ZIP Code Report · 2026-10-22
ZIP 48197 Foreclosure & Distressed-Property Data
Property-related court filings in ZIP 48197, Michigan, in Washtenaw County. Foreclosure, probate, divorce, and partition cases. These are the early-stage filings that precede MLS listings by months or years.
Based on public court filings, analyzed by Keystone. As of October 2026.
- 50.0% absentee owners: the share of filings in ZIP 48197 where the owner mailing address differs from property.
- 100.0% Foreclosure, the dominant filing category in ZIP 48197.
Filing type breakdown
| Lead type | Share |
|---|---|
| Foreclosure | 100.0% |
Related areas
ZIP 48197 falls within Washtenaw County, Michigan. Full county-level analysis: Washtenaw County subscription page.
Nearby ZIPs in Michigan: 48198 · 48192 · 48202 · 48203 · 48204.
The foreclosure process
Before a lender can begin a foreclosure on a primary residence, federal servicing rules generally require the borrower to be more than 120 days delinquent (12 CFR 1024.41(f)). States then follow either a judicial process, where the lender sues in court, or a non-judicial (power of sale) process run by a trustee under the deed of trust. Judicial vs non-judicial foreclosure explains the difference.
Read more: Michigan foreclosure timeline and the foreclosure timeline by state.
Washtenaw County at a glance (public statistics)
County seat: Ann Arbor.
| Measure | Value | Source |
|---|---|---|
| Population | 368,394 | Census |
| Housing units | 158,115 | Census |
| Homes that are owner-occupied | 62% | Census |
| Median home value | $353K | Census |
| Housing units that are vacant (U.S.: 10%) | 6% | Census |
| Homes that are single-family detached (U.S.: 61%) | 57% | Census |
| Homes built before 1940 (U.S.: 12%) | 12% | Census |
| Residents aged 65 or older (U.S.: 17%) | 15% | Census |
| Owner-occupied homes with no mortgage (owned free and clear) (U.S.: 39%) | 36% | Census |
| Median age of residents (U.S.: 38.9) | 34.8 | Census |
| HUD Fair Market Rent, 2-bedroom, monthly (Ann Arbor, MI) | $1,804 | HUD |
| HUD Fair Market Rent, 3-bedroom, monthly (Ann Arbor, MI) | $2,164 | HUD |
| New housing units permitted in 2025 | 1,088 | Census |
| Change in units permitted, 2024 to 2025 | -9% | Census |
Sources: U.S. Census Bureau American Community Survey and Building Permits Survey; HUD Fair Market Rents.
Related guides
Frequently asked questions
What court filings does Keystone Court Data cover in ZIP code 48197?+
Keystone Court Data covers property-related court filings in ZIP code 48197, Michigan (Washtenaw County), including: Foreclosure. New filings are added as they are recorded.
What types of court cases are most common in ZIP 48197?+
In ZIP 48197, the filing breakdown is: Foreclosure (100.0%).
What share of court-filed properties in ZIP 48197 have absentee owners?+
50.0% of court-filed properties in ZIP 48197 have an owner whose mailing address differs from the property address. Absentee or out-of-state owners may face additional pressure to sell when a court filing is filed against the property.
New court records for ZIP 48197
Subscribe to Washtenaw County on Keystone Court Data to receive new property-related Michigan court filings, including filings in ZIP 48197. Delivered from the day of filing. 7-day free trial.
View Washtenaw County availabilityCite: Keystone Court Data, "ZIP 48197 Foreclosure & Distressed-Property Data," 2026-10-22, https://keystonecourtdata.com/reports/48197-foreclosure-data