ZIP Code Report · 2026-10-26
ZIP 80422 Foreclosure & Distressed-Property Data
Property-related court filings in ZIP 80422, Colorado, in Gilpin County. Foreclosure, probate, divorce, and partition cases. These are the early-stage filings that precede MLS listings by months or years.
Based on public court filings, analyzed by Keystone. As of October 2026.
- 96.7% Ned, the dominant filing category in ZIP 80422.
Filing type breakdown
| Lead type | Share |
|---|---|
| Ned | 96.7% |
| Foreclosure | 3.3% |
Related areas
ZIP 80422 falls within Gilpin County, Colorado. Full county-level analysis: Gilpin County subscription page.
Nearby ZIPs in Colorado: 80421 · 80424 · 80435 · 80439 · 80440.
The foreclosure process
Before a lender can begin a foreclosure on a primary residence, federal servicing rules generally require the borrower to be more than 120 days delinquent (12 CFR 1024.41(f)). States then follow either a judicial process, where the lender sues in court, or a non-judicial (power of sale) process run by a trustee under the deed of trust. Judicial vs non-judicial foreclosure explains the difference.
Read more: Colorado foreclosure timeline and the foreclosure timeline by state.
Gilpin County at a glance (public statistics)
County seat: Central City.
| Measure | Value | Source |
|---|---|---|
| Population | 5,877 | Census |
| Housing units | 3,706 | Census |
| Homes that are owner-occupied | 80% | Census |
| Median home value | $513K | Census |
| Housing units that are vacant (U.S.: 10%) | 17% | Census |
| Homes that are single-family detached (U.S.: 61%) | 91% | Census |
| Homes built before 1940 (U.S.: 12%) | 12% | Census |
| Residents aged 65 or older (U.S.: 17%) | 20% | Census |
| Owner-occupied homes with no mortgage (owned free and clear) (U.S.: 39%) | 24% | Census |
| Median age of residents (U.S.: 38.9) | 48.7 | Census |
| HUD Fair Market Rent, 2-bedroom, monthly (Denver-Aurora-Centennial, CO) | $2,169 | HUD |
| HUD Fair Market Rent, 3-bedroom, monthly (Denver-Aurora-Centennial, CO) | $2,846 | HUD |
| New housing units permitted in 2025 | 22 | Census |
| Change in units permitted, 2024 to 2025 | -8% | Census |
Sources: U.S. Census Bureau American Community Survey and Building Permits Survey; HUD Fair Market Rents.
Related guides
Frequently asked questions
What court filings does Keystone Court Data cover in ZIP code 80422?+
Keystone Court Data covers property-related court filings in ZIP code 80422, Colorado (Gilpin County), including: Ned, Foreclosure. New filings are added as they are recorded.
What types of court cases are most common in ZIP 80422?+
In ZIP 80422, the filing breakdown is: Ned (96.7%); Foreclosure (3.3%).
New court records for ZIP 80422
Subscribe to Gilpin County on Keystone Court Data to receive new property-related Colorado court filings, including filings in ZIP 80422. Delivered from the day of filing. 7-day free trial.
View Gilpin County availabilityCite: Keystone Court Data, "ZIP 80422 Foreclosure & Distressed-Property Data," 2026-10-26, https://keystonecourtdata.com/reports/80422-foreclosure-data