City Report · 2026-10-22
Philadelphia, MS Foreclosure & Distressed-Property Data
Property-related court filings in Philadelphia (Neshoba County), MS. Foreclosure, probate, divorce, and partition cases. These are the early-stage filings that precede MLS listings by months or years.
Based on public court filings, analyzed by Keystone. As of October 2026.
- 100.0% of filings are Pre-Foreclosure, the dominant lead category in Philadelphia.
About Philadelphia, MS
Philadelphia is a city in and the county seat of Neshoba County, Mississippi, United States. The population was 7,118 at the 2020 census.
Source: Wikipedia
Filing type breakdown
| Lead type | Share |
|---|---|
| Pre-Foreclosure | 100.0% |
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Top ZIP codes in Philadelphia
Ranked by court-filing activity, most active first.
- 39350
Go deeper
Philadelphia sits within Neshoba County, MS. Full county-level analysis: Neshoba County subscription & coverage page.
The foreclosure process
Before a lender can begin a foreclosure on a primary residence, federal servicing rules generally require the borrower to be more than 120 days delinquent (12 CFR 1024.41(f)). States then follow either a judicial process, where the lender sues in court, or a non-judicial (power of sale) process run by a trustee under the deed of trust. Judicial vs non-judicial foreclosure explains the difference.
Compare states: foreclosure timeline by state.
Neshoba County at a glance (public statistics)
County seat: Philadelphia.
| Measure | Value | Source |
|---|---|---|
| Population | 28,927 | Census |
| Housing units | 12,086 | Census |
| Homes that are owner-occupied | 75% | Census |
| Median home value | $97K | Census |
| Housing units that are vacant (U.S.: 10%) | 15% | Census |
| Homes that are single-family detached (U.S.: 61%) | 70% | Census |
| Homes built before 1940 (U.S.: 12%) | 6% | Census |
| Residents aged 65 or older (U.S.: 17%) | 17% | Census |
| Owner-occupied homes with no mortgage (owned free and clear) (U.S.: 39%) | 64% | Census |
| Median age of residents (U.S.: 38.9) | 37.7 | Census |
| HUD Fair Market Rent, 2-bedroom, monthly (Neshoba County, MS) | $905 | HUD |
| HUD Fair Market Rent, 3-bedroom, monthly (Neshoba County, MS) | $1,185 | HUD |
| New housing units permitted in 2025 | 3 | Census |
| Change in units permitted, 2024 to 2025 | +200% | Census |
Sources: U.S. Census Bureau American Community Survey and Building Permits Survey; HUD Fair Market Rents.
Related guides
Frequently asked questions
What types of court cases does Keystone track in Philadelphia?+
This is the court-filing mix for Philadelphia. By case type: Pre-Foreclosure (100.0%).
New Philadelphia court records
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View Neshoba County availabilityCite: Keystone Court Data, "Philadelphia, MS Foreclosure & Distressed-Property Data," 2026-10-22, https://keystonecourtdata.com/reports/philadelphia-ms-foreclosure-data