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Dare County, North Carolina Court Filings Intelligence

Analysis of property-related court filings (foreclosure, probate, divorce, partition, guardianship) in Dare County. See methodology.

Based on public court filings, analyzed by Keystone. As of October 2026.

Investor takeaway

About Dare County

Dare County is the easternmost county in the U.S. state of North Carolina and the southernmost county in the Hampton Roads Combined Statistical Area (CSA). As of the 2020 census, the population was 36,915. Its county seat is Manteo.

Source: Wikipedia

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At a glance

$482,800 median estimated property value across filings with property-value data.

3.6% North Carolina unemployment rate (BLS, as of 2026-08). Filings should be read against the local-economy backdrop.

Filing type breakdown

Filing typeShare
Divorce 13.3%
Probate 5.4%
Pre-Foreclosure 2.3%
Other 78.9%

Each row is a distinct case as recorded on the county docket.

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Property value distribution

Estimated valueShare
$75k - $150k 4.6%
$150k - $250k 7.1%
$250k - $400k 22.2%
$400k+ 66.1%

Source: property records. Median $482,800; mean $562,712.

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Housing stock + distress signals

Underlying housing stock and distress indicators across all 34839 Dare County housing units, from US Census ACS 5-year data. National reference values shown for context.

Indicator Dare County US average
Share of owner-occupied units carrying a mortgage59.8%60.8%
Pre-1940 housing stock2.1%12.3%
Single-family detached share of housing stock78.5%61.2%
Residents age 65 or older24.3%17.3%

Source: US Census Bureau American Community Survey (ACS 2023 5-year). National reference values are ACS 2022 5-year US totals. Why these matter: vacancy rate is the strongest single proxy for distressed inventory; mortgage-carrying share defines the risk pool exposed to rate environment; pre-1940 stock signals deferred maintenance and renovation opportunity; senior population correlates with probate pipeline depth.

Rent benchmark (HUD Fair Market Rent)

HUD sets Fair Market Rents at the metro area level, so the same FMRs apply to every county within the metro. Dare County sits within the Dare County, NC. Used to set Section 8 voucher amounts; investors use it as a defensible rent-estimate floor for buy-to-rent underwriting.

Unit size Fair market rent / month
Efficiency / studio$1,120
1-bedroom$1,305
2-bedroom$1,430
3-bedroom$1,821
4-bedroom$1,893

Source: US Department of Housing and Urban Development, Fair Market Rents (None). 40th-percentile gross rent including utilities. Why this matters: Section-8-eligible tenants are a baseline demand floor for rental inventory at these price points; FMR is the official ceiling for voucher-eligible rents.

New construction (market momentum)

Annual building permits filed in Dare County from the US Census Building Permits Survey. Trend signal on whether new housing demand is accelerating or contracting in this market.

Indicator Value
Total housing units permitted (2025)325
Year-over-year change (2024 → 2025)-12.4%
Single-family share of permits (2025)100.0%
Single-family units permitted325
Multifamily units permitted (2+ units per building)0

Source: US Census Bureau Building Permits Survey, annual cumulative data. Why this matters: permits trending up signals strong demand for new inventory; permits contracting at the same time foreclosure activity rises indicates broader market softening (deals price differently). Multifamily share shows whether the market is densifying or holding to single-family stock.

Macro context: state home prices and national delinquency

Dare County filings should be read against the broader housing-market backdrop. North Carolina state home-price trend and the national mortgage-delinquency rate are the two macro signals most directly relevant to foreclosure exposure.

IndicatorValuePeriod
North Carolina home price index (year-over-year)+2.4%2026-04-01
North Carolina home price index (cumulative since 2020)+73.2%2026-04-01
National mortgage delinquency rate (30+ day, single-family)1.86%2026-04-01

Sources: Federal Housing Finance Agency state house price indices (FRED series NCSTHPI); Federal Reserve Board, Mortgage Delinquency 30+Day Rate on Single-Family Residential Mortgages (FRED series DRSFRMACBS). Updated quarterly. Free public data.

Local-market benchmark

Demographics of the ZIPs where filings cluster, weighted by filing count and benchmarked against Census ACS 2023 5-year:

IndicatorFiling-weighted average
Median household income (where filings cluster)$81,203
Median home value$419,200
Owner-occupancy rate88.3%
Renter share of households11.7%
Median gross rent$1,180/mo

Source: U.S. Census Bureau ACS 5-year estimates, weighted by Keystone's filing volume across 1 top ZIPs.

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Distress composition

Distress diversity score: 2.77 (Shannon entropy across case types; higher = more diverse distress sources). The case-type shares are in the filing type breakdown above.

Property Value Profile

$482,800
Median assessed value
$560,450
Average assessed value
Value range Share
Under $100K 3.3%
$100K - $250K 8.8%
$250K - $500K 41.7%
$500K - $1M 37.9%
Over $1M 8.3%
Value breakdown by case type
Case type Median value Avg value
Divorce $418,600 $481,934
Probate $257,600 $370,720

Based on public property records for properties with court filings. Values are tax-assessed amounts, not market listing prices.

Property Value Distribution

$482,000
Median value
$559,547
Average value
Price range Share Distribution
Under $50K 0.4%
$50K–$100K 2.9%
$100K–$150K 1.7%
$150K–$200K 5.8%
$200K–$300K 5.4%
$300K–$500K 37.6%
$500K+ 46.3%
Value by case type
Case type Median value Average value
Divorce $416,250 $481,934

Assessed property values from public property records for filings with a valuation. Values reflect tax-assessed amounts, not market price.

Land vs improvement value composition

39.1%
Median land share
$164,650
Median land value
$282,000
Median improvement value
22.2%
Land-dominant (50%+)

Land share distribution

Land share bracket % of total
10–20% 3.7%
20–30% 14.8%
30–50% 59.3%
50–70% 18.5%
Over 70% 3.7%

Land share by case type

Case type Median land %
Divorce 41.5%

Analysis of filings with assessed land and improvement value breakdowns.

Methodology and data sources

Related North Carolina guides

North Carolina foreclosure process North Carolina lead types guide Top foreclosure counties in North Carolina North Carolina statewide analysis

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Cite: Keystone Court Data, "Dare County North Carolina Court Filings Intelligence," 2026-10-21, https://keystonecourtdata.com/reports/dare-nc-court-filings-intelligence