ZIP Code Report · 2026-10-25
ZIP 81435 Foreclosure & Distressed-Property Data
Property-related court filings in ZIP 81435, Colorado, in San Miguel County. Foreclosure, probate, divorce, and partition cases. These are the early-stage filings that precede MLS listings by months or years.
Based on public court filings, analyzed by Keystone. As of October 2026.
- 82.1% Ned, the dominant filing category in ZIP 81435.
Filing type breakdown
| Lead type | Share |
|---|---|
| Ned | 82.1% |
| Foreclosure | 17.9% |
Related areas
ZIP 81435 falls within San Miguel County, Colorado. Full county-level analysis: San Miguel County subscription page.
Nearby ZIPs in Colorado: 81416 · 81413 · 81501 · 81503 · 81504.
The foreclosure process
Before a lender can begin a foreclosure on a primary residence, federal servicing rules generally require the borrower to be more than 120 days delinquent (12 CFR 1024.41(f)). States then follow either a judicial process, where the lender sues in court, or a non-judicial (power of sale) process run by a trustee under the deed of trust. Judicial vs non-judicial foreclosure explains the difference.
Read more: Colorado foreclosure timeline and the foreclosure timeline by state.
San Miguel County at a glance (public statistics)
County seat: Telluride.
| Measure | Value | Source |
|---|---|---|
| Population | 8,026 | Census |
| Housing units | 6,606 | Census |
| Homes that are owner-occupied | 65% | Census |
| Median home value | $613K | Census |
| Housing units that are vacant (U.S.: 10%) | 40% | Census |
| Homes that are single-family detached (U.S.: 61%) | 52% | Census |
| Homes built before 1940 (U.S.: 12%) | 6% | Census |
| Residents aged 65 or older (U.S.: 17%) | 17% | Census |
| Owner-occupied homes with no mortgage (owned free and clear) (U.S.: 39%) | 48% | Census |
| Median age of residents (U.S.: 38.9) | 42.7 | Census |
| HUD Fair Market Rent, 2-bedroom, monthly (San Miguel County, CO) | $1,631 | HUD |
| HUD Fair Market Rent, 3-bedroom, monthly (San Miguel County, CO) | $2,258 | HUD |
| New housing units permitted in 2025 | 51 | Census |
| Change in units permitted, 2024 to 2025 | -10% | Census |
Sources: U.S. Census Bureau American Community Survey and Building Permits Survey; HUD Fair Market Rents.
Related guides
Frequently asked questions
What court filings does Keystone Court Data cover in ZIP code 81435?+
Keystone Court Data covers property-related court filings in ZIP code 81435, Colorado (San Miguel County), including: Ned, Foreclosure. New filings are added as they are recorded.
What types of court cases are most common in ZIP 81435?+
In ZIP 81435, the filing breakdown is: Ned (82.1%); Foreclosure (17.9%).
New court records for ZIP 81435
Subscribe to San Miguel County on Keystone Court Data to receive new property-related Colorado court filings, including filings in ZIP 81435. Delivered from the day of filing. 7-day free trial.
View San Miguel County availabilityCite: Keystone Court Data, "ZIP 81435 Foreclosure & Distressed-Property Data," 2026-10-25, https://keystonecourtdata.com/reports/81435-foreclosure-data