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City Report · 2026-10-22

Martinsburg, WV Foreclosure & Distressed-Property Data

Property-related court filings in Martinsburg (Berkeley County), WV. Foreclosure, probate, divorce, and partition cases. These are the early-stage filings that precede MLS listings by months or years.

Based on public court filings, analyzed by Keystone. As of October 2026.

Investor takeaway

Filing type breakdown

Lead type Share
Pre-Probate84.2%
Pre-Foreclosure15.8%

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Top ZIP codes in Martinsburg

Ranked by court-filing activity, most active first.

  1. 25403
  2. 25405
  3. 25401
  4. 25404

Go deeper

Martinsburg sits within Berkeley County, WV. Full county-level analysis: Berkeley County subscription & coverage page.

The foreclosure process

Before a lender can begin a foreclosure on a primary residence, federal servicing rules generally require the borrower to be more than 120 days delinquent (12 CFR 1024.41(f)). States then follow either a judicial process, where the lender sues in court, or a non-judicial (power of sale) process run by a trustee under the deed of trust. Judicial vs non-judicial foreclosure explains the difference.

Compare states: foreclosure timeline by state.

Berkeley County at a glance (public statistics)

County seat: Martinsburg.

MeasureValueSource
Population126,165Census
Housing units52,511Census
Homes that are owner-occupied75%Census
Median home value$248KCensus
Housing units that are vacant (U.S.: 10%)6%Census
Homes that are single-family detached (U.S.: 61%)67%Census
Homes built before 1940 (U.S.: 12%)9%Census
Residents aged 65 or older (U.S.: 17%)15%Census
Owner-occupied homes with no mortgage (owned free and clear) (U.S.: 39%)31%Census
Median age of residents (U.S.: 38.9)38.7Census
HUD Fair Market Rent, 2-bedroom, monthly (Hagerstown-Martinsburg, MD-WV)$1,215HUD
HUD Fair Market Rent, 3-bedroom, monthly (Hagerstown-Martinsburg, MD-WV)$1,682HUD
New housing units permitted in 20251,140Census
Change in units permitted, 2024 to 2025-22%Census

Sources: U.S. Census Bureau American Community Survey and Building Permits Survey; HUD Fair Market Rents.

Related guides

Frequently asked questions

What types of court cases does Keystone track in Martinsburg?+

This is the court-filing mix for Martinsburg. By case type: Pre-Probate (84.2%); Pre-Foreclosure (15.8%).

Which Martinsburg ZIP codes have the most court filings?+

The ZIP codes with the most court-filing activity in Martinsburg are: 25403, 25405, 25401, 25404. These areas show the most court-filing activity and may represent concentrated investment opportunities.

New Martinsburg court records

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Cite: Keystone Court Data, "Martinsburg, WV Foreclosure & Distressed-Property Data," 2026-10-22, https://keystonecourtdata.com/reports/martinsburg-wv-foreclosure-data