ZIP Code Report · 2026-10-24
ZIP 26431 Foreclosure & Distressed-Property Data
Property-related court filings in ZIP 26431, West Virginia, in Harrison County. Foreclosure, probate, divorce, and partition cases. These are the early-stage filings that precede MLS listings by months or years.
Based on public court filings, analyzed by Keystone. As of October 2026.
- 67.9% Tax Sale, the dominant filing category in ZIP 26431.
Filing type breakdown
| Lead type | Share |
|---|---|
| Tax Sale | 67.9% |
| Probate / Estate | 17.9% |
| Notice Of Trustee'S Sale | 14.3% |
Related areas
ZIP 26431 falls within Harrison County, West Virginia. Full county-level analysis: Harrison County subscription page.
Nearby ZIPs in West Virginia: 26426 · 26452 · 26354 · 26508 · 26330.
The foreclosure process
Before a lender can begin a foreclosure on a primary residence, federal servicing rules generally require the borrower to be more than 120 days delinquent (12 CFR 1024.41(f)). States then follow either a judicial process, where the lender sues in court, or a non-judicial (power of sale) process run by a trustee under the deed of trust. Judicial vs non-judicial foreclosure explains the difference.
Read more: West Virginia foreclosure timeline and the foreclosure timeline by state.
Harrison County at a glance (public statistics)
County seat: Clarksburg.
| Measure | Value | Source |
|---|---|---|
| Population | 65,407 | Census |
| Housing units | 30,537 | Census |
| Homes that are owner-occupied | 74% | Census |
| Median home value | $158K | Census |
| Housing units that are vacant (U.S.: 10%) | 15% | Census |
| Homes that are single-family detached (U.S.: 61%) | 75% | Census |
| Homes built before 1940 (U.S.: 12%) | 26% | Census |
| Residents aged 65 or older (U.S.: 17%) | 20% | Census |
| Owner-occupied homes with no mortgage (owned free and clear) (U.S.: 39%) | 53% | Census |
| Median age of residents (U.S.: 38.9) | 42.3 | Census |
| HUD Fair Market Rent, 2-bedroom, monthly (Harrison County, WV) | $1,005 | HUD |
| HUD Fair Market Rent, 3-bedroom, monthly (Harrison County, WV) | $1,323 | HUD |
| New housing units permitted in 2025 | 192 | Census |
| Change in units permitted, 2024 to 2025 | +131% | Census |
Sources: U.S. Census Bureau American Community Survey and Building Permits Survey; HUD Fair Market Rents.
Related guides
Frequently asked questions
What court filings does Keystone Court Data cover in ZIP code 26431?+
Keystone Court Data covers property-related court filings in ZIP code 26431, West Virginia (Harrison County), including: Tax Sale, Probate / Estate, Notice Of Trustee'S Sale. New filings are added as they are recorded.
What types of court cases are most common in ZIP 26431?+
In ZIP 26431, the filing breakdown is: Tax Sale (67.9%); Probate / Estate (17.9%); Notice Of Trustee'S Sale (14.3%).
New court records for ZIP 26431
Subscribe to Harrison County on Keystone Court Data to receive new property-related West Virginia court filings, including filings in ZIP 26431. Delivered from the day of filing. 7-day free trial.
View Harrison County availabilityCite: Keystone Court Data, "ZIP 26431 Foreclosure & Distressed-Property Data," 2026-10-24, https://keystonecourtdata.com/reports/26431-foreclosure-data