ZIP Code Report · 2026-11-11
ZIP 21078 Foreclosure & Distressed-Property Data
Property-related court filings in ZIP 21078, Maryland, in Harford County. Foreclosure, probate, divorce, and partition cases. These are the early-stage filings that precede MLS listings by months or years.
From public court filings. As of November 2026.
- 78.6% Probate / Estate, the dominant filing category in ZIP 21078.
Filing type breakdown
| Lead type | Share |
|---|---|
| Probate / Estate | 78.6% |
| Foreclosure | 14.3% |
| Divorce | 7.1% |
Related areas
ZIP 21078 falls within Harford County, Maryland. Full county-level analysis: Harford County subscription page.
Nearby ZIPs in Maryland: 21093 · 21061 · 21060 · 21113 · 21117.
The foreclosure process
Before a lender can begin a foreclosure on a primary residence, federal servicing rules generally require the borrower to be more than 120 days delinquent (12 CFR 1024.41(f)). States then follow either a judicial process, where the lender sues in court, or a non-judicial (power of sale) process run by a trustee under the deed of trust. Judicial vs non-judicial foreclosure explains the difference.
Read more: Maryland foreclosure timeline and the foreclosure timeline by state.
Harford County at a glance (public statistics)
County seat: Bel Air.
| Measure | Value | Source |
|---|---|---|
| Population | 262,509 | Census |
| Housing units | 104,409 | Census |
| Homes that are owner-occupied | 80% | Census |
| Median home value | $367K | Census |
| Housing units that are vacant (U.S.: 10%) | 4% | Census |
| Homes that are single-family detached (U.S.: 61%) | 60% | Census |
| Homes built before 1940 (U.S.: 12%) | 5% | Census |
| Residents aged 65 or older (U.S.: 17%) | 17% | Census |
| Owner-occupied homes with no mortgage (owned free and clear) (U.S.: 39%) | 30% | Census |
| Median age of residents (U.S.: 38.9) | 40.5 | Census |
| HUD Fair Market Rent, 2-bedroom, monthly (Baltimore-Columbia-Towson, MD) | $2,006 | HUD |
| HUD Fair Market Rent, 3-bedroom, monthly (Baltimore-Columbia-Towson, MD) | $2,509 | HUD |
| New housing units permitted in 2025 | 715 | Census |
| Change in units permitted, 2024 to 2025 | -11% | Census |
Sources: U.S. Census Bureau American Community Survey and Building Permits Survey; HUD Fair Market Rents.
Related guides
Frequently asked questions
What court filings does Keystone Court Data cover in ZIP code 21078?+
Keystone Court Data covers property-related court filings in ZIP code 21078, Maryland (Harford County), including: Divorce, Foreclosure, Probate / Estate. New filings are added as they are recorded.
What types of court cases are most common in ZIP 21078?+
In ZIP 21078, the filing breakdown is: Divorce (7.1%); Foreclosure (14.3%); Probate / Estate (78.6%).
New court records for ZIP 21078
Subscribe to Harford County on Keystone Court Data to receive new property-related Maryland court filings, including filings in ZIP 21078. Delivered the same day they're filed. 7-day free trial.
View Harford County availabilityCite: Keystone Court Data, "ZIP 21078 Foreclosure & Distressed-Property Data," 2026-11-11, https://keystonecourtdata.com/reports/21078-foreclosure-data