ZIP Code Report · 2026-10-22
ZIP 80538 Foreclosure & Distressed-Property Data
Property-related court filings in ZIP 80538, Colorado, in Larimer County. Foreclosure, probate, divorce, and partition cases. These are the early-stage filings that precede MLS listings by months or years.
Based on public court filings, analyzed by Keystone. As of October 2026.
- 5.3% absentee owners: the share of filings in ZIP 80538 where the owner mailing address differs from property.
- 62.8% Ned, the dominant filing category in ZIP 80538.
Filing type breakdown
| Lead type | Share |
|---|---|
| Ned | 62.8% |
| Foreclosure | 35.4% |
| Probate / Estate | 1.8% |
Related areas
ZIP 80538 falls within Larimer County, Colorado. Full county-level analysis: Larimer County subscription page.
Nearby ZIPs in Colorado: 80537 · 80540 · 80534 · 80543 · 80549.
The foreclosure process
Before a lender can begin a foreclosure on a primary residence, federal servicing rules generally require the borrower to be more than 120 days delinquent (12 CFR 1024.41(f)). States then follow either a judicial process, where the lender sues in court, or a non-judicial (power of sale) process run by a trustee under the deed of trust. Judicial vs non-judicial foreclosure explains the difference.
Compare states: foreclosure timeline by state.
Larimer County at a glance (public statistics)
County seat: Fort Collins.
| Measure | Value | Source |
|---|---|---|
| Population | 363,561 | Census |
| Housing units | 161,882 | Census |
| Homes that are owner-occupied | 64% | Census |
| Median home value | $532K | Census |
| Housing units that are vacant (U.S.: 10%) | 6% | Census |
| Homes that are single-family detached (U.S.: 61%) | 65% | Census |
| Homes built before 1940 (U.S.: 12%) | 5% | Census |
| Residents aged 65 or older (U.S.: 17%) | 17% | Census |
| Owner-occupied homes with no mortgage (owned free and clear) (U.S.: 39%) | 31% | Census |
| Median age of residents (U.S.: 38.9) | 36.6 | Census |
| HUD Fair Market Rent, 2-bedroom, monthly (Fort Collins-Loveland, CO) | $1,759 | HUD |
| HUD Fair Market Rent, 3-bedroom, monthly (Fort Collins-Loveland, CO) | $2,379 | HUD |
| New housing units permitted in 2025 | 2,436 | Census |
| Change in units permitted, 2024 to 2025 | +36% | Census |
Sources: U.S. Census Bureau American Community Survey and Building Permits Survey; HUD Fair Market Rents.
Related guides
Frequently asked questions
What court filings does Keystone Court Data cover in ZIP code 80538?+
Keystone Court Data covers property-related court filings in ZIP code 80538, Colorado (Larimer County), including: Ned, Foreclosure, Probate / Estate. New filings are added as they are recorded.
What types of court cases are most common in ZIP 80538?+
In ZIP 80538, the filing breakdown is: Ned (62.8%); Foreclosure (35.4%); Probate / Estate (1.8%).
What share of court-filed properties in ZIP 80538 have absentee owners?+
5.3% of court-filed properties in ZIP 80538 have an owner whose mailing address differs from the property address. Absentee or out-of-state owners may face additional pressure to sell when a court filing is filed against the property.
New court records for ZIP 80538
Subscribe to Larimer County on Keystone Court Data to receive new property-related Colorado court filings, including filings in ZIP 80538. Delivered from the day of filing. 7-day free trial.
View Larimer County availabilityCite: Keystone Court Data, "ZIP 80538 Foreclosure & Distressed-Property Data," 2026-10-22, https://keystonecourtdata.com/reports/80538-foreclosure-data