ZIP Code Report · 2026-10-22
ZIP 88203 Foreclosure & Distressed-Property Data
Property-related court filings in ZIP 88203, New Mexico, in Chaves County. Foreclosure, probate, divorce, and partition cases. These are the early-stage filings that precede MLS listings by months or years.
Based on public court filings, analyzed by Keystone. As of October 2026.
- 88.9% Foreclosure, the dominant filing category in ZIP 88203.
Filing type breakdown
| Lead type | Share |
|---|---|
| Foreclosure | 88.9% |
| Death Notice | 8.3% |
| Probate / Estate | 2.8% |
Related areas
ZIP 88203 falls within Chaves County, New Mexico. Full county-level analysis: Chaves County subscription page.
Nearby ZIPs in New Mexico: 88201 · 88210 · 88220 · 88240 · 88260.
The foreclosure process
Before a lender can begin a foreclosure on a primary residence, federal servicing rules generally require the borrower to be more than 120 days delinquent (12 CFR 1024.41(f)). States then follow either a judicial process, where the lender sues in court, or a non-judicial (power of sale) process run by a trustee under the deed of trust. Judicial vs non-judicial foreclosure explains the difference.
Compare states: foreclosure timeline by state.
Chaves County at a glance (public statistics)
County seat: Roswell.
| Measure | Value | Source |
|---|---|---|
| Population | 64,446 | Census |
| Housing units | 26,794 | Census |
| Homes that are owner-occupied | 69% | Census |
| Median home value | $142K | Census |
| Housing units that are vacant (U.S.: 10%) | 12% | Census |
| Homes that are single-family detached (U.S.: 61%) | 71% | Census |
| Homes built before 1940 (U.S.: 12%) | 6% | Census |
| Residents aged 65 or older (U.S.: 17%) | 16% | Census |
| Owner-occupied homes with no mortgage (owned free and clear) (U.S.: 39%) | 56% | Census |
| Median age of residents (U.S.: 38.9) | 36.9 | Census |
| HUD Fair Market Rent, 2-bedroom, monthly (Chaves County, NM) | $1,091 | HUD |
| HUD Fair Market Rent, 3-bedroom, monthly (Chaves County, NM) | $1,476 | HUD |
| New housing units permitted in 2025 | 75 | Census |
| Change in units permitted, 2024 to 2025 | -15% | Census |
Sources: U.S. Census Bureau American Community Survey and Building Permits Survey; HUD Fair Market Rents.
Related guides
Frequently asked questions
What court filings does Keystone Court Data cover in ZIP code 88203?+
Keystone Court Data covers property-related court filings in ZIP code 88203, New Mexico (Chaves County), including: Foreclosure, Death Notice, Probate / Estate. New filings are added as they are recorded.
What types of court cases are most common in ZIP 88203?+
In ZIP 88203, the filing breakdown is: Foreclosure (88.9%); Death Notice (8.3%); Probate / Estate (2.8%).
New court records for ZIP 88203
Subscribe to Chaves County on Keystone Court Data to receive new property-related New Mexico court filings, including filings in ZIP 88203. Delivered from the day of filing. 7-day free trial.
View Chaves County availabilityCite: Keystone Court Data, "ZIP 88203 Foreclosure & Distressed-Property Data," 2026-10-22, https://keystonecourtdata.com/reports/88203-foreclosure-data