ZIP Code Report · 2026-10-22
ZIP 81503 Foreclosure & Distressed-Property Data
Property-related court filings in ZIP 81503, Colorado, in Mesa County. Foreclosure, probate, divorce, and partition cases. These are the early-stage filings that precede MLS listings by months or years.
Based on public court filings, analyzed by Keystone. As of October 2026.
- 10.0% absentee owners: the share of filings in ZIP 81503 where the owner mailing address differs from property.
- 76.4% Foreclosure, the dominant filing category in ZIP 81503.
Filing type breakdown
| Lead type | Share |
|---|---|
| Foreclosure | 76.4% |
| Ned | 21.8% |
| Probate / Estate | 1.8% |
Related areas
ZIP 81503 falls within Mesa County, Colorado. Full county-level analysis: Mesa County subscription page.
Nearby ZIPs in Colorado: 81504 · 81501 · 81520 · 81521 · 81416.
The foreclosure process
Before a lender can begin a foreclosure on a primary residence, federal servicing rules generally require the borrower to be more than 120 days delinquent (12 CFR 1024.41(f)). States then follow either a judicial process, where the lender sues in court, or a non-judicial (power of sale) process run by a trustee under the deed of trust. Judicial vs non-judicial foreclosure explains the difference.
Compare states: foreclosure timeline by state.
Mesa County at a glance (public statistics)
County seat: Grand Junction.
| Measure | Value | Source |
|---|---|---|
| Population | 157,316 | Census |
| Housing units | 68,861 | Census |
| Homes that are owner-occupied | 72% | Census |
| Median home value | $349K | Census |
| Housing units that are vacant (U.S.: 10%) | 6% | Census |
| Homes that are single-family detached (U.S.: 61%) | 71% | Census |
| Homes built before 1940 (U.S.: 12%) | 8% | Census |
| Residents aged 65 or older (U.S.: 17%) | 20% | Census |
| Owner-occupied homes with no mortgage (owned free and clear) (U.S.: 39%) | 33% | Census |
| Median age of residents (U.S.: 38.9) | 40.8 | Census |
| HUD Fair Market Rent, 2-bedroom, monthly (Grand Junction, CO) | $1,282 | HUD |
| HUD Fair Market Rent, 3-bedroom, monthly (Grand Junction, CO) | $1,775 | HUD |
| New housing units permitted in 2025 | 810 | Census |
| Change in units permitted, 2024 to 2025 | -20% | Census |
Sources: U.S. Census Bureau American Community Survey and Building Permits Survey; HUD Fair Market Rents.
Related guides
Frequently asked questions
What court filings does Keystone Court Data cover in ZIP code 81503?+
Keystone Court Data covers property-related court filings in ZIP code 81503, Colorado (Mesa County), including: Foreclosure, Ned, Probate / Estate. New filings are added as they are recorded.
What types of court cases are most common in ZIP 81503?+
In ZIP 81503, the filing breakdown is: Foreclosure (76.4%); Ned (21.8%); Probate / Estate (1.8%).
What share of court-filed properties in ZIP 81503 have absentee owners?+
10.0% of court-filed properties in ZIP 81503 have an owner whose mailing address differs from the property address. Absentee or out-of-state owners may face additional pressure to sell when a court filing is filed against the property.
New court records for ZIP 81503
Subscribe to Mesa County on Keystone Court Data to receive new property-related Colorado court filings, including filings in ZIP 81503. Delivered from the day of filing. 7-day free trial.
View Mesa County availabilityCite: Keystone Court Data, "ZIP 81503 Foreclosure & Distressed-Property Data," 2026-10-22, https://keystonecourtdata.com/reports/81503-foreclosure-data