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Yancey County, North Carolina Court Filings Intelligence

Live court-record analysis of property-related filings (foreclosure, probate, divorce, partition, guardianship). Data sourced direct from Yancey County court dockets. Updated 2026-08-03. See methodology.

Investor takeaway

About Yancey County

Yancey County is a county located in the U.S. state of North Carolina. As of the 2020 census, the population was 18,470. Its county seat is Burnsville.

Source: Wikipedia

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At a glance

200 property-related court filings tracked across 14 months (Feb 2025 to Jul 2026).

0% of filings involve owners whose mailing address differs from the property address (0 of 200 filings).

$n/a median estimated property value across the 0 filings with property-enrichment data (0% coverage).

3.5% North Carolina unemployment rate (BLS, as of 2026-05). Filings should be read against the local-economy backdrop.

Filing type breakdown

Filing typeFilingsShare
Other 141 70.5%
Divorce 54 27.0%
Tax Sale 3 1.5%
Pre-Foreclosure 2 1.0%

Each row is a distinct case as recorded on the county docket.

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Monthly filing activity

MonthFilingsvs prior
Feb 2025 3
Jul 2025 1 -2
Aug 2025 27 +26
Sep 2025 23 -4
Oct 2025 10 -13
Nov 2025 10 0
Dec 2025 16 +6
Jan 2026 16 0
Feb 2026 10 -6
Mar 2026 21 +11
Apr 2026 8 -13
May 2026 21 +13
Jun 2026 20 -1
Jul 2026 14 -6

Each row reflects new filings entering the dataset that month, after ownership verification. Most recent month may be partial.

Geographic concentration by ZIP

Top 2 ZIPs in Yancey County account for 1.0% of all tracked filings, showing where distressed real estate activity clusters.

ZIPCityFilingsShare
28740 1 0.5%
28714 1 0.5%

Based on filings with a parseable property address (1% of Yancey County filings).

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Property value distribution

Estimated valueFilingsShare

Source: third-party property enrichment (0% coverage on Yancey County filings). Median $n/a; mean $n/a.

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Day-of-week filing pattern

DayFilingsShare
Sun 25 12.5%
Mon 44 22.0%
Tue 32 16.0%
Wed 40 20.0%
Thu 46 23.0%
Fri 13 6.5%
Sat 0 0.0%

Filings show some weekend activity, suggesting after-hours electronic filing. Computed for 200 filings with a parseable date.

Housing stock + distress signals

Underlying housing stock and distress indicators across all 11317 Yancey County housing units, from US Census ACS 5-year data. National reference values shown for context.

Indicator Yancey County US average
Vacancy rate (incl. seasonal + for-sale)27.6%10.5%
Share of owner-occupied units carrying a mortgage45.5%60.8%
Pre-1940 housing stock7.7%12.3%
Single-family detached share of housing stock72.0%61.2%
Residents age 65 or older26.5%17.3%

Source: US Census Bureau American Community Survey (ACS 2023 5-year). National reference values are ACS 2022 5-year US totals. Why these matter: vacancy rate is the strongest single proxy for distressed inventory; mortgage-carrying share defines the risk pool exposed to rate environment; pre-1940 stock signals deferred maintenance and renovation opportunity; senior population correlates with probate pipeline depth.

Rent benchmark (HUD Fair Market Rent)

HUD sets Fair Market Rents at the metro area level — the same FMRs apply to every county within the metro. Yancey County sits within the Yancey County, NC. Used to set Section 8 voucher amounts; investors use it as a defensible rent-estimate floor for buy-to-rent underwriting.

Unit size Fair market rent / month
Efficiency / studio$708
1-bedroom$713
2-bedroom$935
3-bedroom$1,233
4-bedroom$1,238

Source: US Department of Housing and Urban Development, Fair Market Rents (None). 40th-percentile gross rent including utilities. Why this matters: Section-8-eligible tenants are a baseline demand floor for rental inventory at these price points; FMR is the official ceiling for voucher-eligible rents.

New construction (market momentum)

Annual building permits filed in Yancey County from the US Census Building Permits Survey. Trend signal on whether new housing demand is accelerating or contracting in this market.

Indicator Value
Total housing units permitted (2025)107
Year-over-year change (2024 → 2025)+7.0%
Single-family share of permits (2025)100.0%
Single-family units permitted107
Multifamily units permitted (2+ units per building)0

Source: US Census Bureau Building Permits Survey, annual cumulative data. Why this matters: permits trending up signals strong demand for new inventory; permits contracting at the same time foreclosure activity rises indicates broader market softening (deals price differently). Multifamily share shows whether the market is densifying or holding to single-family stock.

Macro context: state home prices and national delinquency

Yancey County filings should be read against the broader housing-market backdrop. North Carolina state home-price trend and the national mortgage-delinquency rate are the two macro signals most directly relevant to foreclosure exposure.

IndicatorValuePeriod
North Carolina home price index (year-over-year)+2.4%2026-01-01
North Carolina home price index (cumulative since 2020)+72.0%2026-01-01
National mortgage delinquency rate (30+ day, single-family)1.89%2026-01-01

Sources: Federal Housing Finance Agency state house price indices (FRED series NCSTHPI); Federal Reserve Board, Mortgage Delinquency 30+Day Rate on Single-Family Residential Mortgages (FRED series DRSFRMACBS). Updated quarterly. Free public data.

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Filing velocity by case type

How each distress category is trending — are foreclosures accelerating while divorces cool, or vice versa? This breakdown is only possible with direct court-record data.

Case type Total Share Trend
Lien 132 66.0% +71.4%
Divorce 54 27.0% +13.3%

Trend = recent 2-3 month volume vs prior 2-3 months (current partial month excluded). Positive = accelerating; negative = cooling.

Seasonal filing patterns

Court filings peak in Aug and are lowest in Feb. The 4.2x peak-to-trough ratio suggests strong seasonal patterns — investors who time their outreach around Aug can reach more distressed homeowners.

Month Avg filings Relative
Jan 16
59%
Feb 6.5
24%
Mar 21
78%
Apr 8
30%
May 21
78%
Jun 20
74%
Jul 7.5
28%
Aug 27
100%
Sep 23
85%
Oct 10
37%
Nov 10
37%
Dec 16
59%

Average filings per calendar month across all observed years. Relative column shows each month as a percentage of the peak month (Aug), with a 4.2x peak-to-trough ratio.

Non-resident owner analysis

Most filings (100%) involve owner-occupied properties. The relatively low absentee rate suggests distress is primarily hitting homeowners, not institutional investors.

0.0%
Non-resident owners
Case type Total filings Non-resident %
Lien 132 0.0%
Divorce 54 0.0%

Non-resident = owner's mailing address differs from the property address. Could indicate out-of-state landlords, inherited estates, second homes, or in-transition properties.

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Distress composition and shifts

Lien share is rising. Low diversity — distress is dominated by one or two case types, suggesting a concentrated driver.

Case type Recent share Earlier share Shift
Lien 73.5% 64.5% +9.0pp (rising)
Divorce 23.5% 27.7% -4.2pp
Other 2.9% 0.6% +2.3pp
Alimony 0.0% 0.6% -0.6pp
Personal Property 0.0% 1.2% -1.2pp
Pre-Foreclosure 0.0% 1.2% -1.2pp
Tax Sale 0.0% 1.8% -1.8pp
Eviction 0.0% 2.4% -2.4pp

Distress diversity score: 0.97 (Shannon entropy; higher = more diverse distress sources). "Recent" = last 2 complete months; "Earlier" = all prior months.

Market Absorption & Turnover Analysis

200 court filings tracked with 0 resolved (0.0% absorption rate). The court system is accumulating cases faster than they resolve, creating a growing backlog of 200 active cases.

0.0%
Absorption Rate
200
Active Case Backlog
Month New Filings Resolved Net Inflow Absorption
Feb 2025 3 0 +3
0.0%
Jul 2025 1 0 +1
0.0%
Aug 2025 27 0 +27
0.0%
Sep 2025 23 0 +23
0.0%
Oct 2025 10 0 +10
0.0%
Nov 2025 10 0 +10
0.0%
Dec 2025 16 0 +16
0.0%
Jan 2026 16 0 +16
0.0%
Feb 2026 10 0 +10
0.0%
Mar 2026 21 0 +21
0.0%
Apr 2026 8 0 +8
0.0%
May 2026 21 0 +21
0.0%
Jun 2026 20 0 +20
0.0%
Jul 2026 14 0 +14
0.0%

Resolution by Case Type

Case Type Filed Resolved Absorption Avg Days
Lien 131 0 0.0% n/a
Divorce 54 0 0.0% n/a

Absorption rate measures the percentage of filed cases that have reached a terminal resolution (judgment, dismissal, settlement, or sale). A low absorption rate indicates a growing backlog of active cases in the court system. Resolution timing based on 0 resolved cases out of 200 total filings.

Case Aging & Stall Analysis

4 cases (2.0%) have been active for over a year without resolution. 14 filings in the last <30 days represent fresh opportunities.

4
Cases stalled 1yr+
2.0%
of all filings
200
Total tracked
Age Total Resolved Still active Resolution rate
<30 days 14 0 14 0.0%
30-90 days 38 0 38 0.0%
3-6 months 41 0 41 0.0%
6-12 months 103 0 103 0.0%
1-2 years 4 0 4 0.0%
Resolution speed by case type
Case type Total Resolved Rate Median days
Lien 131 0 0.0%
Divorce 54 0 0.0%

Case aging computed from filing date to present for unresolved cases. Resolution classified from court docket entries (judgments, settlements, dismissals, sheriff sales). Cases with a resolution event are removed from the stall count.

Repeat litigation patterns in Yancey County

Of 189 unique property owners in court filings, 8 (4.2%) appear in multiple cases. The most active repeat filer has 2 cases spanning 4 months. Lien cases have the highest repeat rate at 6.5%.

189
Unique owners
8
Repeat filers (2+ cases)
4.2%
Repeat rate

Repeat rate by case type

Case type Repeat owners Total owners Repeat rate
Lien 8 124 6.5%

Analysis based on 189 unique owner names across court filings. Repeat filers are property owners appearing in 2 or more distinct cases.

Methodology and data sources

Related North Carolina guides

North Carolina foreclosure process How to find leads in North Carolina Top foreclosure counties in North Carolina North Carolina statewide analysis

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Cite: Keystone Court Data, "Yancey County North Carolina Court Filings Intelligence," 2026-08-03, https://keystonecourtdata.com/reports/yancey-nc-court-filings-intelligence · Download data (CSV)