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Market Ranking · 2026-11-04

Top Foreclosure Counties in Florida (2026)

Florida counties ranked for pre-foreclosure filings, with median property value and absentee-owner share.

Based on public court filings, analyzed by Keystone. As of November 2026.

Pre-foreclosure and foreclosure filings are the earliest public signal that a property owner has defaulted on their mortgage. Filed by lenders when the borrower misses payments, these cases create motivated-seller opportunities months before any MLS listing.

Key stats

Foreclosure county rankings

# County Med. Value Absentee
1Osceola Countyn/an/a
2Hernando Countyn/an/a
3Bay Countyn/an/a
4Pinellas Countyn/an/a
5Flagler Countyn/an/a
6Indian River Countyn/an/a
7Orange Countyn/an/a
8St. Lucie Countyn/an/a
9Broward Countyn/an/a
10Putnam Countyn/an/a
11Polk Countyn/an/a
12Martin Countyn/an/a
13Walton Countyn/an/a
14Gadsden Countyn/an/a
15Hillsborough Countyn/an/a
16Escambia Countyn/an/a
17Duval Countyn/an/a
18Levy Countyn/an/a
19Sarasota Countyn/an/a
20Charlotte Countyn/an/a
21Collier Countyn/an/a
22Monroe Countyn/an/a
23Okeechobee Countyn/an/a
24Wakulla Countyn/an/a
25Pasco Countyn/an/a
26Manatee Countyn/an/a
27Brevard Countyn/an/a
28Palm Beach Countyn/an/a
29Highlands Countyn/an/a
30Leon Countyn/an/a

The foreclosure process

Before a lender can begin a foreclosure on a primary residence, federal servicing rules generally require the borrower to be more than 120 days delinquent (12 CFR 1024.41(f)). States then follow either a judicial process, where the lender sues in court, or a non-judicial (power of sale) process run by a trustee under the deed of trust. Judicial vs non-judicial foreclosure explains the difference.

Read more: Florida foreclosure timeline and the foreclosure timeline by state.

Related reports

Other Florida rankings: Probate & Estate · Divorce & Equity Division · Guardianship · Tax Sale

Compare lead types: Foreclosure vs Probate · Foreclosure vs Divorce · All reports

Frequently asked questions

Which Florida county has the most pre-foreclosure filings?+

Osceola County ranks first in Florida for pre-foreclosure filings in our court-record data. All data comes from public court records.

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Cite: Keystone Court Data, "Top Foreclosure Counties in Florida (2026)," 2026-11-04, https://keystonecourtdata.com/reports/top-foreclosure-counties-fl