ZIP Code Report · 2026-10-25
ZIP 78640 Foreclosure & Distressed-Property Data
Property-related court filings in ZIP 78640, Texas, in Hays County. Foreclosure, probate, divorce, and partition cases. These are the early-stage filings that precede MLS listings by months or years.
Based on public court filings, analyzed by Keystone. As of October 2026.
- 100.0% Probate / Estate, the dominant filing category in ZIP 78640.
Filing type breakdown
| Lead type | Share |
|---|---|
| Probate / Estate | 100.0% |
Related areas
ZIP 78640 falls within Hays County, Texas. Full county-level analysis: Hays County subscription page.
Nearby ZIPs in Texas: 78666 · 78264 · 78261 · 78260 · 78258.
The foreclosure process
Before a lender can begin a foreclosure on a primary residence, federal servicing rules generally require the borrower to be more than 120 days delinquent (12 CFR 1024.41(f)). States then follow either a judicial process, where the lender sues in court, or a non-judicial (power of sale) process run by a trustee under the deed of trust. Judicial vs non-judicial foreclosure explains the difference.
Read more: Texas foreclosure timeline and the foreclosure timeline by state.
Hays County at a glance (public statistics)
County seat: San Marcos.
| Measure | Value | Source |
|---|---|---|
| Population | 256,429 | Census |
| Housing units | 99,775 | Census |
| Homes that are owner-occupied | 64% | Census |
| Median home value | $371K | Census |
| Housing units that are vacant (U.S.: 10%) | 5% | Census |
| Homes that are single-family detached (U.S.: 61%) | 65% | Census |
| Homes built before 1940 (U.S.: 12%) | 1% | Census |
| Residents aged 65 or older (U.S.: 17%) | 12% | Census |
| Owner-occupied homes with no mortgage (owned free and clear) (U.S.: 39%) | 32% | Census |
| Median age of residents (U.S.: 38.9) | 33.9 | Census |
| HUD Fair Market Rent, 2-bedroom, monthly (Austin-Round Rock-San Marcos, TX) | $1,817 | HUD |
| HUD Fair Market Rent, 3-bedroom, monthly (Austin-Round Rock-San Marcos, TX) | $2,292 | HUD |
| New housing units permitted in 2025 | 4,595 | Census |
| Change in units permitted, 2024 to 2025 | -15% | Census |
Sources: U.S. Census Bureau American Community Survey and Building Permits Survey; HUD Fair Market Rents.
Related guides
Frequently asked questions
What court filings does Keystone Court Data cover in ZIP code 78640?+
Keystone Court Data covers property-related court filings in ZIP code 78640, Texas (Hays County), including: Probate / Estate. New filings are added as they are recorded.
What types of court cases are most common in ZIP 78640?+
In ZIP 78640, the filing breakdown is: Probate / Estate (100.0%).
New court records for ZIP 78640
Subscribe to Hays County on Keystone Court Data to receive new property-related Texas court filings, including filings in ZIP 78640. Delivered from the day of filing. 7-day free trial.
View Hays County availabilityCite: Keystone Court Data, "ZIP 78640 Foreclosure & Distressed-Property Data," 2026-10-25, https://keystonecourtdata.com/reports/78640-foreclosure-data