ZIP Code Report · 2026-10-22
ZIP 81650 Foreclosure & Distressed-Property Data
Property-related court filings in ZIP 81650, Colorado, in Garfield County. Foreclosure, probate, divorce, and partition cases. These are the early-stage filings that precede MLS listings by months or years.
Based on public court filings, analyzed by Keystone. As of October 2026.
- 15.0% absentee owners: the share of filings in ZIP 81650 where the owner mailing address differs from property.
- $432,705 median property value in court-filed properties in this ZIP.
- 51.1% Foreclosure, the dominant filing category in ZIP 81650.
Filing type breakdown
| Lead type | Share |
|---|---|
| Foreclosure | 51.1% |
| Ned | 48.9% |
Property values in ZIP 81650
Based on estimated property values from public property records.
Related areas
ZIP 81650 falls within Garfield County, Colorado. Full county-level analysis: Garfield County subscription page.
Nearby ZIPs in Colorado: 81521 · 81520 · 81504 · 81503 · 81501.
The foreclosure process
Before a lender can begin a foreclosure on a primary residence, federal servicing rules generally require the borrower to be more than 120 days delinquent (12 CFR 1024.41(f)). States then follow either a judicial process, where the lender sues in court, or a non-judicial (power of sale) process run by a trustee under the deed of trust. Judicial vs non-judicial foreclosure explains the difference.
Compare states: foreclosure timeline by state.
Garfield County at a glance (public statistics)
County seat: Glenwood Springs.
| Measure | Value | Source |
|---|---|---|
| Population | 62,034 | Census |
| Housing units | 24,640 | Census |
| Homes that are owner-occupied | 70% | Census |
| Median home value | $491K | Census |
| Housing units that are vacant (U.S.: 10%) | 6% | Census |
| Homes that are single-family detached (U.S.: 61%) | 60% | Census |
| Homes built before 1940 (U.S.: 12%) | 7% | Census |
| Residents aged 65 or older (U.S.: 17%) | 14% | Census |
| Owner-occupied homes with no mortgage (owned free and clear) (U.S.: 39%) | 33% | Census |
| Median age of residents (U.S.: 38.9) | 37.2 | Census |
| HUD Fair Market Rent, 2-bedroom, monthly (Garfield County, CO) | $1,781 | HUD |
| HUD Fair Market Rent, 3-bedroom, monthly (Garfield County, CO) | $2,466 | HUD |
| New housing units permitted in 2025 | 294 | Census |
| Change in units permitted, 2024 to 2025 | +69% | Census |
Sources: U.S. Census Bureau American Community Survey and Building Permits Survey; HUD Fair Market Rents.
Related guides
Frequently asked questions
What court filings does Keystone Court Data cover in ZIP code 81650?+
Keystone Court Data covers property-related court filings in ZIP code 81650, Colorado (Garfield County), including: Foreclosure, Ned. New filings are added as they are recorded.
What types of court cases are most common in ZIP 81650?+
In ZIP 81650, the filing breakdown is: Foreclosure (51.1%); Ned (48.9%).
What is the typical property value of court-filed properties in ZIP 81650?+
The median estimated property value for court-filed properties in ZIP 81650 is $432,705, based on public property records. The middle 50% of properties range from $402,750 to $542,830 in estimated property value. Values are sourced from public property records.
What share of court-filed properties in ZIP 81650 have absentee owners?+
15.0% of court-filed properties in ZIP 81650 have an owner whose mailing address differs from the property address. Absentee or out-of-state owners may face additional pressure to sell when a court filing is filed against the property.
New court records for ZIP 81650
Subscribe to Garfield County on Keystone Court Data to receive new property-related Colorado court filings, including filings in ZIP 81650. Delivered from the day of filing. 7-day free trial.
View Garfield County availabilityCite: Keystone Court Data, "ZIP 81650 Foreclosure & Distressed-Property Data," 2026-10-22, https://keystonecourtdata.com/reports/81650-foreclosure-data