ZIP Code Report · 2026-10-22
ZIP 49445 Foreclosure & Distressed-Property Data
Property-related court filings in ZIP 49445, Michigan, in Muskegon County. Foreclosure, probate, divorce, and partition cases. These are the early-stage filings that precede MLS listings by months or years.
Based on public court filings, analyzed by Keystone. As of October 2026.
- 53.3% absentee owners: the share of filings in ZIP 49445 where the owner mailing address differs from property.
- 100.0% Foreclosure, the dominant filing category in ZIP 49445.
Filing type breakdown
| Lead type | Share |
|---|---|
| Foreclosure | 100.0% |
Related areas
ZIP 49445 falls within Muskegon County, Michigan. Full county-level analysis: Muskegon County subscription page.
Nearby ZIPs in Michigan: 49444 · 49442 · 49441 · 49457 · 49431.
The foreclosure process
Before a lender can begin a foreclosure on a primary residence, federal servicing rules generally require the borrower to be more than 120 days delinquent (12 CFR 1024.41(f)). States then follow either a judicial process, where the lender sues in court, or a non-judicial (power of sale) process run by a trustee under the deed of trust. Judicial vs non-judicial foreclosure explains the difference.
Read more: Michigan foreclosure timeline and the foreclosure timeline by state.
Muskegon County at a glance (public statistics)
County seat: Muskegon.
| Measure | Value | Source |
|---|---|---|
| Population | 175,378 | Census |
| Housing units | 74,969 | Census |
| Homes that are owner-occupied | 78% | Census |
| Median home value | $181K | Census |
| Housing units that are vacant (U.S.: 10%) | 10% | Census |
| Homes that are single-family detached (U.S.: 61%) | 77% | Census |
| Homes built before 1940 (U.S.: 12%) | 16% | Census |
| Residents aged 65 or older (U.S.: 17%) | 18% | Census |
| Owner-occupied homes with no mortgage (owned free and clear) (U.S.: 39%) | 42% | Census |
| Median age of residents (U.S.: 38.9) | 39.9 | Census |
| HUD Fair Market Rent, 2-bedroom, monthly (Muskegon-Norton Shores, MI) | $1,285 | HUD |
| HUD Fair Market Rent, 3-bedroom, monthly (Muskegon-Norton Shores, MI) | $1,534 | HUD |
| New housing units permitted in 2025 | 451 | Census |
| Change in units permitted, 2024 to 2025 | +7% | Census |
Sources: U.S. Census Bureau American Community Survey and Building Permits Survey; HUD Fair Market Rents.
Related guides
Frequently asked questions
What court filings does Keystone Court Data cover in ZIP code 49445?+
Keystone Court Data covers property-related court filings in ZIP code 49445, Michigan (Muskegon County), including: Foreclosure. New filings are added as they are recorded.
What types of court cases are most common in ZIP 49445?+
In ZIP 49445, the filing breakdown is: Foreclosure (100.0%).
What share of court-filed properties in ZIP 49445 have absentee owners?+
53.3% of court-filed properties in ZIP 49445 have an owner whose mailing address differs from the property address. Absentee or out-of-state owners may face additional pressure to sell when a court filing is filed against the property.
New court records for ZIP 49445
Subscribe to Muskegon County on Keystone Court Data to receive new property-related Michigan court filings, including filings in ZIP 49445. Delivered from the day of filing. 7-day free trial.
View Muskegon County availabilityCite: Keystone Court Data, "ZIP 49445 Foreclosure & Distressed-Property Data," 2026-10-22, https://keystonecourtdata.com/reports/49445-foreclosure-data