
$1,622,500
6 $270,417 --
Child Support
$976,400
3 $325,467 --

Based on 2861 properties with assessor valuations (25.9% of 11060 total filings). Values are county assessor estimates. Equity calculated from estimated value vs outstanding mortgage balance where available.

Market Absorption & Turnover Analysis

11,031 court filings tracked with 0 resolved (0.0% absorption rate). The court system is accumulating cases faster than they resolve, creating a growing backlog of 11,031 active cases.

0.0%
Absorption Rate
11,031
Active Case Backlog
Month New Filings Resolved Net Inflow Absorption
Aug 2020 14 0 +14
0.0%
Sep 2020 24 0 +24
0.0%
Oct 2020 33 0 +33
0.0%
Nov 2020 4 0 +4
0.0%
Dec 2020 4 0 +4
0.0%
Jan 2021 3 0 +3
0.0%
Jul 2022 1 0 +1
0.0%
Oct 2022 1 0 +1
0.0%
Jan 2024 2 0 +2
0.0%
Feb 2024 13 0 +13
0.0%
Mar 2024 4 0 +4
0.0%
May 2024 2 0 +2
0.0%
Jun 2024 2 0 +2
0.0%
Jul 2024 5 0 +5
0.0%
Aug 2024 4 0 +4
0.0%
Sep 2024 2 0 +2
0.0%
Oct 2024 3 0 +3
0.0%
Nov 2024 3 0 +3
0.0%
Dec 2024 4 0 +4
0.0%
Jan 2025 4 0 +4
0.0%
Feb 2025 7 0 +7
0.0%
Mar 2025 4 0 +4
0.0%
Apr 2025 18 0 +18
0.0%
May 2025 29 0 +29
0.0%
Jun 2025 33 0 +33
0.0%
Jul 2025 454 0 +454
0.0%
Aug 2025 929 0 +929
0.0%
Sep 2025 1075 0 +1075
0.0%
Oct 2025 815 0 +815
0.0%
Nov 2025 754 0 +754
0.0%
Dec 2025 806 0 +806
0.0%
Jan 2026 930 0 +930
0.0%
Feb 2026 765 0 +765
0.0%
Mar 2026 873 0 +873
0.0%
Apr 2026 843 0 +843
0.0%
May 2026 820 0 +820
0.0%
Jun 2026 873 0 +873
0.0%
Jul 2026 870 0 +870
0.0%
Aug 2026 1 0 +1
0.0%

Resolution by Case Type

Case Type Filed Resolved Absorption Avg Days
Lien 8621 0 0.0% n/a
Divorce 678 0 0.0% n/a
Probate 581 0 0.0% n/a
Eviction 516 0 0.0% n/a
Pre-Foreclosure 284 0 0.0% n/a
Other 190 0 0.0% n/a
Contract 84 0 0.0% n/a
Real Estate Dispute 27 0 0.0% n/a
Child Support 18 0 0.0% n/a
Guardianship 16 0 0.0% n/a
Personal Property 13 0 0.0% n/a

Absorption rate measures the percentage of filed cases that have reached a terminal resolution (judgment, dismissal, settlement, or sale). A low absorption rate indicates a growing backlog of active cases in the court system. Resolution timing based on 0 resolved cases out of 11031 total filings.

Case Aging & Stall Analysis

757 cases (6.9%) have been active for over a year without resolution. 823 filings in the last <30 days represent fresh opportunities.

757
Cases stalled 1yr+
6.9%
of all filings
11,031
Total tracked
Age Total Resolved Still active Resolution rate
<30 days 823 0 823 0.0%
30-90 days 1,597 0 1,597 0.0%
3-6 months 2,540 0 2,540 0.0%
6-12 months 5,314 0 5,314 0.0%
1-2 years 645 0 645 0.0%
2+ years 112 0 112 0.0%
Resolution speed by case type
Case type Total Resolved Rate Median days
Lien 8,621 0 0.0%
Divorce 678 0 0.0%
Probate 581 0 0.0%
Eviction 516 0 0.0%
Pre-Foreclosure 284 0 0.0%
Contract 84 0 0.0%
Other 64 0 0.0%
Real Estate Dispute 27 0 0.0%
Child Support 18 0 0.0%
Guardianship 16 0 0.0%

Case aging computed from filing date to present for unresolved cases. Resolution classified from court docket entries (judgments, settlements, dismissals, sheriff sales). Cases with a resolution event are removed from the stall count.

Municipality filing concentration in Guilford County

Court filings in Guilford County span 18 municipalities. Greensboro leads with 64 filings (58.7% of total), predominantly Pre-Foreclosure (64.1%). Filing activity is geographically concentrated — the top 3 municipalities account for 80% of all filings.

18
Municipalities
79.8%
Top 3 share
Concentrated
Geographic spread
Municipality Filings Share Top case type
Greensboro 64 58.7% Pre-Foreclosure (64.1%)
High Point 17 15.6% Pre-Foreclosure (47.1%)
Whitsett 6 5.5% Pre-Foreclosure (100.0%)
Mcleansville 3 2.8% Pre-Foreclosure (100.0%)
Summerfield 3 2.8% Pre-Foreclosure (66.7%)
Jamestown 2 1.8% Pre-Foreclosure (100.0%)
Liberty 2 1.8% Pre-Foreclosure (50.0%)
Kernersville 2 1.8% Probate (100.0%)
Oak Ridge 1 0.9% Pre-Foreclosure (100.0%)
Mebane 1 0.9% Probate (100.0%)
Gaithersburg 1 0.9% Probate (100.0%)
Randleman 1 0.9% Probate (100.0%)
Gibsonville 1 0.9% Probate (100.0%)
Trinity 1 0.9% Probate (100.0%)
Elon 1 0.9% Probate (100.0%)

Top 15 of 18 municipalities with court filings. Data from 109 filings (1% of total). Municipality names from county assessor records.

Property Value Distribution

The median property value in distressed filings is $295,600, with the largest concentration (37.5%) in the $300K–$500K range. Divorce filings have the highest median value ($346,400) while Other filings are lowest ($271,000).

$295,600
Median value
$323,549
Average value
2,863
Properties valued
Price range Count Share Distribution
Under $50K 34 1.2%
$50K–$100K 58 2.0%
$100K–$150K 132 4.6%
$150K–$200K 294 10.3%
$200K–$300K 971 33.9%
$300K–$500K 1,074 37.5%
$500K+ 300 10.5%
Value by case type
Case type Median value Average value Properties
Lien $291,000 $319,043 2,462
Probate $313,900 $354,890 160
Divorce $346,400 $374,729 115
Pre-Foreclosure $317,100 $352,134 55
Eviction $288,900 $306,748 25
Contract $296,400 $317,817 23
Other $271,000 $279,906 16

Assessed property values from county assessor records for 2,863 properties (25.9% of total filings). Values reflect tax-assessed amounts, not market price.

Repeat litigation patterns in Guilford County

Of 10,143 unique property owners in court filings, 571 (5.6%) appear in multiple cases, including 106 with 3 or more filings. The most active repeat filer has 23 cases spanning 6 months. Child Support cases have the highest repeat rate at 18.8%.

10,143
Unique owners
571
Repeat filers (2+ cases)
5.6%
Repeat rate
106
Serial filers (3+ cases)

Repeat rate by case type

Case type Repeat owners Total owners Repeat rate
Lien 533 7927 6.7%
Divorce 3 678 0.4%
Probate 4 594 0.7%
Eviction 18 500 3.6%
Other 22 177 12.4%
Pre-Foreclosure 31 167 18.6%
Contract 8 84 9.5%
Real Estate Dispute 4 25 16.0%

Analysis based on 10,143 unique owner names across court filings. Repeat filers are property owners appearing in 2 or more distinct cases.

Methodology and data sources

Top cities for filings within Guilford County

Where filings concentrate inside Guilford County, by parsed property city or township.

City / Township Filings Share (of city-parsed filings)
Greensboro1768.0%
High Point416.0%
Jamestown28.0%
Mcleansville14.0%
Liberty14.0%

Share is computed against filings with a parsed property city (not against total Guilford County filings — addresses missing the city portion are excluded from the denominator). Top 5 shown; smaller cities aggregate into the long tail.

Related North Carolina guides

North Carolina foreclosure process How to find leads in North Carolina Top foreclosure counties in North Carolina North Carolina statewide analysis

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Cite: Keystone Court Data, "Guilford County North Carolina Court Filings Intelligence," 2026-08-03, https://keystonecourtdata.com/reports/guilford-nc-court-filings-intelligence · Download data (CSV)