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ZIP Code Report · 2026-11-11

ZIP 78620 Foreclosure & Distressed-Property Data

Property-related court filings in ZIP 78620, Texas, in Hays County. Foreclosure, probate, divorce, and partition cases. These are the early-stage filings that precede MLS listings by months or years.

From public court filings. As of November 2026.

Investor takeaway

Filing type breakdown

Lead type Share
Probate / Estate96.3%
Foreclosure3.7%

Related areas

ZIP 78620 falls within Hays County, Texas. Full county-level analysis: Hays County subscription page.

Nearby ZIPs in Texas: 78628 · 78610 · 78636 · 78640 · 78641.

The foreclosure process

Before a lender can begin a foreclosure on a primary residence, federal servicing rules generally require the borrower to be more than 120 days delinquent (12 CFR 1024.41(f)). States then follow either a judicial process, where the lender sues in court, or a non-judicial (power of sale) process run by a trustee under the deed of trust. Judicial vs non-judicial foreclosure explains the difference.

Read more: Texas foreclosure timeline and the foreclosure timeline by state.

Hays County at a glance (public statistics)

County seat: San Marcos.

MeasureValueSource
Population256,429Census
Housing units99,775Census
Homes that are owner-occupied64%Census
Median home value$371KCensus
Housing units that are vacant (U.S.: 10%)5%Census
Homes that are single-family detached (U.S.: 61%)65%Census
Homes built before 1940 (U.S.: 12%)1%Census
Residents aged 65 or older (U.S.: 17%)12%Census
Owner-occupied homes with no mortgage (owned free and clear) (U.S.: 39%)32%Census
Median age of residents (U.S.: 38.9)33.9Census
HUD Fair Market Rent, 2-bedroom, monthly (Austin-Round Rock-San Marcos, TX)$1,817HUD
HUD Fair Market Rent, 3-bedroom, monthly (Austin-Round Rock-San Marcos, TX)$2,292HUD
New housing units permitted in 20254,595Census
Change in units permitted, 2024 to 2025-15%Census

Sources: U.S. Census Bureau American Community Survey and Building Permits Survey; HUD Fair Market Rents.

Related guides

Frequently asked questions

What court filings does Keystone Court Data cover in ZIP code 78620?+

Keystone Court Data covers property-related court filings in ZIP code 78620, Texas (Hays County), including: Foreclosure, Probate / Estate. New filings are added as they are recorded.

What types of court cases are most common in ZIP 78620?+

In ZIP 78620, the filing breakdown is: Foreclosure (3.7%); Probate / Estate (96.3%).

New court records for ZIP 78620

Subscribe to Hays County on Keystone Court Data to receive new property-related Texas court filings, including filings in ZIP 78620. Delivered the same day they're filed. 7-day free trial.

View Hays County availability

Cite: Keystone Court Data, "ZIP 78620 Foreclosure & Distressed-Property Data," 2026-11-11, https://keystonecourtdata.com/reports/78620-foreclosure-data