ZIP Code Report · 2026-10-22
ZIP 88345 Foreclosure & Distressed-Property Data
Property-related court filings in ZIP 88345, New Mexico, in Lincoln County. Foreclosure, probate, divorce, and partition cases. These are the early-stage filings that precede MLS listings by months or years.
Based on public court filings, analyzed by Keystone. As of October 2026.
- 60.4% Foreclosure, the dominant filing category in ZIP 88345.
Filing type breakdown
| Lead type | Share |
|---|---|
| Foreclosure | 60.4% |
| Probate / Estate | 39.6% |
Related areas
ZIP 88345 falls within Lincoln County, New Mexico. Full county-level analysis: Lincoln County subscription page.
Nearby ZIPs in New Mexico: 88346 · 88310 · 88260 · 88240 · 88220.
The foreclosure process
Before a lender can begin a foreclosure on a primary residence, federal servicing rules generally require the borrower to be more than 120 days delinquent (12 CFR 1024.41(f)). States then follow either a judicial process, where the lender sues in court, or a non-judicial (power of sale) process run by a trustee under the deed of trust. Judicial vs non-judicial foreclosure explains the difference.
Compare states: foreclosure timeline by state.
Lincoln County at a glance (public statistics)
County seat: Carrizozo.
| Measure | Value | Source |
|---|---|---|
| Population | 20,227 | Census |
| Housing units | 17,768 | Census |
| Homes that are owner-occupied | 80% | Census |
| Median home value | $212K | Census |
| Housing units that are vacant (U.S.: 10%) | 47% | Census |
| Homes that are single-family detached (U.S.: 61%) | 64% | Census |
| Homes built before 1940 (U.S.: 12%) | 3% | Census |
| Residents aged 65 or older (U.S.: 17%) | 30% | Census |
| Owner-occupied homes with no mortgage (owned free and clear) (U.S.: 39%) | 60% | Census |
| Median age of residents (U.S.: 38.9) | 52.7 | Census |
| HUD Fair Market Rent, 2-bedroom, monthly (Lincoln County, NM) | $1,063 | HUD |
| HUD Fair Market Rent, 3-bedroom, monthly (Lincoln County, NM) | $1,355 | HUD |
| New housing units permitted in 2025 | 111 | Census |
| Change in units permitted, 2024 to 2025 | +21% | Census |
Sources: U.S. Census Bureau American Community Survey and Building Permits Survey; HUD Fair Market Rents.
Related guides
Frequently asked questions
What court filings does Keystone Court Data cover in ZIP code 88345?+
Keystone Court Data covers property-related court filings in ZIP code 88345, New Mexico (Lincoln County), including: Foreclosure, Probate / Estate. New filings are added as they are recorded.
What types of court cases are most common in ZIP 88345?+
In ZIP 88345, the filing breakdown is: Foreclosure (60.4%); Probate / Estate (39.6%).
New court records for ZIP 88345
Subscribe to Lincoln County on Keystone Court Data to receive new property-related New Mexico court filings, including filings in ZIP 88345. Delivered from the day of filing. 7-day free trial.
View Lincoln County availabilityCite: Keystone Court Data, "ZIP 88345 Foreclosure & Distressed-Property Data," 2026-10-22, https://keystonecourtdata.com/reports/88345-foreclosure-data