ZIP Code Report · 2026-10-22
ZIP 49242 Foreclosure & Distressed-Property Data
Property-related court filings in ZIP 49242, Michigan, in Hillsdale County. Foreclosure, probate, divorce, and partition cases. These are the early-stage filings that precede MLS listings by months or years.
Based on public court filings, analyzed by Keystone. As of October 2026.
- 100.0% Foreclosure, the dominant filing category in ZIP 49242.
Filing type breakdown
| Lead type | Share |
|---|---|
| Foreclosure | 100.0% |
Related areas
ZIP 49242 falls within Hillsdale County, Michigan. Full county-level analysis: Hillsdale County subscription page.
Nearby ZIPs in Michigan: 49230 · 49256 · 49228 · 49224 · 49221.
The foreclosure process
Before a lender can begin a foreclosure on a primary residence, federal servicing rules generally require the borrower to be more than 120 days delinquent (12 CFR 1024.41(f)). States then follow either a judicial process, where the lender sues in court, or a non-judicial (power of sale) process run by a trustee under the deed of trust. Judicial vs non-judicial foreclosure explains the difference.
Read more: Michigan foreclosure timeline and the foreclosure timeline by state.
Hillsdale County at a glance (public statistics)
County seat: Hillsdale.
| Measure | Value | Source |
|---|---|---|
| Population | 45,658 | Census |
| Housing units | 21,490 | Census |
| Homes that are owner-occupied | 81% | Census |
| Median home value | $170K | Census |
| Housing units that are vacant (U.S.: 10%) | 17% | Census |
| Homes that are single-family detached (U.S.: 61%) | 82% | Census |
| Homes built before 1940 (U.S.: 12%) | 27% | Census |
| Residents aged 65 or older (U.S.: 17%) | 21% | Census |
| Owner-occupied homes with no mortgage (owned free and clear) (U.S.: 39%) | 42% | Census |
| Median age of residents (U.S.: 38.9) | 42.8 | Census |
| HUD Fair Market Rent, 2-bedroom, monthly (Hillsdale County, MI) | $1,022 | HUD |
| HUD Fair Market Rent, 3-bedroom, monthly (Hillsdale County, MI) | $1,274 | HUD |
| New housing units permitted in 2025 | 99 | Census |
| Change in units permitted, 2024 to 2025 | +38% | Census |
Sources: U.S. Census Bureau American Community Survey and Building Permits Survey; HUD Fair Market Rents.
Related guides
Frequently asked questions
What court filings does Keystone Court Data cover in ZIP code 49242?+
Keystone Court Data covers property-related court filings in ZIP code 49242, Michigan (Hillsdale County), including: Foreclosure. New filings are added as they are recorded.
What types of court cases are most common in ZIP 49242?+
In ZIP 49242, the filing breakdown is: Foreclosure (100.0%).
New court records for ZIP 49242
Subscribe to Hillsdale County on Keystone Court Data to receive new property-related Michigan court filings, including filings in ZIP 49242. Delivered from the day of filing. 7-day free trial.
View Hillsdale County availabilityCite: Keystone Court Data, "ZIP 49242 Foreclosure & Distressed-Property Data," 2026-10-22, https://keystonecourtdata.com/reports/49242-foreclosure-data