ZIP Code Report · 2026-10-24
ZIP 25401 Foreclosure & Distressed-Property Data
Property-related court filings in ZIP 25401, West Virginia, in Berkeley County. Foreclosure, probate, divorce, and partition cases. These are the early-stage filings that precede MLS listings by months or years.
Based on public court filings, analyzed by Keystone. As of October 2026.
- 88.6% Notice Of Trustee'S Sale, the dominant filing category in ZIP 25401.
Filing type breakdown
| Lead type | Share |
|---|---|
| Notice Of Trustee'S Sale | 88.6% |
| Probate / Estate | 8.6% |
| Foreclosure | 2.9% |
Related areas
ZIP 25401 falls within Berkeley County, West Virginia. Full county-level analysis: Berkeley County subscription page.
Nearby ZIPs in West Virginia: 25414 · 25313 · 25302 · 25177 · 25701.
The foreclosure process
Before a lender can begin a foreclosure on a primary residence, federal servicing rules generally require the borrower to be more than 120 days delinquent (12 CFR 1024.41(f)). States then follow either a judicial process, where the lender sues in court, or a non-judicial (power of sale) process run by a trustee under the deed of trust. Judicial vs non-judicial foreclosure explains the difference.
Read more: West Virginia foreclosure timeline and the foreclosure timeline by state.
Berkeley County at a glance (public statistics)
County seat: Martinsburg.
| Measure | Value | Source |
|---|---|---|
| Population | 126,165 | Census |
| Housing units | 52,511 | Census |
| Homes that are owner-occupied | 75% | Census |
| Median home value | $248K | Census |
| Housing units that are vacant (U.S.: 10%) | 6% | Census |
| Homes that are single-family detached (U.S.: 61%) | 67% | Census |
| Homes built before 1940 (U.S.: 12%) | 9% | Census |
| Residents aged 65 or older (U.S.: 17%) | 15% | Census |
| Owner-occupied homes with no mortgage (owned free and clear) (U.S.: 39%) | 31% | Census |
| Median age of residents (U.S.: 38.9) | 38.7 | Census |
| HUD Fair Market Rent, 2-bedroom, monthly (Hagerstown-Martinsburg, MD-WV) | $1,215 | HUD |
| HUD Fair Market Rent, 3-bedroom, monthly (Hagerstown-Martinsburg, MD-WV) | $1,682 | HUD |
| New housing units permitted in 2025 | 1,140 | Census |
| Change in units permitted, 2024 to 2025 | -22% | Census |
Sources: U.S. Census Bureau American Community Survey and Building Permits Survey; HUD Fair Market Rents.
Related guides
Frequently asked questions
What court filings does Keystone Court Data cover in ZIP code 25401?+
Keystone Court Data covers property-related court filings in ZIP code 25401, West Virginia (Berkeley County), including: Notice Of Trustee'S Sale, Probate / Estate, Foreclosure. New filings are added as they are recorded.
What types of court cases are most common in ZIP 25401?+
In ZIP 25401, the filing breakdown is: Notice Of Trustee'S Sale (88.6%); Probate / Estate (8.6%); Foreclosure (2.9%).
New court records for ZIP 25401
Subscribe to Berkeley County on Keystone Court Data to receive new property-related West Virginia court filings, including filings in ZIP 25401. Delivered from the day of filing. 7-day free trial.
View Berkeley County availabilityCite: Keystone Court Data, "ZIP 25401 Foreclosure & Distressed-Property Data," 2026-10-24, https://keystonecourtdata.com/reports/25401-foreclosure-data