ZIP Code Report · 2026-10-22
ZIP 87020 Foreclosure & Distressed-Property Data
Property-related court filings in ZIP 87020, New Mexico, in Cibola County. Foreclosure, probate, divorce, and partition cases. These are the early-stage filings that precede MLS listings by months or years.
Based on public court filings, analyzed by Keystone. As of October 2026.
- 76.7% Foreclosure, the dominant filing category in ZIP 87020.
Filing type breakdown
| Lead type | Share |
|---|---|
| Foreclosure | 76.7% |
| Tax Sale | 13.3% |
| Death Notice | 10.0% |
Related areas
ZIP 87020 falls within Cibola County, New Mexico. Full county-level analysis: Cibola County subscription page.
Nearby ZIPs in New Mexico: 87015 · 87031 · 87035 · 87004 · 87002.
The foreclosure process
Before a lender can begin a foreclosure on a primary residence, federal servicing rules generally require the borrower to be more than 120 days delinquent (12 CFR 1024.41(f)). States then follow either a judicial process, where the lender sues in court, or a non-judicial (power of sale) process run by a trustee under the deed of trust. Judicial vs non-judicial foreclosure explains the difference.
Compare states: foreclosure timeline by state.
Cibola County at a glance (public statistics)
County seat: Grants.
| Measure | Value | Source |
|---|---|---|
| Population | 27,059 | Census |
| Housing units | 11,171 | Census |
| Homes that are owner-occupied | 70% | Census |
| Median home value | $120K | Census |
| Housing units that are vacant (U.S.: 10%) | 25% | Census |
| Homes that are single-family detached (U.S.: 61%) | 65% | Census |
| Homes built before 1940 (U.S.: 12%) | 6% | Census |
| Residents aged 65 or older (U.S.: 17%) | 18% | Census |
| Owner-occupied homes with no mortgage (owned free and clear) (U.S.: 39%) | 63% | Census |
| Median age of residents (U.S.: 38.9) | 38.4 | Census |
| HUD Fair Market Rent, 2-bedroom, monthly (Cibola County, NM) | $1,022 | HUD |
| HUD Fair Market Rent, 3-bedroom, monthly (Cibola County, NM) | $1,218 | HUD |
Sources: U.S. Census Bureau American Community Survey and Building Permits Survey; HUD Fair Market Rents.
Related guides
Frequently asked questions
What court filings does Keystone Court Data cover in ZIP code 87020?+
Keystone Court Data covers property-related court filings in ZIP code 87020, New Mexico (Cibola County), including: Foreclosure, Tax Sale, Death Notice. New filings are added as they are recorded.
What types of court cases are most common in ZIP 87020?+
In ZIP 87020, the filing breakdown is: Foreclosure (76.7%); Tax Sale (13.3%); Death Notice (10.0%).
New court records for ZIP 87020
Subscribe to Cibola County on Keystone Court Data to receive new property-related New Mexico court filings, including filings in ZIP 87020. Delivered from the day of filing. 7-day free trial.
View Cibola County availabilityCite: Keystone Court Data, "ZIP 87020 Foreclosure & Distressed-Property Data," 2026-10-22, https://keystonecourtdata.com/reports/87020-foreclosure-data