Kentucky Counties
Kentucky counties with Keystone Court Data coverage, from the public court record. Counties with a published intelligence report are linked below.
Based on public court filings, analyzed by Keystone. As of November 2026.
Housing stock (average of the Kentucky counties listed below, Census ACS)
| Vacancy rate | 14.5% (US 10.5%) |
| Owners with mortgage | 48.4% (US 60.8%) |
| Pre-1940 housing stock | 8.4% (US 12.3%) |
| Residents age 65+ | 18.4% (US 17.3%) |
New construction (2025, total across the counties listed below, Census Building Permits Survey)
| Total permits 2025 | 14,940 |
| Year-over-year change | -8.1% |
| Single-family share | 59.0% |
HUD Fair Market Rent (average of the counties listed below, FY 2027)
| 1-bedroom | $842 |
| 2-bedroom | $1,034 |
| 3-bedroom | $1,336 |
The foreclosure process
Before a lender can begin a foreclosure on a primary residence, federal servicing rules generally require the borrower to be more than 120 days delinquent (12 CFR 1024.41(f)). States then follow either a judicial process, where the lender sues in court, or a non-judicial (power of sale) process run by a trustee under the deed of trust. Judicial vs non-judicial foreclosure explains the difference.
Read more: Kentucky foreclosure timeline and the foreclosure timeline by state.
Counties
Pike County Building
Madison County Building
Laurel County Building
Pulaski County Building
Perry County Building
Christian County Building
Mercer County Building
Fayette County Building
Harlan County Building
Knox County Building
Greenup County Building
Lincoln County Building
Whitley County Building
Clark County Building
Oldham County Building
Boyle County Building
Woodford County Building
Boyd County Building
Carter County Building
Henderson County Building
Allen County Building
Russell County Building
Ohio County Building
Muhlenberg County Building
Grayson County Building
Jessamine County Building
Adair County Building
Estill County Building
Breathitt County Building
Bourbon County Building
Lawrence County Building
Floyd County Building
Union County Building
Graves County Building
Trigg County Building
Clay County Building
Wayne County Building
Marion County Building
Taylor County Building
Fleming County Building
Butler County Building
Knott County Building
Letcher County Building
Hart County Building
Casey County Building
Marshall County Building
Leslie County Building
Bell County Building
Morgan County Building
Livingston County Building
Caldwell County Building
Larue County Building
Henry County Building
Anderson County Building
Lewis County Building
Metcalfe County Building
Owen County Building
Lyon County Building
Bath County Building
Rowan County Building
Green County Building
Calloway County Building
Rockcastle County Building
Monroe County Building
Edmonson County Building
Mclean County Building
Carroll County Building
Powell County Building
Mason County Building
Nicholas County Building
Wolfe County Building
Bracken County Building
Trimble County Building
Mccreary County Building
Cumberland County Building
Fulton County Building
Johnson County Building
Elliott County Building
Todd County Building
Harrison County Building
Martin County Building
Grant County Building
Garrard County Building
Hickman County Building
Washington County Building
Carlisle County Building
Magoffin County Building
Crittenden County Building
Breckinridge County Building
Spencer County Building
Menifee County Building
Gallatin County Building
Lee County Building
Clinton County Building
Owsley County Building
Hancock County Building
Ballard County Building
Jackson County Building
Last refreshed: 2026-11-03.