City Report · 2026-10-22
Chattanooga, TN Foreclosure & Distressed-Property Data
Property-related court filings in Chattanooga (Hamilton County), TN. Foreclosure, probate, divorce, and partition cases. These are the early-stage filings that precede MLS listings by months or years.
Based on public court filings, analyzed by Keystone. As of October 2026.
- 100.0% of filings are Pre-Foreclosure, the dominant lead category in Chattanooga.
Filing type breakdown
| Lead type | Share |
|---|---|
| Pre-Foreclosure | 100.0% |
Get Chattanooga leads, owner phone lookups where offered
Names and property details delivered the day each case is filed, with phone lookups where offered. 7-day free trial, no credit card.
Top ZIP codes in Chattanooga
Ranked by court-filing activity, most active first.
- 37415
- 37406
- 37416
- 37421
- 37412
Go deeper
Chattanooga sits within Hamilton County, TN. Full county-level analysis: Hamilton County subscription & coverage page.
The foreclosure process
Before a lender can begin a foreclosure on a primary residence, federal servicing rules generally require the borrower to be more than 120 days delinquent (12 CFR 1024.41(f)). States then follow either a judicial process, where the lender sues in court, or a non-judicial (power of sale) process run by a trustee under the deed of trust. Judicial vs non-judicial foreclosure explains the difference.
Read more: Tennessee foreclosure timeline and the foreclosure timeline by state.
Hamilton County at a glance (public statistics)
County seat: Chattanooga.
| Measure | Value | Source |
|---|---|---|
| Population | 370,913 | Census |
| Housing units | 165,605 | Census |
| Homes that are owner-occupied | 64% | Census |
| Median home value | $282K | Census |
| Housing units that are vacant (U.S.: 10%) | 9% | Census |
| Homes that are single-family detached (U.S.: 61%) | 68% | Census |
| Homes built before 1940 (U.S.: 12%) | 9% | Census |
| Residents aged 65 or older (U.S.: 17%) | 18% | Census |
| Owner-occupied homes with no mortgage (owned free and clear) (U.S.: 39%) | 40% | Census |
| Median age of residents (U.S.: 38.9) | 39.5 | Census |
| HUD Fair Market Rent, 2-bedroom, monthly (Chattanooga, TN-GA) | $1,340 | HUD |
| HUD Fair Market Rent, 3-bedroom, monthly (Chattanooga, TN-GA) | $1,657 | HUD |
| New housing units permitted in 2025 | 1,887 | Census |
| Change in units permitted, 2024 to 2025 | -11% | Census |
Sources: U.S. Census Bureau American Community Survey and Building Permits Survey; HUD Fair Market Rents.
Related guides
Frequently asked questions
What types of court cases does Keystone track in Chattanooga?+
This is the court-filing mix for Chattanooga. By case type: Pre-Foreclosure (100.0%).
Which Chattanooga ZIP codes have the most court filings?+
The ZIP codes with the most court-filing activity in Chattanooga are: 37415, 37406, 37416, 37421. These areas show the most court-filing activity and may represent concentrated investment opportunities.
New Chattanooga court records
Subscribe to Hamilton County on Keystone Court Data to receive new property-related TN court filings, including Chattanooga filings. Delivered from the day of filing. 7-day free trial.
View Hamilton County availabilityCite: Keystone Court Data, "Chattanooga, TN Foreclosure & Distressed-Property Data," 2026-10-22, https://keystonecourtdata.com/reports/chattanooga-tn-foreclosure-data