ZIP Code Report · 2026-10-25
ZIP 34974 Foreclosure & Distressed-Property Data
Property-related court filings in ZIP 34974, Florida, in Okeechobee County. Foreclosure, probate, divorce, and partition cases. These are the early-stage filings that precede MLS listings by months or years.
Based on public court filings, analyzed by Keystone. As of October 2026.
- $239,165 median property value in court-filed properties in this ZIP.
- 93.5% Probate / Estate, the dominant filing category in ZIP 34974.
Filing type breakdown
| Lead type | Share |
|---|---|
| Probate / Estate | 93.5% |
| Foreclosure | 6.5% |
Property values in ZIP 34974
Based on estimated property values from public property records.
Related areas
ZIP 34974 falls within Okeechobee County, Florida. Full county-level analysis: Okeechobee County subscription page.
Nearby ZIPs in Florida: 34994 · 34997 · 34771 · 34748 · 34744.
The foreclosure process
Before a lender can begin a foreclosure on a primary residence, federal servicing rules generally require the borrower to be more than 120 days delinquent (12 CFR 1024.41(f)). States then follow either a judicial process, where the lender sues in court, or a non-judicial (power of sale) process run by a trustee under the deed of trust. Judicial vs non-judicial foreclosure explains the difference.
Read more: Florida foreclosure timeline and the foreclosure timeline by state.
Okeechobee County at a glance (public statistics)
County seat: Okeechobee.
| Measure | Value | Source |
|---|---|---|
| Population | 40,249 | Census |
| Housing units | 18,532 | Census |
| Homes that are owner-occupied | 75% | Census |
| Median home value | $179K | Census |
| Housing units that are vacant (U.S.: 10%) | 18% | Census |
| Homes that are single-family detached (U.S.: 61%) | 52% | Census |
| Homes built before 1940 (U.S.: 12%) | 1% | Census |
| Residents aged 65 or older (U.S.: 17%) | 20% | Census |
| Owner-occupied homes with no mortgage (owned free and clear) (U.S.: 39%) | 54% | Census |
| Median age of residents (U.S.: 38.9) | 40.7 | Census |
| HUD Fair Market Rent, 2-bedroom, monthly (Okeechobee County, FL) | $1,212 | HUD |
| HUD Fair Market Rent, 3-bedroom, monthly (Okeechobee County, FL) | $1,485 | HUD |
| New housing units permitted in 2025 | 88 | Census |
| Change in units permitted, 2024 to 2025 | +389% | Census |
Sources: U.S. Census Bureau American Community Survey and Building Permits Survey; HUD Fair Market Rents.
Related guides
Frequently asked questions
What court filings does Keystone Court Data cover in ZIP code 34974?+
Keystone Court Data covers property-related court filings in ZIP code 34974, Florida (Okeechobee County), including: Probate / Estate, Foreclosure. New filings are added as they are recorded.
What types of court cases are most common in ZIP 34974?+
In ZIP 34974, the filing breakdown is: Probate / Estate (93.5%); Foreclosure (6.5%).
What is the typical property value of court-filed properties in ZIP 34974?+
The median estimated property value for court-filed properties in ZIP 34974 is $239,165, based on public property records. The middle 50% of properties range from $177,695 to $309,426 in estimated property value. Values are sourced from public property records.
New court records for ZIP 34974
Subscribe to Okeechobee County on Keystone Court Data to receive new property-related Florida court filings, including filings in ZIP 34974. Delivered from the day of filing. 7-day free trial.
View Okeechobee County availabilityCite: Keystone Court Data, "ZIP 34974 Foreclosure & Distressed-Property Data," 2026-10-25, https://keystonecourtdata.com/reports/34974-foreclosure-data